Solvar Limited · ASX:SVR
Solvar — Emerging Wealth Winners Conference (April 2026)
14 slides from Solvar's conference presentation, Apr 16, 2026
Slide 1: Emerging Wealth Winners Conference
For personal use only Emerging Wealth Winners Conference 16 April 2026 Scott Baldwin (Managing Director & CEO) Siva Subramani (CFO) WWW.SOLVAR.COM.AU 1
Slide 2: The Group Summary
The Group Summary For personal use only Group has Annual Group Industry leading Australia wide ~ 20% of Solvar Over 70,000 active financed over Revenues Customer Care distribution shares are held by accounts $3 billion in through Brokers, current and former assets ~ $200 million ISO27001 Certified D
Slide 3: Product Overview
Product Overview For personal use only Secured & unsecured consumer loans, typically Consumer and commercial secured lending, Secured commercial asset finance, typically Product over 24-72 months typically over 48 – 72 months over 48 - 84 months Loan Size Up to $100,000 Up to $150,000 Up to $500,000
Slide 4: Performance History - Australia
Australia - Interest Income Australia - Loan Book AUD m AUD m 200 1,000 178 180 175 833 160 791 Performance For personal use only 800 711 150 137 125 100 105 113 600 443 543 History - Australia 400 351 75 • Double digit 5-year CAGR in 50 200 interest income and loan book FY20 FY21 FY22 FY23 FY24 FY2
Slide 5: H1 FY26 Results
For personal use only H1 FY26 Results WWW.SOLVAR.COM.AU 5
Slide 6: H1 Highlights
H1 26 Highlights Strategic accomplishments Regulatory update For personal use only • Newly launched commercial business expanding commercial loan • ASIC v Money3 Judgement delivered with majority of claims dismissed by exposure the Federal Court • Sale of New Zealand written off loan book for $NZ9.4
Slide 7: Highlights H1 FY26
Highlights H1 FY26 For personal use only Loan Book Interest Income1 Cash Collections Continuing operations Continuing operations Continuing operations Originations Bad Debts, net $ 846.6m $ 90.7m $ 244.6m $ 212.8m 2.9% (Annualized) Discontinued: $50.3m Discontinued: $7.5m Discontinued: $25.5m 0.6% i
Slide 8: Capital Management
Capital Management Value creation – Consistent fully franked dividends – Moderately leveraged giving flexibility Share Buyback Dividends Australia - Leverage For personal use only AUD m 30 Cents 30 125% 100% $20.9 8.0% 24.4 25 22.6 100% 73% 20 80% 71% 71% 71% $13.5 14.3 20 60% 16.5 15.5 75% 60% $8.3
Slide 9: H1 FY26 Results
H1 FY26 Results Stable bad debts – Significant funding headroom – Stable credit quality For personal use only Group - Bad debt Group - Debt facilities Group – Loan book quality1 AUD m 1,200 1,123 5.0% H1 56% 26% 15% 3% 0.4% 4.4% Headroom 285 FY26 900 601 FY25 53% 24% 18% 6% 0.4% 4.0% 522 600 187 758
Slide 10: Outlook
For personal use only Outlook WWW.SOLVAR.COM.AU 10
Slide 11: FY26 Outlook
FY26 Outlook For personal use only Financial Operations Market • Forecast normalised NPAT of $36m • Bennji expansion underway, ready to • Labour market remains tight with low (including one-off sale of NZ loan book) expand broker-introduced referral and unemployment supporting a neutral expected to
Slide 12: Thank you!
For personal use only Thank you! CEO & Managing Director Chief Financial Officer Scott Baldwin Siva Subramani +61 3 7031 6019 +61 3 7031 6018 s.baldwin@solvar.com.au s.subramani@solvar.com.au WWW.SOLVAR.COM.AU 12
Slide 13: Glossary of Terms
Glossary of Terms A$ or $ - Australian dollars H1 – Results relating to the first half of the financial year, July - December Active customer - A customer with an outstanding balance H2 – Results relating to the second half of the financial year, January – June For personal use only ASIC – Australia
Slide 14: Disclaimer
Disclaimer For personal use only The content of this presentation has been prepared by Solvar Limited (the Company) for general information purposes only. Any information included in this presentation on future financial performance, including industry sectors, income, profit and employment types, r
Solvar — Emerging Wealth Winners Conference (April 2026) on 6ix