Standard Bank Copper ETN · JSE:SBCOP
Standard Bank Copper ETN — Standard Bank Group — Corporate Update (July 2022)
21 slides from Standard Bank Copper ETN's corporate update, Jul 5, 2022
Slide 1: Commercial Banking Showcase
COMMERCIAL BANKING SHOWCASE 5 JULY 2022
Slide 2: Commercial Banking – In Context
COMMERCIAL BANKING – IN CONTEXT
Slide 3: Commercial Banking in context
Commercial Banking in context Dedicated team servicing client segment with specific needs Individuals Companies Commercial Banking SA High Net Worth Corporate Client’s annual turnover Retail clients with Annual turnover¹: Africa Regions: >USD100m investable assets USD1m South Africa: >R1.5bn Busines
Slide 4: Valuable contributor to the group
Commercial Banking in context Valuable contributor to the group Deposits1 Loans1 Revenues1 Headline earnings1 ROE1 R433bn R207bn R26bn R5.3bn Business & Commercial Clients (“BCC”) BCC Group BCC Group BCC Group BCC Group BCC South Africa Commercial Banking South Africa (of BCC SA) (of BCC SA) (of BCC
Slide 5: Our Key Differentiators
UV OUR KEY DIFFERENTIATORS Standard Bank ITCANBE..
Slide 6: Commercial Banking – key differentiators
Commercial Banking – key differentiators Our competitive advantages underpin our resilient, growing franchise Client franchise Business model People • Long standing relationships with top • Relationship-led • Experienced bankers performers in many sectors • Empowered team with in-depth • Facilitated
Slide 7: Commercial Banking – our client franchise
Commercial Banking – our client franchise How we serve our clients Coverage Client service team Sector expertise Solutions delivered Regional Business Suites Relationship Manager • Agriculture – Growers, • Prime Solutions Input Suppliers, Aggregators • Borrow Processors • Payments 1. Metropolitan Re
Slide 8: Commercial Banking – our business model
Commercial Banking – our business model Our integrated service model Partnering with our clients in building Partnering with our efficiencies in their clients in growing their businesses businesses CLIENT Partnering with our Partnering with our clients in transforming clients in building a their bus
Slide 9: Commercial Banking – ecosystem overview
Commercial Banking – ecosystem overview Solutioning for client pain points beyond the normal day-to-day Ecosystem opportunities Employees Suppliers • Working capital solutions • Supplier finance • Trade and insurance • Employee benefits • Africa China collaborations • Africa expansion opportunities
Slide 10: Commercial Banking – Africa China
Commercial Banking – Africa China Leveraging our unique relationship with ICBC to bring opportunities to their and our clients Export opportunities for clients BRICS China/Africa match-making event • 4 big retail buyers in China looking to source fruit from South Africa • In collaboration with ICBC
Slide 11: Commercial Banking – our people
Commercial Banking – our people Dedicated team servicing client-specific needs Ability to navigate complexity • Deal structuring/ credit origination • Enable connections through strategic partnerships and Africa footprint. • Strategic advisory services • Deep sectoral expertise and Quality, engaged
Slide 12: Client profitability matrix
Client profitability matrix Leveraging opportunities to improve client profitability • Client profitability assessed taking into account all products used GROWING STAR PERFORMER High • Deliberate actions taken to manage • Lower operating income • Highest operating income clients as they move between
Slide 13: Client example – Star performer
Client example – “Star performer” Illustrative example of revenues and cost considerations Including payment, trade, forex and card solutions Customer 42% Net interest income revenue 58% Non-interest revenue 14% Debit card turnover Merchant Credit card turnover services 86% 5% Branch turnover Cash s
Slide 14: Key Focus Areas
V KEY FOCUS AREAS Standard Bank ITCANBE..
Slide 15: Key focus areas
Key focus areas Aligned to the Business and Commercial Client segment focus areas Defend Grow Retain and grow Drive Support the Partner Scale platforms our South African African Enterprise segment to drive and ecosystems franchise trade holistically growth 15
Slide 16: Trade solutions
Trade solutions Key driver of growth for clients by providing solutions to their needs Key trade metrics Trade club We assist with sourcing pre-vetted, reliable suppliers locally and around the world • Total new supply chain facilities Trade finance • Total supply chain facilities We ensure that the
Slide 17: Powerpulse – accelerating decentralised energy
Powerpulse – accelerating decentralised energy Digital platform for solar photovoltaic (PV) solutions in partnership with Corporate & Investment Banking Key metrics Standard Bank as Client: Electricity launch date vetted suppliers funder and platform consumer to date provider Client: Solar PV soluti
Slide 18: 2025 financial targets
2025 financial targets Commercial Banking South Africa will contribute positively to meeting BCC targets BCC Group 2025 financial targets CB SA 2025 financial targets REVENUE GROWTH 8% – 10% Within or above BCC (CAGR 2020/25) COST-TO- INCOME RATIO <55% Below BCC CREDIT LOSS RATIO 100 bps – 120 bps B
Slide 19: Commercial Banking South Africa
Commercial Banking South Africa Client franchise Business model People Leveraging our key differentiators to deliver on our strategic focus areas and targets 19
Slide 20: Disclaimer
Disclaimer The Group may, in this document, make certain statements that are not historical facts and relate to analyses and other information which are based on forecasts of future results and estimates of amounts not yet determinable. These statements may also relate to our future prospects, expec
Slide 21: Thank you
THANK YOU