Standard Bank Copper ETN · JSE:SBCOP
Standard Bank Copper ETN — Standard Bank Group — UBS Financial Services Conference 2025
14 slides from Standard Bank Copper ETN's conference presentation, Oct 9, 2025
Slide 1: Innovation in Financial Services
SSS Mees 0 Fy , Innovation= in Finan€ials Services UBS Financial Services Conferences 9 October 2025 Jonathan Lamb Head Of Corporate Venturing, CIB
Slide 2: Innovation in Practice: Key Takeaways
Innovation in Practice Key Takeaways
Slide 3: Our Approach
er) Our Approach
Slide 4: CIB in the context of the Group
CIB in the context of the Group Unrivalled presence and scale! HEADLINE EARNINGS! R12bn ROE! 23% at 30 Jur o Maueitia V SBG 62% V SBG 49% Total Revenue Split (R’bn) Total Headline Earnings Split (R’bn) Mark Banki CIB revenue by Product Banki Global ets (GM) Transactional ing (TxB) Investment ing (1B
Slide 5: Innovation in the context of CIB
J Innovation in the context of CIB st ior CIB drives innvoation through both its core business and a th CIB Digital dedicated capability to reimagine the future Key dimensions we consider for initiatives: ol zy) Meaningful impact for CIB clients Collaborate with large corporates to unlock shared val
Slide 6: CIB Innovation funnel
) CIB Innovation funnel We have a rigorous process that drives focus and ensures resources are allocated optimally 1. Ideate = = a r Aa 2. Ing, %, %G ° Disciplines of Innovation Scale Time Process Benefits Promotes innovative thinking 100s of initiatives considered since inception Rigorous process r
Slide 7: CIB Digital
CIB Digital We have 5 fundamentals, and we group our initiatives in 3 focus areas 5 Fundamentals 01 Tackle fragmented & manual processes 02 Solution around client desirability 03 Balancing discipline with agility 04 Recognise compliance as a competitive advantage 05 Leverage human capital and cultur
Slide 8: Innovation in Practice
Veena Innovation in Practice
Slide 9: Digital client engagement: OneHub
| ogame ai ai J Digital client engagement: OneHub a Our single client engagement platform The Solution —— woastcaa Application Marketplace Contactus neta User tis etn nell API Solutions The Problem Clients have |e |e x= |e |e = multiple logins TXB GM IB Ops CIB Digital APIs to access a ® Business On
Slide 10: Corporate venturing: Reunyte
3, Digital Client Gp Leveraging ay Engagement # Corporate Data & Al ‘fll Venturing J Corporate venturing: Reunyte Re-uniting the rightful owners with their benefits The Problem The Solution reunited through Banking Channels R90bn Asset Holder rewnyte unclaimed benefits Unclaimed benefit data : owed
Slide 11: Leveraging data & AI: SmartNudge
34, Digital Client 4, Corporate . [hy Engagement fll Venturing [fra Leveraging J Leveraging data & Al: SmartNudge Execution layer for actionable, data-driven recommendations ee ii ben The Problem The Solution Arecommendation engine which generates actionable insights for traders and clients Getting
Slide 12: Slee
Slee
Slide 13: CIB Digital - Key Takeaways
) CIB Digital - Key Takeaways Delivering differentiated products with clients at the core th O1 - Remain focused on clients & scaling digital engagement al 02 - Ventures & partnerships that create win-win-win outcomes 477 03 - Continue to embrace Al outside and in CIB Digital enables CIB to deliver
Slide 14: Jonathan Lamb, Corporate Venturing, CIB
han Lamb Corporate Venturing, CIB
Standard Bank Group — UBS Financial Services Conference 2025 on 6ix