Abacus Global Management, Inc. · NYSE:ABX

Abacus Global Management — Investor Presentation (March 2026)

18 slides from Abacus Global Management's investor presentation, March 2026

  1. Slide 1: Longevity Market Assets 101

    Longevity Market Assets 101 March 2026

  2. Slide 2: Insurance Policies as Investable Assets

    Longevity Market Assets 101 Insurance Policies as Investable Assets What is a Longevity Market Asset? Investing in Longevity Market Assets with ABX  A Longevity Market Asset (f.k.a. Life Settlements) is the Abacus (“ABX”) is an originator, market maker, and sale of life insurance policies for a lum

  3. Slide 3: What is a Longevity Market Asset?

    What is a Longevity Market Asset? A Longevity Market Asset is the sale of a life insurance policy in excess of the policy's cash surrender value, but less than its face value (i.e., death benefit) Legal Foundation Sample Asset Overview The United States is the only country where Life Insurance is co

  4. Slide 4: Abacus's Role in the Market

    Abacus’s Role in the Market Abacus is a licensed originator, asset manager, and market maker, connecting policy sellers with institutional capital Business Competitive Investor What We Do Model Advantages Highlights  Source policy assets through  Originate-to-distribute:  One of few licensed prov

  5. Slide 5: What are Secondary and Tertiary Policy Sales?

    What are Secondary and Tertiary Policy Sales? Insured individuals sell their policies for an immediate cash inflow, transferring ownership and the responsibility of all future premium payments to the buyer Illustrative Policy Sale Process Policy Holder 1  Initial Policy Sale (Secondary Sale): A pol

  6. Slide 6: Highlights of Longevity Market Assets

    Highlights of Longevity Market Assets Investors turn to ABX for custom solutions to access attractive, uncorrelated returns with Investment Grade (“IG”)-like risk through Longevity Market Assets ATTRACTIVE LARGE ASSET CUSTOM 1 UNIT ECONOMICS 2 ORIGINATION OPPORTUNITY 3 PORTFOLIO CONSTRUCTION INVESTM

  7. Slide 7: 1) Attractive Unit Economics

    1) Attractive Unit Economics Sample Policy Details Purchase Price Premium Death Cumulative to Seller Payments Benefit Cash Outflow Year 0 (400,000) (400,000) Year 1 (21,429) (21,429) Year 2 (21,429) (21,429) $400K Year 3 (21,429) (21,429) Purchase Price Year 4 Year 5 (21,429) (21,429) (21,429) (21,4

  8. Slide 8: 2) Large Origination Opportunity

    2) Large Origination Opportunity Longevity Market Assets represent a significant asset origination opportunity in an underserved market Underpenetrated Market Opportunity Runway for Growth vs. Mature Alts 2025 Market Size / Opportunity ~$14 trillion Total Outstanding Individual Life Insurance Polici

  9. Slide 9: 3) ABX Custom Portfolio Construction

    3) ABX Custom Portfolio Construction Integration of Precision Lifespans to personalize and enhance model inputs Inputs Outputs Policy Valuation LEs IRR Precision Mortality Curves Lifespans Break-Even Probability Historical Market Data Risk-Adjusted Return on Capital Risk Tools Include: IRR Mortality

  10. Slide 10: 4) Uncorrelated Returns

    4) Uncorrelated Returns Longevity Market Assets behave like mortality driven zero coupon bonds – performance driver being the mortality event, which is uncorrelated from most financial markets and economic variables U.S. LARGE U.S. FIXED HEDGE PRIVATE PRIVATE LONGEVITY CAP EQUITY INCOME FUNDS EQUITY

  11. Slide 11: 5) Investment Grade Risk

    5) Investment Grade Risk Longevity Market Assets are backed by IG-rated insurance carriers with regulatory protections in place ensure to preservation of investor capital  IG-Rated Insurance Carriers:  No Unpaid Insurance Claims: • Longevity Market Asset portfolios consist of senior- • Note struct

  12. Slide 12: A New Era of Longevity Market Assets with Abacus

    A New Era of Longevity Market Assets with Abacus Abacus is driving transformation in the Life Insurance industry, delivering greater accuracy, compliance, and consumer protections Pre-crisis Post-crisis ABX Today UNDERWRITING TABLE 2001 VBT1 2008 VBT1 Custom based on A/E2 history Expanding data set,

  13. Slide 13: Appendix

    Appendix eS. ABACUS GLOBAL MANAGEMENT, INC. NYSE | ABX

  14. Slide 14: Longevity Market Assets Regulatory Landscape (1/3)

    Longevity Market Assets Regulatory Landscape (1/3) State by State Regulation  42 states and the territory of Puerto Rico regulate life insurance assets, affording approximately 90% of the United States population protection under comprehensive laws and regulations  For states in which no regulatio

  15. Slide 15: Longevity Market Assets Regulatory Landscape (2/3)

    Longevity Market Assets Regulatory Landscape (2/3) Stranger-Originated Life Insurance (“STOLIs”) Eliminated  In 2007, a revised Viatical Settlement Model Act was passed strengthening consumer protections and addressing concerns about STOLIs by imposing a five-year ban on selling life insurance poli

  16. Slide 16: Longevity Market Assets Regulatory Landscape (3/3)

    Longevity Market Assets Regulatory Landscape (3/3) Policy Documentation Collected by Abacus • Copy of Policy with Application • Beneficiary Sign offs • HIPPA Release • Letter of Competency • Background Checks • Copy of Trust – Name of Trustee. Include any amendments or resignations (if applicable) •

  17. Slide 17: Disclaimer

    Disclaimer General. This presentation (this “Presentation”) is provided solely for informational purposes. This Presentation is subject to update, completion, revision, verification and further amendment without notice. None of Abacus Global Management, Inc. (the “Company”, "Abacus", Abacus Global M

  18. Slide 18: Global Management, Inc.

    GLOBAL MANAGEMENT, INC. NYSE | ABX

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