Abacus Global Management, Inc. · NYSE:ABX

Abacus Global Management — Investor Day (July 2026)

70 slides from Abacus Global Management's investor day presentation, Jul 16, 2026

1. Slide 1: 2026 Investor Day Presentation

   2026 Investor Day Presentation July 16th, 2026

2. Slide 2: Disclaimer

   Disclaimer General. This presentation (this “Presentation”) is provided solely for informational purposes. This Presentation is subject to update, completion, revision, verification and further amendment without notice. None of Abacus Global Management, Inc. (the “Company”, "Abacus", Abacus Global M

3. Slide 3: Welcome & CEO Introduction

   Welcome & CEO Introduction Jay Jackson — Chairman & CEO 3

4. Slide 4: How long will it need to last?

   The question has never been “how much will you have?” How long will it need to last? Every financial plan ever built assumes an answer. Almost none of them have one. LIFESPAN IS NOT A STRAIGHT LINE — IT IS AN ARC OF PROBABILITIES 4

5. Slide 5: Two neighbors. Same $2 million.

   A C T I · T H E Q U E S T I O N Two neighbors. Same $2 million. Both 65. Both retiring on $2M. Both handed the same generic plan today. NEIGHBOR ONE · HEALTHY · AGE 97 NEIGHBOR TWO · IMPAIRED · AGE 78 Should get: growth . Should get: income. $2.15M vs $566k legacy $160k/yr + $431k legacy 3.8× the ge

6. Slide 6: We Are Not a Financial Firm

   A C T I I · T H E A N S W E R · W H O W E A R E We Are Not a Financial Firm Abacus is a technology infrastructure company. We are the infrastructure layer wealth management does not yet know it needs. For decades, planning rested on one assumption: that you can plan a retirement without knowing how

7. Slide 7: Precision Lifespan Intelligence

   A C T I I · T H E A N S W E R · T H E E N G I N E Precision Lifespan Intelligence Health data in. A personal lifespan model out. Not an average. Not a range. Your ARC. 01 DATA INGESTION 02 AI ENGINE 03 OUTPUT LAYER Dynamic Lifespan Medical History Analysis Investment & Income Modeling Complete healt

8. Slide 8: It changes the plan.

   A C T I I · T H E A N S W E R · L I F E A R C I N P R A C T I C E It changes the plan. A 79-year-old retired Floridian with a $7.9M portfolio—and one input no other firm can model. THE LIFEARC INPUT Modeled lifespan: 9 years Plan to age 88—not to 100. His goal is more retirement income; his concern,

9. Slide 9: It changes the outcome. +$619k

   A C T I I · T H E A N S W E R · L I F E A R C I N P R A C T I C E It changes the outcome. +$619k → $310k less tax over nine years. Portfolio income covers most of the draw, so appreciated stock barely needs selling. GROWTH ADVANTAGE AT AGE 88 → The plan wins across 10,000 simulated Planning to a mod

10. Slide 10: The Catalyst $120T

    A C T I I · T H E A N S W E R · L I F E A R C I N P R A C T I C E The Catalyst $120T → Every transfer begins with one unanswerable question: how long will the transferor live? LifeARC answers it with individual precision. GREAT WEALTH TRANSFER · 2024–2054 → No competitor has built individual lifespa

11. Slide 11: LifeARC Is Already Working. Manning & Napier $18B

    A C T I I I · T H E P R I Z E · A L R E A D Y W O R K I N G LifeARC Is Already Working. This is not a pilot. Not a proposal. LifeARC is being integrated into real client solutions today. STRATEGIC DEPLOYMENT · LIFEARC INTEGRATION PARTNER Manning & Napier $18B Abacus invested ~$50 million into Mannin

12. Slide 12: Why Lifespan-linked Finance Is a 100-Bagger Opportunity

    100× A C T I I I · T H E P R I Z E · T H E I N V E S T M E N T C A S E ⬡ ◈ Data Network Zero Existing Effect Competitor No one else pairs Every profile strengthens Why Lifespan-linked Finance the model—a moat that lifespan AI with investment strategy. We Is a 100-Bagger Opportunity compounds with sc

13. Slide 13: A lifespan is not a straight line. It is an ARC of probabilities.

    A lifespan is not a straight line. It is an ARC of probabilities. The question was never how much. It was how long… and now it has an answer. Abacus—the first AI-powered platform to model individual human lifespans, and allocate for the life each client will actually live. $120T $50M 100× WEALTH TRA

14. Slide 14: Fireside Chat with Matthew Ankrum

    Fireside Chat with Matthew Ankrum Jay Jackson — Chairman & CEO Matthew Ankrum — Managing Partner & Author, Ankrum Capital 14

15. Slide 15: Financials Snapshot

    Financials Snapshot Bill McCauley — Chief Financial Officer & Chief Operating Officer 15

16. Slide 16: Q1 2026 Results

    Q1 2026 Results The Scorecard in Action Revenue Adj. EBITDA Operating Cash Flow $59.4M $32.7M +$91.7M +34.6% YoY 55% margin Swing from -$61.6M Q1 '25 Timely Capital Return to Investors ~$75.8M The 100-bagger framework described requires revenue growth exceeding 20% per year, expanding margins, and s

17. Slide 17: FY 2025 Foundation → FY 2026 Guidance

    FY 2025 Foundation → FY 2026 Guidance FY 2025 Actual FY 2026 Guidance Gross Revenue $235.2M +110% YoY $100M – $106M $1.00 – $1.05 Adjusted Net Income Earnings Per Share Adj. Net Income $85.7M +84% YoY Up to +24% YoY Growth Adj. EBITDA $132.6M +115% YoY 2026 TARGETS AUM Target $5B+ by YE 2026 EBITDA

18. Slide 18: The Path to Scale

    The Path to Scale 3 to 5 Year Plan 2025A What Drives the Bridge $133M  Scale the longevity fund complex New funds and larger vintages drive Adj. EBITDA fee-paying AUM growth and fee-related earnings.  Grow newly launched interval fund and securitization channel Registered access and structured-cre

19. Slide 19: The Multiple Expansion Story

    The Multiple Expansion Story Toward 70% Recurring Fee Revenue Why the Mix Matters Revenue Mix Evolution Fee-related earnings today 2025A 84% 16% 16% Current mix, FY 2025 Target fee-related earnings 2028E 40% 30% 25% 5% 70% Multi-year goal 2030E Multiple expansion per 10pts 2–3x 30% 30% 30% 10% Each

20. Slide 20: The Investor Reframe: From Transactions to Platform

    The Investor Reframe: From Transactions to Platform Elena Plesco — Chief Investment Officer 20

21. Slide 21: What is Abacus? Framing the Platform

    What is Abacus? Framing the Platform What is Abacus? Framing the Platform The Common Mistake: Defining a company by its most visible transaction. Infrastructure is where enterprise value is created One Product. One Segment. One Trade. 21

22. Slide 22: What is Amazon's largest revenue-generating business?

    What is Amazon’s largest revenue- generating business? 22

23. Slide 23: What is one of Amazon's most important profit engines?

    What is one of Amazon’s most important profit engines? 23

24. Slide 24: The Answer, In Amazon's Own Numbers

    The Answer, In Amazon’s Own Numbers Commerce drives revenue. AWS drives profit Amazon FY2025: Share by Segment Net sales — $717B $588B $129B 18% AWS Share of Net Sales Operating income — $80B $35B $46B 57% 0% 25% 50% 75% 100% AWS Share of Operating Income Commerce (North America + International) AWS

25. Slide 25: The Parallels at Abacus

    The Parallels at Abacus Origination is our commerce engine. LifeARC is our AWS The Core Commerce Origination Revenue Selling goods. The oldest part of the Bringing secondary life insurance policies, company — and to many, the least exciting. clients, and data into the ecosystem. Engine The AWS LifeA

26. Slide 26: What is Abacus?

    What is Abacus? Six descriptions — each true in part, none complete “An origination “An asset manager” “A data provider” company” “A technology “A business connected “A wealth platform” company” to insurance assets” The mistake is to look at one part of Abacus and assume it is the whole company 26

27. Slide 27: We Are Building the Rails

    We Are Building the Rails The infrastructure for lifespan-linked finance Abacus Life Solutions The Foundation Abacus Asset Group The Abacus Intel The Growth Engine Abacus The Competitive Moat Flywheel Abacus Wealth Advisors The Distribution Channel The rails are what we own. The flywheel is what hap

28. Slide 28: Why Owning the Rails Matters

    Why Owning the Rails Matters The more rails we own, the more we control our own destiny Abacus owns the rails. We do not wait for someone else’s deal flow. We do not rent someone else’s data. We built the rails, so we set the terms. We built the rails. And the rails are what made LifeARC possible 28

29. Slide 29: LifeARC: The Input Finance Has Been Missing

    LifeARC: The Input Finance Has Been Missing Lifespan is not an insurance variable. It is a financial one Portfolios Built Today: Portfolios Built with LifeARC: Risk · Return · Correlation · Volatility Lifespan as a quantified, personalized (modeled to the basis point.) financial input. Not a guess.

30. Slide 30: The Thesis Is the System

    The Thesis Is the System One input, owned end to end — running through every portfolio Not a feature. Infrastructure. Abacus is building the layer that lets the entire category of lifespan-linked finance scale. Not one product. Not one segment. Not one transaction Each rail feeds the next — and when

31. Slide 31: The Intelligence Layer: LifeARC, MVerify, & AI-Enabled Origination

    The Intelligence Layer: LifeARC, MVerify, & AI-Enabled Origination Jeff Smith — Chief Marketing Officer Armando Cabrera — President, Abacus Intel Dr. Jay Olshansky — Academic-in-Residence 31

32. Slide 32: Marketing, AI & Data Strategy

    Marketing, AI & Data Strategy Jeff Smith — Chief Marketing Officer 32

33. Slide 33: Abacus Marketing: Built Different

    Abacus Marketing: Built Different Abacus Marketing: Built Different A Decade of Growth— From $100 per day to a growth engine Marketing as a Revenue 2016 2026 Engine At Abacus, Marketing and Operations are integrated by design. We connect every $100/day 10,000+ dollar spent to a specific outcome acro

34. Slide 34: The Abacus Marketing Model: Three Pillars

    The Abacus Marketing Model: Three Pillars Marketing as a revenue engine, not a cost center Data-First Foundation 1 AI-Enabled Operations 2 Attribution Ownership 3 Sweat equity before ad AI Voice extends contact We know exactly which ad spend: foundation first, hours by 16 hours per day brought in ea

35. Slide 35: The "Zero Unqualified Leads" Thesis

    The “Zero Unqualified Leads” Thesis Synergies across the Abacus platform create a flywheel effect IF THEY QUALIFY FOR A SETTLEMENT THE ENTRY POINT Abacus Asset Group Abacus Wealth Advisors 10,000+ The Institutional Bridge Every lead is scored, verified, and pooled, The Long Game After a large settle

36. Slide 36: AI as Operating Infrastructure

    AI as Operating Infrastructure Built In-House, Owned Outright AI as Operating What We Mean by AI Infrastructure  Models built on our own data — not licensed from Built In-House, Owned anyone  Agentic automation designed for our specific Outright workflows  Tools we own outright that don't train a

37. Slide 37: Data-First Media Strategy

    Two Modes, One Edge Reach the market, prove the spend Two Modes, One Edge Data-First Reach the market, prove the spend Media 1 Intent Capture Strategy Meet people where they already are  Search and SEO — someone already looking for policy value Build the fireplace  Highly efficient: no persuasion

38. Slide 38: The Abacus Flywheel

    The Abacus Flywheel One unified data platform connects every vertical The Abacus Flywheel One unified data platform connects every vertical Capture Unify Route Compound  10,000+ consumer  Full refactor  Instantly score and  A $1M policy leads/month enter consolidated all data identify the best-f

39. Slide 39: Introducing LifeARC & MVerify Discussion

    Introducing LifeARC & MVerify Discussion Armando Cabrera — President, Abacus Intel Dr. Jay Olshansky — Academic-in-Residence 39

40. Slide 40: The Data Flywheel

    The Data Flywheel DATA & INTELLIGENCE Medical records, MVerify, longevity and investment expertise, integrated through data science and AI WHAT FEEDS THE ENGINE Constant data intake 20+ years of medical records Conditions, medications, biometrics MVerify mortality data Informed LifeARC Model Decisio

41. Slide 41: The Predictable Science of Lifespan

    The Predictable Science of Lifespan From a 200-year-old law to individualized longevity modeling Mortality is highly predictable Source: Abacus internal analysis. Observed mortality for insured males (Abacus database), fitted to a Gompertz curve. 41

42. Slide 42: Our Core Business, and a New Frontier

    Our Core Business, and a New Frontier LIFEARC The same lifespan engine sharpens longevity market assets and builds the rails to extend into financial planning OUR CORE: LONGEVITY THE NEW FRONTIER: MARKET ASSETS FINANCIAL PLANNING  Acquire smarter The proprietary lifespan that prices a policy is Med

43. Slide 43: Inside the LifeARC Technology Engine

    Inside the LifeARC Technology Engine LIFEARC NLP and OCR turn unstructured medical records into a proprietary survival model — the same engine that powers real-time financial planning. 2 3 1 4 Extract & Score Model & Estimate Ingest & Structure The engine pulls 100s of clinical features per A propri

44. Slide 44: AI and the Road Ahead

    LOOKING AHEAD Personalized lifespan modeling AI and the Individualized forecasts, at scale Road Ahead Adopted across RIAs Accelerated by the existing Abacus infrastructure Lifespan-linked planning in the advisor’s hands The intelligence layer for finance AI is becoming the engine behind individualiz

45. Slide 45: Abacus Intel — MVerify: Growth Trajectory and Market Penetration

    Abacus Intel — MVerify (Mortality Verification): Growth Trajectory and Market Penetration Unlocking New Revenue Channels From Insurance to Pensions 97% National Coverage <1% False Positive Rates Lives Tracked – Abacus Intel What Is MVerify? Paid Lives In Trial • Single validation engine aggregating

46. Slide 46: Wealth Planning: A Deeper Look

    Wealth Planning: A Deeper Look Jay Jackson — Chairman & CEO Bill McCauley — CFO & COO James Morrow — Founder & CEO, Callodine Group 46

47. Slide 47: Origination as Infrastructure

    Origination as Infrastructure Elena Plesco — Chief Investment Officer Samantha Butcher — President, Life Solutions 47

48. Slide 48: Asset Management + Capital Formation

    Asset Management + Capital Formation Corey McLaren — Portfolio Manager, Longevity Funds Monty Cook — Head of Private Credit Martin Bo Larsson — Chief Operating Officer, Asset Group 48

49. Slide 49: Building Value in Asset Management: Longevity Funds

    Building Value in Asset Management: Longevity Funds Corey McLaren — Portfolio Manager, Longevity Funds 49

50. Slide 50: Abacus Asset Group Overview

    Abacus Asset Group Overview A growing asset manager built upon the established Abacus foundation $3.6 billion 20+ year ~30 70+ Asset Management Investment Professionals and Total AUM1 Institutional Investors Track Record Dedicated Support Staff In Focus LONGEVITY FUNDS ASSET-BASED FINANCE + New prod

51. Slide 51: ABX Longevity Growth and Income Fund – ABXGX

    ABX Longevity Growth and Income Fund – ABXGX Newly Launched Interval Fund Quality Uncorrelated Income + Growth Structure Death benefits backed by Mortality-driven, largely Twin objectives of capital Registered 1940 Act IG-rated U.S. life zero-coupon-like cash appreciation and current interval fund w

52. Slide 52: Longevity AUM Growth

    Longevity AUM Growth Institutional inflows driving scale Longevity Capital Inflow Momentum $288.1M Q1 2026 capital inflows $500M+ Q1 2026 management $7.5M & servicing fees $275M $50M+ Inaugural securitization Q4 2025 1H 2026 $500M+ 1H 2026 inflow target Targeting $500M+ of total inflows in 1H 2026 P

53. Slide 53: Why Longevity Market Assets Attract Capital

    Why Longevity Market Assets Attract Capital Characteristics that drive inflows Principal Protection A-Rated Credit Risk Return of invested capital prioritized through High-quality, investment-grade credit profile diversified, collateral-backed structures underpinning the portfolio Diversification &

54. Slide 54: Four Drivers of Institutional Demand

    Four Drivers of Institutional Demand Beyond the asset-class characteristics The origination engine creates supply, a reliable pipeline of assets at Scale institutional volume Two decades of underwriting experience builds confidence in pricing and Data investment decisions Customizable formats for in

55. Slide 55: 20+ Years Building Confidence and Security

    20+ Years Building Confidence and Security Data-Driven Discipline, Blockchain-Enabled Integrity Data-Driven Decisions Incorporating Blockchain • Underwriting • Immutable Records Proprietary longevity data informs pricing on every policy Tamper-evident asset and transaction history that acquired stre

56. Slide 56: From Origination to Institutional Product

    From Origination to Institutional Product How Abacus converts origination, data, and underwriting into product 1 2 3 4 Asset Origination Data Blockchain Management creates the asset underwrites it packages it can help secure it A proprietary origination Two decades of longevity Funds, ETFs, and Immu

57. Slide 57: Building Value in Asset Management: Asset Based Finance

    Building Value in Asset Management: Asset Based Finance Monty Cook — Head of Private Credit 57

58. Slide 58: Abacus Asset Group Overview

    Abacus Asset Group Overview A growing asset manager built upon the established Abacus foundation $3.6 billion 20+ year ~30 70+ Asset Management Investment Professionals and Total AUM1 Institutional Investors Track Record Dedicated Support Staff In Focus LONGEVITY FUNDS ASSET-BASED FINANCE + New prod

59. Slide 59: Asset-Based Finance Touches Everyday Life

    How does ABF impact me? Asset-Based Powering Main Street Commerce Finance Mortgages Where you live Touches Credit Cards Everyday Life How you buy Auto Loans What you drive ABF finances millions of daily Small Business Loans transactions, and provides the credit Where you work availability required b

60. Slide 60: A Massive, Underpenetrated Market

    A Massive, Underpenetrated Market ABF offers a diversified, underpenetrated market with large growth opportunity Core Market Verticals for Abacus ABF Market Opportunity Private Corporate Credit1 Asset Based Finance2 Total Addressable Market Size: Total Addressable Market Size: ~$10-11 Trillion ~$20

61. Slide 61: Strategy Overview

    Strategy Overview Abacus ABF offers investors compelling target returns with principal protection Mid-market  Megaplatforms ($30B+) moved upmarket, ignoring sub-$100M deals Targeting  Mid-size originators underserved → wider spreads, stronger covenants Purpose Built ABF  Requires dual-lens underw

62. Slide 62: ABF: A Differentiated Approach to Private Credit

    ABF: A Differentiated Approach to Private Credit Compelling risk-adjusted returns, low correlation, and structural downside protection Compelling risk- Market Size & Growth Portfolio Benefits adjusted returns in a  Low correlation to corporates  $20+ trillion addressable market1 rapidly growing ma

63. Slide 63: Value Creation

    Value Creation How ABF strengthens the asset management group and the broader firm Fee-Related Client Platform Competitive Earnings Stickiness Leverage Moat recurring + deep multi-strategy shared platform product depth performance fees client relationships infrastructure compounds Management and Cli

64. Slide 64: Role of EMEA and Asia in Capital Formation & Distribution

    Role of EMEA and Asia in Capital Formation & Distribution Martin Bo Larsson — Chief Operating Officer, Asset Group 64

65. Slide 65: Europe as a Capital Market Opportunity

    European Alternative Investment Europe as a Funds: €8.1 Trillion Assets under Capital Market Management Opportunity The European alternative Investors increasingly seek Europe represents one investment market is defined diversification, income of the world's largest not only by its scale, but by gen

66. Slide 66: Institutionalization of Private Markets Drives Demand for Robust Frameworks

    Institutionalization of Private Markets Drives Demand for Robust Frameworks Institutional capital increasingly requires governance, transparency and scalable operating frameworks before capital can be deployed at scale Institutional Investor AIFM1 Framework Expectations: Provides: Governance Indepen

67. Slide 67: Infrastructure for Capital Formation & Distribution

    Infrastructure for Capital Formation & Investor Protection Provides an independent framework designed to safeguard Distribution investor interests through oversight, transparency and accountability. Governance Establishes clear governance structures, independent control functions and defined respons

68. Slide 68: Key Takeaways

    Key Takeaways  Institutional Capital Requires Robust Frameworks Governance, transparency and operational resilience remain prerequisites for institutional allocations  Distribution is a Core Platform Rail Origination creates asset supply; distribution creates The institutionalization of demand by

69. Slide 69: Disclaimer

    Disclaimer The information contained herein is for informational purposes only and does not constitute an offer or solicitation. Information is obtained from sources believed to be reliable, and its accuracy and completeness are not guaranteed. Information does not constitute a recommendation of any

70. Slide 70: Global Management, Inc. NYSE | ABX

    GLOBAL MANAGEMENT, INC. NYSE | ABX

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