Abacus Global Management, Inc. · NYSE:ABX

Abacus Global Management — Q3 2025 Earnings Presentation

9 slides from Abacus Global Management's earnings presentation, Nov 6, 2025

  1. Slide 1: Unaudited Consolidated Statements of Operations and Comprehensive Income (Loss)

    ABACUS GLOBAL MANAGEMENT, INC. UNAUDITED CONSOLIDATED STATEMENTS OF OPERATIONS AND COMPREHENSIVE INCOME (LOSS)

  2. Slide 2: Adjusted Net Income

    ABACUS GLOBAL MANAGEMENT, INC. ADJUSTED NET INCOME

  3. Slide 3: Adjusted Net Income - Three Months Ended September 30

    Three Months Ended September 30, 2025 hs Ended September 30, 2024 N 1 jbutabl Amortization expense Stock-based compensation Allowance for credit losses Loss on change in fair value of warrant liability Tax impact Adjusted Net Income Weighted 1g) Adjusted EPS - Basic Adjusted EPS - Diluted Diluted Es

  4. Slide 4: Footnotes on tax impact and estimated tax

    [1] Tax impact represents the permanent difference in tax expense related to the restricted stock awards granted to certain executives due to IRC 162(m) limitations. "21 The estimated tax is based on the net federal and state statutory rate. Note: EPS totals may not add up due to rounding.

  5. Slide 5: Adjusted Net Income - Nine Months Ended September 30

    Nine Months Ended September 30, Nine Months Ended September 30, 202 Amortization expense Stock-based compensation Allowance for credit losses Tax ii Adjusted Net Income Weighted Weighted. Adjusted EPS - Basic Adjusted EPS - Diluted Estimated Estimated Gross Net Gross Net Inc. $ 29,298,620 $ - $ 29,2

  6. Slide 6: EBITDA

    ABACUS GLOBAL MANAGEMENT, INC. ADJUSTED EBITDA

  7. Slide 7: Return on Invested Capital (ROIC)

    ABACUS GLOBAL MANAGEMENT, INC. ADJUSTED RETURN ON INVESTED CAPITAL (ROIC)

  8. Slide 8: Return on Equity (ROE)

    ABACUS GLOBAL MANAGEMENT, INC. ADJUSTED RETURN ON EQUITY (ROE)

  9. Slide 9: Total Shareholder Equity and Adjusted Annualized ROE

    Total Shareholder Equity Adjusted Net income Adjusted Annualized ROE For the Period Ended September 30, 2025 For the Period Ended September 30, 2024 434,593,993 23,608,143 22% 257,939,628 14,719,496 23%

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