Prime Financial Group Limited · ASX:PFG
Prime Financial — Investor Presentation (February 2026)
26 slides from Prime Financial's investor presentation, Feb 19, 2026
Slide 1: Half Year 2026 (H1 FY26) Results Presentation
19 February 2026 Half Year 2026 (H1 FY26) Results Presentation Prime Financial Group Ltd (ASX:PFG)
Slide 2: Who We Are
Who We Are Founded on the principle of Connected Advice Experiences We are a market-leading Advice, Capital & Asset Management Group Delivering Services, Insights, and Investments for Emerging Businesses, Founders and High Net Worth Investors $1.9B 219 Global 28 | Team Members Footprint Year History
Slide 3: How We Do It
How We Do It OneConnected team & service - Building scale and capability organically and via acquisition Accounting & Strategic Advice & Business Advisory Insurance Solutions Investment Research & Alternative Funding Retail Managed Funds/Solutions Consulting SMSF Advice & Administration Employee Sha
Slide 4: Financial Results H1 FY26
Financial Results H1 FY26
Slide 5: H1 FY26 Financial Highlights +31% to $30.1M
H1 FY26 Financial Highlights Total Revenue Revenue per FTE +31% to +13% to * $30.1M $249K Underlying EBITDA Margin (Members) Underlying EBITDA (Members) Reported EBITDA (Members) 22% +60% to +88% to (H1 FY25: 18%) $6.5M $6.3M *Comparison to June 2025 5
Slide 6: H1 FY26 Financial Highlights +161% to 1.20 cps
H1 FY26 Financial Highlights Reported Earnings Per Share (EPS) NPAT (Members) NPATA (Members) (Members) +161% to +182% to +112% to 1.20 cps $3.1M $3.6M Debt to Underlying EBITDA Operating Cash Flow Interim Dividend (Members) 1.2X +298% to +4% to (FY25: 1.3X) $3.2M 0.80 cps 6
Slide 7: H1 FY26 Operational Highlights
H1 FY26 Operational Highlights People & Culture M&A and integration Funding & Finance • Staff numbers steady across the Group • Two additional client bases acquired • Upgraded $43M funding facility totaling $1.7M in annualized revenue executed in December 2025 with • Additional mentoring & leadershi
Slide 8: H1 FY26 Operational Highlights
H1 FY26 Operational Highlights Growth & Technology Marketing & Events Service Offering & Clients • M&A momentum increasing, • Continuing to build the Prime brand in • Focus has remained on integrating client complemented by organic growth and the the mid-market space, both through offerings and cons
Slide 9: Key Themes Driving Growth
Key Themes Driving Growth 01. 02. 03. 04. 05. Intergenerational Private markets, M&A and business Technology, AI, Mid-market wealth and business alternative assets succession platforms and opportunity transfer / funding and digital engagement property 9
Slide 10: Profit & Loss: Continued Strong Growth
Profit & Loss: Continued Strong Growth *EBITDA is defined as earnings before interest, tax, depreciation and amortisation. Note: Subject to rounding differences when calculating variances and totals 10 10
Slide 11: History of Robust Revenue Growth
History of Robust Revenue Growth • Approximately 78% of total revenue is generated from existing clients on a recurring basis. This increased 11% (June 25: 70%), reducing reliance on transactional revenue, which is being de-emphasized • Our goal is to double FY25 revenue to $100M by FY28 – FY30. Cur
Slide 12: Underlying EBITDA and Margin
Underlying EBITDA and Margin Underlying EBITDA H1 FY22 – H1 FY26 ($M) • Material step-up in Underlying EBITDA with few non-recurring items • More balanced half on half earnings profile Underlying EBITDA Margin H1 FY22 – H1 FY26 (%) • Margin has substantially improved versus PCP Note: Subject to roun
Slide 13: Balance Sheet, Group Net Debt & Cashflow
Balance Sheet, Group Net Debt & Cashflow • Substantial Balance Sheet Flexibility • Group Net Debt/Underlying EBITDA (Members) is 1.2X • Ability to access $43M+ banking facilities with Westpac to fund growth Net Operating Cashflow FY22 – H1 FY26 (previously $41M+) • Net Operating Cashflow of +$3.2M N
Slide 14: Dividends
Dividends Dividends: FY22 – H1 FY26 FY25 FY24 1.66 cps FY23 1.60 cps 1.50 cps FY22 Final Dividend - cents per share 1.10 cps Interim Dividend - cents per share 0.89 0.85 0.80 0.80 0.75 0.77 0.70 0.60 Key Dates for Dividends 0.50 Record Date 02 March 2026 Payment Date 27 March 2026 0.25 Dividend Rein
Slide 15: Strategy
Strategy
Slide 16: Focus & Outlook FY26
Focus & Outlook FY26 01. 02. 03. 04. Organic Delivering Scale & Outlook Growth Accretive Technology FY26 Acquisitions Efficiencies • Organic growth to be • NBIO signed (Wealth • Investment in IT and • Revenue +15-20% driven across core Segment) – Research & infrastructure • UEBITDA +20-25% services
Slide 17: Contact
Contact Simon Madder Sharon Papworth Managing Director & Chairman Chief Financial Officer Prime Financial Group Ltd Prime Financial Group Ltd T (03) 9827 6999 T (03) 9827 6999 E simonm@primefinancial.com.au E sharonp@primefinancial.com.au 17 17
Slide 18: Appendices
Appendices pcrnncperany
Slide 19: EBITDA & NPAT
EBITDA & NPAT Note: Subject to rounding differences when calculating variances and totals 19
Slide 20: Non-Recurring Expense Items
Non-Recurring Expense Items H1 FY26 was impacted by the following non-recurring expense items, totaling $0.2M Acquisitions & Divestments Acquisitions, Restructuring & Repositioning H1 FY26: $0.2M H1 FY25: $0.6M • Due diligence fees for acquisition opportunities and • EPM & future acquisition (such a
Slide 21: Recent M&A Activity – Revenue Acquired
Recent M&A Activity – Revenue Acquired 21
Slide 22: Prime Timeline
Prime Timeline* *Calendar years 1998 2017 2018 Consolidation 2022 2023 2024 2025 PFG commences PFG establishes PFG establishes Capital PFG establishes PFG adds Debt Capital PFG acquires Altor Capital Altor meets as a Wealth Accounting & and Corporate Advisory Consulting capability Advisory to Capita
Slide 23: Our Journey In Numbers
Our Journey In Numbers 13,000+ 2,200+ 1,000+ Clients served in Businesses supported Clients assisted with Wealth Management funding for innovation and & SMSFs new product development 100+ 500+ 250+ SMEs invested in, Clients advised on Professional advice firms in the past 5 years growth, transition
Slide 24: Why Ownership Matter
Why Ownership Matter • Currently 44% of Prime is owned by staff and associates • We encourage our staff to have an ‘ownership’ mentality and to work • collaboratively, enabling them to help co-create the firm of the future We do this through our equity/business ownership plan (Long-Term 44% Incentiv
Slide 25: Important Information
Important Information This investor presentation (Presentation) has been prepared by Prime Financial Group Limited Disclaimer (‘PFG’). No representation or warranty, express or implied, is made as to the fairness, accuracy, completeness or correctness of the information, opinions and conclusions con
Slide 26: P VIC NSW
P 1800 317 005 VIC NSW QLD E enquiry@primefinancial.com.au Level 17, HWT Tower, Suite 16.01a, Level 16, Level 6, W www.primefinancial.com.au 40 City Road, 180 George Street 100 Creek Street PrimeFinancialGroup Southbank VIC 3006 Sydney NSW 2000 Brisbane QLD 4000
Prime Financial Group — Investor Presentation (February 2026) on 6ix