Prime Financial Group Limited · ASX:PFG
Prime Financial — Investor Presentation (August 2025)
27 slides from Prime Financial's investor presentation, Aug 26, 2025
Slide 1: Full Year 2025 (FY25) Results Presentation
Full Year 2025 (FY25) Results Presentation 26 August 2025
Slide 2: Who We Are
Who We Are Founded on the principle of Connected Advice Experiences We are a market-leading Advice, Capital & Asset Management Group Delivering Services, Insights, and Investments for Emerging Businesses, Founders and High Net Worth Investors 27 Year History 995 Global Footprint Team Members FY25 Re
Slide 3: How We Do It
How We Do It OneConnected team - Building scale and capability organically and via acquisition Accounting & Strategic Advice & Business Advisory Insurance Solutions Investment Research & Alternative Funding Retail Managed Funds/Solutions Consulting SMSF Advice & Administration Employee Share Plan Pr
Slide 4: Financial Results FY25
Financial Results FY25
Slide 5: FY25 Financial Highlights
FY25 Financial Highlights Total Revenue Revenue per FTE Labour % of Revenue +21% to +6% to No change at $49.4M $220K 55% Underlying EBITDA Margin Underlying EBITDA (Members) Reported EBITDA (Members) 24% +17% to +39% to (FY24: 25%) $11.9M $10.6M Reported Earnings Per Share (EPS) NPATA (Members) Debt
Slide 6: FY25 Financial Highlights (cont.)
FY25 Financial Final Dividend Total Dividend Highlights (cont.) +5% to +4% to 0.89 cps 1.66 cps FUM Movement New Clients Via Acquisition +58% to $1.9B +3,300 6
Slide 7: FY25 Operational Highlights
FY25 Operational Highlights People & Culture M&A and Integration Funding & Finance • Staff increased to 225, substantially • Altor achieved its maintainable • Upgraded $41M funding facility due to acquisition, with EBITDA target for year 3 in year 1 executed in November 2024 with centralised/shared
Slide 8: FY25 Operational Highlights (cont.)
FY25 Operational Highlights (cont.) Growth & Technology Marketing & Events Service Offering & Clients • Growth expected to continue as M&A • Over 60 events hosted or • Via Lincoln Indicators transaction, increases, complemented by organic participated in added a wealth research & growth and the impa
Slide 9: Key Themes Driving Growth
Key Themes Driving Growth 01. 02. 03. 04. 05. Intergenerational Private markets, M&A and Technology, AI, Mid-market wealth and alternative business platforms and opportunity business transfer assets/funding succession digital and property engagement 9
Slide 10: Profit & Loss: Continued Strong Revenue Growth
Profit & Loss: Continued Strong Revenue Growth *EBITDA is defined as earnings before interest, tax, depreciation and amortisation. Note: rounding is to the nearest AUD $M and as such is subject to rounding differences when calculating variances and totals. Please see slide 21 for reconciliation of R
Slide 11: History of Robust Revenue Growth
History of Robust Revenue Growth Approximately 70% of total revenue is generated from existing clients on a recurring basis Our goal was to double annual revenue from $26M in FY22 to $50M in FY25 (achieved $100M annualised run rate revenue of $55M) and then double revenue again to $100M within 3-5 y
Slide 12: Recent M&A Activity - Revenue Acquired
Recent M&A Activity - Revenue Acquired 12 +250% $10M 10 8 6 +33% $4M 4 $3M 2 0 FY2 3 FY2 4 FY2 5 12
Slide 13: Underlying EBITDA and Margin
Underlying EBITDA and Margin Underlying EBITDA FY21 to FY25 Scalable Organic & Acquisition Model after 3 years of investment, trial, error, modification and consolidation Underlying EBITDA Margin FY21 to FY25 Technology & AI will allow further scalability and cross- delivery of products and services
Slide 14: Balance Sheet, Group Net Debt & Cashflow
Balance Sheet, Group Net Debt & Cashflow Substantial Balance Sheet Flexibility • Group Net Debt/Underlying EBITDA (members) is 1.3X • Ability to access $41M+ of facilities with Westpac to fund growth (previously $24M+) Net Operating Cashflow of +$2.9M • Working Capital improvement is a key area of f
Slide 15: Dividends
Dividends Dividends: FY21 – FY25 1.66 cps 1.60 cps 1.50 cps Final Dividend - cents per share 1.10 cps Interim Dividend - cents per share 0.70 cps 0.80 0.75 0.85 0.89 0.77 0.70 0.60 Key Dates for Dividends 0.50 Record Date 3 September 2025 0.40 0.30 0.25 Payment Date 25 September 2025 DRP available f
Slide 16: Strategy
Strategy
Slide 17: Our Strategic Pillars
Our Strategic Pillars How We Think About The Business Prime Place Compel Simplify The Grow Revenue & To Be The Client Business Earnings Our people & culture, Growth, OneConnected, Business efficiency through Through organic growth, a business owner mindset Integrated Solutions consolidation, and foc
Slide 18: Strategy
Strategy 01. 02. 03. 04. Delivering Accretive Scale Efficiencies to Growth in Revenue & Organic Growth Underlying EBITDA Acquisitions Drive Earnings • Organic growth to be • Continuing to undertake • Investment in team, • Target $100M in driven across core EPS accretive technology and revenue, and a
Slide 19: Contact
Contact Simon Madder Ben Priestley Managing Director & Chairman Head of Finance & Investor Relations Prime Financial Group Ltd Prime Financial Group Ltd T (03) 9827 6999 T (03) 9827 6999 E simonm@primefinancial.com.au E benp@primefinancial.com.au 19
Slide 20: Appendices
Appendices
Slide 21: EBITDA & NPAT
EBITDA & NPAT Note: rounding is to the nearest AUD $M and as such is subject to rounding differences when calculating variances and totals. 21
Slide 22: Non-Recurring Expense Items
Non-Recurring Expense Items FY25 was impacted by the following non-recurring expense items, totaling $1.3M Acquisitions, Restructuring & Repositioning $1.2M (FY24: $1.6M) • EPM & Lincoln Indicators expenses • Share-based payments expenses; hurdle not met • Offer Entitlement expenses (Capital Raising
Slide 23: Prime Timeline
Prime Timeline 1998 2017 2018 Consolidation 2022 2023 2024 2025 PFG commences PFG establishes PFG establishes Capital PFG establishes PFG adds Debt Capital PFG acquires Altor Capital Altor meets as a Wealth Accounting & and Corporate Advisory Consulting capability Advisory to Capital division (Wealt
Slide 24: Our Journey In Numbers
Our Journey In Numbers 10,000+ 2,000+ 1,000+ Clients served in Wealth Businesses supported Clients assisted with funding Management & SMSFs for innovation and new product development 100+ 500+ 250+ SMEs invested in, Clients advised on growth, Professional advice firms in the past 5 years transition
Slide 25: Operating in Attractive Markets
Operating in Attractive Markets Prime stands to benefit from strong tailwinds in the Wealth and Demographic profile of Australia's affluent investor segment Business segments Wealth: Emerging Established Advanced Rising level of affluence in Australia: UHNW Affluent Affluent HNW $10m-$70m • As of 20
Slide 26: Why Ownership Matters
Why Ownership Matters Our people are our biggest asset • Currently 46% of Prime is owned by staff and associates 46% • We encourage our staff to have an ‘ownership’ mentality and to work Staff & Associates collaboratively, enabling them to help co-create the firm of the future Shareholders • We do t
Slide 27: Important Notice & Disclaimer
Important Notice & Disclaimer This investor presentation (Presentation) has been prepared by Prime Financial Group Disclaimer Limited (‘PFG’). No representation or warranty, express or implied, is made as to the fairness, accuracy, completeness or correctness of the information, opinions and conclus
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