Wilson Bank Holding Co reported first-quarter 2026 results with revenue of $93.86M and diluted EPS of $1.81, reflecting higher net interest and non-interest income and a 35.8% increase in net earnings versus the prior-year quarter.
Financial Highlights
- Revenue was $93.86M for Q1 2026, compared with $84.60M in Q1 2025; YoY change 11.0%.
- Net income was $22.26M for Q1 2026, compared with $16.39M in Q1 2025; YoY change 35.8%.
- Diluted EPS was $1.81 for Q1 2026, compared with $1.37 in Q1 2025; YoY change 32.1%.
Business Highlights
- Revenue growth and profitability: Net earnings rose 35.8% year over year driven by higher net interest income and non‑interest income, improving return on assets and equity.
- Net interest and loan yield momentum: Net interest margin expanded to 3.92% as loan and securities yields increased and loan repricing boosted interest income.
- Deposit and retail channels: Core deposit growth funded liquidity, with higher deposit balances from marketing and new account openings.
- Operational investments and expenses: Spending increased for staffing, wages, data‑processing and branch remodels to support growth and digital/security needs.
- Strategic portfolio actions: The company sold a credit card portfolio (recognizing a premium) and increased securities purchases to deploy liquidity into higher yields.
Original SEC Filing:
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