1
Operational Performance Data
The tables below provide information regarding the available operational results for the 3 months ended June 30, 2026, as well as the prior four quarterly reporting periods and the 12 months ended June 30, 2026 and 2025, for cards and other form factors carrying the Visa, Visa Electron, V PAY and Interlink brands.
1.
Branded Volume and Transactions
The tables present regional total volume, payments volume, and cash volume, and the number of payments transactions, cash transactions, accounts and cards for cards and other form factors carrying the Visa, Visa Electron, V PAY and Interlink brands and excludes Europe co-badged volume and transactions for all periods.
Card counts include PLUS proprietary cards.
Nominal and constant dollar growth rates over prior years are provided for volume-based data.
Total Volume($ billions) Growth (Nominal USD) Growth (Constant USD) Payments Volume ($ billions) Growth (Nominal USD) Growth (Constant USD) Payments Transactions (millions) Cash Volume ($ billions) Growth (Nominal USD) Growth (Constant USD) Cash Transactions (millions) Accounts (millions) Cards (millions)
All Visa Credit & DebitAsia Pacific $606 3.7% 5.1% $532 4.6% 5.5% 13,393 $74 (1.7%) 2.3% 697
Canada 126 7.2% 7.1% 118 7.6% 7.5% 1,871 7 0.8% 0.8% 12
CEMEA 384 11.4% 9.5% 253 14.7% 12.7% 8,581 131 5.4% 3.7% 892
LAC 431 16.0% 7.8% 292 21.1% 13.1% 11,045 139 6.7% (1.8%) 993
US 2,095 9.3% 9.3% 1,940 10.0% 10.0% 29,642 155 1.2% 1.2% 696
Europe 1,017 11.1% 9.3% 871 12.5% 10.8% 21,863 146 3.0% 1.3% 615
Visa Inc. 4,659 9.6% 8.6% 4,007 10.7% 9.9% 86,395 652 3.2% 1.2% 3,905
Visa Credit ProgramsUS $966 11.2% 11.2% $950 11.0% 11.0% 10,536 $16 23.9% 23.9% 32
International 1,048 9.2% 8.8% 999 9.6% 9.3% 21,298 49 2.4% 0.8% 182
Visa Inc. 2,014 10.1% 10.0% 1,949 10.3% 10.1% 31,834 65 6.8% 5.5% 214
Visa Debit ProgramsUS $1,129 7.7% 7.7% $990 9.0% 9.0% 19,106 $139 (0.8%) (0.8%) 665
International 1,516 10.3% 7.4% 1,068 13.2% 10.2% 35,455 448 4.0% 1.2% 3,026
Visa Inc. 2,645 9.2% 7.5% 2,058 11.2% 9.6% 54,561 587 2.8% 0.7% 3,691
Total Volume($ billions) Growth (Nominal USD) Growth (Constant USD) Payments Volume ($ billions) Growth (Nominal USD) Growth (Constant USD) Payments Transactions (millions) Cash Volume ($ billions) Growth (Nominal USD) Growth (Constant USD) Cash Transactions (millions) Accounts (millions) Cards (millions)
All Visa Credit & DebitAsia Pacific $598 5.5% 3.8% $521 6.3% 4.3% 12,685 $78 0.5% 0.4% 713 1,179 1,265
Canada 113 10.0% 5.7% 106 10.4% 6.0% 1,682 7 4.8% 0.7% 12 91 98
CEMEA 376 12.0% 9.7% 245 15.6% 13.6% 8,043 131 5.7% 3.0% 875 454 483
LAC 408 15.3% 8.2% 274 20.3% 14.1% 10,536 134 6.4% (2.0%) 994 814 1,007
US 1,932 7.4% 7.4% 1,788 8.1% 8.1% 27,261 144 (0.3%) (0.3%) 648 1,340 1,609
Europe 926 18.0% 9.8% 795 19.3% 11.0% 19,662 131 10.6% 3.0% 559 654 736
Visa Inc. 4,354 10.4% 7.6% 3,728 11.4% 8.8% 79,869 626 4.7% 0.8% 3,801 4,532 5,197
Visa Credit ProgramsUS $873 9.5% 9.5% $860 9.6% 9.6% 9,442 $13 2.5% 2.5% 22 375 556
International 989 11.4% 8.3% 942 11.5% 8.5% 19,763 47 8.7% 3.5% 171 894 1,057
Visa Inc. 1,862 10.5% 8.8% 1,802 10.6% 9.0% 29,205 60 7.3% 3.3% 194 1,269 1,613
Visa Debit ProgramsUS $1,059 5.7% 5.7% $928 6.7% 6.7% 17,819 $131 (0.6%) (0.6%) 625 965 1,052
International 1,433 14.0% 7.4% 999 17.9% 10.6% 32,845 434 6.0% 0.8% 2,981 2,298 2,531
Visa Inc. 2,492 10.3% 6.7% 1,927 12.2% 8.7% 50,664 566 4.4% 0.5% 3,607 3,263 3,583
For the 3 Months Ended June 30, 2026
For the 3 Months Ended March 31, 2026
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2
Total Volume($ billions) Growth (Nominal USD) Growth (Constant USD) Payments Volume ($ billions) Growth (Nominal USD) Growth (Constant USD) Payments Transactions (millions) Cash Volume ($ billions) Growth (Nominal USD) Growth (Constant USD) Cash Transactions (millions) Accounts (millions) Cards (millions)
All Visa Credit & DebitAsia Pacific $618 2.2% 2.6% $539 2.9% 3.1% 13,222 $79 (2.2%) (0.8%) 731 1,161 1,242
Canada 124 5.3% 4.6% 117 5.5% 4.8% 1,841 7 2.1% 1.3% 12 92 98
CEMEA 383 13.0% 11.7% 250 17.0% 16.2% 8,305 133 6.3% 4.2% 887 443 478
LAC 429 13.5% 8.6% 285 17.9% 14.0% 11,008 144 5.6% (0.9%) 1,097 806 992
US 1,984 6.1% 6.1% 1,835 6.6% 6.6% 28,602 150 (0.0%) (0.0%) 688 1,312 1,588
Europe 989 16.9% 9.6% 843 18.1% 10.8% 20,966 146 10.8% 3.1% 629 647 727
Visa Inc. 4,527 9.0% 7.0% 3,868 9.8% 8.0% 83,945 658 4.4% 1.2% 4,045 4,462 5,124
Visa Credit ProgramsUS $918 7.4% 7.4% $905 7.4% 7.4% 10,115 $13 7.1% 7.1% 19 366 539
International 1,038 9.8% 8.3% 989 9.9% 8.5% 20,789 49 9.4% 5.3% 187 881 1,039
Visa Inc. 1,956 8.7% 7.9% 1,893 8.7% 8.0% 30,904 62 8.9% 5.7% 206 1,247 1,578
Visa Debit ProgramsUS $1,067 5.0% 5.0% $930 5.9% 5.9% 18,487 $137 (0.6%) (0.6%) 669 946 1,049
International 1,504 12.3% 7.3% 1,045 15.6% 10.1% 34,554 460 5.5% 1.2% 3,169 2,269 2,497
Visa Inc. 2,571 9.1% 6.3% 1,975 10.8% 8.1% 53,041 596 4.0% 0.8% 3,838 3,216 3,546
Total Volume($ billions) Growth (Nominal USD) Growth (Constant USD) Payments Volume ($ billions) Growth (Nominal USD) Growth (Constant USD) Payments Transactions (millions) Cash Volume ($ billions) Growth (Nominal USD) Growth (Constant USD) Cash Transactions (millions) Accounts (millions) Cards (millions)
All Visa Credit & DebitAsia Pacific $606 3.5% 3.8% $530 4.3% 4.6% 12,946 $76 (1.6%) (1.4%) 728 1,151 1,233
Canada 117 4.4% 5.5% 110 4.5% 5.6% 1,791 7 2.8% 3.9% 12 89 96
CEMEA 367 12.5% 12.9% 238 17.1% 18.0% 7,966 129 5.0% 4.6% 877 432 461
LAC 386 6.4% 8.6% 254 11.5% 14.9% 10,341 131 (2.3%) (1.7%) 1,075 787 957
US 1,929 7.2% 7.2% 1,776 7.7% 7.7% 28,220 153 1.6% 1.6% 720 1,290 1,550
Europe 973 14.3% 9.6% 826 15.4% 10.6% 20,898 147 8.5% 4.1% 659 642 722
Visa Inc. 4,378 8.4% 7.7% 3,733 9.5% 8.9% 82,163 645 2.5% 1.7% 4,072 4,390 5,020
Visa Credit ProgramsUS $880 7.5% 7.5% $867 7.6% 7.6% 9,837 $13 0.9% 0.9% 17 363 532
International 1,008 9.8% 9.8% 958 9.7% 9.9% 20,372 50 10.4% 8.4% 189 863 1,013
Visa Inc. 1,888 8.7% 8.7% 1,825 8.7% 8.8% 30,208 63 8.3% 6.8% 207 1,226 1,545
Visa Debit ProgramsUS $1,048 6.9% 6.9% $908 7.7% 7.7% 18,384 $140 1.6% 1.6% 703 927 1,017
International 1,441 9.2% 7.1% 999 12.7% 10.1% 33,571 442 2.0% 1.0% 3,162 2,237 2,458
Visa Inc. 2,490 8.2% 7.0% 1,908 10.3% 8.9% 51,954 582 1.9% 1.2% 3,865 3,164 3,475
Total Volume($ billions) Growth (Nominal USD) Growth (Constant USD) Payments Volume ($ billions) Growth (Nominal USD) Growth (Constant USD) Payments Transactions (millions) Cash Volume ($ billions) Growth (Nominal USD) Growth (Constant USD) Cash Transactions (millions) Accounts (millions) Cards (millions)
All Visa Credit & DebitAsia Pacific $584 3.0% 1.4% $509 3.6% 1.9% 12,419 $75 (0.9%) (2.6%) 717 1,134 1,216
Canada 117 3.9% 4.7% 110 4.1% 4.9% 1,741 7 1.4% 2.2% 12 88 95
CEMEA 345 10.2% 11.7% 221 15.2% 17.1% 7,629 124 2.2% 3.3% 870 417 448
LAC 371 3.1% 11.1% 241 9.0% 17.9% 9,910 130 (6.3%) 0.6% 1,115 773 940
US 1,917 6.3% 6.3% 1,764 6.8% 6.8% 27,733 153 1.0% 1.0% 719 1,273 1,525
Europe 916 14.9% 9.7% 774 16.3% 10.9% 20,099 142 7.7% 3.5% 674 629 706
Visa Inc. 4,251 7.5% 7.1% 3,619 8.8% 8.2% 79,532 632 0.8% 1.5% 4,107 4,315 4,930
Visa Credit ProgramsUS $868 6.0% 6.0% $856 6.1% 6.1% 9,531 $13 2.5% 2.5% 17 357 521
International 960 8.7% 8.2% 912 8.6% 8.2% 19,486 48 9.4% 8.0% 188 847 991
Visa Inc. 1,828 7.4% 7.1% 1,768 7.4% 7.2% 29,017 61 7.9% 6.9% 205 1,204 1,511
Visa Debit ProgramsUS $1,049 6.5% 6.5% $908 7.4% 7.4% 18,202 $140 0.9% 0.9% 702 915 1,004
International 1,374 8.4% 7.5% 943 12.8% 10.8% 32,313 431 (0.2%) 1.0% 3,200 ,195 ,414
Visa Inc. 2,422 7.6% 7.1% 1,851 10.1% 9.2% 50,515 571 0.1% 0.9% 3,903 3,111 3,418
For the 3 Months Ended June 30, 2025
For the 3 Months Ended December 31, 2025
For the 3 Months Ended September 30, 2025
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Total Volume($ billions) Growth (Nominal USD) Growth (Constant USD) Payments Volume ($ billions) Growth (Nominal USD) Growth (Constant USD) Payments Transactions (millions) Cash Volume ($ billions) Growth (Nominal USD) Growth (Constant USD) Cash Transactions (millions) Accounts (millions) Cards (millions)
All Visa Credit & DebitAsia Pacific $2,428 3.7% 3.8% $2,121 4.5% 4.4% 52,246 $307 (1.3%) 0.1% 2,868
Canada 480 6.6% 5.7% 451 6.9% 6.0% 7,186 29 2.6% 1.7% 48
CEMEA 1,510 12.2% 10.9% 986 16.1% 15.1% 32,895 524 5.6% 3.9% 3,531
LAC 1,654 12.8% 8.3% 1,106 17.7% 14.0% 42,929 548 4.0% (1.6%) 4,160
US 7,940 7.5% 7.5% 7,338 8.1% 8.1% 113,725 602 0.6% 0.6% 2,752
Europe 3,905 14.9% 9.6% 3,335 16.2% 10.8% 83,390 571 8.1% 2.9% 2,463
Visa Inc. 17,917 9.3% 7.7% 15,337 10.3% 8.9% 332,371 2,581 3.7% 1.2% 15,822
Visa Credit ProgramsUS $3,636 8.9% 8.9% $3,582 8.9% 8.9% 39,930 $55 8.5% 8.5% 90
International 4,083 10.0% 8.8% 3,888 10.2% 9.0% 82,221 195 7.6% 4.5% 730
Visa Inc. 7,719 9.5% 8.9% 7,470 9.6% 9.0% 122,151 250 7.8% 5.3% 820
Visa Debit ProgramsUS $4,303 6.3% 6.3% $3,756 7.3% 7.3% 73,795 $547 (0.1%) (0.1%) 2,662
International 5,895 11.4% 7.3% 4,111 14.8% 10.3% 136,425 1,784 4.4% 1.1% 12,339
Visa Inc. 10,198 9.2% 6.9% 7,867 11.1% 8.8% 210,220 2,331 3.3% 0.8% 15,002
Total Volume($ billions) Growth (Nominal USD) Growth (Constant USD) Payments Volume ($ billions) Growth (Nominal USD) Growth (Constant USD) Payments Transactions (millions) Cash Volume ($ billions) Growth (Nominal USD) Growth (Constant USD) Cash Transactions (millions) Accounts (millions) Cards (millions)
All Visa Credit & DebitAsia Pacific $2,341 0.0% 0.8% $2,030 0.3% 1.2% 48,331 $311 (1.8%) (1.7%) 2,979 1,134 1,216
Canada 450 4.2% 7.2% 422 4.4% 7.4% 6,746 28 1.4% 4.4% 47 88 95
CEMEA 1,346 10.3% 13.1% 849 15.3% 18.0% 28,516 497 2.7% 5.6% 3,468 417 448
LAC 1,466 2.4% 13.2% 939 7.0% 19.3% 38,363 527 (5.0%) 3.9% 4,673 773 940
US 7,386 5.6% 5.6% 6,788 6.3% 6.3% 107,671 598 (1.0%) (1.0%) 2,887 1,273 1,525
Europe 3,398 10.4% 9.7% 2,870 12.1% 11.2% 76,816 528 2.2% 2.5% 2,655 629 706
Visa Inc. 16,387 5.8% 7.1% 13,899 7.0% 8.0% 306,443 2,489 (0.6%) 2.0% 16,710 4,315 4,930
Visa Credit ProgramsUS $3,339 5.6% 5.6% $3,289 5.6% 5.6% 36,880 $50 6.5% 6.5% 67 357 521
International 3,711 5.2% 7.8% 3,529 5.4% 8.0% 74,449 182 1.7% 4.2% 718 847 991
Visa Inc. 7,050 5.4% 6.8% 6,818 5.5% 6.9% 111,329 232 2.7% 4.7% 785 1,204 1,511
Visa Debit ProgramsUS $4,047 5.6% 5.6% $3,500 6.9% 6.9% 70,791 $548 (1.6%) (1.6%) 2,821 915 1,004
International 5,290 6.3% 8.5% 3,581 10.0% 11.4% 124,324 1,709 (0.7%) 2.9% 13,104 2,195 2,414
Visa Inc. 9,338 6.0% 7.3% 7,081 8.4% 9.1% 195,115 2,257 (0.9%) 1.8% 15,925 3,111 3,418
For the 12 Months Ended June 30, 2026
For the 12 Months Ended June 30, 2025
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4
2.
Cross-Border Volume
The table below represents cross-border volume growth for cards and other form factors carrying the Visa, Visa Electron, V PAY, Interlink and PLUS brands.
Cross-border volume refers to payments and cash volume where the issuing country is different from the merchant country.
PeriodTotalGrowth(Nominal USD)TotalGrowth (Constant USD)Ex.
Intra-Europe Growth (Constant USD)
3 Months EndedJun 30, 2026 15% 13% 12%
Mar 31, 2026 21% 12% 11%
Dec 31, 2025 18% 12% 11%
Sep 30, 2025 17% 12% 11%
Jun 30, 2025 16% 12% 11%
12 Months EndedJun 30, 2026 18% 12% 11%
(1) Cross-border volumes excluding transactions within Europe drive our international transaction revenue.
3.
Visa Processed Transactions The table below includes payments and cash transactions, and represent transactions using cards and other form factors carrying the Visa, Visa Electron, V PAY, Interlink and PLUS brands processed on Visa’s networks.
Period Processed Transactions (millions) Growth
3 Months EndedJun 30, 2026 71,662 10%
Mar 31, 2026 66,086 9%
Dec 31, 2025 69,400 9%
Sep 30, 2025 67,654 10%
Jun 30, 2025 65,443 10%
12 Months EndedJun 30, 2026 274,802 9%
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5
Footnote
Payments volume represents the aggregate dollar amount of purchases made with cards and other form factors carrying the Visa, Visa Electron, V PAY and Interlink brands and excludes Europe co-badged volume for the relevant period, and cash volume represents the aggregate dollar amount of cash disbursements obtained with these cards for the relevant period and includes the impact of balance transfers and convenience checks, but excludes proprietary PLUS volume.
Total volume represents payments and cash volume.
Visa payment products are comprised of credit and debit programs, and data relating to each program is included in the tables.
Debit programs include Visa’s signature based and Interlink (PIN) debit programs.
The data presented is based on transactions processed by Visa and reported by Visa’s financial institution clients on their operating certificates.
Estimates may be utilized if data is unavailable.
Previously presented information may be updated.
Prior period updates, if any, are not material.
Visa’s CEMEA region is comprised of countries in Central Europe, the Middle East and Africa.
Several European Union countries in Central Europe, Israel and Turkey are not included in CEMEA.
LAC is comprised of countries in Central and South America and the Caribbean.
International includes Asia Pacific, Canada, CEMEA, Europe and LAC.
Information denominated in U.S. dollars is calculated by applying an established U.S. dollar/local currency exchange rate for each local currency in which Visa Inc. volumes are reported ("Nominal USD").
These exchange rates are calculated on a quarterly basis using the established exchange rate for each quarter.
To eliminate the impact of foreign currency fluctuations against the U.S. dollar in measuring performance, Visa Inc. also reports year-over-year growth in total volume, payments volume and cash volume on the basis of local currency information ("Constant USD").
This presentation represents Visa’s historical methodology which may be subject to review and refinement.
Figures in the tables may not recalculate exactly due to rounding.
The totals and percentages are calculated based on unrounded numbers.
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