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USCB Financial Holdings, Inc. Surpasses $3 Billion in Assets with 14.6% Annualized Linked-Quarter Loan Growth; Achieves Q2 2026 EPS of $0.49, 3.49% Net Interest Margin, ROAA of 1.26%, and ROAE of 15.90%
MIAMI, July 23, 2026 (GLOBE NEWSWIRE) -- USCB Financial Holdings, Inc. (the “Company”) (NASDAQ: USCB), the holding company for U.S. Century Bank (the “Bank”), reported net income of $9.1 million or $0.49 per fully diluted share for the three months ended June 30, 2026, compared with net income of $8.1 million or $0.40 per fully diluted share for the same period in 2025. “Our second quarter performance highlights the ongoing strength of our company and the effective implementation of our growth s
About this update from Uscb Financial Holdings, Inc.
[{"type":"image","size":{"original":{"url":"data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///ywAAAAAAQABAAACAUwAOw=="}},"alt":"U.S. Century Bank"},{"type":"text","tagName":"p","content":"MIAMI, July 23, 2026 (GLOBE NEWSWIRE) -- USCB Financial Holdings, Inc. (the \"Company\") (NASDAQ: USCB), the holding company for U.S. Century Bank (the \"Bank\"), reported net income of $9.1 million or $0.49 per fully diluted share for the three months ended June 30, 2026, compared with net income of $8.1 million or $0.40 per fully diluted share for the same period in 2025. "},{"type":"text","tagName":"p","content":"\"Our second quarter performance highlights the ongoing strength of our company and the effective implementation of our growth strategy,\" said Luis de la Aguilera, Chairman, President and CEO. \"We achieved record new loan fundings of $272.0 million, resulting in a 14.6% annualized increase in loans from the previous quarter and pushing our total assets above $3 billion. At the same time, we improved profitability and operational efficiency, with our net interest margin rising to 3.49% from 3.27% and our efficiency ratio improving to 49.97% from 52.34% compared to the first quarter of 2026. These achievements underscore the scalability of our business model and our dedication to creating long-term value for our shareholders.\" "},{"type":"text","tagName":"p","content":"Unless otherwise stated, all percentage comparisons in the bullet points below are calculated at or for the quarter ended June 30, 2026 compared to at or for the quarter ended June 30, 2025 and annualized where appropriate. "},{"type":"text","tagName":"p","content":"Profitability "},{"type":"list","bulletedList":true,"items":[{"val":[{"type":"text","tagName":"p","content":" Annualized return on average assets for the quarter ended June 30, 2026 was 1.26% compared to 1.22% for the second quarter of 2025. "}]},{"val":[{"type":"text","tagName":"p","content":" Annualized return on average stockholders' equity for the quarter ended June 30, 2026 was 15.90% compared to 14.29% for the second quarter of 2025. "}]},{"val":[{"type":"text","tagName":"p","content":" The efficiency ratio for the quarter ended June 30, 2026 was 49.97% compared to 51.77% for the second quarter of 2025. "}]},{"val":[{"type":"text","tagName":"p","content":" Net interest margin for the quarter ended J...
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