Smart Card Marketing Systems, Inc.OTC: SMKG

Smartcard marketing systems inc. (OTC: SMKG)’s minority interest co. xpay.worldwide corporation - philippines (xpay) achieves pci dss 4.0.1 certification for 4th consecutive year

Apr 29, 2025 · Issued by Smart Card Marketing Systems, Inc.

SmartCard Marketing Systems Inc. (OTC:SMKG), a leader in BlockchainTech, PayTech, and FinTech innovations, is thrilled to announce Xpay WorldWide continued success in the Philippines as a leader in Fintech and Paytec which has seen valuable growth in business and valuations.

SmartCard has a Joint Venture and a 7% stake in XPay world Wide and caters the digital transformation space with embedded payments utility in the South East Asian region. Additionally, a joint payment infrastructure model for Platforms as a Service for Bank "Acquirers" and an international Build your own Payments Solution “Pure Cloud Paytech Host”.

XPAY Philippines, a leader in cloud-native payment infrastructure, today announced that it has successfully achieved PCI DSS (Payment Card Industry Data Security Standard) 4.0.1 certification for 2024/2025. This marks the fourth consecutive year that XPAY has met the rigorous security standards set by the PCI Security Standards Council, with the assessment completed by QRC Assurance & Solutions Pvt Ltd (QRC Solutionz) for four years running.

PCI DSS 4.0.1 Certification: A Testament to Security Excellence

The PCI DSS 4.0.1 certification validates that XPAY’s payment platform adheres to the highest security standards for protecting cardholder data. This comprehensive certification covers XPAY’s entire platform, ensuring the security of online payment processing, onboarding APIs, refund APIs, JavaScript SDK, and Merchant Dashboard 2.0.

Key Differentiators

• Four Years of Consistent Compliance: XPAY’s sustained commitment to security is underscored by achieving PCI DSS compliance for four consecutive years, assessed by the same trusted QSA, QRC Solutionz.

• Comprehensive Platform Coverage: The PCI DSS certification extends to XPAY’s entire platform, including all core services and APIs.

• White label-Ready Security: XPAY’s certified platform can be white-labeled by banks, acquirers, payment facilitators (PFs), and enterprise partners globally, enabling them to offer secure payment solutions under their own brand, with the peace of mind of PCI compliance.

• Expert Partnership: XPAY’s long-standing relationship with QRC Solutionz ensures a thorough and reliable assessment process, reflecting a deep understanding of evolving security threats and best practices.

• Global Standards Expertise: XPAY’s ability to navigate and maintain PCI DSS compliance at the highest level demonstrates its commitment to global security standards.

“Achieving PCI DSS 4.0.1 certification for the fourth-year running is a testament to XPAY’s unwavering dedication to security and our ongoing investment in protecting our customers’ data,” said XPAY Philippines Spokesperson & Group Chair Gary Repchuk. “Our partnership with QRC Solutionz has been invaluable in maintaining these high standards. We are proud to offer a secure, white-label-ready platform that banks, acquirers, and enterprises worldwide can trust.”

About XPAY Philippines:

XPAY Philippines is a PCI-certified, BSP-registered payment infrastructure provider delivering cloud-based mobile and e-commerce payment solutions. The company partners with banks, enterprises, and merchants to enable secure, scalable, and innovative payment acceptance across the Philippines and beyond.

About QRC Solutionz:

QRC Assurance & Solutions Pvt Ltd (QRC Solutionz) is a Qualified Security Assessor (QSA) company that provides PCI DSS assessment, cybersecurity, and risk management services to organizations worldwide.

About SmartCard Marketing Systems Inc.

SmartCard Marketing Systems Inc. (OTC:SMKG) is a global innovator in BlockchainTech, PayTech, and FinTech solutions. The company's mission is to drive digital transformation across diverse sectors by offering scalable and customizable platforms. With a focus on emerging industries, SMKG is dedicated to providing cutting-edge technologies that enhance operational efficiency and foster financial inclusion.

For more info visit https://www.smartcardmarketingsystems.com
or visit our business applications marketplace at https://www.emphasispay.com