Credit Unions are facing increased competition as consumers have more options for digital banking and higher expectations for digital experiences. Members are turning to more digitally-focused financial services providers that offer the services and experiences they expect.
This is exactly what we at SMKG:OTCQB have been stating "Credit Unions can be much more competitive in a Digital Environment".
The company SMKG highlights its technology portfolio of Paytech, Fintech and Blockchain solutions for Cloud, Mobility and E-commerce. The News and reports on Credit unions going Digital further confirms the company’s potential growth in developing market with ready to launch solutions.
The CEO of SMKG:OTCQB Massimo Barone stated “Banks and Credit Unions are both financial institutions that offer various financial services, such as checking and savings accounts, loans, and other banking products. However, there are some key differences between them owing to ownership & Structure, Membership criteria, Profit allocation, Customer service and Regulatory Oversights.
In all scenarios the customer ultimately wants an ease and flexibility of transacting with either Banks or Credit Unions through various digital services offered in the industry that are trending, popular, easy to use and making customers life as simple as possible. The climate has changed and any Financial Institution regardless its Charter that provides Digital Inclusions Wins or at least gets to fight for another day. (Size doesn't Matter)”
Industry Research & Tech News & Report:
- “Why the Country’s Second Largest Credit Union Is Finally Going ‘All In’ on Digital”
One such example of Credit Unions wanting to go all digital is North Carolina State Employees’ Credit Union (SECU), the second-largest credit union in the US, who has recognized the need to retool its model and meet members' digital expectations. They aim to become the primary financial institution for members by offering appealing products, services, and delivery channels across digital and physical channels.
SmartCard Marketing Systems Inc. (OTCQB:SMKG), we welcome you to a demo of our digital transformation platforms and service capabilities and Platforms as a Service for Banking/CU"s as Service tools with the many variations possible to white-label. The company offers Ready to deploy solutions with unique capabilities and flexibility to scale from ground-up to enable and build your own Payments solutions, Digital Tools and service offerings to the FI customers which has not been traditionally available to the broader market. Our Price of entry makes it easier for Banks, Credit Unions, Telecoms, Corporations and Mid-Tier companies to launch as per their vision of digital transformation.
ABOUT US: Digital Inclusion
SmartCard Marketing Systems Inc (OTC: SMKG) a boutique Fintech and Paytech Firm offering Ecommerce, Cloud and Mobility Platforms as a Service with its 22+ technology Suite IP Portfolio designed to cater to Multi-Industry Multi-tenant Marketplace solutions, recently announced that its Chabot AI and Super Apps platforms provide a digital strategy unlike any other offers because of our extensive Paytech platforms which include Cross-border Payments (Payout and Collections) and Xpay World for Card Payments for Mobile Wallets, E-commerce and Point-of-Sales).
We provide white-label SaaS customized platforms to the specifics of our clients requirements. SMKG is well positioned to global markets.
Platform Details:
Platforms as a Service & BANKING/CU AS A SERVICE
AXEPAY: CROSS-BORDER PAYMENTS AND CLIENT FACING SOLUTIONS -
The platform specializes in digital cross-border money remittances and pay-out services including pay-in collections for e-billing and now e-commerce. The company delivers a seamless, cost effective and user friendly engagement platform for web and mobility that allows for domestic and international corporate accounts to access automated FX quotes and various payment types such as RTP, ACH, WIRE, Card2Card and Card Issuing to faciliatate B2B, B2C and P2P service models. Our global ecosystem of MSBs and Banks makes it seamless and accelerates the integration of financial institutions and any FINTECH or PAYTECH solutions that add value to BANKS OR MSBs MONEY SERVICE BUSINESSES payment strategy.
XPAY.WORLD: TMS PCI EMV POS CLOUD HOST -
Terminal Management system for EMV Point-of-Sale peripherals connectivity and activation with Card schemes, Acquirers and Issuers.
A minority interest of SMKG, Xpay World offers a White-label TMS, PCI certified EMV CREDIT and PIN Debit mPOS platform built to accelerate Banks, Enterprises, and Government Agencies entry to brick&mortar, e-commerce, mobile/digital payments via a vast selection of new Android All-In-One Super POS EMV devices using a Payment as a Service (PaaS) model that encourages peripheral/PDA deployments for Card and QR usage at small/medium or large merchants.
Dharmesh Vora, President of Enterprise at SMKG stated, “We are working with Banks, Credit Unions, FI’s and MSB’s to modernize their operations and digital banking efforts. The goal is to enhance the overall experience by combining digital enhancements tools with future integrations capabilities via our Platforms. The market sector is heating up as digital inclusion is becoming a strategy to survive and seek growth combined.”
About SmartCard Marketing Systems Inc (OTCQB: SMKG):
SmartCard Marketing Systems Inc (OTC: SMKG) is an industry leader in specialized industry Multi-Tenant E-Commerce, Cloud and Mobility applications delivering White-Label solutions to the global PayTech and FinTech markets. SMKG is a boutique technology company, providing Business Intelligence, Commerce Strategies and Digital Transformation with a proprietary portfolio of applications and wireframes for Banking, Enterprises and Retail e-Wallets offering Cross-border Payments, Blockchain Protocols, Crypto Issuing, Chatbot AI, NFT Minting, Tokenization, Digital ID-eKYC, Digital Automation Strategies with option for “License to Own” marketplace applications.
For more info visit https://www.smartcardmarketingsystems.com
or visit our business applications marketplace at https://www.emphasispay.com
SmartCard's common stock is currently listed on the OTCQB under the symbol "SMKG". The shares of common stock covered by the registration statement were previously issued by SmartCard and are being registered to fulfil SmartCard's registration rights obligations to certain stockholders.
The registration statement, while effective, permits resale of the securities covered by the registration statement, subject to the satisfaction by the seller of the securities with the prospectus delivery requirements of the Securities Act of 1933.
The offering of the securities covered by the registration statement may only be made by means of a prospectus. The registration statement and prospectus may be accessed through the U.S. Securities and Exchange Commission's website at www.sec.gov. A copy of the prospectus related to the offering may be obtained from SmartCard Marketing Systems, Inc., 20C Trolley Square,Wilmington, DE 19806, or by calling 844-843-7296.
This press release shall not constitute an offer to sell or the solicitation of an offer to buy any securities, nor shall there be any sale of the securities in any state or jurisdiction in which the offer, solicitation, or sale would be unlawful prior to registration or qualification under the securities laws of any such state or jurisdiction.
We seek a safe harbor.
For additional enquiries & Enterprise Program connect with:
Dharmesh Vora
President Enterprise Solutions
SmartCard Marketing Systems Inc.
dvora@smartcardmarketingsystems.com
CEO, Massimo Barone
mbarone@smartcardmarketingsystems.com
SmartCard Marketing Systems Inc.
OTC:SMKG Ph: 1-844-843-7296
news@smartcardmarketingsystems.com