Delaware, December 2, 2025 - SmartCard Marketing Systems Inc. (OTC: SMKG) offers its groundbreaking Payment APIs and PaaS (platforms as a service) proprietary portfolio, empowering financial institutions and enterprises worldwide to embed secure, real-time payment capabilities with FIAT, FX, Stablecoins and APM “alternative payment methods” with ERP and Retail systems, Treasury platforms, Escrow and Custody, and Customer-Facing applications. This milestone positions SMKG investments at the forefront of embedded finance innovation, delivering speed, transparency, and control across borders.
Additionally, SMKG’s multi-tenant architecture provides a dynamic strategy for activating payments across Banks, Trusts and Credit Unions with merchant and commercial client portfolios.
“Our Payment APIs represent a leap forward in dynamic modernizing of payments,” said Massimo Barone, CEO of SMKG. “We’re enabling financial institutions and their merchants to fast-track market entry, transact seamlessly, scale globally, and unlock the embedded finance. A Bank role is to enable is client portfolio, at SMKG our goal is enable Banks to enable their merchants with digital payments to reach their end customers.”
Key Highlights
- Integrated Payments at Scale: Embed SMKG’s payment rails directly into ERP, treasury, and customer platforms — eliminating manual processes and accelerating transactions.
- Rapid Development & Deployment: Developers gain instant access to secure APIs, testing environments, and intuitive tools via the SMKG Developer Portal.
- Production-Grade Sandbox: an agnostic composable cross-border payment flows in a secure, real-world environment before going live.
Innovation and Leveling-up
SMKG’s launch comes as Visa and AWS announce next-generation agentic commerce capabilities, enabling AI agents to transact autonomously. With its Platforms-as-a-Service (PaaS) and newly launched Banking-as-a-Service (BaaS) offerings, SMKG is already delivering on this vision with a vast integration with Visa on multiple platforms — providing rails, compliance, and infrastructure for banks, MSBs, PSPs, and financial platforms.
Through Axepay and Xpay World provisioning, SMKG offers:
- U.S. banking-sponsored BaaS infrastructure
- MSB and PSP license in Canada
- PSP, PAYFAC AND TPSP in the Philippines
- Payment rails spanning cards, wallets, domestic transfers, stablecoins and cross-border flows
- Integration with credit unions, banks, MSBs, PSPs, and financial platforms
With the BaaS market projected at US$842 billion in 2025, SMKG is positioned as a banking-extension platform, enabling institutions to outsource infrastructure while retaining client relationships.
Why It Matters for clients in Financial Industry
The payments and digital assets space is crowded in the single lanes, but SMKG stands apart as a multi-lane provider:
- End-to-End Stack: From card issuing, digital cash cards and wallets to tokenized assets.
- Global Reach: Americas, Africa, Europe, Asia, and the Caribbean.
- Bridging Worlds: Linking digital rails and tokenization through channels and embedded networks.
- Anchored Deals: US$2M in tokenization, US$7.3M in verification services, MOU and JV for $500m to $1Billion in BAAS services for Escrow with a UK and US Trust, $50m USD n the monthly pipeline opportunity in underwriting and growing - scaling with traction.
About SmartCard Marketing Systems Inc. (SMKG:OTC)
SmartCard Marketing Systems Inc. is a boutique technology company delivering Digital Transformation, Business Intelligence, and Commerce Strategies with proprietary applications for Banking4.0, Web3.0, and Digital Payments4.0. With an established financial network and FX infrastructure, SMKG empowers partners to expand globally through secure, compliant, and connected ecosystems.
For more information, visit smartcardmarketingsystems.com or explore our marketplace at emphasispay.com.
Media & Enterprise Enquiries
Massimo Barone
CEO, SmartCard Marketing Systems Inc.
mbarone@smartcardmarketingsystems.com
Dharmesh Vora
President, Enterprise Solutions
dvora@smartcardmarketingsystems.com
OTC: SMKG | 1-844-843-7296 | news@smartcardmarketingsystems.com
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