SECURITY INVLS'JMEN £ BANII LTD.
25 October 2025
The General Manager
Pakistan Stock Exchange Limited
Stock Exchange Building Stock Exchange Road Karachi
Fax No. (021) 111-573-329
EfTldil: cofpaclion@psx.com.pk
Dear Sir
MNANlALRESULTSFORTHEQUARTERENDED30SEPTEMBER2025
We have to inf0fm you that lhe Board of Directors of Security Investment Bank Limited (the Company) in its meeting held on 25 October 2025 at 01:00 p.m. al 5* Floor, Madina City Mall, Abdullah Haroon Road Karachi, recommended the following:
CASH DIVIDEND NIL
BONUSSHARES NIL
RIGHT SHARES NIL
The financial results of the company enclosed herewith.
Sincerely yours
for Secriflty Investment Bank Limited
Ahmed
Chief Financial Officer
ISLAAIHAIJ: 0t fice # 03, birst Floor, Junaid Peaza I-10, hfarLaz I slaiiiabad
KARACHI : 502, 5th Fluor hfadina Cilj' ñlal1, Abdullah Haroun Road, Sadfiar, Karachi, Pakislan,.
Tel : t051) 4102919 F+x : (051) 2818110
Tel : t021) 35659753 -4, I as : (021) 35659 755
E-nmiI : siblQsibl. coin.pk
SECURITY INVESTMENT BANK LIMITED
CONDENSED INTERII'4 STATEMENT OF FINANCIAL POSITION
AS AT SEPTEMBER 30, 2025
September December2025 2024
(Un-audited} (Audited$
Non - Current Assets | ||||||
Property, plant and equipment | 1 | |||||
Ijarah assets under financing arrangements | 5 | |||||
Intangible assets | 6 | |||||
Long term financin9 Long term loans and advances | 7 8 | |||||
284,879,587 | 266,86R,646 | |||||
Current Assets | ||||||
C‹ i runt portion of long term financing | 7 | |||||
Short term investments | 10 | |||||
Current portiion of Loans and advances Deposits, prepayments and other receivables Jjarah rentals rcceiveable Profit receivable Tax refund due from Government | 8 11 | |||||
Cash and bank balances | 12 | |||||
628,990,875 | 649,778,045 | |||||
EQUITY AND LIABILITIES | 913,870,462 | 916,642,696 | ||||
Share Capital and Reserves Authorised Share Capital 100,000,000 o dinary shares of Rs.10/- each | 1,000,000,00 0 | 1,000,000,000 | ||||
Tec lad, subscribed and paid up capital Statutory res‹'rv s | ||||||
Surplus o‹J revaluation property, pJant and equipment | ||||||
IJn‹ ppropriat«t Profit | ||||||
790, 038,918 | 839,499,352 | |||||
Non-Current Liabilities | ||||||
Deferred tax Security deposits against Ijarab | ||||||
Deferred TnconJe fi one Financing | ||||||
Note ---------------- Rupees -----•---------
171,379,649 | I S6,224,814 |
57,569,268 | 51,728,480 |
2,635,334 | 2,500,000 |
25,636,728 | 41,568,718 |
12,321,891 | 10,030,722 |
6,721,503 | 6,811,912 |
Deferred tax asset net
43,983,890 | 67,541,960 | |
509,106,035 | 504,084,309 | |
2,419, 629 | 2,789,190 | |
3,103,995 | 4,S77,44S | |
2,741,724 | 6 Z,66S | |
15,716,208 | 23,717,726 | |
26,523,954 | 3 i,031,945 | |
25,395,440 | 12,967,805 |
591,485,917 | 591,485,917 |
150,872,287 | 145,567,871 |
12,745,185 | |
34,935,529 | 102,445,564 |
18,555,684 | 12,670,659 |
13,436,312 | 11,940,3t1 |
Current Liabilities IJnclaia ed oividend
AclvaiJcu apainsr property 13
CtJrrunt portion of deferred Income front Financing ccc ileal and other liabilities
Continge»cies and commitments 14
31,991,99622,668,863 | 7,?98,446 |
63,333,327 | 33,333,3.t0 |
9,406,/62 | |
5,837,358 | 2, t9t,836 |
91,g30,548
913,870,462
24,610,97052,532,374
916,642,696Chief F-inancial Officer Chief Executive Officer Chairman / fJirector
SECUR1TY TNVESTTdENT BANK LZMZTED CONDENSED ZNTERIM STATE 4ENT PROFET OR LOSS (UN-AUDITED}FOR THE THIRD QUARTER ENDED SEPTEMBER 30, 2025
40,762,973 | 27,132,093 | 12,312,O49 | 13,179,681 |
45,448,523 | 60,038,6SB | 13,26B,873 | 2t,242,357 |
255,028 | 14,962,293 | 255,028 | |
467048 | 1,B2,923 | 191,342 | 462,409 |
l 227,445 | 940,109 | 970,229 | 211,139 |
Nine Months Ended Quarter Ended
September 2025 - | September 2024 Rupees | September 2025 | September 2024 | ||
Income | |||||
Income on financing and placements | |||||
Return on securities | |||||
Gain on sale of shares | |||||
Profit on deposit with banks | |||||
0her income | |||||
Expenditure | 88,161,0T7 | 104,716,076 | 26,997,521 | 35,095,586 | |
Operating expenses | 60,746,221 | 3B,178, 166 | 2I,642,166 | 16,585,849 | |
Operating profit before tax | 27,4£4,796 | 66,537,9t0 | 5,355,355 | 18,509,737 | |
UTTrealized gain on remeasurement of investments classified as Fair value throuqh profit or losr | 2,603,885 | ||||
Profit before taxation | 27 414,796 | 69,IN1,79S | S,355,355 | 1B,509,737 | |
1"axation | {892,718} | (12,4t6,433) | |||
Profit after tax | 26,52Z,O78 | 56,725,362 | 5,355,355 | t8,509,737 | |
Earning per share - basic and diluted 0.448 0.972 0.091 0.317
l/ze annexed notes ibrni an i"ntegraIpart oT theses condensed€ anr/a/s/atemerz/s.
Clie ancial Officer Chairman / Director
SECURITY INVESTMENT BANK LZI1ITED
CONDENSED INTERIfd STATENENT OF COMPREHENSIVE INCOME (UN-AUDITED} FOR THE THIRD QUAINTER ENDED SEPTEMBER 30, 2025
Profit after tax
Other Comprehensive loss for the period Surplus on revaluation of proprety, plant and equipment
Related deferred tax on surplus
Nine months Ended Quarter Ended September September September September 2025 2024 2025 2024
--------------------------- Rupees ----------•----------------------
26,522,078 56,725,362 5,355,354 8,509,737
(5,215,794) |
i2,769,704
Total comprehensive income for the period 39,291,782 56,725,362 5,355,354 18,509,737
Chitf LanciaI Officer Chief Executive Officer Chairman / Director
SECNJRITS I NOESTMI NT BANK LIfqITf D
CONDENSEDINTEAIM STATEMENTOFCASH FLOWS(UNAUDITED) FOATHETHiRD QUARTEAENDED SEPTEMBER 30, 2025
CASH FLOW FROfd OPERATE NG ACT1VTTIES
Operating profit before taxation
Adjustments for non cash and other items IJe.precialion- ovnecI asset
depreciation ijaraf asset AnJor fixation
Gain on disposal of shares
Unrealized gain on remeasurement of investments Gaily on sale of fixed assets
September
2025flupees 27,4L4,796
September
202466,537,910
1,763,970 | 1,308,422 |
19,745,212 | 6,3S8,061 |
4,666 | 30,000 |
(255,028) | (14,962293) (2603885) |
21,258,820 (9,869,695)
Cash flows front operating activities before working capital changes
(I ncreasej / Decrease in operating assets
Financing and placent ents Loans an J advances
Deposits, prepayment and other receivables Profit receivable
48,673,6 16"56,668,215
(Decrease) / Zncrcase in operating liabilities Accrued and ather liabilities
Net changes in operating assets and liabilities
30,728,540 (16,4t1, 149)
23,558,070 | |
369,561 | |
1,473,450 | 4,685,862 |
5,327,459 | (2t,097,0t 1} |
1 1 6 3093 19)
1,6l7,786 (13,093,919) 32,346,326 (29,504,568)(5,093,287) | 206,860 |
41,295 | |
(2S,586,OO0) | (52,399,000) |
(S,02£,726) | (78,900,000) |
98,761,878 | |
29,999,997 | 23,333,331.00 |
( 73,652,47 £) | ( 16,866,843.00) |
33,728,400 | |
(20, IR1,391] |
(1,399479) (J, S98¿57)
Net cash inflows from operating acEivities CASI4 FLOW FROM INVESTS NG ACTTVITTES | 79,620,463 | 23,565, 190 |
Long term investment PrlrctJase of fixed assets | ||
Sales proceed against sales of rixed assets | ||
Purchase of ijarah assets | ||
Investment in Government securities - net | ||
Sale proceeds of quoted shares - net | ||
/dvance against property | ||
Dividend paid | ||
Short term financing | ||
Long tern financing - net | ||
Net cash inflows /(outflows) from investing activities | (87,927,406) | (12,275,775) |
CASH FLOW FROM FINAN CING ACTIUITIES Loan and advances net | 20 734 5 8 | 6 900 |
Net cash inflows / (outflows) from financing activities | 20,734,578 | (64,900) |
Net increase / (decrease) in cash and cash equivalents | 12,427,63S | 11,224,515 |
Lash and cash equivalents at the beginning of the period | 12,967,80S | 3,282,9 t9 |
Cash nnd cash equivalents at the end of the period
Chi "rancial Officer Chief Executive Officer
25,395,440 14,507,034
Chairman / Director
SECURITY TNVESTMENT BANK LI MITED
COLIDENSED ZNTERTN STATEf'4ENT OF CHANG EN TN EQUITY (UN-AUDKTED) FOR THE THIRD QUARTER ENDED SEPTEMBER 30, 2025Share capital | Statutory reserve | Revaluation surplus | Accumulated profit | Total |
------------- - ----Pvpees --.
Balance as at January 01, 2024
5t4,335,S80 19,277,571
2,399,795 708,0t2,946
Profit for the period
Other comprehensive loss
Statutory reserves
Balance as at September 3O, ZO24
56,725,362
56,725,362 | 56,725,362 |
9,435,001 | (9,435,001} |
12,769,704 | 26,522,078 | 26,522,078 12,769,704 |
514,335,580 200,712,572 49,690, 156
S6,72S,3 62
764,738,308
Balance as at January 0I, 2025 | 59l,485,917 | 145,567,871 | 102,440,755 | 839,494,543 | ||
Profit for the period | ||||||
Other comprehensive income | ||||||
Total comprehensive income for the period | 12,769,704 | 26,522,078 | 39,291,782 | |||
Transacitons with the owner of the Bank contributions and distributions | ||||||
Bonus shares Profit distribution for the year ended December 31, 2024 | (24,519 | (88,722,888) | (88,747,407] | |||
Transfer to statutory reserves | 5,309,4t6 | (5,309,416) | ||||
Balance as at September 10, 202d
Chief Financial Officer
591,485,917 G50,872, 287 E2,745,185 34,935,529 790,038,918
Chief Executive Officer Chairman / Director