August 10, 2022 Company Name: Resona Holdings, Inc.
Director, President and Representative Executive Officer: Masahiro Minami (Code No.: 8308, Prime Market of the Tokyo Stock Exchange)
Capital Adequacy Ratio as of June 30, 2022
The capital adequacy ratios as of the end of June 2022 were calculated as follows.
[Resona Holdings]
(Amount in billions of yen) | |||||
Domestic Standard | June 30, 2022 | March 31, 2022 | |||
Change | |||||
Capital adequacy ratio | 12.15% | 0.33% | 11.82% | ||
Total capital | 2,063.8 | 36.0 | 2,027.7 | ||
Risk weighted assets | 16,985.0 | (165.1) | 17,150.2 | ||
Total required capital | 1,358.8 | (13.2) | 1,372.0 | ||
〔Reference〕 | |||||
International Standard | June 30, 2022 | March 31, 2022 | |||
Change | |||||
Common Equity Tier 1 capital ratio | 13.46% | 0.03% | 13.43% | ||
(Excluding net unrealized gains on | 11.58% | 0.32% | 11.26% | ||
available-for-sale securities) | |||||
Tier 1 capital ratio | 13.48% | 0.03% | 13.45% | ||
Total capital ratio | 13.86% | 0.05% | 13.81% | ||
Capital Structure Information is also available on our website "Basel 3 Report (Capital Adequacy
Information)". (https://www.resona-gr.co.jp/holdings/english/investors/financial/basel3/)
Consolidated subsidiary of Resona Holdings | ||||||||
Resona Bank | ||||||||
[Consolidated] | [Non-consolidated] | |||||||
Domestic Standard | June 30, 2022 | March 31, 2022 | June 30, 2022 | |||||
Change | ||||||||
Capital adequacy ratio | 11.46% | 0.32% | 11.14% | 11.32% | ||||
Total capital | 1,169.4 | 20.5 | 1,148.8 | 1,158.7 | ||||
Risk weighted assets | 10,204.4 | (99.1) | 10,303.5 | 10,235.7 | ||||
Total required capital | 816.3 | (7.9) | 824.2 | 818.8 | ||||
Saitama Resona Bank | ||||||||
[Consolidated] | [Non-consolidated] |
Domestic Standard | June 30, 2022 | March 31, 2022 | ||
Change | ||||
Capital adequacy ratio | 14.53% | (0.75)% | 15.28% | |
Total capital | 361.8 | (19.0) | 380.9 | |
Risk weighted assets | 2,489.2 | (3.5) | 2,492.8 | |
Total required capital | 199.1 | (0.2) | 199.4 |
Kansai Mirai Financial Group [Consolidated]
June 30, 2022
14.65%
363.1
2,477.0
198.1
Domestic Standard | June 30, 2022 | March 31, 2022 | ||
Change | ||||
Capital adequacy ratio | 8.93% | 0.19% | 8.74% | |
Total capital | 473.8 | 6.0 | 467.8 | |
Risk weighted assets | 5,303.3 | (43.9) | 5,347.3 | |
Total required capital | 424.2 | (3.5) | 427.7 |
Kansai Mirai Bank | |||||||
[Consolidated] | [Non-consolidated] | ||||||
Domestic Standard | June 30, 2022 | March 31, 2022 | June 30, 2022 | ||||
Change | |||||||
Capital adequacy ratio | 9.26% | 0.17% | 9.09% | 8.57% | |||
Total capital | 344.6 | 4.7 | 339.9 | 313.5 | |||
Risk weighted assets | 3,719.3 | (17.7) | 3,737.0 | 3,658.8 | |||
Total required capital | 297.5 | (1.4) | 298.9 | 292.7 | |||
Minato Bank | |||||||
[Consolidated] | [Non-consolidated] | ||||||
Domestic Standard | June 30, 2022 | March 31, 2022 | June 30, 2022 | ||||
Change | |||||||
Capital adequacy ratio | 8.66% | 0.18% | 8.48% | 8.26% | |||
Total capital | 153.8 | 1.8 | 152.0 | 147.3 | |||
Risk weighted assets | 1,776.2 | (15.8) | 1,792.0 | 1,783.4 | |||
Total required capital | 142.1 | (1.2) | 143.3 | 142.6 |
〔Reference〕Risk weighted assets are calculated by using the methods shown in the box below.
Amount of credit risk | Amount equivalent to | Amount equivalent to | |
weighted assets | operational risk | market risk | |
Resona Holdings | Advanced | ||
Resona Bank | |||
Internal Ratings-Based | The | ||
Approach | The | ||
Saitama Resona Bank | |||
Standardized | |||
Standardized | Approach | ||
Kansai Mirai Financial Group | |||
Foundation | Approach | ||
Kansai Mirai Bank | |||
Internal Ratings-Based | |||
Approach | |||
Minato Bank | Not included | ||