CONWAY, Ark., July 15, 2026 (GLOBE NEWSWIRE) -- Home BancShares, Inc. (NYSE: HOMB) ("Home" or the "Company"), parent company of Centennial Bank, released quarterly earnings today.
Quarterly Highlights
Metric | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 |
Net income | $119.3 million | $118.2 million | $118.2 million | $123.6 million | $118.4 million |
Net income, as adjusted (non-GAAP)(1) | $128.1 million | $118.2 million | $117.9 million | $119.7 million | $114.6 million |
Total revenue (net) | $295.1 million | $266.7 million | $282.1 million | $277.7 million | $271.0 million |
Income before income taxes | $154.4 million | $152.2 million | $153.3 million | $159.3 million | $152.0 million |
Pre-tax, pre-provision, net income (PPNR) (non-GAAP)(1) | $159.6 million | $152.7 million | $167.7 million | $162.8 million | $155.0 million |
PPNR, as adjusted (non-GAAP)(1) | $171.2 million | $152.7 million | $167.1 million | $157.7 million | $150.4 million |
Pre-tax net income to total revenue (net) | 52.32% | 57.08% | 54.35% | 57.38% | 56.08% |
Pre-tax net income, as adjusted, to total revenue (net) (non-GAAP)(1) | 56.27% | 57.06% | 54.14% | 55.53% | 54.39% |
P5NR(Pre-tax, pre-provision, profit percentage) (PPNR to total revenue (net)) (non-GAAP)(1) | 54.08% | 57.27% | 59.46% | 58.64% | 57.19% |
P5NR, as adjusted (non-GAAP)(1) | 58.03% | 57.25% | 59.25% | 56.80% | 55.49% |
ROA | 1.95% | 2.09% | 2.06% | 2.17% | 2.08% |
ROA, as adjusted (non-GAAP)(1) | 2.09% | 2.09% | 2.05% | 2.10% | 2.02% |
NIM | 4.51% | 4.51% | 4.61% | 4.56% | 4.44% |
Purchase accounting accretion | $3.6 million | $1.1 million | $1.3 million | $1.3 million | $1.2 million |
ROE | 10.55% | 11.09% | 11.04% | 11.91% | 11.77% |
ROE, as adjusted (non-GAAP)(1) | 11.32% | 11.08% | 11.01% | 11.54% | 11.39% |
ROTCE (non-GAAP)(1) | 15.67% | 16.56% | 16.65% | 18.28% | 18.26% |
ROTCE, as adjusted (non-GAAP)(1) | 16.82% | 16.55% | 16.60% | 17.70% | 17.68% |
Diluted earnings per share | $0.59 | $0.60 | $0.60 | $0.63 | $0.60 |
Diluted earnings per share, as adjusted (non-GAAP)(1) | $0.64 | $0.60 | $0.60 | $0.61 | $0.58 |
Non-performing assets to total assets | 0.93% | 0.97% | 0.55% | 0.56% | 0.60% |
Common equity tier 1 capital | 16.4% | 16.7% | 16.3% | 16.1% | 15.6% |
Leverage | 14.0% | 14.3% | 14.1% | 13.8% | 13.4% |
Tier 1 capital | 16.4% | 16.7% | 16.3% | 16.1% | 15.6% |
Total risk-based capital | 19.0% | 19.5% | 19.1% | 18.9% | 19.3% |
Allowance for credit losses to total loans | 1.92% | 1.90% | 1.90% | 1.87% | 1.86% |
Book value per share | $22.68 | $22.15 | $21.88 | $21.41 | $20.71 |
Tangible book value per share (non-GAAP)(1) | $15.32 | $14.87 | $14.60 | $14.13 | $13.44 |
Dividends per share | $0.21 | $0.21 | $0.21 | $0.20 | $0.20 |
Shareholder buyback yield(2) | 0.77% | 0.25% | 0.27% | 0.18% | 0.49% |
(1) Calculation of this metric and the reconciliation to GAAP are included in the schedules accompanying this release.
(2) Calculation of this metric is included in the schedules accompanying this release.
"Home BancShares delivered another quarter of strong profitability and balance sheet expansion in the second quarter. Highlights include a record PPNR, as adjusted, of $171.2 million, a record total net revenue of $295.1 million, smart loan growth, increase to book value and maintaining a stable margin, while returning capital through meaningful share repurchases and adjusted EPS of $0.64," said John Allison, Chairman.