Maybank Indonesia
FINANCIAL RESULTS
1H 2025 ended 30 June 2025
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Table of Contents
Macro-economics
2
2
Maybank Indonesia in Brief
Executive Summary
Results Overview
Shariah Business Unit
16
18
8
29
20
22
13
8
Digital Banking
2
20
4
Subsidiaries
25
Sustainability
Awards and Events Highlights
36
31
28
24
GDP Growth
Macro-economics and
Industry
5.04%
5.11%
Inflation
2.5% ± 1%
Loan Growth
11% to 13%
5.05% 4.95% 5.02% 4.87%
5.12%
Updates
Slowing economic activities on both major and emerging countries during
high tension of
Economic Growth
4.6% to 5.4%
-
0.5% to -1.3%
Account
Current
of GDP
4Q 2023 1Q 2024 2Q 2024 3Q 2024 4Q 2024 1Q 2025 2Q 2025
Source: Statistics Indonesia (BPS)
Bank Indonesia's 2025 Prospect
Shariah Financing and Funding Growth
15.63% 15.38%
geopolitics, projected to grow by 2.7% in 2025.
10.43%
7.54%
10.41%
12.04%
11.45%
10.09%
9.91%
9.17% 9.12%
5.59% 6.23%
* All growth percentages noted are on year-on-year (YoY) basis unless otherwise stated
Dec-23 Mar-24 Jun-24 Sep-24 Dec-24 Mar-25 Apr-25
Loan and Deposit Growth
12.40% 12.36%
10.38%
10.85%
10.46%
8.45%
9.16%
8.88%
7.04%
3.73%
7.44%
4.48%
4.75%
4.55%
Dec-23 Mar-24 Jun-24 Sep-24
Loan
Dec-24
Deposit
Mar-25 Apr-25
Source: Indonesia Banking Statistics (SPI) Source: Sharia Banking Statistics (SPS)
3
Table of Contents
2
2
4
Macro-economics
Maybank Indonesia in Brief
Executive Summary
Results Overview
Shariah Business Unit
2
16
18
8
29
20
22
13
8
Digital Banking
20
Subsidiaries
25
Sustainability
Awards and Events Highlights
36
31
28
24
Our Presence
1959
1988-
1989
2008
2014-
2015
2019
2023
2024
Established in 15 May 1959
Obtained license for foreign exchange
transactions
Listed in stock exchange
Acquired by Malayan Banking Berhad (Maybank)
Launched the Shariah First Strategy
Change of name from BII
to Maybank Indonesia
Launched the new M2U mobile banking application
Provided Indonesia's first ever Shariah Wealth Management solution
TIME World's Best Companies 2024 awarded to Maybank Group
Maybank Indonesia Market Presence
Loans Market Share (as of Mar 25)
21.1%
17.4%
13th
11.9%
9.7%
4.6%
Total Assets
Rp184.9 tn
2.9%
1.5%
Deposits Market Share (as of Mar 25)
MBI
19.4% 15.8%
13.2%
15th
9.1%
4.3%
2.8%
Rating Calls
idAAA PEFINDO
1.2%
MBI
Top 6
Top 6
Maybank Indonesia Footprint
Physical Footprint
282 22 688
Branches (incl. KCP Mobile ATM* including shariah and (Mobile Cash 26 Cash Recycle
Mumbai branch) Van) Machines (CRM)
Digital Footprint
Employee Strength
>102,000
M2U Active
Users
>3,700
M2E Active
Users
>6,400
Maybankers
Mandiri BRI BCA BNI BTN CIMBN
Mandiri BRI BCA BNI BTN CIMBN
* Connected with over 20,000 ATMS in ATM PRIMA, ATM BERSAMA, ALTO, CIRRUS network and connected to 3,500 Maybank ATMs in Singapore, Malaysia, and Brunei
^ Data as of Jun-25 5
# Active users are defined as those who transact regularly through digital platforms