PT Bank Central Asia Tbk : Published Financial Statement Parent Entity, PT DIA as of December 31, 2025

About this update from Pt Bank Central Asia Tbk

Pursuant to Financial Services Authority Regulation No. 37/POJK.03/2019 dated December 19, 2019 regarding "Transparency and Publication of Bank Reports", below are the Consolidated Statement of Financial Position, Consolidated Statement of Profit or Loss and Other Comprehensive Income, Consolidated Statement of Changes in Equity, and Consolidated Statement of Commitments and Contingencies of PT Dwimuria Investama Andalan and Subsidiaries as of and for the year ended December 31, 2025 and 2024, those are extracted based on the Consolidated Financial Statements of PT Dwimuria Investama Andalan and Subsidiaries as of and for the year ended December 31, 2025 and 2024 which have been audited by KAP Rintis, Jumadi, Rianto & Rekan - a member firm of the PwC global network (Engagement Partner: Eddy Rintis, S.E., CPA (2024: Drs. M. Jusuf Wibisana, M.Ec., CPA)), with unmodified opinion in its report dated February 6, 2026 and February 11, 2025, respectively. PT Dwimuria Investama Andalan was the owner of 54.94% PT Bank Central Asia Tbk's shares as of December 31, 2025 and 2024, respectively. The Financial Report below is part of the Financial Report of PT Bank Central Asia Tbk and Subsidiaries as of December 31, 2025, published on the BCA website on January 27, 2026. Jakarta, February 10, 2026 PT Bank Central Asia Tbk Gregory Hendra Lembong Vera Eve Lim President Director Director PT Dwimuria Investama Andalan and Subsidiaries CONSOLIDATED STATEMENTS OF FINANCIAL POSITION CONSOLIDATED STATEMENTS OF PROFIT OR LOSS AND OTHER CONSOLIDATED STATEMENTS OF CHANGES IN EQUITY As of December 31, 2025 and 2024 COMPREHENSIVE INCOME For The Years Ended December 31, 2025 and 2024 No. ACCOUNTS Audited Audited Dec 31, 2025 Dec 31, 2024 ASSETS 1. Cash 25,305,051 29,315,883 2. Current accounts with Bank Indonesia 47,768,278 36,408,142 3. Current accounts with other banks - net of allowance 8,088,573 6,550,871 4. Placements with Bank Indonesia and other banks - net of allowance 9,880,058 22,754,005 5. Financial assets measured at fair value through profit or loss 47,940,008 27,283,734 6. Acceptance receivable - net of allowance 9,494,630 9,621,047 7. Bills receivable - net of allowance 11,825,095 8,891,769 8. Securities purchased under agreements to resell - net of allowance 5,285,513 1,449,562 9. Loans receivable - net of allowance 939,824,597 868,686,210 10. Consumer financing receivable - net of allowance 11,941,292 9,435,564 11. Finance lease receivable - net of allowance 8,005 51,042 12. Assets related to sharia transactions - net of allowance 12,698,160 10,206,637 13. Investment securities - net of allowance 413,374,089 372,085,027 14. Prepaid expenses 1,732,551 971,636 15. Prepaid tax 102,292 1,563,199 16. Fixed assets - net of accumulated depreciation 28,484,750 28,253,506 17. Intangible assets - net of accumulated amortisation 128,032,813 126,411,162 18. Deferred tax assets - net 5,895,937 5,496,515 19. Other assets - net of allowance 29,242,291 26,921,808 TOTAL ASSETS 1,736,923,983 1,592,357,319 LIABILITIES, TEMPORARY SYIRKAH DEPOSITS, DAN EQUITY LIABILITIES 1. Deposits from customers 1,233,759,331 1,119,987,754 2. Sharia deposits 4,688,209 3,506,071 3. Deposits from other banks 3,966,077 3,656,298 4. Financial liabilities measured at fair value through profit or loss 97,406 257,613 5. Acceptance payables 4,733,862 4,651,955 6. Securities sold under agreements to repurchase - 1,330,996 7. Debt securities issued - - 8. Tax payable 3,036,163 642,506 9. Borrowings 3,245,144 2,242,516 10. Deferred tax liabilities - - 11. Estimated losses on commitments and contingencies 2,866,909 2,975,187 12. Accrued expenses and other liabilities 30,053,522 27,621,306 13. Post-employment benefits obligation 10,019,068 9,099,608 14. Subordinated bonds 65,000 500,000 TOTAL LIABILITIES 1,296,530,691 1,176,471,810 15. Temporary s yirkah deposits 10,632,695 9,486,817 EQUITY 16. Share capital 211,419,700 210,619,700 17. Additional paid in capital (24,751,655) (24,720,526) 18. Revaluation surplus of fixed assets 2,685,742 2,553,839 19. Foreign exchange differences arising from translation of financial statements in foreign currency (330,270) 58,948 20. Unrealised gains (losses) on financial assets measured at fair value through other comprehensive income 946,653 (61,897) 21. Retained earnings 113,150,871 98,952,584 22. Other equity components (55,869) (5,073) Total equity attributable to equity holders of the parent entity 303,065,172 287,397,575 23. Non-controlling interest 126,695,425 119,001,117 TOTAL EQUITY 429,760,597 406,398,692 TOTAL LIABILITIES, TEMPORARY SYIRKAH DEPOSITS, AND EQUITY 1,736,923,983 1,592,357,319 No. ACCOUNTS Audited Audited Dec 31, 2025 Dec 31, 2024 OPERATING INCOME AND EXPENSES Interest and sharia income 1. Interest income 99,247,890 94,978,401 2. Sharia income 946,017 805,105 Total interest and sharia insurance 100,193,907 95,783,506 Interest and sharia expense 3. Interest expense (12,874,927) (12,134,967) 4. Sharia expense (509,258) (394,843) Total interest and sharia expense (13,384,185) (12,529,810) NET INTEREST AND SHARIA INCOME 86,809,722 83,253,696 5. Insurance income 2,003,240 3,110,733 6. Insurance expense (1,858,302) (1,753,761) NET INSURANCE INCOME 144,938 1,356,972 OTHER OPERATING INCOME 7. Fee and commission income - net 19,885,290 17,899,177 8. Net income from transaction at fair value through profit or loss 3,178,374 1,500,163 9. Others 3,436,362 2,257,242 Total other operation income 26,500,026 21,656,582 10. Impairment losses on assets (4,447,207) (2,034,453) OTHER OPERATING EXPENSES 11. Personnel expenses (18,030,907) (17,479,907) 12. General and administrative expenses (17,393,156) (16,901,953) 13. Others (2,125,241) (1,986,650) Total other operating expenses (37,549,304) (36,368,510) INCOME BEFORE TAX 71,458,175 67,864,287 INCOME TAX EXPENSE (13,791,350) (13,402,919) NET INCOME 57,666,825 54,461,368 OTHER COMPREHENSIVE INCOME: 14. Items that will not be reclassified to profit or loss: a. Remeasurements of defined benefit liability (804,869) 71,847 b. Income tax 152,755 (13,509) Remeasurements of defined benefit liability - net of income tax (652,114) 58,338 c. Revaluation surplus of fixed assets 252,056 238,886 (400,058) 297,224 15. Items that will be reclassified to profit or loss: a. Unrealised gains (losses) on financial assets measured at fair value through other comprehensive income 2,273,789 (824,292) b. Income tax (426,944) 146,807 Unrealised gains (losses) on financial assets measured at fair value through other comprehensive income - net of income tax 1,846,845 (677,485) c. Foreign exchange differences arising from translation of financial statements in foreign currency (137,793) 35,287 d. Others (101,189) - 1,607,863 (642,198) OTHER COMPREHENSIVE INCOME, NET OF INCOME TAX 1,207,805 (344,974) TOTAL COMPREHENSIVE INCOME 58,874,630 54,116,394 NET INCOME ATTRIBUTABLE TO: Equity holders of parent entity 31,636,210 29,737,878 Non-controlling interest 26,030,615 24,723,490 57,666,825 54,461,368 COMPREHENSIVE PROFIT ATTRIBUTABLE TO: Equity holders of parent entity 32,268,309 29,549,344 Non-controlling interest 26,606,321 24,567,050 58,874,630 54,116,394 BASIC AND DILUTED EARNINGS PER SHARE 149,637 141,192 ATTRIBUTABLE TO EQUITY HOLDERS OF THE PARENT ENTITY (in millions of Rupiah) For The Years Ended December 31, 2025 and 2024 (in millions of Rupiah) (in millions Rupiah, unless earnings per share) ACCOUNTS For The Years Ended December 31, 2025 and 2024 (Audited) Attributable to equity holders of the parent entity Non-controlling interest Total equity Issued and fully paid-up capital Additional paid-in capital Revaluation surplus of fixed assets Foreign exchange differences arising from translation of financial statements in foreign currency Unrealised gains (losses) on financial assets measured at fair value through other comprehensive income - net Retained earnings Other equity components Total equity attributable to equity holders of the parent entity Balance, 31 December 2023 210,619,700 (24,720,821) 2,442,617 39,561 309,189 89,405,763 (5,073) 278,090,936 109,836,672 387,927,608 Net income for the year - - - - - 29,737,878 - 29,737,878 24,723,490 54,461,368 Revaluation surplus of fixed assets - - 111,222 - - 20,027 - 131,249 107,637 238,886 Foreign exchange differences arising from translation of financial statements in foreign currency - - - 19,387 - - - 19,387 15,900 35,287 Unrealised gains (losses) on financial assets measured at fair value through other comprehensive income - net - - - - (371,086) - - (371,086) (306,399) (677,485) Remeasurements of defined benefit liability - net - - - - - 31,916 - 31,916 26,422 58,338 Total comprehensive income for the year - - 111,222 19,387 (371,086) 29,789,821 - 29,549,344 24,567,050 54,116,394 Changes in establishment of Subsidiary - 295 - - - - - 295 (1) 294 Paid-in capital on Subsidiary - - - - - - - - 11,161 11,161 Cash dividends - - - - - (20,243,000) - (20,243,000) (15,413,765) (35,656,765) Balance, 31 December 2024 210,619,700 (24,720,526) 2,553,839 58,948 (61,897) 98,952,584 (5,073) 287,397,575 119,001,117 406,398,692 Balance, 31 December 2024 210,619,700 (24,720,526) 2,553,839 58,948 (61,897) 98,952,584 (5,073) 287,397,575 119,001,117 406,398,692 Net income for the year - - - - - 31,636,210 - 31,636,210 26,030,615 57,666,825 Revaluation surplus of fixed assets - - 131,903 - - 6,581 - 138,484 113,572 252,056 Foreign exchange differences arising from translation of financial statements in foreign currency - - - (137,699) - - - (137,699) (94) (137,793) Unrealised gains (losses) on financial assets measured at fair value through other comprehensive income - net - - - - 1,008,550 - - 1,008,550 838,295 1,846,845 Remeasurements of defined benefit liability - net - - - - - (358,127) - (358,127) (293,987) (652,114) Other equity components - - - - - - (50,036) (50,036) (51,153) (101,189) Total comprehensive income for the year - - 131,903 (137,699) 1,008,550 31,284,664 (50,036) 32,237,382 26,637,248 58,874,630 Additional paid-in capital 800,000 - - - - - - 800,000 250 800,250 Differences on transactions amount from business combination of entity under common control - (31,129) - - - - - (31,129) (25,530) (56,659) Changes in non-controlling interest in Subsidiary - - - - - - - - 292,986 292,986 Cash dividends - - - - - (17,200,000) - (17,200,000) (16,937,414) (34,137,414) Shares buyback by Subsidiary - - - - - - - - (2,152,514) (2,152,514) Changes in establishment of Subsidiary - - - (251,519) - 113,623 (760) (138,656) (120,718) (259,374) Balance, 31 December 2025 211,419,700 (24,751,655) 2,685,742 (330,270) 946,653 113,150,871 (55,869) 303,065,172 126,695,425 429,760,597 CONSOLIDATED STATEMENTS OF COMMITMENTS AND CONTINGENCIES As of December 31, 2025 and 2024 No. ACCOUNTS Audited Audited Dec 31, 2025 Dec 31, 2024 COMMITMENTS Committed receivables: 1. Unused borrowing/financing facilities 2,795,000 2,878,190 2. Foreign currency positions to be received from spot and derivatives/forward transactions 22,941,216 29,456,807 3. Others 250,549 524,255 25,986,765 32,859,252 Committed liabilities: 1. Unused credit/financing facilities - Committed 351,712,031 320,618,854 - Uncommitted 100,451,029 93,421,932 2. Outstanding irrevocable letters of credit 10,205,937 10,055,508 3. Foreign currency positions to be submitted for spot and derivatives/forward transactions 26,516,839 28,755,848 4. Others 335,642 1,091,414 489,221,478 453,943,556 CONTINGENCIES Contingent receivables: 1. Received guarantees 604,625 529,573 2. Others - - 604,625 529,573 Contingent liabilities: 1. Issued guarantees 29,293,258 26,725,750 2. Others 89 89 29,293,347 26,725,839 (in millions of Rupiah) Jakarta, February 6, 2026 Honky Harjo Agus Santoso Suwanto President Director Director

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