Recognizing the Best Financial Products Available to Consumers in 2026
SAN FRANCISCO, January 07, 2026--(BUSINESS WIRE)--NerdWallet, Inc. (Nasdaq: NRDS), which provides trustworthy financial guidance to consumers and small and mid-sized businesses (SMBs), today announced the winners of its 2026 Best-Of Awards.
Since 2017, NerdWallet’s Best-of Awards has recognized the best financial products on the market. Our team of expert Nerds, or experienced journalists and specialists, evaluated more than 900 products to identify a single winner in every category. The result: clear, confident winners that represent the best products available across key areas like Credit Cards, Personal Loans, Banking, Investing, Insurance, and Travel Rewards.
"Nearly one-third of Americans (30%) say they aren’t financially resilient — that they can’t withstand financial or economic shocks like unexpected expenses or changes in income, but we believe the right guidance can change that," said Hanah Cho, Vice President of Content at NerdWallet. "Our Best-of Awards are built to make it simple for consumers to find the products that can genuinely help them, because we’ve done the rigorous work of evaluating hundreds of options on their behalf."
Thirty-seven seasoned journalists and subject-matter experts worked on the 2026 Best-of Awards, using a comprehensive scoring formula to objectively evaluate financial products and choose winners that deliver the most value to consumers. The process involves hundreds of hours digging into the terms and fine print, assessing rates, and scouring rewards to identify this year’s winners.
To see all of NerdWallet’s 2026 Best-Of Awards winners and to meet some of the Nerds behind the list, click here.
NerdWallet’s Best Credit Cards Winners for 2026:
Best all-purpose travel rewards credit card: Chase Sapphire Preferred® Card
Best premium travel credit card: Capital One Venture X Rewards Credit Card
Best travel card with no annual fee: Wells Fargo Autograph® Card
Best hotel credit card: Marriott Bonvoy Boundless® Credit Card
Best airline credit card: United℠ Explorer Card
Best all-purpose cash back credit card: Wells Fargo Active Cash® Card
Best credit card for groceries: Blue Cash Preferred® Card from American Express
Best credit card for gas: Citi Custom Cash® Card
Best credit card for dining: Capital One Savor Cash Rewards Credit Card
Best credit card for entertainment: Wells Fargo Attune℠ Card
Best credit card for online shopping: Blue Cash Everyday® Card from American Express
Best credit card for streaming: Blue Cash Preferred® Card from American Express
Best 0% APR credit card for purchases: Blue Cash Everyday® Card from American Express
Best balance transfer credit card: Citi Simplicity® Card
Best credit card for building credit: Discover it® Secured Credit Card
Best credit card for college students: Discover it® Student Chrome
Best small-business credit card: Ink Business Unlimited® Credit Card
NerdWallet’s Best Personal Loans Winners for 2026:
Best Personal Loan Overall: Upgrade
Best Personal Loan for Excellent Credit: SoFi
Best Personal Loan for Good Credit: Best Egg
Best Personal Loan for Fair Credit: Upgrade
Best Personal Loan for Bad Credit: Upstart
Best Personal Loan for Home Improvement: LightStream
Best Personal Loan for Debt Consolidation Overall: LendingClub
Best Small Personal Loan: Upgrade
NerdWallet’s Best Banking Winners for 2026:
Best Bank: SoFi®
Best Credit Union: Alliant Credit Union
Best Checking Account Overall: Chime® Checking Account
Best Savings Account: Newtek Bank Personal High Yield Savings
Best Money Market Account: ZYNLO Money Market Account
Best Bank or Credit Union for CDs: Marcus by Goldman Sachs
Best Bank or Credit Union for Branch Access: Chase
Best Online Banking Experience: Chime®
Best Online Business Checking Account: Bluevine Standard Business Checking
Best Brick-and-Mortar Business Checking Account: Chase Business Complete Banking®
NerdWallet’s Best Investing Winners for 2026:
Best Online Broker for Advanced Traders: Interactive Brokers
Best Online Broker for Beginning Investors: Fidelity
Best Online Broker for IRA Investors: Charles Schwab
Best Robo-Advisor for IRA Investors: Schwab Intelligent Portfolios®
Best Robo-Advisor for Low-Cost Investing: Fidelity Go
Best Robo-Advisor for Portfolio Options: Wealthfront
Best App for Investing: Fidelity
NerdWallet’s Best Insurance Winners for 2026:
Best Budget-Friendly Auto Insurance: GEICO
Best Same-Day Term Life Insurance: Lemonade
Best Pet Insurance for Broadest Coverage: ASPCA
Best Budget-Friendly Homeowners Insurance: Travelers
NerdWallet’s Best Travel Rewards Winners for 2026:
Best Hotel Rewards Program: World of Hyatt
Best Airline Rewards Program: Atmos Rewards
Best Hotel Chain: Marriott
Best Airline: Alaska Airlines
Best Airport Lounges: Capital One Lounges
Best Credit Card Points for Travel: Chase Ultimate Rewards®
Best Award Travel Search Tool: PointsYeah
About NerdWallet
NerdWallet (Nasdaq: NRDS) is on a mission to provide clarity for all of life’s financial decisions. As a personal finance website and app, NerdWallet provides consumers with trustworthy and knowledgeable financial information so they can make smart money moves. From finding the best credit card to buying a house, NerdWallet is there to help consumers make financial decisions with confidence. Consumers have free access to our expert content and comparison shopping marketplaces, plus a data-driven app, which helps them stay on top of their finances and save time and money, giving them the freedom to do more. NerdWallet is available for consumers in the U.S., United Kingdom and Canada.
"NerdWallet" is a trademark of NerdWallet, Inc. All rights reserved. Other names and trademarks used herein may be trademarks of their respective owners.
View source version on businesswire.com: https://www.businesswire.com/news/home/20260107282609/en/
Contacts
Media Contacts:
[email protected]