Nec Capital Solutions LimitedTSE: 8793

Financial Results for Q1 of the Fiscal Year Ending March 31, 2026 (FY2026) 493KB (2025/07/30)

· Issued by NEC Capital Solutions Limited

Financial Results for Q1 of the Fiscal Year Ending March 31, 2026 (FY2026)

July 30, 2025

NEC Capital Solutions Limited

Note: This document has been translated from the Japanese original for reference purposes only. In the event of any

discrepancy between this translated document and the Japanese original, the original shall prevail.

Financial Results for Q1 of the Fiscal Year Ending March 31, 2026 (FY2026)

  1. Financial Results for Q1 of FY2026

    1. Highlights of Financial Results

    2. Business Environment

    3. Financial Summary

    4. Revenues by Business Segment

    5. Business Results by Business Segment

    6. Leasing Business

    7. Finance Business

    8. Investment Business

    9. Operating Asset Balances

    10. Procuring Funds

    11. Credit Costs

  2. Forecasts for FY2026

© NEC Capital Solutions Limited 2025 2

1. Financial Results for Q1 FY2026

© NEC Capital Solutions Limited 2025 3

  1. Highlights of Financial Results

    Business Environment

    Total leasing contracts in the industry remained flat Y/Y.

    We need to continue to monitor future trends in the financing environment and bankruptcies.

    Results in Key Business Units

    In the Leasing Business, new transactions rose Y/Y due to the recording of assets for large-scale projects

    for government agencies and municipalities.

    Both contracts executed and new transactions in the finance business decreased Y/Y.

    Contracts executed : 1.7% down New transactions : 24.9% up

    Contracts executed : 8.7% down New transactions : 8.1% down

    Business Performance

    Although revenue and gross profit increased Y/Y due to the growth of the leasing business and other businesses, net income remained flat Y/Y due to decrease in reversal of allowance for doubtful accounts.

    © NEC Capital Solutions Limited 2025 4

    Total Leasing Contracts:

    Total leasing contracts in the industry overall remained flat Y/Y and our mainstay Information and communication

    equipment leasing decreased by 0.5% Y/Y.

    Bankruptcies:

    Both total liabilities and number of bankruptcies decreased Y/Y.

    Y/Y change in total leasing contracts

    Bankruptcies (Total liabilities/Number）

  2. Business Environment

(%)

* By quarter

Total liabilities

(Left axis)

Number of bankruptcies

（Right axis）

(Billions of Yen) (Number)

40

30

20

10

0

-10

-20

-30

-40

* Byquarter

Volume of leasing contracts

Information and communication equipment

22/1Q 22/2Q 22/3Q 22/4Q 23/1Q 23/2Q 23/3Q 23/4Q 24/1Q 24/2Q 24/3Q 24/4Q 25/1Q

2,500

2,000

1,500

1,000

500

0

22/1Q 22/2Q 22/3Q 22/4Q 23/1Q 23/2Q 23/3Q 23/4Q 24/1Q 24/2Q 24/3Q 24/4Q 25/1Q

5,000

4,000

3,000

2,000

1,000

0

(Source: Lease statistics of the Japan Leasing Association) (Source: Bankruptcy information on the website of Teikoku Data Bank; liabilities of companies that filed for bankruptcy)

© NEC Capital Solutions Limited 2025 5

Company analysis