2Q FY2025 Consolidated Financial Results Presentation (for the six months ended September 30, 2025) corrected on February 10, 2026

* On page 18 "Aviation (2)," the following two figures as of end 2Q FY2025 (indicated in red and underlined) have been corrected:

1. Number of aircraft (JSA) and the change from end of FY2024

2. Number of aircraft to be delivered (JSA) and the change from end of FY2024

2Q FY2025 Consolidated Financial Results Presentation (for the six months ended September 30, 2025)

Mitsubishi HC Capital Inc.

November 14, 2025

Highlights

¥88.7bn

¥160.0bn

(+43.9%)

Comments

Net income increased by ¥27.0 billion YoY mainly due to large gains on sales of multiple assets in the Real Estate segment, an absence of large credit costs and impairment losses recorded in 2Q FY2024 in the Environment & Energy segment, and positive effects of changes in the fiscal periods of the consolidated subsidiaries of the Aviation and Logistics segments.

The full-year forecast remains unchanged, as 2Q FY2025 net income was broadly in line with expectations, reaching 55.5% of the full-year forecast, supported by profit increase from fiscal period changes at consolidated subsidiaries which were already factored into the forecast.

The interim dividend was raised by ¥2 YoY to ¥22 as initially forecasted.

‌Index

01｜2Q FY2025 consolidated financial results

02｜Segment updates

03｜FY2025 consolidated financial forecast

04｜Medium- to long-term corporate value enhancement initiatives

05｜Reference information

01｜2Q FY2025 consolidated financialresults

‌02｜Segment updates

03｜FY2025 consolidated financial forecast

04｜Medium- to long-term corporate value enhancement initiatives

05｜Reference information

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