Business

Kemper Reports Third Quarter 2025 Operating Results*

CHICAGO, November 05, 2025--Kemper Corporation (NYSE: KMPR) reported a net loss of $21.0 million, or $(0.34) per share, for the third quarter of 2025, compared to net income of $73.7 million, or $1.14 per diluted share, for the third quarter of 2024.

Kemper CorporationNovember 5, 20257
Kemper Reports Third Quarter 2025 Operating Results*

About this update from Kemper Corporation

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Thomas Evans, Jr., Interim CEO. "We are moving swiftly with a number of actions to enhance execution, improve profitability, and position us for growth. Despite the challenging quarter, we remain on solid financial footing, believe strongly in our strategy, and are confident that we can achieve our full potential. Our company is united by a commitment to serving markets that are often overlooked by other carriers, and we are proud to embrace this responsibility."","length":572,"tagName":"p"},{"type":"table","headerItems":[],"items":[{"val":[{"colspan":"1","rowspan":"1","style":"vertical-align:top;padding-left:0.0px;","val":[{"type":"text","content":"*Unless otherwise specified, discussion of our third quarter 2025 results is focused on net income attributable to Kemper Corporation common shareholders, which does not include financial results from Kemper Reciprocal that are presented within the condensed consolidated financial results in this release. 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This decrease was due primarily to a higher Underlying Combined Ratio1 and higher adverse prior year development on bodily injury coverages within commercial automobile insurance, partially offset by growth in earned premiums from rate increases. The segment’s Underlying Combined Ratio1 was 99.6 percent compared to 91.3 percent in the third quarter of 2024. 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Kemper and its direct non-insurance subsidiaries ended the quarter with cash and investments of $156.8 million, and $600.0 million of available borrowing capacity under the revolving credit agreement.","length":479,"tagName":"p"},{"type":"text","content":"On August 5, 2025, Kemper announced that its Board of Directors declared a quarterly dividend of $0.32 per share, or $19.7 million. The dividend was paid on September 2, 2025, to its shareholders of record as of August 18th, 2025.","length":230,"tagName":"p"},{"type":"text","content":"Kemper ended the quarter with a book value per share of $45.38, an increase of 4 percent from $43.68 at the end of 2024. Adjusted book value per share1 was $28.55 at the end of the quarter, compared to $29.04 at the end of 2024.","length":228,"tagName":"p"},{"type":"text...

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