INTERIM FINANCIAL STATEMENTS FOR THE QUARTER ENDED 31st March 2025 Contents
- Income Statement
- Statement of Comprehensive Income
- Statement of Financial Position
- Statement of Changes in Equity
- Statement of Cash Flows
- Analysis of Financial Instruments by Measurement Basis
- Analysis of Loans and Receivables
- Analysis of Impairment , Customer Deposit & Debt Security
- Selected Performance Indicators
- Corporate Information
HDFC BANK INCOME STATEMENT
FOR THE PERIOD ENDED 31.03.2025
Description Rs. MN | Bank | |
For the Three months ended | ||
31st March 2025 | 31st March 2024 | |
Unaudited | Unaudited | |
Interest Income | 1,860 | 2,315 |
Interest Expenses | 1,185 | 1,537 |
Net Interest Income | 675 | 779 |
Fee and Commission Income | 60 | 100 |
Fee and Commission Expenses | ||
Net fee and Commission Income Net gains/(losses) from trading Net fair value gains/(losses) on: financial assets at fair value through profit or loss financial liabilities at fair value through profit or loss Net gains/(losses) on derecognition of financial assets: at fair value through profit or loss at amortised cost at fair value through other comprehensive income Net other Operating Income | 60 | 100 |
Total Operating Income | 735 | 879 |
Impairment Charges | -74 | 38 |
Net Operating Income | 809 | 840 |
Personnel Expenses | 445 | 454 |
Depreciation and amortisation expenses | 40 | 44 |
Other expenses | 137 | 138 |
Operating Profit/(loss) before VAT & NBT on financial services Social security contribution | 187 | 205 |
Value Added Tax (VAT) on financial services | 92 | 95 |
Social Security Contribution | 14 | 16 |
Nation Building Tax (NBT) on financial services | ||
Operating profit/(loss) after VAT on financial services ,Social security contribution & NBT on financial services Share of profits of associates and joint ventures | 80 | 94 |
Profit/(loss) before tax | 80 | 94 |
Income tax expenses | 49 | 36 |
Profit/(loss) for the period | 31 | 58 |
Profit attributable to: Equity holders of the parent Non- controlling interests | 31 | 58 |
Earning per share on profit | ||
Basic Earnings per Ordinary Share (Rs.) | 0.48 | 0.90 |
Diluted earnings per ordinary share (Rs.) | - | - |
Description Rs Mn | Bank | |
For the Three months ended | ||
31st March 2025 | 31st March 2024 | |
Profit/(Loss) for the period | 31 | 58 |
Items that will be reclassified to income statement | ||
Exchange differences on translation of foreign operations | - | - |
Net gains/(losses) on cash flow hedges | - | - |
Net gains/(losses) on investments in debt instruments | - | - |
measured at fair value through other comprehensive income | - | - |
Share of profits of associates and joint ventures | - | - |
Debt instruments at fair value through other Comprehensive Income | 12 | -5 |
Less: Tax expense relating to items that will be reclassified | -4 | 2 |
to income statement | ||
Items that will not be reclassified to income statement | ||
at | ||
fair value through other comprehensive income | - | - |
Change in fair value attributable to change in the Bank's own credit | - | - |
loss | - | - |
Re-measurement of post-employment benefit obligations | ||
Changes in revaluation surplus | - | - |
Share of profits of associates and joint ventures | - | - |
Others (specify) | - | - |
Less: Tax expense relating to items that will not be reclassified to | - | - |
income statement | ||
Other Comprehensive Income (OCI) for the period, net of taxes | 8 | -4 |
Total comprehensive income for the period | 39 | 55 |
Attributable to Equity Holders Non - Controlling Interest | 39 | 55 |
HDFC BANK STATEMENT OF FINANCIAL POSITION
AS AT 31st MARCH 2025
Description Rs. Mn | Bank | |
Current Period | Previous Period | |
As at 31/03/25 (unaudited) | As at 31/12/2024 (Audited) | |
Assets Cash and Cash Equivalents Balance with Central Bank Placements with banks Derivative financial instruments Financial assets recognized through Profit or Loss
Financial assets measured at fair value through other comprehensive income Investment in subsidiaries Investments in associates and joint ventures Property, plant and equipment Right of uese assets Investment properties Goodwill and intangible assets Deferred tax assets Other assets | 227 | 325 |
5,753 | 36 | |
39,805 | 40,130 | |
16,387 | 17,698 | |
4,739 | ||
195 | 187 | |
243 | 262 | |
1,284 | 1,284 | |
56 | 66 | |
505 | 505 | |
120 | 210 | |
Total Assets | 64,576 | 65,443 |
Liabilities Due to banks Derivative financial instruments Financial liabilities recognized through profit or loss
Lease Liability Retirement benefit obligations Current tax liabilities Deferred tax liabilities Other provisions Other liabilities Due to subsidiaries | 204 | 566 |
51,539 | 52,005 | |
1,587 | 1,615 | |
1,469 | 1,427 | |
287 | 303 | |
1,041 | 1,026 | |
27 | 151 | |
381 | 355 | |
Total Liabilities | 56,534 | 57,449 |
Capital AT ‐ 1 Capital Perpetual Bond | 289 | 281 |
Total AT ‐ 1 Capital | 289 | 281 |
Equity Capital | ||
Stated capital/Assigned capital | 962 | 962 |
Statutory reserve fund | 354 | 354 |
OCI reserve | -94 | -103 |
Retained earnings | 5,897 | 5,866 |
Other reserves | 634 | 634 |
Total shareholders' equity | 7,752 | 7,713 |
Non-controlling Interest | - | - |
Total Equity Capital and AT‐1 Capital | 8,041 | 7,994 |
Total equity and liabilities | 64,576 | 65,443 |
Contingent liabilities and commitments | 62 | 31 |
Net Assets value per Ordinary Share (Rs) | 119.80 | 119.19 |
Memorandum information | ||
Number of employees | 488 | 494 |
Number of Branches | 39 | 39 |
Note: Amounts stated are net of impairment and depreciation.
HDFC BANK STATEMENT OF CHANGES IN EQUITY
FOR THE PERIOD ENDED 31 MARCH 2025
Bank | |||||||||||
Description Rs Mn | Stated capital/ Assigned capital | Reserves | Total | Non‐Controlling Interest | Total Equity | ||||||
Ordinary Voting Shares | Ordinary non‐Voting Shares | Assigned capital | Statutory Reserve Fund | OCI Reserve | Revaluation Reserves | Retained Earnings | Other Reserves | ||||
Balance as at 01/01/2024 Total comprehensive income for the period Prior Year Adjustments - Tax | 962 - | - - | - - | 361 - | -11 - | - - | 5,970 | 649 - | 7,932 | - - | 7,932 |
Profit/(Loss) for the year (net of tax) Other comprehensive income (net of tax) | - - | - - | - - | - - | - -4 | - - | 58 - | - - | 58 -4 | - - | 58 -4 |
Total comprehensive income for the period | 962 | 361 | ‐15 | 6,029 | 649 | 7,987 | 7,987 | ||||
Transactions with equity holders, recognised | |||||||||||
directly in equity | |||||||||||
Share issue/increase of Assigned Capital | - | - | - | - | - | - | - | - | - | - | - |
Bonus issue | - | - | - | - | - | - | - | - | - | - | - |
Right issue | - | - | - | - | - | - | - | - | - | - | - |
Transfer to Reserves during the period | - | - | - | - | - | - | - | - | |||
Dividends to equity holders | - | - | - | - | - | - | - | - | - | - | - |
Profit transferred to head office | - | - | - | - | - | - | - | - | - | - | - |
Gain/(loss) on revaluation of Property Plant and | |||||||||||
Equipment | - | - | - | - | - | - | - | - | - | - | - |
Others | - | - | - | - | - | - | - | - | - | - | - |
Total transaction with equity holders | - | - | - | ||||||||
Balance as at 31/03/2024 | 962 | ‐ | ‐ | 361 | ‐15 | ‐ | 6,029 | 649 | 7,987 | ‐ | 7,987 |
Bank | |||||||||||
Description Rs. Mn | Stated capital/ Assigned capital | Reserves | Total | Non‐Controlling Interest | Total Equity | ||||||
Ordinary Voting Shares | Ordinary non‐Voting Shares | Assigned capital | Statutory Reserve Fund | OCI Reserve | Revaluation Reserves | Retained Earnings | Other Reserves | ||||
Balance as at 01/01/2025 | 962 | - | - | 354 | -103 | - | 5,866 | 634 | 7,713 | - | 7,713 |
Total comprehensive income for the period | |||||||||||
Profit/(Loss) for the year (net of tax) | - | - | - | - | -8 | - | 31 | - | 31 | - | 31 |
Other comprehensive income (net of tax) | - | - | - | - | - | - | 8 | - | 8 | ||
Total comprehensive income for | |||||||||||
the period | 962 | - | - | 354 | -94 | - | 5,897 | 634 | 7,752 | - | 7,752 |
Transactions with equity holders, recognised | |||||||||||
directly in equity | |||||||||||
Share issue/increase of Assigned Capital | - | - | - | - | - | - | - | - | - | - | - |
Share options exercised | |||||||||||
Bonus issue | - | - | - | - | - | - | - | - | - | - | - |
Right issue | - | - | - | - | - | - | - | - | - | - | - |
Transfer to reserves during the period | - | - | - | - | - | - | - | - | |||
Dividends to equity holders | - | - | - | - | - | - | - | - | - | - | - |
Profit transferred to head office | - | - | - | - | - | - | - | - | - | - | - |
Gain/(loss) on revaluation of Property Plant and | - | - | - | - | - | ‐ | - | - | - | - | - |
Equipment (if cost method is adopted) | |||||||||||
Others | - | - | - | - | - | - | - | - | - | - | - |
Total transaction with equity holders | |||||||||||
Balance as at 31/03/2025 | 962 | ‐ | ‐ | 354 | ‐94 | ‐ | 5,897 | 634 | 7,752 | ‐ | 7,752 |
HDFC BANK
STATEMENT OF CASH FLOWS
FOR THE PERIOD ENDED 31st MARCH 2025
Description Rs , Mn | Bank | |
Current Period | Previous Period | |
31.03.2025 | 31.03.2024 | |
Unaudited | Unaudited | |
Cash Flows From Operating Activities | ||
Interest Receipts | 1,376 | 1,671 |
Interest payments | -776 | -1,522 |
Net commission Receipts | 43 | 75 |
Trading income | ||
Payments to Employee | -420 | -377 |
VAT, CROP, SSCL payments & NBT on financial services | -134 | -117 |
Receipt from other operating activities | 14 | 11 |
Payments on other operating activities | -133 | -134 |
Operating profit before changes in operating assets & liabilities | ‐31 | ‐393 |
(Increase)/Decrease In Operating Assets : | ||
Balances with Central Bank of Sri Lanka | ||
Financial Assets at amotised cost - Loans and Advances | 805 | -499 |
Other Assets | -40 | -10 |
Increase / ( Decrease ) In Operating Liabilities | ||
Financial Liabilities at amotised cost - due to Depositors | -813 | -1,599 |
Financial Liabilities at amotised cost - due to Debt Security Holders | ||
Financial Liabilities at amotised cost - due to Other Borrowers | -403 | -166 |
Other Liabilities | 44 | -49 |
Net cash generated from operating activities before income tax | ‐439 | ‐2,716 |
Income Tax Paid | -41 | -272 |
Net cash (used in) / from operating activities | ‐480 | ‐2,988 |
Cash Flows From Investing Activities | ||
Purchase of property, plant and equipment | -19 | -13 |
Proceeds from the sale of property, plant and equipment | ||
Purchase of financial investments | ||
Proceeds from the sale and maturity of financial investments | 402 | 3,007 |
Net purchase of intangible assets | ||
Net cash flow from acquisition of investments in subsidiariess, joint | ||
ventures and associates | ||
Net cash flow from disposal of subsidiaries, associates and joint | ||
ventures | ||
Dividends received from investments in subsidiareis and associates | ||
Other | ||
Net cash (used in) / from investing activities | 383 | 2,994 |
Cash Flows From Financing Activities | ||
Net proceeds from the issue of Ordinary share capital | - | - |
Net proceeds from the issue of Other equity instruments | - | - |
Net proceeds from the issue of Subordinated debt | - | - |
Repayment of Subordinated debt | - | - |
Interest paid on subordinated debts | - | - |
Dividends paid to non - controlling Interest | - | - |
Dividends paid to shareholders of the parent company | - | - |
Dividends paid to holders of other equity instruments | - | - |
Others | - | - |
Net cash (used in) / from financing activities | ||
Net increase/(decrease) in cash & cash Equivalents | -97 | 6 |
Cash & cash equivalents at beginning of the period | 325 | 237 |
Exchange difference in respect of cash &cash equivalents | ||
Cash and cash equivalents at the end of the period | 227 | 243 |
Note: Banks have the option to use one of the two methods specified in LKAS 7 for the preparation of the statement of cash flows
HDFC BANK
a. Bank ‐ Current period | ||||
In Rupees Millions | AC | FVPL | FVOCI | Total |
ASSETS | ||||
Cash and cash equivalents | 227 | - | - | 227 |
Balances with central banks | - | - | - | - |
Placements with banks | 5,753 | - | - | 5,753 |
Derivative financial instruments | - | - | - | |
Loans and advances | 39,805 | - | - | 39,805 |
Debt instruments | 16,387 | - | 16,387 | |
Equity instruments | - | - | - | - |
Others | - | - | 2,404 | |
Total financial assets | 62,172 | 64,576 | ||
ANALYSIS OF FINANCIAL INSTRUMENTS ON MEASUREMENT BASIS AS AT 31 MARCH 2025
In Rupees Millions | AC | FVPL | Total |
LIABILITIES | |||
Due to banks | 204 | - | 204 |
Derivative financial instruments | - | - | - |
Financial liabilities | |||
- due to depositors | 51,539 | - | 51,539 |
- due to debt security holders | 1,469 | - | 1,469 |
- due to other borrowers | 1,876 | - | 1,876 |
Total financial liabilities | 55,088 | 55,088 | |
Other Liabilities | - | - | 1,736 |
Equity | - | - | 7,752 |
Total financial liabilities | 55,088 | - | 64,576 |
AC - Financial assets/liabilities measured at amortised cost
FVPL - Financial assets/liabilities measured at fair value through profit or loss
FVOCI - Financial assets measured at fair value through other comprehensive income
HDFC BANK
b. Bank ‐ Previous period | ||||
In Rupees Millions | AC | FVPL | FVOCI | Total |
ASSETS | ||||
Cash and cash equivalents | 325 | - | - | 325 |
Balances with central banks | - | - | - | - |
Placements with banks | 36 | - | - | 36 |
Derivative financial instruments | - | - | - | - |
Loans and advances | 40,130 | - | - | 40,130 |
Debt instruments | 17,698 | - | - | 17,698 |
Equity instruments | - | - | 4,739 | 4,739 |
Others | - | - | - | 2,515 |
Total financial assets | 58,189 | 4,739 | 65,443 | |
ANALYSIS OF FINANCIAL INSTRUMENTS ON MEASUREMENT BASIS AS AT 31 DECEMBER 2024
In rupees Millions | AC | FVPL | Total |
LIABILITIES | |||
Due to banks | 566 | - | 566 |
Derivative financial instruments | - | - | - |
Financial liabilities | - | - | - |
- due to depositors | 52,005 | - | 52,005 |
- due to debt security holders | 1,427 | - | 1,427 |
- due to other borrowers | 1,897 | - | 1,897 |
Total financial liabilities | 55,896 | ‐ | 55,896 |
Others | - | 1,835 | |
Equity | 7,713 | ||
Total liabilities | 55,896 | ‐ | 65,443 |
AC - Financial assets/liabilities measured at amortised cost
FVPL - Financial assets/liabilities measured at fair value through profit or loss
FVOCI - Financial assets measured at fair value through other comprehensive income
HDFC BANK ANALYSIS OF LOANS & ADVANCES, COMMITMENTS, CONTINGENCIES AND IMPAIRMENT AS AT 31 MARCH 2025In Rupees Millions | Bank | |
Current Period | Previous Period | |
31/03/2025 | 31/12/2024 | |
Product‐wise Gross loans & advances | ||
By product - Domestic currency | ||
Overdrafts | - | - |
Term loans | 40,545 | 41,190 |
Lease rentals receivable | 775 | 598 |
Credit cards | - | - |
Pawning | 1,514 | 1,439 |
Other Loans | - | - |
Sub Total | 42,833 | 43,226 |
By Products ‐ Foreign Currency | ||
Overdrafts | - | - |
Term Loans | - | - |
Guarantees | - | - |
Bonds | - | - |
Other Loans | - | - |
Sub Total | - | - |
Total | 42,833 | 43,226 |
Product ‐Wise Commitments and Contingencies | ||
By Product‐Domestic Currency | ||
Guarantees | 10 | 13 |
Bonds | - | - |
Undrawn credit lines | 52 | 18 |
Other commitments | - | - |
Other contingencies | - | - |
Sub Total | 62 | 31 |
By product - Foreign currency | ||
Guarantees | - | - |
Bonds | - | - |
Undrawn credit lines | - | - |
Other commitments | - | - |
Other contingencies | - | - |
Sub Total | ‐ | ‐ |
Total | 62 | 31 |
Stage‐wise impairment on loans & advances, commitments | ||
and contingencies | ||
Gross loans and advances, commitments and | ||
contingencies | 42,895 | 43,257 |
Less: Accumulated impairment under stage 1 | 283 | 289 |
Accumulated impairment under stage 2 | 200 | 211 |
Accumulated impairment under stage 3 | 1,971 | 2,027 |
IIS | 575 | 568 |
Total Impairment | 3,028 | 3,096 |
Net value of loans and advances, commitments and | 39,867 | 40,161 |
contingencies | ||
MOVEMENT OF THE IMPAIRMENT DURING THE PERIOD
Description Rs . Mn | Bank | |
Current Period | Previous Period | |
31/03/2025 | 31/12/2024 Audited | |
Movement of impairment during the period | ||
Under Stage 1 | ||
Opening balance 01-01 | 289 | 285 |
Charge/(Write back) to income statement | -6 | 4 |
Write-off during the year | ||
Other movements | ||
Closing balance | 283 | 289 |
Under Stage 2 | ||
Opening balance 01-01 | 211 | 280 |
Charge/(Write back) to income statement | -11 | -68 |
Write-off during the year | ||
Other movements | ||
Closing balance | 200 | 211 |
Under Stage 3 | ||
Opening balance 01-01 | 2,027 | 1,686 |
Charge/(Write back) to income statement | -56 | 341 |
Write-off during the year | ||
Other movements | ||
Closing balance | 1,971 | 2,027 |
Interest in Suspense | 575 | 568 |
Total impairment | 3,028 | 3,096 |
HDFC BANK ANALYSIS OF DEPOSITS
AS AT 31.12.2024
Description Rs. Mn | Bank | |
Current Period | Previous Period | |
31.03.2025 | 31.12.2024 Audited | |
By Product ‐ Domestic Currency | ||
Demand deposit(Current Accounts) | - | - |
Savings deposits | 9,164 | 8,840 |
Fixed deposits | 43,165 | 43,165 |
Others | - | - |
Sub Total | 52,329 | 52,005 |
By Product ‐ Foreign Currency | ||
Demand deposits | - | - |
Savings deposits | - | - |
Fixed deposits | - | - |
Others | - | - |
Sub Total | ‐ | ‐ |
Total | 52,329 | 52,005 |
Debt security interest rate vs Government Security Interest rates
Debenture Type | Interest rate % | Gov. security Interest rate % | ||
Debenture - 10Years- 2015(Fixed Annu. 2025) | 31.03.2025 | 31.12.2024 | 31.03.2025 | 31.12.2024 |
12.00 | 12.00 | 8.30 | 9.30 | |
HDFC BANK
SELECTED PERFORMANCE INDICATORS/KEY FINANCIAL DATA
AS AT 31/03/2025 (Based on Regulatory Reporting)
Item | Current Period | Previous Period |
31/03/2025 | 31/12/2024 | |
Regulatory Capital Adequacy (LKR in Millions) | ||
Common Equity Tire 1 | 7,116 | 7,142 |
Tier 1 Capital | 7,366 | 7,392 |
Total Regulatory Capital | 7,567 | 7,609 |
Regulatory Capital Ratios (%) | ||
Common Equity Tire 1 Capital (%)( Minimum Requirement , 7.0%) | 33.69% | 32.53% |
Tier 1 Capital Ratio(%) ( Minimum Requirement, 8.5%) | 34.87% | 33.66% |
Total Capital Ratios (%) ( Minimum Requirement, 12.5%) | 35.83% | 34.65% |
Basel III Leverage Ratio (%) (Minimum Requirment 3%) | 11.45% | 11.90% |
Regulatory Liquidity Requirement Liquidity Coverage Ratio (%) (Minimum Requirement -100% ) -Rupee (%) -All Currency (%) Net Stable Funding Ratio(%) - (Minimum Requirement - 100% ) | 186% | 223% |
- | - | |
108% | 128% | |
Assets Quality (Quality of Loan Portfolio) | ||
Impaired Loans (Stage 3) to Total Loans, Ratio (%) * | 47.49% | 45.92% |
Impairment (Stage 3) to Stage 3 Loans, Ratio (%) * | 9.43% | 9.91% |
Impaired Loans (Stage 3) Ratio % - excluding EPF loans * | 22.79% | 22.98% |
Impairment (Stage 3) to Stage 3 Loans Ratio (%)-excluding | ||
EPF loans * | 23.92% | 23.49% |
Income & Profitability | ||
Net Interest Margin (%) | 4.15% | 4.18% |
Return on Assets (before Tax) (%) | 0.49% | 0.10% |
Return on Equity (%) | 1.60% | -2.43% |
Cost to Income Ratio (%) | 84.70% | 78.03% |
Debt/Equity (Times) | 0.46 | 0.50 |
Interest Cover (Times) | 2.97 | 3.62 |
Interest Yeild | 11.95% | 12.80% |
Memorandum Information | ||
Credit Rating | BB+(lka) (Stable) | BB+(lka) (Stable) |
Number of Employees | 488 | 494 |
Number of Branches | 39 | 39 |
* Including Undrawn Portion of Credit
Financial Indicators | Share Price(Rs) | Debenture price(Rs) Issued 2015 | |
1st Quarter 31.03.2025 | As at 31.12.2024 | 1st Quarter 31.03.2025 | |
Market Price of shares/Debentures during the Quarter Highest Price Lowest Price Last Trading Price | 72.50 41.10 44.40 | 49.20 31.60 48.60 | N/T * N/T * N/T * |
* N/T - No Transaction
Listed Debenture Information
Yeild to Maturity of Last Trade Done(% p. a) | ||
Quarter ended 31st March | 2025 | 2024 |
10 Years fixed Annual (12.00 p.a) | - | - |
Notes to the Financial Statement
The Statement of Financial Position as at 31.03.2025, Income Statement, Statement of Comprehensive Income, Statement of Cash Flow and Statement of Changes in equity for the quarter ended , are drawn up from the unaudited accounts of the bank and provides the financial and other reporting information required by the CSE and the CBSL. If required, the Bank provides additional disclosures to comply with LKAS 34, on Interim Financial Reporting.
These Financial statements have been prepared in accordance with the Sri Lanka Accounting Standard No 34, 'Interim Financial Reporting' and other applicable Sri Lanka Accounting Standards.
No circumstances have arisen since the Statement of Financial Position date that would require adjustment to or disclosure in the interim financial statements for the quarter ended 31st March 2025
The Financial statements have been prepared in accordance with the accounting policies set out in the Annual Reports for the year ended 31st Dec 2024.
The contingent liabilities consists of undisbursed loans and guarantees issued to customers.
Shares held by the twenty largest share holders of voting shares as at 31.03.2025
Share Holder Name
No of Share
%
1.
National Housing Development Authority
32,180,000
49.73
2.
Sampath Bank PLC/ LOLC Holdings PLC
9,707,740
15.00
3.
Thurston Investments Limited
2,766,236
4.27
4.
People s leasing and finance PLC/ Suhada Gas distributors (PVT)
1,025,000
1.58
5.
Assetline finance limited/ H.M.A.K.B. Herath
465,315
0.72
6.
Mr. W.P.S.S. Pathirana
408,470
0.63
7.
Mr. P.G. Piyasiri
300,752
0.46
8.
Condominium Management Authority
300,000
0.46
8.
Urban development authority
300,000
0.46
10.
Dr. R.R. De Silva
295,126
0.46
11.
C.R. Hapuwala
271,000
0.42
12.
Mr. S. Abishek
267,696
0.41
13.
Sampath Bank PLC/ Mr. Arunasalam Sithampalam
258,054
0.40
14.
Miss. S. Durga
200,413
0.31
15.
Seylan Bank PLC/ Ulupen Vidanalage Jagath Shanthapriya
200,000
0.31
16.
Finco Holdings (Private) Limited
185,000
0.29
17.
Mr. R. Udalagama
184,506
0.29
18.
The Associated Newspapers of Ceylon Limited
180,000
0.28
19.
Miss. S.N.C.W.M.T.R. Kandegedara
177,277
0.27
14.
Mr. D A De Zoysa
170,000
0.26
Total
49,842,585
77.04
* The Public Holding percentage is 50.226% , No of Shares 32,501,637 and No of Shareholders 3,596.
Minimum Share Holders for compliance
OPTION ‐ 5
MINIMUM SHARE HOLDERS FOR COMPLIANCE
Float‐adjusted
Market Capitalization
Public Holding Percentage
Number of public
Shareholders
Minimum
Less Than 2.5 Bn
20%
500
Available
1.44
50.23%
3,596
Directors' & Chief Executive Officer's holding in shares and Debentures of the Bank at the end of 31.03.2025 are as follows.
Directors' & Chief Executive Officer's Name
No of Shares
No of Debentures
1.Mr. P.J. Jayasinghe
-
-
2.Mr. W.M. Ananda
-
-
3.Dr. K.Pathiraja (P.A. Krishantha)
1,000
-
4.Mr. W. N. I.C. Fernando
1,000
-
5.Mr. K.B. Wijeyaratne
2,000
-
6. Mr. A.N.Hapugala
-
-
7.Mr. C.R.P. Balasuriya (Acting GM / CEO & DGM- Treasury)
-
-
Total
4,000
-
Number of shares representing the entity's stated capital - 64,710,520
CERTIFICATION:
We , the undersigned, being the Chief Executive Officer and Chief financial officer of HDFC Bank of Sri Lanka jointly certify that :-
The above statements have been prepared in compliance with the format and definitions prescribed by the Central Bank of Sri Lanka & Colombo Stock Exchange.
The information contained in these statements have been extracted from the unaudited financial statements of the bank
unless indicated as audited.
Signed Signed
Anura Hettiarachchi C.R.P. Balasuriya
Chief Financial Officer Acting GM / CEO & DGM - Treasury
Signed for and on behalf of the Board of Directors, HDFC Bank of Sri Lanka
Signed Signed
W. N. I.C. Fernando P.J. Jayasinghe
Director Chairman
Dated: 09 May 2025
HDFC Bank of Sri Lanka CORPORATE INFORMATION
Name
HDFC Bank of Sri Lanka (Housing Development Finance Corporation Bank of Sri Lanka).
Legal Form
A Licensed Specialized Bank incorporated under the provisions of Housing Development Finance Corporation, Act No. 07 of 1997, amended by Act No. 15 of 2003 and Act No. 45 of 2011.
Accounting Year‐end
December 31
Tax Payer Identification Number
409056350
VAT Registration Number
409056350 - 7000
Credit Rating
Fitch : BB+ (lka) Outlook Stable
Registered Head Office
Address: P.O. Box 2085, Sir Chittampalam A Gardiner Mawatha, Colombo 02. Tel : 2356800, 2446241, 2446239, 2447354
Fax : 2446392, 2356829, 2356827
Web Site : https://www.hdfc.lk E-mail : info@hdfc.lk
Stock Market Listing
The ordinary shares of the Bank are listed in the main board of the Colombo Stock Exchange (CSE)
Board Of Directors
Mr.P.J. Jayasinghe (Chairman) 4. Mr. W.N.I.C. Fernando
Mr. W.M. Ananda 5. Mr. K.B. Wijeyaratne
Mr. K. Pathiraja (P.A. Krishantha) 6. Mr. A.N.Hapugala
Company Secretary Registrars
Mrs. Prashanie Saroja Attygalle SSP Corporate Services (Pvt.) Limited
Associate Member - ICCSSL Address: 101, Inner Flower Road, Colombo 03.
Associate Member - ICSA Telephone : 2573894
Telephone : 2423378 Fax : 2573609
E-mail - Prashanie.a@hdfc.lk E-Mail : sspsec@sltnet.lk
Auditor
Auditor General
Bankers
Bank of Ceylon Corporate Branch 5. Nations Trust Bank
People's Bank 6. MCB Bank Limited
Commercial Bank of Ceylon Limited 7. Sampath Bank PLC
Pan Asia Banking Corporation PLC 8. DFCC Bank
Corporate Management
Mr. C. R. P. Balasuriya - Acting GM/CEO & 6. Mr. I. Nishantha - Chief Manager - Risk Management DGM - Treasury 7. Mrs. R.P.G.Lenora - Compliance Officer
Mrs. K.T.D.D. De Silva - AGM - Legal 8. Mr. A.M. Neelachandra - Chief Manager - IT
Mr. H. A. Anura - Chief Financial Officer 9. Mrs. G. P. Priyadarshani - Chief Internal Auditor
Mrs. W.N.D. Botejue - AGM - HR & Admin 10. Mrs. Prashanie Saroja Attygalle - Company Secretary
Mrs. W.M.L.R. Wijesundara
Investor information Mr. Anura Hettiarachchi Chief Financial Officer
T.P. 2356800, 2446239 D/L 2356802
Fax : 2356829
E-mail - anura.h@hdfc.lk