The Hartford Announces Second Quarter 2025 Financial Results

About this update from The Hartford Insurance Group, Inc.

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Core earnings* of $981 million ($3.41 core earnings per diluted share*) increased 31% from $750 million ($2.50 core earnings per diluted share) over the same period in 2024.","length":367,"tagName":"p","attribs":{}}]},{"val":[{"type":"text","content":"Net income ROE for the trailing 12 months of 19.8% and core earnings ROE* of 17.0%.","length":83,"tagName":"p","attribs":{}}]},{"val":[{"type":"text","content":"Property & Casualty (P&C) written premiums increased by 8% in the second quarter of 2025, driven by Business Insurance and Personal Insurance premium growth of 8% and 7%, respectively.","length":192,"tagName":"p","attribs":{}}]},{"val":[{"type":"text","content":"Business Insurance second quarter 2025 combined ratio of 87.0 and an underlying combined ratio* of 88.0.","length":104,"tagName":"p","attribs":{}}]},{"val":[{"type":"text","content":"Personal Insurance second quarter 2025 combined ratio of 94.1 and an underlying combined ratio* of 88.0.","length":104,"tagName":"p","attribs":{}}]},{"val":[{"type":"text","content":"Employee Benefits second quarter net income margin of 8.5% and a core earnings margin* of 9.2%.","length":95,"tagName":"p","attribs":{}}]},{"val":[{"type":"text","content":"Returned $549 million to stockholders in the second quarter, including $400 million of shares repurchased and $149 million in common stockholder dividends paid.","length":160,"tagName":"p","attribs":{}}]}],"tagName":"ul","bulletedList":true,"length":1105,"olType":false},{"type":"text","content":"* Denotes financial measure not calculated in accordance with generally accepted accounting principles (non-GAAP); definitions of non-GAAP measures and reconciliations to their closest U.S. GAAP measures can be found in this news release under the heading Discussion of Non-GAAP Financial Measures.","length":298,"tagName":"p"},{"type":"text","content":"** All amounts and percentages set forth in this news release are approximate unless otherwise noted.","length":101,"tagName":"p"},{"type":"text","content":" HARTFORD, Conn., July 28, 2025 --( BUSINESS WIRE )--The Hartford (NYSE: HIG) today announced financial results for the second quarter ended June 30, 2025.","length":151,"tagName":"p"},{"type":"text","content":""The Hartford’s second quarter results were outstanding, with core earnings reaching nearly $1 billion," said The Hartford’s Chairman and CEO Christopher Swift. "This performance contributed to a trailing 12-month core earnings ROE of 17.0 percent and reflects the effectiveness of our strategy and consistent execution."","length":341,"tagName":"p"},{"type":"text","content":"The Hartford's Chief Financial Officer Beth Costello said, "Business Insurance had an excellent quarter with top-line growth of 8 percent and an underlying combined ratio of 88.0. Excluding workers’ compensation, pricing of 8.1 percent remained solid and above loss cost trends. Personal Insurance achieved 8.7 points of underlying combined ratio improvement. Employee Benefits delivered an exceptional core earnings margin of 9.2 percent. Investment performance was strong, benefiting from a diversified portfolio and attractive new money yields."","length":562,"tagName":"p"},{"type":"readMore"},{"type":"text","content":"Swift continued, "We are expanding our market presence and growing with purpose. Our strategic investments are advancing innovation across the organization to benefit customers and distribution partners. We are confident in our ability to deliver profitable growth and capitalize on the opportunities ahead."","length":318,"tagName":"p"},{"type":"text","content":" CONSOLIDATED RESULTS: ","length":21,"tagName":"p"},{"type":"table","headerItems":[],"items":[{"val":[{"colspan":"1","rowspan":"1","style":"vertical-align:bottom;border-top:solid black 1.0pt;border-left:solid black 1.0pt;padding-left:0.0px;width:70%;","val":[{"type":"text","content":" ","length":6,"tagName":"p","attribs":{}}]},{"colspan":"3","rowspan":"1","style":"vertical-align:bottom;border-top:solid black 1.0pt;border-right:solid black 1.0pt;padding-left:0.0px;","val":[{"type":"text","content":" Three Months Ended ","length":18,"tagName":"p","attribs":{}}]}]},{"val":[{"colspan":"1","rowspan":"1","style":"vertical-align:bottom;border-left:solid black 1.0pt;padding-left:0.0px;width:70%;","val":[{"type":"text","content":" ","length":6,"tagName":"p","attribs":{}},{"type":"text","content":" ($ in millions except per share data) 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