FLAGSTAR BANK EXPANDS SPECIALIZED INDUSTRIES GROUP TO ACCELERATE INDUSTRY-FOCUSED, RELATIONSHIP-LED C&I LOAN GROWTH

About this update from Flagstar Bank, N.a.

Led by industry-specialized experts, the group delivers trusted advice and tailored solutions across 12 verticals—helping clients grow, access capital, and navigate what's ahead HICKSVILLE, N.Y. , July 9, 2025 /PRNewswire/ -- Flagstar Bank, N.A., (the "Bank") a subsidiary of Flagstar Financial, Inc. (NYSE: FLG) (the "Company"), today announced a significant expansion of its Specialized Industries Group, a major milestone in its long-term growth and transformation strategy. This group comprises 12 distinct industry verticals, each focused on serving the debt finance and banking needs of a specific sector. The Specialized Industries Group, led by Adam Feit , EVP and Head of Specialized Industries & Capital Markets, plays a key role in Flagstar's growth strategy and is a core part of the Commercial & Private Banking organization led by Rich Raffetto . It reflects a shift toward deeper industry expertise, long-term value creation, and a more relationship-driven approach to client service. Flagstar's Specialized Industries Group drives scalable, sector-specific growth by partnering with sponsors and public and private companies. The group delivers strategic guidance, capital access, and product support, with industry teams tailoring solutions to each client's business model, financial profile, and market conditions. "We're at an inflection point in our evolution, actively taking steps to further build on our momentum and position ourselves as the leading regional bank we're on track to become," said Feit. "This launch reflects our belief that clients don't just want capital—they want a partner who understands the challenges and opportunities of their industry as well as they do. The Specialized Industries Group is built on that recognition. It's about showing up with insights, relevance, experience, and a relationship-first mindset that helps our clients move forward with confidence and the tools and capital they need to succeed." Within the 12 industry verticals of the Specialized Industries Group, seven recently launched sectors represent key areas of growth for the Bank. Additional active verticals within the Specialized Industries Group include Sponsor Finance, Lender Finance, Franchise Finance, Healthcare Finance, and Asset-Based Lending (ABL). Each vertical is led by seasoned experts with deep industry knowledge and strong market relationships. This structure enables Flagstar to deliver tailored solutions, focused capital deployment, and long-term partnerships aligned with sector-specific needs and opportunities. Flagstar Financial, Inc. Flagstar Financial Inc. is the parent company of Flagstar Bank, N.A., one of the largest regional banks in the country. The Company is headquartered in Hicksville, New York . At March 31, 2025, the Company had $97.6 billion of assets, $67.1 billion of loans, deposits of $73 .9 billion, and total stockholders' equity of $8.2 billion . Flagstar Bank, N.A. operates approximately 400 locations across nine states, with strong footholds in the greater New York / New Jersey metropolitan region and in the upper Midwest, along with a significant presence in fast-growing markets in Florida and the West Coast. Investor Contact: Salvatore J. DiMartino 516-683-4286 Media Contact: Steven Bodakowski 248-312-5872 View original content to download multimedia: https://www.prnewswire.com/news-releases/flagstar-bank-expands-specialized-industries-group-to-accelerate-industry-focused-relationship-led-ci-loan-growth-302500478.html SOURCE Flagstar Financial, Inc.

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