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Fidelity National Financial, Inc.
Mar 26, 2026 at 8:57 PM UTC
Original
ELI5

Fidelity National Financial: 2025 Form 9 Statutory Financial Statements NAIC 51020 National Title Insurance of New York Inc

ANNUAL STATEMENT OF THE NATIONAL TITLE INSURANCE OF NEW YORK, INC of NEW YORK STATE OF NEW YORK TO THE Insurance Department OF THE FOR THE YEAR ENDED December 31, 2025 TITLE 2025

TITLE INSURANCE COMPANIES - ASSOCIATION EDITION

ANNUAL STATEMENT

For the Year Ended December 31, 2025

OF THE CONDITION AND AFFAIRS OF THE



51020202520100100



National Title Insurance of New York Inc

NAIC Group Code 0670

(Cflrrenl Period)

0670

(Prior Period]

NAIC Company Code 51020 Employer's ID Number



Organized under the Laws of BY , State of Domicile or Port of Ehtry Country of Domicile US



Incorporated/organized March 14, 1929 Commenced Business



Statutory Home Office 48fi Lexinplon Avenue, 18th Floor

(Streel and Number) tC+ y or I own, Slale, County and Z+p Code)

Main Administrative Office

601 Rlvefslde AYenue (Slreel and Number)

Mai| Address

Jacksonville. FL, US 32204 (ally or I own. State. u ouniry and Zip Code)

601 Riverside Avenue

(Wheel and hAmber or F'.U. dox;

904-854-8100

(Area Code) (Telephonc Number)

dacksonvfle FT US 32204 (C+iy or I own, Scale, Gounly and Zip Code

Primary Location of Books and Records

601 Riverside Avenue

Jacksonvllle FL. US 32204 904-854-8100

(City or Town, Plate, Country and Zip Codej (Area Code) {Telephone Number)





Internet yyeb Site Address www.fnf.cam Statulory Statement Contact Erik A. Deppe



(Rrea Code) (Telephone Numderj tExlension)



erik deppedfnl com

Name

OFFICERS

904-633-3052

Title

Michael Joseph Nolan

2. Marjorie Rose Nemzma

Anthony John Park

COB PresidesI I Chief Executive Officer

VP 8 Corporate Secrelary

EVP, Chlef Financial Officer I Treasurer

VICE-PRESIDENTS

8ame

Title

Name

Title

Joseph Wfliam Greaâsh

Preside nI Easlern Ops & Nal'l Agency Opt

Oonald Allen DuBois

Co Presidenl Western Operalions

Raymond Palricâ Mar+ne

Co-Presidenl Western Operalions

Chrislopher Ftancis Azur

Pres denl and CE0. Servicelink D›vis›on

Tara Boldl Van Rooy â

EVP & Depuly Chief Legal QTlcer

Gregg Nathaniel Safer #

EVP & Chief Compliance Officer

Katherine Cibbs Schmidt #

EVP, GC 8 Chief Repulalory Officer

Guslavo Oscar Abello

EVP

Peler Jude Filler

EvP

Jack Anlflony Marino Jr

EVP

Peler Tadeusz Sadowski

EyP

Gary Roberl Urquhart

ERP

DIRECTORS OR TRUSTEES

Thomas Arthur Glallhaar Anlhony John Park



Florida

Counly of Duval

Marjorie Rose Nemzu ra

4oanna V+vian Patilis

ss

Edward Louis Helm



Mlchael Joseph Nolan



The oficers of this reporting entlly being duly sworn. each depose and say thaf they are the descnbed oTcers of said reporting entily, and that on the reporting period stated above. all of lie herein described aseels were lhe absolute property of the said reporting enlily, free and clear from any liens or claims thereon, except as herein stated. and thai his slatemen(. Together with related exhibils, schedules and explanafions Therein contained, annexed or referred lo. is a full and Irfie stalemerl of all lhe assets and liabilllies and of the condition and affairs of the said reporting entlty as of lhe reporting perlod stated above and of lls income and deductions therefrom for the period ended, and Faye been compleled in accordance with the NAIC Annual Slalement lnslruclions and Accounting Praclices and Procedures mahual except to the exlerl that (1) state law may dlker; or, (2) hat slam rules or regulalions require differences in reporting not related to accounting praclices and pr uré§, according to the best of lheir information. knowledge and belief, respeclively. Furthermore, Ihe scope of this alleviation by Ihe described officers also includes lhe relaled corresponding electrons ing wllh I e NAIC, the required, lhal is an exacl copy



(excepl for for tting paces d@Je electronic ll]ing) of lhe enclosed slatemenl The eleclronie fling may be requesled by various regulalors in II

/

Michael Joseph Nolan (PrimedName)

( g ) (S gnalare)

Deijorie Rose Nemzura nlhony John Par (Pflnted Name) (Printed Name)

COB, President 8 Ch+ct E-xecuhve Officer

{mile)





Subs§ ibed and swim lo (or aMmed) before me this on thls 1

VP 8 Corporate Secretary (Title)

EVP Chief FjnanclaI OUcer & 7reasurer



MY COMU}SSIoN 4 HH 737534 b

a

$jtPlRE8: Jmuary 12, 2030





Ihis an original filing8

no 1. Slaie the amendment number

2. Dale filed

3 Number of pages attached

ASSETS

Current Year

Prior Year

1

Assets

2

Nonadmitted Assets

3

Net Admitted Assets (Cols. 1 - 2)

4

Net Admitted Assets

  1. Bonds (Schedule D) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  2. Stocks (Schedule D):

. . . . . 9. 7.,8. 5. 0.,9. 9. 5.

. . . . . . . . . . . . . .

. . . . . 9. 7.,8. 5. 0.,9. 9. 5.

. 1. 0. 9.,2. 2. 0.,0. 9. 1.

2.1 Preferred stocks . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

2.2 Common stocks . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

3. Mortgage loans on real estate (Schedule B):

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

3.1 First liens . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

3.2 Other than first liens . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

4. Real estate (Schedule A):

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

  1. Properties occupied by the company (less $ . . . . . . . . . .0 encumbrances) . . . . . .

  2. Properties held for the production of income (less $ 0 encumbrances)

  3. Properties held for sale (less $ . . . . . . . . . .0 encumbrances) . . . . . . . . . . . . . . .

  1. Cash ($ . . . . 1.,5. 1. 6.,5. 8.7, Schedule E - Part 1), cash equivalents ($ . . . . 8.,1. 9. 7.,8. 1.8, Schedule E - Part 2), and short-term investments ($ . . . . . . . . . .0, Schedule DA) . . . . .

  2. Contract loans (including $ . . . . . . . . . .0 premium notes) . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . 9.,7. 1. 4.,4. 0. 5.

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . 9.,7. 1. 4.,4. 0. 5.

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . 2.,0. 1. 7.,5. 5. 8.

. . . . . . . . . . . . . .

7. Derivatives (Schedule DB) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

8. Other invested assets (Schedule BA) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

  1. Receivables for securities . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  2. Securities lending reinvested collateral assets (Schedule DL) . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

  1. Aggregate write-ins for invested assets . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  2. Subtotals, cash and invested assets (Lines 1 to 11) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  3. Title plants less $ . . . . . . . . . .0 charged off (for Title insurers only) . . . . . . . . . . . . . . . .

. 1. 0. 7.,5. 6. 5.,4. 0. 0.

. . . . . . . . . . . . . .

. . . . . . . 7. 8 9.,6. 1. 6.

. . . . . . . . 4 1.,9. 8. 2.

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . 3.,5. 8 8.,2. 4. 0.

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . 3.,4. 2 6.,0. 2. 7.

. . . . . . . . . . . . . .

1,967,600

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . 1. 7.,3. 7. 1.

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . 2.,0. 4. 4.,2. 4. 7.

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

16,953

. 1. 0. 7.,5. 6. 5.,4. 0. 0.

. . . . . . . . . . . . . .

. . . . . . . 7. 8 9.,6. 1. 6.

. . . . . . . . 2 4.,6. 1. 1.

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . 1.,5. 4 3.,9. 9. 3.

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . 3.,4. 2 6.,0. 2. 7.

. . . . . . . . . . . . . .

1,950,647

. 1. 1. 1.,2. 3. 7.,6. 4. 9.

. . . . . . . . . . . . . .

. . . . . . . 7. 3 1.,9. 9. 1.

. . . . . . . . 1 3.,8. 7. 8.

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . 1. 0 0.,2. 1. 4.

. . . . . . 1.,5. 0 5.,2. 2. 1.

. . . . . . . . . . 1. 1. 2.

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . 1.,4. 0 3.,5. 7. 2.

. . . . . . . . . . . . . .

1,904,786

  1. Investment income due and accrued . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  2. Premiums and considerations:

  1. Uncollected premiums and agents' balances in the course of collection . . . . . . . . . . .

  2. Deferred premiums, agents' balances and installments booked but deferred

and not yet due (including $ . . . . . . . . . .0 earned but unbilled premiums) . . . . . .

15.3 Accrued retrospective premiums ($ 0) and contracts subject to

redetermination ($ . . . . . . . . . .0) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

16. Reinsurance:

16.1 Amounts recoverable from reinsurers . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  1. Funds held by or deposited with reinsured companies . . . . . . . . . . . . . . . . . . . . . . .

  2. Other amounts receivable under reinsurance contracts . . . . . . . . . . . . . . . . . . . . . .

17. Amounts receivable relating to uninsured plans . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

18.1 Current federal and foreign income tax recoverable and interest thereon . . . . . . . . . . . . . . .

18.2 Net deferred tax asset . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  1. Guaranty funds receivable or on deposit . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  2. Electronic data processing equipment and software . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  3. Furniture and equipment, including health care delivery assets ($ . . . . . . . . . .0) . . . . . . .

  4. Net adjustment in assets and liabilities due to foreign exchange rates . . . . . . . . . . . . . . . . .

  5. Receivables from parent, subsidiaries and affiliates . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  6. Health care ($ . . . . . . . . . .0) and other amounts receivable . . . . . . . . . . . . . . . . . . . . .

  7. Aggregate write-ins for other-than-invested assets . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  8. Total assets excluding Separate Accounts, Segregated Accounts and

Protected Cell Accounts (Lines 12 to 25) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  1. From Separate Accounts, Segregated Accounts and Protected Cell Accounts . . . . . . . . . . .

  2. Total (Lines 26 and 27)

. 1. 1. 7.,3. 7. 8.,8. 6. 5.

. . . . . . 2.,0. 7. 8.,5. 7. 1.

. 1. 1. 5.,3. 0. 0.,2. 9. 4.

. 1. 1. 6.,8. 9. 7.,4. 2. 3.

117,378,865

2,078,571

115,300,294

116,897,423

. . .

. . .

. . .

. . .

. . . .

.

. . . .

.

. . .

. . . .

DETAILS OF WRITE-IN LINES

1101. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

1102. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . N. . . . . .O. . . . . N. . . . . E. . .

1103. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

1198. Summary of remaining write-ins for Line 11 from overflow page . . . . . . . . . . . . . . . . . . . . .

1199. Totals (Lines 1101 through 1103 plus 1198) (Line 11 above)

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

2501. C. a. s. h. S. u. r.re. n. d. e. r. V. a.lu. e. o. f. L. i.fe. I.n.su. r.a.n.ce. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

2502. P. r.e.p.ai.d. E. x. p. e.n.se. s. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

2503. S. t.a.te. I.n.co. m. .e. T. a. x. R. e. c. e. iv. a. b.le. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

2598. Summary of remaining write-ins for Line 25 from overflow page . . . . . . . . . . . . . . . . . . . . .

2599. Totals (Lines 2501 through 2503 plus 2598) (Line 25 above)

. . . . . . 1.,9. 5. 0.,6. 4. 7.

. . . . . . . . 1. 6.,9. 5. 3.

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . 1. 6.,9. 5. 3.

. . . . . . . . . . . . . .

. . . . . . 1.,9. 5. 0.,6. 4. 7.

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . 1.,8. 7. 7.,8. 1. 7.

. . . . . . . . . . . . . .

. . . . . . . . 2. 6.,9. 6. 9.

1,967,600

16,953

1,950,647

1,904,786

. . .

. .

.

LIABILITIES, SURPLUS AND OTHER FUNDS

1

Current Year

2

Prior Year

  1. Known claims reserve (Part 2B, Line 3, Col. 4) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  2. Statutory premium reserve (Part 1B, Line 2.6, Col. 1) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . .1.,6. 9.3.,8. 5.1.

. . . . . . . . . . . .6.4.,3. 0.5.,2. 4.1.

. . . . . . . . . . . . .1.,3. 5.0.,3. 4.2.

. . . . . . . . . . . .6.6.,9. 7.1.,1. 7.4.

3. Aggregate of other reserves required by law . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . .

  1. Supplemental reserve (Part 2B, Col. 4, Line 10) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  2. Commissions, brokerage and other charges due or accrued to attorneys, agents and real estate brokers . . . . . . . .

  3. Other expenses (excluding taxes, licenses and fees) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . 3. 8.5.,9. 7.4.

. . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . 3. 1.5.,4. 4.7.

7. Taxes, licenses and fees (excluding federal and foreign income taxes) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

8.1 Current federal and foreign income taxes (including $ . . . . . . . . . .0 on realized capital gains (losses)) . . . . . . .

. . . . . . . . . . . . .3.,2. 3.7.,6. 1.1.

. . . . . . . . . . . . . . . 5.7.,5. 9.5.

. . . . . . . . . . . . . . 3. 4.1.,4. 2.8.

. . . . . . . . . . . . . . . . . . . . .

8.2 Net deferred tax liability . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

9. Borrowed money $ . . . . . . . . . .0 and interest thereon $ . . . . . . . . . .0 . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . .

  1. Dividends declared and unpaid . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  2. Premiums and other consideration received in advance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . 4.4.,1. 3.3.

. . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . .

12. Unearned interest and real estate income received in advance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . .

  1. Funds held by company under reinsurance treaties . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  2. Amounts withheld or retained by company for account of others . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  3. Provision for unauthorized and certified ($ . . . . . . . . . .0) reinsurance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  4. Net adjustments in assets and liabilities due to foreign exchange rates . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . .

17. Drafts outstanding . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . .

18. Payable to parent, subsidiaries and affiliates . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . .

19. Derivatives . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . .

20. Payable for securities . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . .

21. Payable for securities lending . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . .

22. Aggregate write-ins for other liabilities . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

69,724,405

68,978,391

23. Total liabilities (Lines 1 through 22) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

24. Aggregate write-ins for special surplus funds . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . .

25. Common capital stock . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . .1.,9. 1.9.,2. 3.6.

. . . . . . . . . . . . .1.,9. 1.9.,2. 3.6.

  1. Preferred capital stock . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  2. Aggregate write-ins for other than special surplus funds . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . .

28. Surplus notes . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . .

29. Gross paid in and contributed surplus . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . .8.,9. 1.3.,1. 4.3.

. . . . . . . . . . . . .8.,9. 1.3.,1. 4.3.

  1. Unassigned funds (surplus) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  2. Less treasury stock, at cost:

. . . . . . . . . . . .3.4.,7. 4.3.,5. 1.0.

. . . . . . . . . . . .3.7.,0. 8.6.,6. 5.3.

  1. . . . . . . . . . .0 shares common (value included in Line 25 $ . . . . . . . . . .0) . . . . . . . . . . . . . . . . . . . .

  2. . . . . . . . . . .0 shares preferred (value included in Line 26 $ . . . . . . . . . .0) . . . . . . . . . . . . . . . . . . . .

  1. Surplus as regards policyholders (Lines 24 to 30 less 31) (Page 4, Line 32) . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  2. Totals (Page 2, Line 28, Col. 3)

. . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . .

45,575,889

47,919,032

115,300,294

116,897,423

. .

. .

. .

. .

.

.

. .

. .

. .

DETAILS OF WRITE-INS

0301. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

0302. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . N. . . . . O. . . . . . N. . . . . E. . . . . . . . . . . .

0303. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

0398. Summary of remaining write-ins for Line 03 from overflow page . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

0399. Totals (Lines 0301 through 0303 plus 0398) (Line 03 above)

. . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . .

2201. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

2202. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . N. . . . . O. . . . . . N. . . . . E. . . . . . . . . . . .

2203. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

2298. Summary of remaining write-ins for Line 22 from overflow page . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

2299. Totals (Lines 2201 through 2203 plus 2298) (Line 22 above)

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. . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . .

2401. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

2402. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . N. . . . . O. . . . . . N. . . . . E. . . . . . . . . . . .

2403. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

2498. Summary of remaining write-ins for Line 24 from overflow page . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

2499. Totals (Lines 2401 through 2403 plus 2498) (Line 24 above)

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. . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . .

2701. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

2702. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . N. . . . . O. . . . . . N. . . . . E. . . . . . . . . . . .

2703. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

2798. Summary of remaining write-ins for Line 27 from overflow page . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

2799. Totals (Lines 2701 through 2703 plus 2798) (Line 27 above)

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. . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . .

OPERATIONS AND INVESTMENT EXHIBIT

STATEMENT OF INCOME

1

Current Year

2

Prior Year

OPERATING INCOME

  1. Title insurance and related income (Part 1):

    1. Title insurance premiums earned (Part 1B, Line 3, Col.1) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

    2. Escrow and settlement services (Part 1A, Line 2, Col. 4) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

    3. Other title fees and service charges (Part 1A, Total of Line 3, 4, 5 and 6, Col. 4) . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . 6.5.,4. 5.8.,3. 6. 1.

. . . . . . . . . . . 7. 3.3.,4. 8. 6.

. . . . . . . . . .1.,0. 4.8.,0. 6. 5.

. . . . . . . . . 4.6.,8. 7.7.,5. 3. 9.

. . . . . . . . . . . 3. 4.6.,5. 8. 5.

. . . . . . . . . . . 8. 4.9.,3. 5. 9.

2. Other operating income (Part 4, Line 2, Col. 5) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  1. Total operating income (Lines 1 through 2) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

    EXPENSES

  2. Losses and loss adjustment expenses incurred (Part 2A, Line 10, Col. 4) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . 6.7.,2. 3.9.,9. 1. 2.

. . . . . . . . . .2.,3. 0.2.,3. 4. 1.

. . . . . . . . . 4.8.,0. 7.3.,4. 8. 3.

. . . . . . . . . .2.,1. 0.7.,6. 5. 5.

5. Operating expenses incurred (Part 3, Line 24, Cols. 4) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . 5.7.,9. 7.3.,6. 1. 5.

. . . . . . . . . 4.0.,2. 1.3.,9. 1. 7.

6. Other operating expenses (Part 4, Line 6, Col. 5) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

60,275,956

42,321,572

7. Total operating expenses . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

6,963,956

5,751,911

8. Net operating gain or (loss) (Lines 3 minus 7) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

INVESTMENT INCOME

  1. Net investment income earned (Exhibit of Net Investment Income, Line 17) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  2. Net realized capital gains (losses) less capital gains tax of $ . . . . . . . (.80. 9. ) (Exhibit of Capital Gains (Losses)) . . . . . . .

. . . . . . . . . .3.,5. 2.4.,3. 7. 5.

(33,562)

. . . . . . . . . .2.,9. 9.2.,5. 2. 7.

(484)

11. Net investment gain (loss) (Lines 9 + 10) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

OTHER INCOME

. . . . . . . . . .3.,4. 9.0.,8. 1. 3.

. . . . . . . . . .2.,9. 9.2.,0. 4. 3.

  1. Aggregate write-ins for miscellaneous income or (loss) or other deductions . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  2. Net income, after capital gains tax and before all other federal income taxes (Lines 8 + 11 + 12) . . . . . . . . . . . . . . . . . . .

  3. Federal and foreign income taxes incurred . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . 1.0.,4. 5.4.,7. 6. 9.

1,883,439

. . . . . . . . . .8.,7. 4.3.,9. 5. 4.

1,454,824

8,571,330

7,289,130

15. Net income (Lines 13 minus 14) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

CAPITAL AND SURPLUS ACCOUNT

47,919,032

50,794,688

16. Surplus as regards policyholders, December 31 prior year (Page 3, Line 32, Column 2) . . . . . . . . . . . . . . . . . . . . . . . . .

  1. Net income (from Line 15) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  2. Change in net unrealized capital gains or (losses) less capital gains tax of $ . . . . . . . . . .0 . . . . . . . . . . . . . . . . . . . . .

  3. Change in net unrealized foreign exchange capital gain (loss) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . .8.,5. 7.1.,3. 3. 0.

. . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . .

. . . . . . . . . .7.,2. 8.9.,1. 3. 0.

. . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . .

  1. Change in net deferred income taxes . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  2. Change in nonadmitted assets (Exhibit of Nonadmitted Assets, Line 28, Col. 3) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  3. Change in provision for unauthorized and certified reinsurance (Page 3, Line 15, Cols. 2 minus 1) . . . . . . . . . . . . . . . . . .

  4. Change in supplemental reserves (Page 3, Line 4, Cols. 2 minus 1) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . .(3. 0.3.,3. 7. 3.)

. . . . . . . . . . . 3. 2.0.,7. 6. 5.

. . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . .

. . . . . . . . . . .(3. 7.4.,8. 1. 5.)

. . . . . . . . . . . 6. 2.3.,5. 2. 1.

. . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . .

  1. Change in surplus notes . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  2. Cumulative effect of changes in accounting principles . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  3. Capital Changes:

. . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . .

26.1 Paid in . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . .

26.2 Transferred from surplus (stock dividend) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . .

26.3 Transferred to surplus . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

27. Surplus Adjustments:

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

27.1 Paid in . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . .

27.2 Transferred to capital (stock dividend) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . .

27.3 Transferred from capital . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

  1. Dividends to stockholders . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  2. Change in treasury stock (Page 3, Lines (31.1) and (31.2), Cols. 2 minus 1) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . (. 1.0.,9. 3.1.,8. 6. 5.)

. . . . . . . . . . . . . . . . . .

. . . . . . . . (. 1.0.,4. 1.3.,4. 9. 2.)

. . . . . . . . . . . . . . . . . .

  1. Aggregate write-ins for gains and losses in surplus . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  2. Change in surplus as regards policyholders for the year (Lines 17 through 30) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  3. Surplus as regards policyholders, December 31 current year (Lines 16 plus 31) (Page 3, Line 32)

(2,343,143)

(2,875,656)

45,575,889

47,919,032

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. .

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. .

. .

. .

. .

. .

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. .

. .

. .

. .

. .

. .

DETAILS OF WRITE-IN LINES

1201. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

1202. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

1203. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .N. . . . .O. . . . . .N. . . . .E. . . . . . . . . . . . . . . . .

1298. Summary of remaining write-ins for Line 12 from overflow page . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

1299. Totals (Lines 1201 through 1203 plus 1298) (Line 12 above)

. . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . .

3001. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

3002. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .N. . . . .O. . . . . .N. . . . .E. . . . . . . . . . . . . . . . .

3003. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

3098. Summary of remaining write-ins for Line 30 from overflow page . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

3099. Totals (Lines 3001 through 3003 plus 3098) (Line 30 above)

. . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . .

CASH FLOW

Cash from Operations

1

Current Year

2

Prior Year

1. Premiums collected net of reinsurance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . 6. 2.,8. 1. 4.,1. 9. 6.

. . . . . . . . . . . . 4. 2.,9. 4. 7.,2. 4. 6.

  1. Net investment income . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  2. Miscellaneous income . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . 3.,7. 4. 9.,9. 9. 9.

1,781,550

. . . . . . . . . . . . . 3.,6. 8. 5.,4. 9. 9.

1,195,944

. . . . . . . . . . . . 6. 8.,3. 4. 5.,7. 4. 5.

. . . . . . . . . . . . . 1.,9. 5. 8.,8. 3. 2.

. . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . 5. 4.,9. 7. 9.,9. 3. 6.

. . . . . . . . . . . . . . . . . . . . .

1,724,821

. . . . . . . . . . . . 4. 7.,8. 2. 8.,6. 8. 9.

. . . . . . . . . . . . . 1.,7. 7. 0.,7. 4. 1.

. . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . 3. 9.,4. 3. 2.,0. 5. 8.

. . . . . . . . . . . . . . . . . . . . .

1,654,154

4. Total (Lines 1 through 3) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  1. Benefit and loss related payments . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  2. Net transfers to Separate Accounts, Segregated Accounts and Protected Cell Accounts . . . . . . . . . . . . . . . . .

  3. Commissions, expenses paid and aggregate write-ins for deductions . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  1. Dividends paid to policyholders . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  2. Federal and foreign income taxes paid (recovered) net of $ . . . . . . . . . .0 tax on capital gains (losses) . . . . .

58,663,589

42,856,953

10. Total (Lines 5 through 9) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

9,682,156

4,971,736

11. Net cash from operations (Line 4 minus Line 10) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . 2. 0.,3. 3. 4.,3. 4. 9.

. . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . .

500,000

Cash from Investments

12. Proceeds from investments sold, matured or repaid:

12.1 Bonds . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . 3. 6.,6. 4. 8.,4. 7. 5.

12.2 Stocks . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . .

12.3 Mortgage loans . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . .

12.4 Real estate . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . .

  1. Other invested assets . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  2. Net gains or (losses) on cash, cash equivalents and short-term investments . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . .

  1. Miscellaneous proceeds . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  2. Total investment proceeds (Lines 12.1 to 12.7) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . 3. 6.,6. 4. 8.,4. 7. 5.

. . . . . . . . . . . . 2. 0.,8. 3. 4.,3. 4. 9.

13. Cost of investments acquired (long-term only):

13.1 Bonds . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . 2. 5.,5. 9. 6.,9. 9. 9.

. . . . . . . . . . . . 1. 4.,4. 0. 1.,4. 7. 8.

13.2 Stocks . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . .

13.3 Mortgage loans . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . .

13.4 Real estate . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . .

13.5 Other invested assets . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . .

  1. Miscellaneous applications . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  2. Total investments acquired (Lines 13.1 to 13.6) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . 2. 5.,5. 9. 6.,9. 9. 9.

. . . . . . . . . . . . 1. 4.,4. 0. 1.,4. 7. 8.

  1. Net increase (decrease) in contract loans and premium notes . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  2. Net cash from investments (Line 12.8 minus Line 13.7 minus Line 14) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

11,051,476

6,432,871

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. . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . 1. 0.,9. 3. 1.,8. 6. 5.

(2,104,920)

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. . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . 1. 0.,4. 1. 3.,4. 9. 2.

13,050

Cash from Financing and Miscellaneous Sources

16. Cash provided (applied):

  1. Surplus notes, capital notes . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  2. Capital and paid in surplus, less treasury stock . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  1. Borrowed funds . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  2. Net deposits on deposit-type contracts and other insurance liabilities . . . . . . . . . . . . . . . . . . . . . . . . .

16.5 Dividends to stockholders . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

16.6 Other cash provided (applied) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

17. Net cash from financing and miscellaneous sources (Lines 16.1 to 16.4 minus Line 16.5

(13,036,785)

(10,400,442)

plus Line 16.6) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

RECONCILIATION OF CASH, CASH EQUIVALENTS AND SHORT-TERM INVESTMENTS

  1. Net change in cash, cash equivalents and short-term investments (Line 11, plus Lines 15 and 17) . . . . . . . . . .

  2. Cash, cash equivalents and short-term investments:

. . . . . . . . . . . . . 7.,6. 9. 6.,8. 4. 7.

. . . . . . . . . . . . . 1.,0. 0. 4.,1. 6. 5.

  1. Beginning of year . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  2. End of year (Line 18 plus Line 19.1)

2,017,558

1,013,393

9,714,405

2,017,558

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. .

. .

. .

. .

Note: Supplemental disclosures of cash flow information for non-cash transactions:

20.0001 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

20.0002 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

20.0003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

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. . . . . . . . . . . . . . . . . . . . .

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. . . . . . . . . . . . . . . . . . . . .

OPERATIONS AND INVESTMENT EXHIBIT PART 1A - SUMMARY OF TITLE INSURANCE PREMIUMS WRITTEN AND RELATED REVENUES

1

Direct Operations

Agency Operations

4

Current Year Total

(Cols. 1 + 2 + 3)

5

Prior Year Total

2

Non-Affiliated Agency Operations

3

Affiliated Agency Operations

  1. Direct premiums written (Sch T, Line 59,

    Cols. 3, 4 and 5) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  2. Escrow and settlement service charges . . . . . . . . . . . . . . .

  3. Title examinations . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  4. Searches and abstracts . . . . . . . . . . . . . . . . . . . . . . . . . . .

  5. Surveys . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  6. Aggregate write-ins for service charges . . . . . . . . . . . . . . .

  7. Totals (Lines 1 to 6)

. . . . . . . .3.,9. 3.8.,8. 6. 4.

. . . . . . . . . 7. 3.3.,4. 8. 6.

. . . . . . . . . . . . . . . .

. . . . . . . . . 3. 6.4.,2. 4. 5.

. . . . . . . . . . . . . . . .

248,740

. . . . . . . .5.,2. 0.4.,7. 1. 4.

. . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . .

165,480

. . . . . . . 5.3.,6. 7.8.,7. 4. 2.

. . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . .

269,600

. . . . . . . 6.2.,8. 2.2.,3. 2. 0.

. . . . . . . . . 7. 3.3.,4. 8. 6.

. . . . . . . . . . . . . . . .

. . . . . . . . . 3. 6.4.,2. 4. 5.

. . . . . . . . . . . . . . . .

683,820

. . . . . . . 4.2.,9. 4.8.,1. 0. 2.

. . . . . . . . . 3. 4.6.,5. 8. 5.

. . . . . . . . . . . . . . . .

. . . . . . . . . 3. 5.9.,4. 8. 7.

. . . . . . . . . . . . . . . .

489,872

5,285,335

5,370,194

53,948,342

64,603,871

44,144,046

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DETAILS OF WRITE-INS

0601. O. t.h.e.r .fe.e.s. a.n.d. in. c. o. m. e. . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . 2. 4.8.,7. 4. 0.

. . . . . . . . . 1. 6.5.,4. 8. 0.

. . . . . . . . . 2. 6.9.,6. 0. 0.

. . . . . . . . . 6. 8.3.,8. 2. 0.

. . . . . . . . . 4. 8.9.,8. 7. 2.

0602. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . .

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. . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . .

0603. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

0698. Summary of remaining write-ins for Line

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. . . . . . . . . . . . . . . .

06 from overflow page . . . . . . . . . . . . . . . . . . . . . . . . . . . .

0699. Total (Lines 0601 through 0603 plus

248,740

165,480

269,600

683,820

489,872

0698) (Line 06 above)

. . . . .

PART 1B - PREMIUMS EARNED EXHIBIT

1

Current Year

2

Prior Year

  1. Title premiums written:

    1. Direct (Part 1A, Line 1, Col. 4) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

    2. Assumed . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

    3. Ceded . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

    4. Net title premiums written (Lines 1.1 + 1.2 - 1.3) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  2. Statutory premium reserve:

    1. Balance at December 31 prior year . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

    2. Aggregate write-ins for book adjustments to Line 2.1 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

    3. Additions during the current year . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

    4. Withdrawals during the current year . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

    5. Aggregate write-ins for other adjustments not effecting earned premiums . . . . . . . . . . . . . . . . . . . . .

    6. Balance at December 31 current year (Lines 2.1 + 2.2 + 2.3 - 2.4 + 2.5) . . . . . . . . . . . . . . . . . . . . . .

  3. Net title premiums earned during year

(Lines 1.4 + 2.1 + 2.5 - 2.6) (Sch. T, Line 59, Col. 7)

. . . . . . . . . . . . .6.2.,8. 2.2.,3. 2. 0.

. . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . 2.9.,8. 9. 2.

62,792,428

. . . . . . . . . . . . .4.2.,9. 4.8.,1. 0. 2.

. . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . 1.4.,5. 7. 2.

42,933,530

. . . . . . . . . . . . .6.6.,9. 7.1.,1. 7. 4.

. . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . .3.,4. 8.5.,1. 3. 3.

. . . . . . . . . . . . . .6.,1. 5.1.,0. 6. 6.

. . . . . . . . . . . . . . . . . . . . . .

64,305,241

. . . . . . . . . . . . .7.0.,9. 1.5.,1. 8. 4.

. . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . .2.,1. 2.7.,7. 3. 6.

. . . . . . . . . . . . . .6.,0. 7.1.,7. 4. 6.

. . . . . . . . . . . . . . . . . . . . . .

66,971,174

65,458,361

46,877,540

. .

. .

. .

. .

. .

DETAILS OF WRITE-INS

1

Current Year

2

Prior Year

  1. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  2. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .N. . . . .O. . . . . N. . . . . .E. . . . . . . . .

  3. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  1. Summary of remaining write-ins for Line 02.2 from overflow page . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  2. Total (Lines 02.201 through 02.203 plus 02.298) (Line 02.2 above)

. . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . .

02.501 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

02.502 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .N. . . . .O. . . . . N. . . . . .E. . . . . . . . .

02.503 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

02.598 Summary of remaining write-ins for Line 02.5 from overflow page . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

02.599 Total (Lines 02.501 through 02.503 plus 02.598) (Line 02.5 above)

. . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . .

OPERATIONS AND INVESTMENT EXHIBIT PART 2A - LOSSES PAID AND INCURRED

1

Direct Operations

Agency Operations

4

Total Current Year

(Cols. 1 + 2 + 3)

5

Total Prior Year

2

Non-Affiliated Agency Operations

3

Affiliated Agency Operations

1. Losses and allocated loss adjustment expenses paid - direct business, less salvage

and subrogation (Total same as Sch. T, Line 59, Col. 8) . . . . . . . . . . . . . . . . . . . . .

. . . . . .18. 8. ,0. 2. 5.

. . . . . .33. 2. ,2. 4. 8.

. . . . . .96. 2. ,6. 5. 8.

. 1. ,.48. 2. ,9. 3. 1.

. 1. ,.21. 8. ,2. 9. 4.

2. Losses and allocated loss adjustment expenses paid - reinsurance

assumed, less salvage and subrogation . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . .

. . . . . . . . . . . .

. . . . . . . . . . . .

. . . . . . . . . . . .

. . . . . . . . . . . .

3. Total (Line 1 plus Line 2) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . .18. 8. ,0. 2. 5.

. . . . . .33. 2. ,2. 4. 8.

. . . . . .96. 2. ,6. 5. 8.

. 1. ,.48. 2. ,9. 3. 1.

. 1. ,.21. 8. ,2. 9. 4.

4. Deduct: Recovered during year from reinsurance . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . .

. . . . . . . . . . . .

. . . . . . . . . . . .

. . . . . . . . . . . .

. . . . . . . . . . . .

5. Net payments (Line 3 minus Line 4) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . .18. 8. ,0. 2. 5.

. . . . . .33. 2. ,2. 4. 8.

. . . . . .96. 2. ,6. 5. 8.

. 1. ,.48. 2. ,9. 3. 1.

. 1. ,.21. 8. ,2. 9. 4.

6. Known claims reserve - current year (Page 3, Line 1, Column 1) . . . . . . . . . . . . . .

. . . . . .28. 9. ,7. 1. 5.

. 6. 3. ,3. 0. 0.

. 1. ,.34. 0. ,8. 3. 6.

. 1. ,.69. 3. ,8. 5. 1.

. 1. ,.35. 0. ,3. 4. 2.

7. Known claims reserve - prior year (Page 3, Line 1, Column 2) . . . . . . . . . . . . . . . .

. 3. 4. ,5. 8. 6.

. . . . . .44. 9. ,5. 1. 6.

. . . . . .86. 6. ,2. 4. 0.

. 1. ,.35. 0. ,3. 4. 2.

. 1. ,.01. 3. ,4. 2. 8.

8. Losses and allocated Loss Adjustment Expenses incurred

(Line 5 plus Line 6 minus Line 7) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . .44. 3. ,1. 5. 4.

. . . . . .(5. 3. ,9. 6. 8.)

. 1. ,.43. 7. ,2. 5. 4.

. 1. ,.82. 6. ,4. 4. 0.

. 1. ,.55. 5. ,2. 0. 8.

9. Unallocated loss adjustment expenses incurred (Part 3, Line 24, Column 5) . . . . . . .

. 6. 1. ,5. 9. 4.

. . . . . .10. 6. ,3. 0. 3.

. . . . . .30. 8. ,0. 0. 4.

. . . . . .47. 5. ,9. 0. 1.

. . . . . .55. 2. ,4. 4. 8.

10. Losses and loss adjustment expenses incurred (Line 8 plus Line 9)

504,748

52,335

1,745,258

2,302,341

2,107,656

. . . . .

. . . . .

. . . . .

. . . . .

. . . . .

. . . . .

. . . . .

OPERATIONS AND INVESTMENT EXHIBIT PART 2B - UNPAID LOSSES AND LOSS ADJUSTMENT EXPENSES

1

Direct Operations

Agency Operations

4

Total Current Year

(Cols. 1 + 2 + 3

5

Total Prior Year

2

Non-Affiliated Agency Operations

3

Affiliated Agency Operations

  1. Loss and allocated LAE reserve for title and other losses of which notice has been received:

    1. Direct (Schedule P, Part 1, Line 12, Col. 17) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

    2. Reinsurance assumed (Schedule P, Part 1, Line 12, Col. 18) . . . . . . . . . . . . . . . . . . .

  2. Deduct reinsurance recoverable (Schedule P, Part 1, Line 12, Col. 19) . . . . . . . . . . . . . . . .

  3. Known claims reserve net of reinsurance (Line 1.1 plus Line 1.2 minus Line 2) . . . . . . . . . .

  4. Incurred But Not Reported:

    1. Direct (Schedule P, Part 1, Line 12, Col. 20) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

    2. Reinsurance assumed (Schedule P, Part 1, Line 12, Col. 21) . . . . . . . . . . . . . . . . . . .

    3. Reinsurance ceded (Schedule P, Part 1, Line 12, Col. 22) . . . . . . . . . . . . . . . . . . . . .

    4. Net incurred but not reported (Line 4.1 plus Line 4.2 minus Line 4.3) . . . . . . . . . . . . . .

  5. Unallocated LAE reserve (Schedule P, Part 1, Line 12, Col. 23) . . . . . . . . . . . . . . . . . . . . .

  6. Less discount for time value of money, if allowed (Schedule P, Part 1, Line 12, Col. 33) . . . .

  7. Total Schedule P reserves (Lines 3 + 4.4 + 5 - 6) (Schedule P, Part 1, Line 12, Col. 34) . . .

  8. Statutory premium reserve at year end (Part 1B, Line 2.6) . . . . . . . . . . . . . . . . . . . . . . . . .

  9. Aggregate of other reserves required by law (Page 3, Line 3) . . . . . . . . . . . . . . . . . . . . . . .

  10. Supplemental reserve (a) (Lines 7 - (3 + 8 + 9))

. 28. 9. ,7. 1. 5. .

. . . . . . . . . . .

. 6. 3. ,3. 0. 0. .

. . . . . . . . . . .

. . . 1. ,.34. 0. ,8. 3. 6. .

. . . . . . . . . . .

. . . 1. ,.69. 3. ,8. 5. 1. .

. . . . . . . . . . .

. . . 1. ,.35. 0. ,3. 4. 2. .

. . . . . . . . . . .

. 28. 9. ,7. 1. 5. .

. . . 1. ,.00. 2. ,1. 5. 5. .

. . . . . . . . . . .

. 6. 3. ,3. 0. 0. .

. . . . .61. 1. ,4. 7. 5. .

. . . . . . . . . . .

. . . 1. ,.34. 0. ,8. 3. 6. .

. . .12. ,.95. 2. ,5. 0. 0. .

. . . . . . . . . . .

. . . 1. ,.69. 3. ,8. 5. 1. .

. . .14. ,.56. 6. ,1. 3. 0. .

. . . . . . . . . . .

. . . 1. ,.35. 0. ,3. 4. 2. .

. . .15. ,.16. 7. ,4. 4. 5. .

. . . . . . . . . . .

. . . 1. ,.00. 2. ,1. 5. 5. .

. 14. 7. ,8. 5. 2. .

X X X

. 61. 1. ,4. 7. 5. .

. . . . . 9. 0. ,2. 1. 3. .

X X X

. . .12. ,.95. 2. ,5. 0. 0. .

. . . 1. ,.91. 0. ,9. 3. 5. .

X X X

. . .14. ,.56. 6. ,1. 3. 0. .

. . . 2. ,.14. 9. ,0. 0. 0. .

. . .15. ,.16. 7. ,4. 4. 5. .

. . . 2. ,.07. 4. ,0. 0. 0. .

. . . X. .X. X. . . . .

. . . X. .X. X. . . . .

X X X

. . . X. .X. X. . . . .

. . . X. .X. X. . . . .

X X X

. . . X. .X. X. . . . .

. . . X. .X. X. . . . .

X X X

. . .18. ,.40. 8. ,9. 8. 1. .

. . .64. ,.30. 5. ,2. 4. 1. .

. . .18. ,.59. 1. ,7. 8. 7. .

. . .66. ,.97. 1. ,1. 7. 4. .

X X X

X X X

X X X

(a) If the sum of Lines 3 + 8 + 9 is greater than Line 7, place a "0" in this Line.

OPERATIONS AND INVESTMENT EXHIBIT PART 3 - EXPENSES

Title and Escrow Operating Expenses

5

Unallocated Loss Adjustment Expenses

6

Other Operations

7

Investment Expenses

Totals

1

Direct Operations

Agency Operations

4

Total (Cols. 1 + 2 + 3)

8

Current Year (Cols. 4 + 5 + 6 + 7)

9

Prior Year

2

Non-affiliated Agency Operations

3

Affiliated Agency Operations

1. Personnel costs:

. . . . . . . . . . 1.,7.53. ,.57. 1.

. . . . . . . . . . . 1.51. ,.37. 6.

. . . . . . . . . . . .84. ,.15. 5.

8,996

. . . . . . . . . . . 1.6.8,.89. 7.

. . . . . . . . . . . .1.0,.40. 4.

. . . . . . . . . . . . 5. ,.84. 0.

3,416

. . . . . . . . . . . 3.3.4,.86. 1.

. . . . . . . . . . . .3.7,.32. 5.

. . . . . . . . . . . .1.7,.45. 3.

1,017

. . . . . . . . . . . 3.4.5,.66. 5.

. . . . . . . . . . . .4.6,.99. 6.

. . . . . . . . . . . .2.4,.76. 4.

267

. .

. .

. .

.

.

.

.

.

.

. . . . . . . . . 2.,6.0.2,.99. 4.

. . . . . . . . . . 2.46. ,.10. 1.

. . . . . . . . . . 1.32. ,.21. 2.

13,696

1.1 Salaries . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . 2.,2.5.7,.32. 9.

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . 1.,9.2.7,.94. 7.

1.2 Employee relations and welfare . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . 1.99. ,.10. 5.

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . 1.9.4,.94. 7.

  1. Payroll taxes . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  2. Other personnel costs . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . 1.07. ,.44. 8.

13,429

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . 1.0.5,.47. 5.

8,049

. . . . . . . . . . . 4.1.7,.69. 2.

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . 6. ,.12. 7.

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . .47. 6.

. . . . . . . . . . . . . .59. 9.

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . 1. ,.36. 1.

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . 8. ,.97. 9.

. . . . . . . . . . . .2.8,.22. 9.

. . . . . . . . . . . . 1. ,.01. 8.

. . . . . . . . . . . . 3. ,.85. 4.

. . . . . . . . . . . . 4. ,.84. 8.

. . . . . . . . . . . . 1. ,.96. 1.

462

1.5 Total personnel costs . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  1. Amounts paid to or retained by title agents . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  2. Production services (purchased outside):

    1. Searches, examinations and abstracts . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . 1.,9.98. ,.09. 8.

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . 9.90. ,.82. 4.

. . . . . . . . . . . 1.8.8,.55. 7.

. . . . . . . . . . 4.,4.4.5,.04. 6.

. . . . . . . . . . . 2.2.5,.75. 4.

. . . . . . . . . . . 3.9.0,.65. 6.

. . . . . . . . . 4. 6.,4.2.5,.54. 1.

. . . . . . . . . . . .1.7,.31. 4.

. . . . . . . . . . 2.,5.7.7,.31. 1.

. . . . . . . . . 5. 0.,8.70. ,.58. 7.

. . . . . . . . . . 1.,2.3.3,.89. 2.

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. .

. .

. .

.

.

.

.

.

.

. . . . . . . . . 2.,9.9.5,.00. 3.

. . . . . . . . 5. 0.,8.70. ,.58. 7.

. . . . . . . . . 1.,2.4.0,.01. 9.

. . . . . . . . . . 2.,2.3.6,.41. 8.

. . . . . . . . . 3. 5.,0.8.0,.98. 6.

. . . . . . . . . . . 7.7.6,.97. 2.

3.2 Surveys . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. .

.

.

. . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

3.3 Other . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . 1.27. ,.95. 4.

. . . . . . . . . . . . . .17. 4.

. . . . . . . . . . . . 1. ,.41. 2.

. . . . . . . . . . . 1.29. ,.54. 0.

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. .

.

.

. . . . . . . . . . 1.29. ,.54. 0.

. . . . . . . . . . . .8.0,.35. 0.

4. Advertising . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . .18. ,.48. 9.

. . . . . . . . . . . . 1. ,.29. 8.

. . . . . . . . . . . . 5. ,.84. 5.

. . . . . . . . . . . .2.5,.63. 2.

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. .

.

.

. . . . . . . . . . .2.6,.10. 8.

. . . . . . . . . . . .1.1,.28. 6.

5. Boards, bureaus and associations . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . 5. ,.66. 1.

. . . . . . . . . . . . 1. ,.07. 2.

. . . . . . . . . . . . 7. ,.98. 0.

. . . . . . . . . . . .1.4,.71. 3.

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. .

.

.

. . . . . . . . . . .1.5,.31. 2.

. . . . . . . . . . . .2.7,.24. 7.

6. Title plant rent and maintenance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . .78. ,.98. 9.

. . . . . . . . . . . . . .80. 4.

. . . . . . . . . . . . 6. ,.53. 7.

. . . . . . . . . . . .8.6,.33. 0.

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. .

.

.

. . . . . . . . . . .8.6,.33. 0.

. . . . . . . . . . . .5.0,.51. 9.

  1. Claim adjustment services . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  2. Amounts charged off, net of recoveries . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  3. Marketing and promotional expenses . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . .X .X. X. . . . . . . .

. . . . . . . . . . . . . .93. 4.

. . . . . . . . . . . .10. ,.14. 4.

. . . . . . .X .X. X. . . . . . . .

. . . . . . . . . . . . 4. ,.69. 6.

. . . . . . . . . . . . . .12. 0.

. . . . . . .X .X. X. . . . . . . .

. . . . . . . . . . . . . .14. 0.

. . . . . . . . . . . . . .98. 1.

. . . . . . .X .X. X. . . . . . . .

. . . . . . . . . . . . 5. ,.77. 0.

. . . . . . . . . . . .1.1,.24. 5.

. . . . . . .X .X. X. . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . .X .X. X. . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. .

. .

. .

.

.

.

.

.

.

. . . . . . . . . . . . . . . .

. . . . . . . . . . . 5. ,.77. 0.

. . . . . . . . . . .1.1,.24. 5.

. . . . . . . . . . . . . . . . .

. (.28. ,.82. 7.)

. . . . . . . . . . . . 9. ,.52. 4.

10. Insurance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . .39. ,.20. 4.

. . . . . . . . . . . . 9. ,.07. 9.

. . . . . . . . . . . . 5. ,.28. 2.

. . . . . . . . . . . .5.3,.56. 5.

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. .

.

.

. . . . . . . . . . .5.4,.92. 6.

. . . . . . . . . . . .4.0,.64. 2.

11. Directors' fees . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. .

.

.

. . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

12. Travel and travel items . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . .48. ,.94. 9.

. . . . . . . . . . . .1.0,.11. 0.

. . . . . . . . . . . .1.8,.15. 6.

. . . . . . . . . . . .7.7,.21. 5.

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. .

.

.

. . . . . . . . . . .8.6,.19. 4.

. . . . . . . . . . . .6.4,.58. 9.

13. Rent and rent items . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . .45. ,.61. 4.

. . . . . . . . . . . . 3. ,.76. 0.

. . . . . . . . . . . .1.1,.64. 1.

. . . . . . . . . . . .6.1,.01. 5.

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. .

.

.

. . . . . . . . . . .8.9,.24. 4.

. . . . . . . . . . . .9.7,.29. 5.

  1. Equipment . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  2. Cost or depreciation of EDP equipment and software . . . . . . . . . . . . . . . . . . . . . . .

  3. Printing, stationery, books and periodicals . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  4. Postage, telephone, messengers and express . . . . . . . . . . . . . . . . . . . . . . . . . . .

  5. Legal and auditing . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . 5. ,.48. 0.

. . . . . . . . . . . 2.42. ,.12. 8.

. . . . . . . . . . . .16. ,.43. 9.

. . . . . . . . . . . 1.80. ,.00. 2.

641,870

. . . . . . . . . . . . . .41. 2.

. . . . . . . . . . . .3.0,.48. 2.

. . . . . . . . . . . . 2. ,.46. 7.

. . . . . . . . . . . . 2. ,.66. 3.

19,787

. . . . . . . . . . . . 1. ,.60. 8.

. . . . . . . . . . . 2.3.4,.81. 5.

. . . . . . . . . . . . 9. ,.13. 9.

. . . . . . . . . . . . . . . . .

130,222

. . . . . . . . . . . . 7. ,.50. 0.

. . . . . . . . . . . 5.07. ,.42. 5.

. . . . . . . . . . . .2.8,.04. 5.

. . . . . . . . . . . 1.82. ,.66. 5.

791,879

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. .

. .

. .

. .

.

.

.

.

.

.

.

.

. . . . . . . . . . . 8. ,.51. 8.

. . . . . . . . . . 5.11. ,.27. 9.

. . . . . . . . . . .3.2,.89. 3.

. . . . . . . . . . 1.84. ,.62. 6.

792,341

. . . . . . . . . . . . 4. ,.28. 2.

. . . . . . . . . . . 3.9.4,.25. 1.

. . . . . . . . . . . .2.2,.69. 6.

. . . . . . . . . . . 1.3.5,.23. 7.

624,389

. . . . . . . . . . 4.,4.50. ,.77. 9.

. . . . . . . . . . . .52. ,.02. 9.

. . . . . . . . . . . . 8. ,.79. 2.

. . . . . . . . . . . . . . . . .

57,069

. . . . . . . . . . 4.,9.4.6,.28. 1.

. . . . . . . . . . . .6.8,.88. 9.

. . . . . . . . . . . .1.2,.74. 4.

. . . . . . . . . . . . . . . . .

9,901

. . . . . . . . . 4. 7.,2.6.7,.26. 9.

. . . . . . . . . . . 7.0.9,.05. 2.

. . . . . . . . . . . 1.0.4,.19. 2.

. . . . . . . . . . . . . . . . .

80,099

. . . . . . . . . 5. 6.,6.64. ,.32. 9.

. . . . . . . . . . . 8.29. ,.97. 0.

. . . . . . . . . . . 1.25. ,.72. 8.

. . . . . . . . . . . . . . . . .

147,069

. . . . . . . . . . . 4.7.5,.60. 6.

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . .25. 2.

. . . . . . . . . . . . . . . . .

126

. .

. .

. .

. .

.

.

.

.

.

.

.

.

. . . . . . . . 5. 7.,1.39. ,.93. 5.

. . . . . . . . . . 8.29. ,.97. 0.

. . . . . . . . . . 1.25. ,.98. 0.

. . . . . . . . . . . . . . . .

147,195

. . . . . . . . . 3. 9.,6.2.7,.85. 6.

. . . . . . . . . . 1.,0.9.4,.57. 2.

. . . . . . . . . . .(1.56. ,.33. 0.)

. . . . . . . . . . . . . . . . .

112,940

  1. Totals (Lines 1.5 to 18) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  2. Taxes, licenses and fees:

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

  1. State and local insurance taxes . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  2. Insurance department licenses and fees . . . . . . . . . . . . . . . . . . . . . . . . . . .

  3. Gross guaranty association assessments . . . . . . . . . . . . . . . . . . . . . . . . . .

  4. All other (excluding federal income and real estate) . . . . . . . . . . . . . . . . . . . .

  5. Total taxes, licenses and fees (Lines 20.1 + 20.2 + 20.3 + 20.4) . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . 1.17. ,.89. 0.

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

239,134

. . . . . . . . . . . .9.1,.53. 4.

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

(3,439)

. . . . . . . . . . . 8.9.3,.34. 3.

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

(29,176)

. . . . . . . . . . 1.,1.0.2,.76. 7.

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

206,519

. . . . . . . . . . . . . .37. 8.

. . . . . . . . . . . . . . . . .

. 6. 7.

(150)

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. 8. 9.

. 2. 4.

119,569

. .

. .

. .

.

.

.

.

.

.

. . . . . . . . . 1.,1.0.3,.14. 5.

. 8. 9.

. 9. 1.

325,938

. . . . . . . . . . 1.,0.5.1,.18. 2.

. 3. 9.

. 9. 3.

212,599

21. Real estate expenses . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

  1. Real estate taxes . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  2. Aggregate write-ins for other expenses . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  3. Total expenses incurred (Lines 19 + 20.5 + 21 + 22 + 23) . . . . . . . . . . . . . . . . . . . .

  4. Less unpaid expenses - current year . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  5. Add unpaid expenses - prior year . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  6. TOTAL EXPENSES PAID (Lines 24 - 25 + 26)

. . . . . . . . . . . . . . . . .

. . . . . . . . . . 4.,8.07. ,.80. 3.

. . . . . . . . . . 1.,3.94. ,.55. 8.

242,194

. . . . . . . . . . 5.,0.3.4,.37. 6.

. . . . . . . . . . . 2.4.4,.10. 4.

48,764

. . . . . . . . . 4. 8.,1.3.1,.43. 6.

. . . . . . . . . . 1.,9.8.4,.92. 3.

365,917

. . . . . . . . . 5. 7.,9.73. ,.61. 5.

. . . . . . . . . . 3.,6.2.3,.58. 5.

656,875

. . . . . . . . . . . 4.7.5,.90. 1.

. . . . . . . . . . 2.,1.4.9,.00. 0.

2,074,000

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . 1.1.9,.68. 2.

. . . . . . . . . . . . . . . . .

.(a).

. .

.

.

.

.

. . . . . . . . 5. 8.,5.69. ,.19. 8.

. . . . . . . . . 5.,7.7.2,.58. 5.

2,730,875

. . . . . . . . . 4. 0.,8.9.1,.76. 9.

. . . . . . . . . . 2.,7.3.0,.87. 5.

2,904,967

3,655,439

4,839,036

46,512,430

55,006,905

400,901

119,682

55,527,488

41,065,861

. . . . . . .

. . . . . . .

. . . . . . .

. . . . . . .

. . . . .

. . . . . . .

. . . . . .

. . . . . . .

. . . . . . .

. . . . . .

. . . . . .

. . . . . .

9

. . . . . . .

. . . . . . .

. . . . . . .

. . . . . . .

. . . . . . .

. . . . . . .

. . . . . .

. . . . . . .

. . . . . .

. . . . . . .

. . . . .

.

. . . . .

. . . . .

. .

. . .

. . .

. . .

. .

DETAILS OF WRITE-IN LINES

2301. M. i.sc. e.lla. n. e.o.us. e. x. p.en. s. e. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

2302. I.nv. e.st. m. e.n.t E. x. p.e.ns. e.s. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

2303. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

2398. Summary of remaining write-ins for Line 23 from overflow page . . . . . . . . . . . . . . . . .

2399. Totals (Lines 2301 through 2303 plus 2398) (Line 23 above)

. . . . . . . . . . . 2.39. ,.13. 4.

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . (.3,.43. 9.)

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. (.29. ,.17. 6.)

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . 2.06. ,.51. 9.

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . (.15. 0.)

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . 1.1.9,.56. 9.

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . 2.06. ,.36. 9.

. . . . . . . . . . . . . . 1.19. ,.56. 9.

. . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . .8.7,.24. 4.

. . . . . . . . . . . 1.2.5,.35. 5.

. . . . . . . . . . . . . . . . .

239,134

(3,439)

(29,176)

206,519

(150)

119,569

325,938

212,599

. . . . .

. .

. . .

(a)

Includes management fees of $

. 0 to affiliates and $

. . . . . . . . 0 to non-affiliates.

OPERATIONS AND INVESTMENT EXHIBIT PART 4 - NET OPERATING GAIN/LOSS EXHIBIT

1

Direct Operations

Agency Operations

4

Total (Cols. 1 + 2 + 3 )

5

Other Operations

Totals

2

Non-affiliated Agency Operations

3

Affiliated Agency Operations

6

Current Year (Cols. 4 + 5)

7

Prior Year

1. Title insurance and related income (Part 1):

  1. Title insurance premiums earned (Part 1B, Line 3, Col. 1) . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  2. Escrow and settlement services (Part 1A, Line 2) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . 4.,1. 0. 8.,0. 3. 8.

. . . . . . . . . . . . . 7. 3. 3.,4. 8. 6.

. . . . . . . . . . . . 5.,4. 7. 2.,4. 2. 5.

. . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . 5. 5.,8. 7. 7.,8. 9. 8.

. . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . 6. 5.,4. 5. 8.,3. 6. 1.

. . . . . . . . . . . . . 7. 3. 3.,4. 8. 6.

. . . . . . . .X. X. .X. . . . . . . . .

. . . . . . . .X. X. .X. . . . . . . . .

. . . . . . . . . . . 6. 5.,4. 5. 8.,3. 6. 1.

. . . . . . . . . . . . . 7. 3. 3.,4. 8. 6.

. . . . . . . . . . . 4. 6.,8. 7. 7.,5. 4. 0.

. . . . . . . . . . . . . 3. 4. 6.,5. 8. 5.

1.3 Other title fees and service charges (Part 1A, Lines 3 through 6) . . . . . . . . . . . . . . . . . . . . . . . .

2. Aggregate write-ins for other operating income . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . 6. 1. 2.,9. 8. 5.

X X X

. . . . . . . . . . . . . 1. 6. 5.,4. 8. 0.

X X X

. . . . . . . . . . . . . 2. 6. 9.,6. 0. 0.

X X X

. . . . . . . . . . . . 1.,0. 4. 8.,0. 6. 5.

X X X

. . . . . . . .X. X. .X. . . . . . . . .

. . . . . . . . . . . . 1.,0. 4. 8.,0. 6. 5.

. . . . . . . . . . . . . 8. 4. 9.,3. 5. 9.

3. Total Operating Income (Lines 1.1 through 1.3 + 2) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . 5.,4. 5. 4.,5. 0. 9.

. . . . . . . . . . . . 5.,6. 3. 7.,9. 0. 5.

. . . . . . . . . . . 5. 6.,1. 4. 7.,4. 9. 8.

. . . . . . . . . . . 6. 7.,2. 3. 9.,9. 1. 2.

. . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . 6. 7.,2. 3. 9.,9. 1. 2.

. . . . . . . . . . . 4. 8.,0. 7. 3.,4. 8. 4.

DEDUCT:

  1. Losses and loss adjustment expenses incurred (Part 2A, Line 10, Col. 4) . . . . . . . . . . . . . . . . . . . . . . . .

  2. Operating expenses incurred (Part 3, Line 24, Cols. 1 to 3 and 6) . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . 5. 0. 4.,7. 4. 8.

4,807,803

. . . . . . . . . . . . . . 5. 2.,3. 3. 5.

5,034,376

. . . . . . . . . . . . 1.,7. 4. 5.,2. 5. 8.

48,131,436

. . . . . . . . . . . . 2.,3. 0. 2.,3. 4. 1.

57,973,615

. . . . . . . .X. X. .X. . . . . . . . .

. . . . . . . . . . . . 2.,3. 0. 2.,3. 4. 1.

57,973,615

. . . . . . . . . . . . 2.,1. 0. 7.,6. 5. 6.

40,213,917

5,312,551

5,086,711

49,876,694

60,275,956

60,275,956

42,321,573

  1. Total Operating Deductions (Lines 4 + 5) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  2. Net operating gain or (loss) (Lines 3 minus 6)

141,958

551,194

6,270,804

6,963,956

6,963,956

5,751,911

. . . . . .

. . . .

. . . . . .

. . . . . .

10

. . . . . .

DETAILS OF WRITE-IN LINES

0201. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

0202. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

0203. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

0298. Summary of remaining write-ins for Line 02 from overflow page . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

0299. Total (Lines 0201 through 0203 plus 0298) (Line 02 above)

. . . . . . . .X. X. .X. . . . . . . . .

. . . . . . . .X. X. .X N. O

. . . . . . . .X. X. .X. . . . . . . . .

X X X

. . . . . . . .X. X. .X. . . . . . . . .

. . . . . . . .X. X.N.X. . . .E. . . . .

. . . . . . . .X. X. .X. . . . . . . . .

X X X

. . . . . . . .X. X. .X. . . . . . . . .

. . . . . . . .X. X. .X. . . . . . . . .

. . . . . . . .X. X. .X. . . . . . . . .

X X X

. . . . . . . .X. X. .X. . . . . . . . .

. . . . . . . .X. X. .X. . . . . . . . .

. . . . . . . .X. X. .X. . . . . . . . .

X X X

. . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . .

X X X

X X X

X X X

X X X

EXHIBIT OF NET INVESTMENT INCOME

1

Collected During Year

2

Earned During Year

1. U.S. Government bonds . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

.(a. ). . . . . . . . . . . . . . . . 9. 7.4.,6. 8.0.

. . . . . . . . . . . . . . . . . . 9. 7.0.,6. 5.5.

. . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .2.,4. 8.2.,4. 5.0.

. . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . 1. 1.8.,7. 5.7.

. . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . 7.2.,1. 9.5.

3,644,057

1.1 Bonds exempt from U.S. tax . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

.(a. ). . . . . . . . . . . . . . . . . . . . . . .

1.2 Other bonds (unaffiliated) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

.(a. ). . . . . . . . . . . . . . .2.,4. 2.1.,0. 8.5.

1.3 Bonds of affiliates . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

.(a. ). . . . . . . . . . . . . . . . . . . . . . .

2.1 Preferred stocks (unaffiliated) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

.(b. ). . . . . . . . . . . . . . . . . . . . . . .

2.11 Preferred stocks of affiliates . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

.(b. ). . . . . . . . . . . . . . . . . . . . . . .

2.2 Common stocks (unaffiliated) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . .

2.21 Common stocks of affiliates . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . .

3. Mortgage loans . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. (c. ). . . . . . . . . . . . . . . . . . . . . . .

4. Real estate . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

.(d. ). . . . . . . . . . . . . . . . . . . . . . .

  1. Contract loans . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  2. Cash, cash equivalents and short-term investments . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . .

.(e. ). . . . . . . . . . . . . . . . 1. 1.8.,4. 7.2.

7. Derivative instruments . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. (f. ) . . . . . . . . . . . . . . . . . . . . . . .

8. Other invested assets . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . .

  1. Aggregate write-ins for investment income . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  2. Total gross investment income

. . . . . . . . . . . . . . . . . . . 7.2.,1. 9.5.

3,586,432

  1. Investment expenses . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  2. Investment taxes, licenses and fees, excluding federal income taxes . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

.(g. ). . . . . . . . . . . . . . . . 1. 1.9.,5. 3.4.

.(g. ). . . . . . . . . . . . . . . . . . . . 2.4.

13. Interest expense . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

.(h. ). . . . . . . . . . . . . . . . . . . . 5.0.

14. Depreciation on real estate and other invested assets . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. (.i) . . . . . . . . . . . . . . . . . . . . 7.4.

15. Aggregate write-ins for deductions from investment income . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . .

  1. Total deductions (Lines 11 through 15) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  2. Net investment income (Line 10 minus Line 16)

. . . . . . . . . . . . . . . . . . 1. 1.9.,6. 8.2.

3,524,375

. .

. .

. .

. .

.

.

.

.

.

DETAILS OF WRITE-IN LINES

0901. C. o. m. .pa. n. y. .O.w. n. e.d. L. if.e. I.n.su. r.a.n.ce. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

0902. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

0903. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

0998. Summary of remaining write-ins for Line 09 from overflow page . . . . . . . . . . . . . . . . . . . . . . . . . .

0999. Totals (Lines 0901 through 0903 plus 0998) (Line 09 above)

. . . . . . . . . . . . . . . . . . . 7.2.,1. 9.5.

. . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . 7.2.,1. 9.5.

. . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . .

72,195

72,195

1501. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

1502. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . N. . . . . O. . . . . . N. . . . . E. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

1503. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

1598. Summary of remaining write-ins for Line 15 from overflow page . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

1599. Totals (Lines 1501 through 1503 plus 1598) (Line 15 above)

. . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . .

. .

(a)

(b)

(c)

Includes $ Includes $ Includes $

. . . . .1. 0. 4.,7. 4.3 accrual of discount less $

. 0 accrual of discount less $

. 0 accrual of discount less $

. . . . .3. 8. 7.,9. 9.1 amortization of premium and less $

. 0 amortization of premium and less $

. 0 amortization of premium and less $

. . . . . .9. 7.,6. 9.0 paid for accrued interest on purchases.

. . . . . . . . . .0 paid for accrued dividends on purchases.

. . . . . . . . . .0 paid for accrued interest on purchases.

(d)

Includes $

. 0 for company's occupancy of its own buildings; and excludes $

. . . . . . . . . .0 interest on encumbrances.

(e)

(f)

Includes $ Includes $

. 0 accrual of discount less $

. 0 accrual of discount less $

. 0 amortization of premium and less $

. . . . . . . . . .0 amortization of premium.

. . . . . . . . . .0 paid for accrued interest on purchases.

(g)

Includes $

. 0 investment expenses and $

. 0 investment taxes, licenses and fees, excluding federal income taxes,

attributable to segregated and Separate Accounts.

(h)

Includes $

. 0 interest on surplus notes and $

. . . . . . . . . .0 interest on capital notes.

(i)

Includes $

. . . . . . . . .7.4 depreciation on real estate and $

. . . . . . . . . .0 depreciation on other invested assets.

EXHIBIT OF CAPITAL GAINS (LOSSES)

1

Realized Gain (Loss) on Sales or Maturity

2

Other Realized Adjustments

3

Total Realized Capital Gain (Loss) (Columns 1 + 2)

4

Change in Unrealized Capital Gain (Loss)

5

Change in Unrealized Foreign Exchange Capital Gain (Loss)

1. U.S. Government bonds . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  1. Bonds exempt from U.S. tax . . . . . . . . . . . . . . . . . . . . . . . . .

  2. Other bonds (unaffiliated) . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . .(2. 6.,2. 7. 5.)

. . . . . . . . . . . . . . .

. . . . . . . . . (. 8.,0. 9. 6.)

. . . . . . . . . . . . . . .

. . . . . . . . . . . . . . .

. . . . . . . . . . . . . . .

. . . . . . . . .(2. 6.,2. 7. 5.)

. . . . . . . . . . . . . . .

. . . . . . . . . (. 8.,0. 9. 6.)

. . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . .

1.3 Bonds of affiliates . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

2.1 Preferred stocks (unaffiliated) . . . . . . . . . . . . . . . . . . . . . . . . .

2.11 Preferred stocks of affiliates . . . . . . . . . . . . . . . . . . . . . . . . . .

2.2 Common stocks (unaffiliated) . . . . . . . . . . . . . . . . . . . . . . . . .

2.21 Common stocks of affiliates . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . .

. . . . . . . . . . . . . . .

. . . . . . . . . . . . . . .

. . . . . . . . . . . . . . .

. . . . . . . . . . . . . . .

. . . . . . . . . . . . . . .

. . . . . . . . . . . . . . .

. . . . . . . . . . . . . . .

. . . . . . . . . . . . . . .

. . . . . . . . . . . . . . .

. . . . . . . . . . . . . . .

. . . . . . . . . . . . . . .

. . . . . . . . . . . . . . .

. . . . . . . . . . . . . . .

. . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . .

3. Mortgage loans . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . .

. . . . . . . . . . . . . . .

. . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . .

4. Real estate . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . .

. . . . . . . . . . . . . . .

. . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . .

  1. Contract loans . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  2. Cash, cash equivalents and short-term investments . . . . . . . . .

. . . . . . . . . . . . . . .

. . . . . . . . . . . . . . .

. . . . . . . . . . . . . . .

. . . . . . . . . . . . . . .

. . . . . . . . . . . . . . .

. . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . .

7. Derivative instruments . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . .

. . . . . . . . . . . . . . .

. . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . .

  1. Other invested assets . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  2. Aggregate write-ins for capital gains (losses) . . . . . . . . . . . . . .

  3. Total capital gains (losses)

. . . . . . . . . . . . . . .

. . . . . . . . . . . . . . .

. . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . .

(34,371)

(34,371)

. .

. .

DETAILS OF WRITE-IN LINES

0901. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

0902. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

0903. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

0998. Summary of remaining write-ins for Line 09 from overflow page

0999. Totals (Lines 0901 through 0903 plus 0998) (Line 09 above)

. . N. . . . . O N. .

. . . . . . . . . . . . . . .

. . . . . . . . . . . . . . .

. . .E. . . . . . . . . . . .

. . . . . . . . . . . . . . .

. . . . . . . . . . . . . . .

. . . . . . . . . . . . . . .

. . . . . . . . . . . . . . .

. . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . .

EXHIBIT OF NONADMITTED ASSETS

1

Current Year Total Nonadmitted Assets

2

Prior Year Total

Nonadmitted Assets

3

Change in Total Nonadmitted Assets (Col. 2 - Col. 1)

  1. Bonds (Schedule D) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  2. Stocks (Schedule D):

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

2.1 Preferred stocks . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

2.2 Common stocks . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

3. Mortgage loans on real estate (Schedule B):

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

3.1 First liens . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

3.2 Other than first liens . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

4. Real estate (Schedule A):

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

  1. Properties occupied by the company . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  2. Properties held for the production of income . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

4.3 Properties held for sale . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

5. Cash (Schedule E - Part 1), cash equivalents (Schedule E - Part 2) and short-term

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

investments (Schedule DA) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

6. Contract loans . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

7. Derivatives (Schedule DB) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

8. Other invested assets (Schedule BA) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

  1. Receivables for securities . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  2. Securities lending reinvested collateral assets (Schedule DL) . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

  1. Aggregate write-ins for invested assets . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  2. Subtotals, cash and invested assets (Lines 1 to 11) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . 1.7.,3. 7. 1.

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . .2.,0. 4.4.,2. 4. 7.

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

16,953

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . 5.,7. 3. 9.

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . 2.,3. 8. 6.,3. 9. 0.

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

7,207

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . .(1. 1.,6. 3. 2.)

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . 3. 4. 2.,1. 4. 3.

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

(9,746)

13. Title plants (for Title insurers only) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  1. Investment income due and accrued . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  2. Premiums and considerations:

  1. Uncollected premiums and agents' balances in the course of collection . . . . . . . . . . . . . . . .

  2. Deferred premiums, agents' balances and installments booked but deferred

and not yet due . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

15.3 Accrued retrospective premiums and contracts subject to redetermination . . . . . . . . . . . . . .

16. Reinsurance:

  1. Amounts recoverable from reinsurers . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  2. Funds held by or deposited with reinsured companies . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  3. Other amounts receivable under reinsurance contracts . . . . . . . . . . . . . . . . . . . . . . . . . . .

17. Amounts receivable relating to uninsured plans . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

18.1 Current federal and foreign income tax recoverable and interest thereon . . . . . . . . . . . . . . . . . . . .

18.2 Net deferred tax asset . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  1. Guaranty funds receivable or on deposit . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  2. Electronic data processing equipment and software . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  1. Furniture and equipment, including health care delivery assets . . . . . . . . . . . . . . . . . . . . . . . . . . .

  2. Net adjustment in assets and liabilities due to foreign exchange rates . . . . . . . . . . . . . . . . . . . . . .

  3. Receivables from parent, subsidiaries and affiliates . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  1. Health care and other amounts receivable . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  2. Aggregate write-ins for other-than-invested assets . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

26. Total assets excluding Separate Accounts, Segregated Accounts and

Protected Cell Accounts (Lines 12 to 25) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  1. From Separate Accounts, Segregated Accounts and Protected Cell Accounts . . . . . . . . . . . . . . . .

  2. Total (Lines 26 and 27)

. . . . . . . . .2.,0. 7.8.,5. 7. 1.

. . . . . . . . . 2.,3. 9. 9.,3. 3. 6.

. . . . . . . . . . 3. 2. 0.,7. 6. 5.

2,078,571

2,399,336

320,765

. . .

. . .

. . .

DETAILS OF WRITE-IN LINES

1101. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

1102. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . N. . . . . .O. . . . . N. . . . . .E. . . . . . . .

1103. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

1198. Summary of remaining write-ins for Line 11 from overflow page . . . . . . . . . . . . . . . . . . . . . . . . . . .

1199. Totals (Lines 1101 through 1103 plus 1198) (Line 11 above)

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

2501. P. r.e.p.ai.d. E. x. p. e.n.s.es. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

2502. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

2503. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

2598. Summary of remaining write-ins for Line 25 from overflow page . . . . . . . . . . . . . . . . . . . . . . . . . . .

2599. Totals (Lines 2501 through 2503 plus 2598) (Line 25 above)

. . . . . . . . . . . 1.6.,9. 5. 3.

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . 7.,2. 0. 7.

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . (. 9.,7. 4. 6.)

. . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . .

16,953

7,207

(9,746)

. . .

NOTES TO FINANCIAL STATEMENTS
  1. Summary of Significant Accounting Policies and Going Concern:

    National Title Insurance of New York Inc. ("the Company" or "National") is a title insurance company domiciled in the State of New York and is a wholly-owned subsidiary of Chicago Title Insurance Company ("CTIC"), a title insurance underwriter domiciled in the state of Florida at December 31, 2025. The financial statements of the Company for the periods ending December 31, 2025 and December 31, 2024 are presented on the basis of accounting practices prescribed or permitted by the State of New York Department of Insurance.

    1. Accounting Practices:

      To the extent possible, the accompanying financial statements have been prepared in substantial conformity with the National Association of Insurance Commissioners' (NAIC) Accounting Practices and Procedures Manual, (NAIC SAP), except where the laws of the State of New York differ. Significant variances between New York basis of accounting and NAIC SAP are: investments in title plants under New York laws are limited to 5% of admitted assets, and are required to be amortized at a rate of 10% per year beginning 3 years after acquisition, as compared to NAIC SAP which allows the lesser of 20% of admitted assets or 40% of surplus and which provides for no amortization; and recovery rates for amounts set aside in the statutory premium reserves differ.

      A reconciliation of the Company's net income and capital and surplus between NAIC SAP and practices prescribed and permitted by the State of New York is shown below:

      SSAP # F/S Page F/S Line # 12/31/2025 12/31/2024

      Net Income, NY Basis $ 8,571,330 $ 7,289,130

      State Prescribed/Permitted Practices (Income): Statutory Premium Reserve Recovery,

      net of tax 57 3 2 (1,241,355) (252,783)

      Net Income, SAP basis $ 7,329,975 $ 7,036,347

      Statutory Surplus, NY basis

      $ 45,575,889

      $ 47,919,032

      Statutory Premium Reserve 57

      3

      2

      29,090,711

      30,332,066

      Title Plants

      57

      2

      13

      1,720,700

      1,720,700

      Statutory Surplus, NAIC SAP Basis

      $ 76,387,300

      $ 79,971,798

      State Prescribed/Permitted Practices (Surplus):

    2. Use of Estimates in the Preparation of the Financial Statements:

      The preparation of financial statements in conformity with NAIC SAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities. It also requires disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenue and expenses during the period. Actual results could differ from those estimates.

    3. Accounting Policy:

      A portion of title insurance premiums written, escrow fees and other title fees is deferred and set aside in the statutory premium reserve which is computed and amortized in accordance with accounting practices prescribed by the New York Department of Insurance. The remaining portion of title insurance premiums, escrow fees and other title fees are recognized at the time of the closing of the related real estate transaction.

      Amounts paid to or retained by title agents are recognized as an expense when incurred. In addition, the company uses the following accounting policies:

      1. Short term investments are stated at amortized cost.

      2. Bonds not backed by other loans are stated at amortized cost using the effective interest method with exception to those bonds with a NAIC designation of 3-6, which are stated at the lower of amortized cost or market value.

      3. Unaffiliated common stock holdings are stated at NAIC market value.

      4. Redeemable preferred stocks are stated at amortized cost. Perpetual preferred stocks are stated at fair value. Non-investment grade preferred stocks are stated at the lower of amortized cost or fair value.

      5. Mortgage Loans on Real Estate are stated at the aggregate carrying value less accrued interest.

      6. Asset-backed securities, if any, are stated at amortized cost or the lower of amortized cost or market value.

      7. Investment in Subsidiaries, Controlled or Affiliated Companies are valued using the underlying statutory equity, as adjusted, or audited GAAP equity, adjusted for certain non-admitted assets, as appropriate for each individual investment, in accordance with NAIC SAP No. 97, Investments in Subsidiary, Controlled and Affiliated Entities, A Replacement of SSAP No. 88. The net change in the subsidiaries' equity is included in the change in net unrealized capital gains or losses.

      8. Interest in Joint Ventures - Company has ownership interests in joint ventures, partnerships and limited liability companies. Interests in these investments are valued based on the underlying audited GAAP equity of the investee, and may include adjustments for certain non-admitted assets depending on the ownership interest in the investee and the nature of the venture. The net change in the investee's equity is included in the change in net unrealized capital gains or losses.

        NOTES TO FINANCIAL STATEMENTS
      9. Derivatives - None.

      10. Anticipated investment income to be used as a factor in a premium deficiency calculation - None.

      11. Unpaid losses and loss adjustment expense include an amount determined from individual case estimates and loss reports. Such liabilities are necessarily based on assumptions and estimates. While management believes the amount is adequate, the ultimate liability may be in excess of or less than the amount provided. The methods for making such estimates and for establishing the resulting liability are continually reviewed and any adjustments are reflected in the period determined.

      12. The Company has not modified its capitalization policy from the prior period.

      13. The Company has no pharmaceutical rebate receivables.

    4. Going Concern:

    Not applicable.

  2. Accounting Changes and Correction of Errors:

    None.

  3. Business Combinations and Goodwill:

    Not applicable.

  4. Discontinued Operations:

    Not applicable.

  5. Investments:

    1. Mortgage Loans, including Mezzanine Real Estate Loans - Not applicable.

    2. Debt Restructuring - Not applicable.

    3. Reverse Mortgages - Not applicable.

    4. Asset-Backed Securities:

      1. Prepayment assumptions for single class and multi-class asset-backed securities were obtained from an external pricing source.

      2. N/A - no OTTI charges in 2025

      3. N/A - no OTTI charges in 2025

      4. All impaired securities (fair value is less than cost or amortized cost) for which an other-than-temporary impairment has not been recognized in earnings as a realized loss (including securities with a recognized other-than-temporary impairment for non-interest related declines when a non-recognized interest related impairment remains):

        1. The aggregate amount of unrealized losses:

          1. Less than 12 Months $0

          2. 12 Months or Longer $1,135,228

        2. The aggregate related fair value of securities with unrealized losses:

          1. Less than 12 Months $0

          2. 12 Months or Longer $7,493,511

      5. In deciding that these unrealized losses are other-than-temporary, management considered the small magnitude of the losses relative to amortized cost as well as the short duration of the loss position. Management believes that it will recover its investment in these securities and has the intent and ability to hold these investments until recovery or maturity.

    5. Dollar Repurchase Agreements and/or Securities Lending Transactions - Not applicable.

    6. Repurchase Agreements Transactions Accounted for as Secured Borrowing - Not applicable.

    7. Reverse Repurchase Agreements Transactions Accounted for as Secured Borrowing - Not applicable.

    8. Repurchase Agreements Transactions Accounted for as a Sale - Not applicable.

    9. Reverse Repurchase Agreements Transactions Accounted for as a Sale - Not applicable.

    10. Real Estate - Not applicable.

    11. Investments in Tax Credit Structures (tax credit investments) - Not applicable.

      NOTES TO FINANCIAL STATEMENTS
    12. Restricted Assets:

      1. Restricted Assets (Including Pledged):

        Restricted Asset Category

        1

        2

        3

        4

        5

        6

        7

        8

        9

        10

        Total Gross Restricted from Current Year

        Total Gross Restricted from Prior Year

        Increase/ (Decrease) (1 minus 2)

        Total Current Year Nonadmitted Restricted

        Total Current Year Admitted Restricted

        % Gross Restricted to Total Assets

        %

        Admitted Restricted to Total Admitted Assets

        Amount Reported in General Interrogatories

        Difference from Note & GI

        GI Ref

        (a) thru (i) categories

        (j) On deposit with states

        $ 3,520,993

        $ 3,595,432

        $ (74,439)

        -

        $ 3,520,993

        3.000%

        3.054%

        $ 3,520,993

        $0

        26.28

        (k) On deposit with other regulatory

        bodies

        (l) thru (q) categories

        (r) Total restricted assets

        $ 3,520,993

        $ 3,595,432

        $ (74,439)

        -

        $ 3,520,993

        3.000%

        3.054%

        XXX

        XXX

        XXX

      2. Not applicable.

      3. Not applicable.

      4. Not applicable.

    13. Working Capital Finance Investments - Not applicable.

    14. Offsetting and Netting of Assets and Liabilities - Not applicable.

    15. 5GI Securities - Not applicable.

    16. Short Sales - Not applicable.

    17. Prepayment Penalty and Acceleration Fees:

      General Account

      1. Number of CUSIPs 0

      2. Aggregate Amount of Investment Income $0

    18. Reporting Entity's Share of Cash Pool by Asset type:

      Asset Type

      Percent Share

      1) Cash

      16%

      2) Cash Equivalents

      84%

      3) Short-Term Investments

      0%

      4) Total

      100%

    19. Aggregate Collateral Loans by Qualifying Investment Collateral - Not applicable.

  6. Joint Ventures, Partnerships and Limited Liability Companies:

    1. The Company has no investments in Joint Ventures, Partnerships or Limited Liability Companies that exceed 10% of its admitted assets.

    2. The Company did not recognize any impairment write down for its investments in Joint Ventures, Partnerships or Limited Liability Companies during the statement period.

  7. Investment Income:

    1. The Company nonadmits any investment income due and accrued that is over 90 days past due.

    2. There was no due and accrued income excluded in the financial statements at December 31, 2025 and December 31, 2024.

    3. The gross, nonadmitted and admitted amounts for interest income due and accrued. Interest Income Due and Accrued Amount

      1. Gross $ 789,616

      2. Nonadmitted -

      3. Admitted $ 789,616

    4. The aggregate deferred interest.

      Amount

      Aggregate Deferred Interest $ 0

      NOTES TO FINANCIAL STATEMENTS
    5. The cumulative amounts of paid-in-kind (PIK) interest included in the current principal balance. Amount

    Cumulative amounts of PIK interest included in the current

    principal balance $ 0

  8. Derivative Instruments:

    None.

  9. Income Taxes:

    1. The components of the net deferred tax asset/(liability) at December 31 are as follows:

      1.

      12/31/2025

      (1)

      (2)

      (3)

      (Col 1 + 2)

      Ordinary

      Capital

      Total

      a.

      Gross Deferred Tax Assets

      $

      3,588,241

      7,218

      3,595,459

      b.

      Statutory Valuation Allowance Adjustments

      $

      -

      7,218

      7,218

      c.

      Adjusted Gross Deferred Tax Assets (1a - 1b)

      $

      3,588,241

      -

      3,588,241

      d.

      Deferred Tax Assets Nonadmitted

      $

      2,044,247

      -

      2,044,247

      e.

      Subtotal Net Admitted Deferred Tax Asset (1c - 1d)

      $

      1,543,994

      -

      1,543,994

      f.

      Deferred Tax Liabilities

      $

      (0)

      -

      (0)

      g.

      Net Admitted Deferred Tax Assets /

      (Net Deferred Tax Liability) (1e - 1f)

      $

      1,543,994

      -

      1,543,994

      1.

      12/31/2024

      (1)

      (2)

      (3)

      (Col 1 + 2)

      Ordinary

      Capital

      Total

      a.

      Gross Deferred Tax Assets

      $

      3,892,574

      809

      3,893,383

      b.

      Statutory Valuation Allowance Adjustments

      $

      -

      809

      809

      c.

      Adjusted Gross Deferred Tax Assets (1a - 1b)

      $

      3,892,574

      -

      3,892,574

      d.

      Deferred Tax Assets Nonadmitted

      $

      2,386,390

      -

      2,386,390

      e.

      Subtotal Net Admitted Deferred Tax Asset (1c - 1d)

      $

      1,506,183

      -

      1,506,183

      f.

      Deferred Tax Liabilities

      $

      961

      -

      961

      g.

      Net Admitted Deferred Tax Assets /

      (Net Deferred Tax Liability) (1e - 1f)

      $

      1,505,222

      -

      1,505,222

      1.

      Change

      (7)

      (8)

      (9)

      (Col 1 - 4)

      (Col 2- 5)

      (Col 7 + 8)

      Ordinary

      Capital

      Total

      a.

      Gross Deferred Tax Assets

      $

      (304,333)

      6,409

      (297,924)

      b.

      Statutory Valuation Allowance Adjustments

      $

      -

      6,409

      6,409

      c.

      Adjusted Gross Deferred Tax Assets (1a - 1b)

      $

      (304,333)

      -

      (304,333)

      d.

      Deferred Tax Assets Nonadmitted

      $

      (342,143)

      -

      (342,143)

      e.

      Subtotal Net Admitted Deferred Tax Asset (1c - 1d)

      $

      37,810

      -

      37,810

      f.

      Deferred Tax Liabilities

      $

      (961)

      -

      (961)

      g.

      Net Admitted Deferred Tax Assets /

      (Net Deferred Tax Liability) (1e - 1f)

      $

      38,772

      -

      38,772

      2.

      12/31/2025

      (1)

      (2)

      (3)

      (Col 1 + 2)

      Admission Calculation Components SSAP No. 101

      Ordinary

      Capital

      Total

      a.

      Federal Income Taxes Paid In Prior Years Recoverable

      Through Loss Carrybacks.

      $

      1,194,593

      -

      1,194,593

      b.

      Adjusted Gross Deferred Tax Assets Expected To Be Realized

      (Excluding The Amount Of Deferred Tax Assets From 2(a) above)

      After Application of the Threshold Limitation. (The Lesser of

      2(b)1 and 2(b)2 Below)

      $

      349,401

      -

      349,401

      1.

      Adjusted Gross Deferred Tax Assets to be Realized Following

      the Balance Sheet Date.

      $

      3,588,241

      -

      3,588,241

      2.

      Adjusted Gross Deferred Tax Assets Allowed per

      Limitation Threshold

      $

      X X X

      X X X

      6,604,785

      c.

      Adjusted Gross Deferred Tax Assets (Excluding the Amount

      Of Deferred Tax Assets From 2(a) and 2(b) above) Offset by

      Gross Deferred Tax Liabilities.

      $

      (0)

      -

      (0)

      d.

      Deferred Tax Assets Admitted as the result of application of SSAP

      No. 101. Total ( 2(a) + 2(b) + 2(c) )

      $

      1,543,994

      -

      1,543,994

      NOTES TO FINANCIAL STATEMENTS

      2.

      12/31/2024

      (1)

      (2)

      (3)

      (Col 1 + 2)

      Admission Calculation Components SSAP No. 101

      Ordinary

      Capital

      Total

      a.

      Federal Income Taxes Paid In Prior Years Recoverable

      Through Loss Carrybacks.

      $

      1,011,169

      -

      1,011,169

      b.

      Adjusted Gross Deferred Tax Assets Expected To Be Realized

      (Excluding The Amount Of Deferred Tax Assets From 2(a) above)

      After Application of the Threshold Limitation. (The Lesser of

      2(b)1 and 2(b)2 Below)

      $

      494,053

      -

      494,053

      1.

      Adjusted Gross Deferred Tax Assets to be Realized Following

      the Balance Sheet Date.

      $

      3,892,574

      -

      3,892,574

      2.

      Adjusted Gross Deferred Tax Assets Allowed per

      Limitation Threshold

      $

      X X X

      X X X

      6,962,072

      c.

      Adjusted Gross Deferred Tax Assets (Excluding the Amount

      Of Deferred Tax Assets From 2(a) and 2(b) above) Offset by

      Gross Deferred Tax Liabilities.

      $

      961

      -

      961

      d.

      Deferred Tax Assets Admitted as the result of application of SSAP

      No. 101. Total ( 2(a) + 2(b) + 2(c) )

      $

      1,506,183

      -

      1,506,183

      2.

      Change

      (1)

      (2)

      (3)

      (Col 1 - 4)

      (Col 2- 5)

      (Col 7 + 8)

      Admission Calculation Components SSAP No. 101

      Ordinary

      Capital

      Total

      a.

      Federal Income Taxes Paid In Prior Years Recoverable

      Through Loss Carrybacks.

      $

      183,424

      -

      183,424

      b.

      Adjusted Gross Deferred Tax Assets Expected To Be Realized

      (Excluding The Amount Of Deferred Tax Assets From 2(a) above)

      After Application of the Threshold Limitation. (The Lesser of

      2(b)1 and 2(b)2 Below)

      $

      (144,652)

      -

      (144,652)

      1.

      Adjusted Gross Deferred Tax Assets to be Realized Following

      the Balance Sheet Date.

      $

      (304,333)

      -

      (304,333)

      2.

      Adjusted Gross Deferred Tax Assets Allowed per

      Limitation Threshold

      $

      X X X

      X X X

      (357,287)

      c.

      Adjusted Gross Deferred Tax Assets (Excluding the Amount

      Of Deferred Tax Assets From 2(a) and 2(b) above) Offset by

      Gross Deferred Tax Liabilities.

      $

      (961)

      -

      (961)

      d.

      Deferred Tax Assets Admitted as the result of application of SSAP

      No. 101. Total ( 2(a) + 2(b) + 2(c) )

      $

      37,810

      -

      37,810

      3.

      12/31/2025

      12/31/2024

      a.

      Ratio Percentage Used to Determine Recover Period

      And Threshold Limitation Amount.

      5.436%

      6.208%

      b.

      Amount Of Adjusted Capital And Surplus Used To Determine

      Recovery Period And Threshold Limitation In 2(b)2 Above.

      $

      44,031,897

      46,413,812

      1. The Company's adjusted gross DTAs and net admitted DTAs are not impacted by any tax planning strategies in 2025 and 2024.

      (b)

      Does the Company's Tax-planning Strategies include

      the use of reinsurance?

      NO

      C.

      Current income taxes incurred consist of the following major components:

      (1)

      (2)

      (3)

      (Col 1 - 2)

      12/31/2025

      12/31/2024

      Change

      1.

      Current Income Tax

      a.

      Federal………………………………………………………………………………….

      $

      1,883,439

      1,454,824

      428,616

      b.

      Foreign………………………………………………………………………………….

      $

      -

      -

      -

      c.

      Subtotal…………………………………………………………………………………

      $

      1,883,439

      1,454,824

      428,616

      d.

      Federal Income Tax on net capital gains…………………………………………..

      $

      (809)

      213

      (1,022)

      e.

      Utilization of capital loss carry-forwards……………………………………………

      $

      -

      -

      -

      f.

      Other…………………………………………………………………………………….

      $

      -

      -

      -

      g.

      Federal and foreign income taxes incurred………………………………………..

      $

      1,882,631

      1,455,037

      427,593

    2. The Company recognized all Deferred Tax Liabilities in 2025 and 2024.

    .

    .

    NOTES TO FINANCIAL STATEMENTS

    2.

    Deferred Tax Assets:

    a.

    Ordinary

    (1)

    Discounting of unpaid losses……………………………………………………….

    $

    5,788

    4,183

    1,605

    (2)

    Unearned premium reserve…………………………………………………………

    $

    3,421,157

    3,664,482

    (243,325)

    (3)

    Policyholder reserves…………………………………………………………………

    $

    -

    -

    -

    (4)

    Investments…………………………………………………………………………….

    $

    -

    -

    -

    (5)

    Deferred acquisition costs……………………………………………………………

    $

    -

    -

    -

    (6)

    Policyholder dividends accrual………………………………………………………

    $

    -

    -

    -

    (7)

    Fixed assets……………………………………………………………………………

    $

    147,524

    196,698

    (49,174)

    (8)

    Compensation and benefits accrual……………………………………………….

    $

    -

    -

    -

    (9)

    Pension accrual……………………………………………………………………….

    $

    -

    -

    -

    (10)

    Receivables - nonadmitted…………………………………………………………..

    $

    7,208

    2,719

    4,489

    (11)

    Net operating loss carry-forward…………………………………………………….

    $

    -

    -

    -

    (12)

    Tax credit carry-forward……………………………………………………………….

    $

    -

    -

    -

    (13)

    Other (including items <5% of total ordinary tax assets)…………………………

    $

    6,564

    24,491

    (17,927)

    (99)

    Subtotal…………………………………………………………………………………

    $

    3,588,241

    3,892,574

    (304,333)

    b.

    Statutory valuation allowance adjustment………………………………………….

    $

    -

    -

    -

    c.

    Nonadmitted……………………………………………………………………………

    $

    2,044,247

    2,386,390

    (342,143)

    d.

    Admitted ordinary deferred tax assets (2a99 - 2b - 2c)…………………………..

    $

    1,543,994

    1,506,183

    37,810

    e.

    Capital:

    (1)

    Investments…………………………………………………………………………….

    $

    -

    -

    -

    (2)

    Net capital loss carry-forward………………………………………………………..

    $

    7,218

    809

    6,409

    (3)

    Real estate……………………………………………………………………………..

    $

    -

    -

    -

    (4)

    Other (including items <5% of total capital tax assets)…………………………..

    $

    -

    -

    -

    (99)

    Subtotal…………………………………………………………………………………

    $

    7,218

    809

    6,409

    f.

    Statutory valuation allowance adjustment………………………………………….

    $

    7,218

    809

    6,409

    g.

    Nonadmitted……………………………………………………………………………

    $

    -

    -

    -

    h.

    Admitted capital deferred tax assets (2e99 - 2f - 2g)………………………………

    $

    -

    -

    -

    i.

    Admitted deferred tax assets (2d + 2h)……………………………………………..

    $

    1,543,994

    1,506,183

    37,810

    3.

    Deferred Tax Liabilities:

    a.

    Ordinary

    (1)

    Investments…………………………………………………………………………….

    $

    -

    -

    -

    (2)

    Fixed assets……………………………………………………………………………

    $

    (0)

    961

    (961)

    (3)

    Deferred and uncollected premium…………………………………………………

    $

    -

    -

    -

    (4)

    Policyholder reserves…………………………………………………………………

    $

    -

    -

    -

    (5)

    Other (including items <5% of total ordinary tax liabilities)………………………

    $

    -

    -

    -

    (99)

    Subtotal…………………………………………………………………………………

    $

    (0)

    961

    (961)

    b.

    Capital:

    (1)

    Investments…………………………………………………………………………….

    $

    -

    -

    -

    (2)

    Real Estate……………………………………………………………………………..

    $

    -

    -

    -

    (3)

    Other (including items <5% of total capital tax liabilities)………………………..

    $

    -

    -

    -

    (99)

    Subtotal…………………………………………………………………………………

    $

    -

    -

    -

    c.

    Deferred tax liabilities (3a99 + 3b99)……………………………………………….

    $

    (0)

    961

    (961)

    4.

    Net deferred tax assets/liabilities (2i - 3c)………………………………………….

    $

    1,543,994

    1,505,222

    38,772

    1. Reconciliation of Federal Income Tax Rate to Effective Tax Rate Among the more significant book to tax adjustments were the following:

      12/31/2025

      12/31/2024

      Gross

      Tax Effect

      Tax Effect

      Income before taxes

      10,453,959

      2,195,331

      1,836,275

      Tax exempt income deduction

      -

      -

      -

      Dividends received deduction

      -

      -

      -

      Change in non admitted assets

      (21,378)

      (4,489)

      2,243

      Unrealized Gain/(Loss)

      -

      -

      -

      Valuation Allowance - Capital Loss

      30,518

      6,409

      270

      Other, including prior year true-up

      (80,601)

      (16,926)

      (13,366)

      Other non deductible adjustments

      27,034

      5,677

      4,431

      Totals

      10,409,533

      2,186,002

      1,829,853

      Federal and foreign income taxes incurred

      1,883,439

      1,454,824

      Realized capital gains tax

      (809)

      213

      Change in net deferred income taxes

      303,371

      374,816

      Total statutory income taxes

      2,186,002

      1,829,853

    2. The amount of Federal income taxes incurred and available for recoupment in the event of future net losses is:

      2025

      1,875,581

      2024

      1,460,916

      2023

      0

      capital only

      NOTES TO FINANCIAL STATEMENTS

      There were no deposits admitted under IRC Section 6603.

      There were no adjustments to deferred tax assets or deferred tax liabilities for enacted changes in tax laws or a change in the status of the Company.

      Management asserts that based on the facts and circumstances from all available evidence, both positive and negative, under the guidance of SSAP 101 and the consideration of the four sources of taxable income (future reversals of existing taxable temporary differences, future taxable income exclusive of reversing temporary differences, taxable income in carryback years if carryback is permitted under the tax law, and tax-planning strategies), that due to changes in the market conditions, including change in interest rates, resulted in establishing a valuation allowance on deferred tax assets related to capital loss carryforward. Otherwise, it is more likely than not that the tax benefit of the Company's gross deferred tax assets as of December 31, 2025 and December 31, 2024 will be realized.

      Due to market conditions, a valuation allowance was recorded on the gross deferred tax assets related to capital loss carryforward in 2025 and 2024. There were no other adjustments to gross deferred tax assets because of a change in circumstances that caused a change in judgment about the realizability of the related deferred tax assets as of December 31, 2025 and December 31, 2024.

      The Company has no operating loss carryforwards available for tax purposes in the tax years 2025 and 2024.

      The Company has a capital loss carryforward with a valuation allowance for tax purposes in the tax years 2025 and 2024.

    3. The Company is included in a consolidated federal income tax return with its parent company, Fidelity National Financial, Inc (FNFI). The Company has a written agreement, approved by the Company's Board of Directors, which sets forth he manner in which the total combined federal income tax is allocated to each entity that is a party to the consolidation. Pursuant to this agreement, the Company computes its tax as though the Company pays tax on a stand alone basis except that the Company is reimbursed for losses generated that can be used in the consolidated FNFI return. For complete list of names of the entities with whom the Company's federal income tax return is consolidated for the current year and prior year, see the Company's 2025 Annual Statement and 2024 Annual Statement, respectively.

      The Inflation Reduction Act created the corporate alternative minimum tax (CAMT), which imposes a 15% minimum tax on the adjusted financial statement income of large corporations for taxable years beginning after December 31, 2022. The Company is an applicable corporation subject to CAMT, but has not incurred a CAMT liability to date.

    4. The Internal Revenue Service (IRS) has selected FNFI to participate in the Compliance Assurance Program (CAP) that is a real-time audit. The IRS has completed its examination of FNFI's tax returns for tax years through December 31, 2024, which resulted in no material adverse changes to any member of the FNF consolidated group. The IRS is currently reviewing the 2025 tax year and management believes the ultimate resolution of the examination will not result in a material adverse effect to our financial position or results of operations. FNFI was moved into the Bridge Plus phase of the CAP program. There will be some level of review by the IRS and a closing letter will be provided.

    5. Repatriation Transition Tax (RTT) - Not applicable.

    6. Alternative Minimum Tax (AMT) Credits - Not applicable.

  10. Information Concerning Parent, Subsidiaries, Affiliates and Other Related Parties:

    1. The Company is a member of a holding company group, as disclosed on Schedule Y Part 1 (the Chart) of this Statement.

    2. A summary of material transactions between the Company and its parent, subsidiaries and affiliates is disclosed on Schedule Y Part 2 of the Annual Statement.

      The Company paid cash dividends to its parent during 2025 and 2024 as follows:

      12/05/2025

      $ 2,732,967

      09/24/2025

      2,732,966

      06/27/2025

      2,732,966

      03/25/2025

      2,732,966

      $ 10,931,865

      12/06/2024

      $ 2,603,373

      09/27/2024

      2,603,373

      06/21/2024

      2,603,373

      03/22/2024

      2,603,373

      $ 10,413,492

      The dollar amount of current year transactions is disclosed on Schedule Y Part 2 of the Annual Statement.

    3. Transactions with related parties who are not reported on Schedule Y of the Annual Statement - Not applicable.

      NOTES TO FINANCIAL STATEMENTS
    4. At December 31, 2025 and December 31, 2024, the Company had a receivable from the parent and/or other related parties totaling $3,426,027 and $1,403,572 respectively, and a payable to the parent and/or other related parties of

      $0 and $0 respectively. Intercompany balances are generally settled on a monthly basis.

    5. The Company is party to a Tax Sharing Agreement (the "TSA"), dated April 29, 2021, among the Company, FNF and affiliates, and its First Amendment to the Tax Sharing Agreement (the "First Amendment"), dated November 3, 2021. The TSA replaces the prior tax sharing agreement, dated December 21, 2012, and its First Amendment dated January 2, 2014. The TSA promotes corporate efficiencies through a single agreement encompassing all parties listed in the agreement and the Form 851, which is updated annually. The TSA incorporates state-specific provisions, previously incorporated through addendum, applicable to those parties domesticated in New York and Texas. The purpose of the First Amendment was to add Rocky Mountain Insurance Company, a Vermont domiciled insurance company, as a party.

      The Company entered into a Second Amended and Restated Master Services Agreement ("MSA") on November 15, 2021 by and between the Company, FNF and affiliates. The MSA provides for the efficient coordination of administrative functions and helps avoid unnecessarily duplication of operations. The purpose of the amendment was to add Rocky Mountain Insurance Company, a Vermont domiciled insurance company, as a party, to include additional services rendered under Section 1.B (General Corporate Services) and to modify Schedule A to reflect those Non-Insurer Subsidiaries included in the Form 851, as updated annually. This MSA replaces the Amended and Restated Master Services Agreement dated May 4, 2017.

      The Company is party to an Amended and Restated Allocation Agreement relative to Excess of Loss Program, dated May 1, 2017, by and between the Company, FNF and affiliates. The Amended and Restated Allocation Agreement, provides for FNF, as the ultimate parent of all parties, to negotiate, enter into, and administer on behalf of the parties, contracts of reinsurance providing excess of loss reinsurance coverage. Additionally, the Addendum to the Allocation Agreement, dated January 3, 2014, adding language requested by the New York State Department of Financial Services, and for New York domestic insurers only, continues to be in effect. On March 10, 2025, the Company filed its notice of transaction for the incorporation of updated schedules containing a list of non-insurer subsidiaries and excess of loss reinsurance contracts with the New York State Department of Financials Services. Throughout 2025 and 2024, FNF was party to the following excess of loss reinsurance contracts, entered into through Guy Carpenter & Company, LLC and Gallagher Re Inc. (f/k/a Willis Re Inc.) as Intermediaries (collectively, the "Reinsurance Contracts"): First Excess of Loss Reinsurance Contract, Second Excess of Loss Reinsurance Contract, Third Excess of Loss Reinsurance Contract and Fourth Excess of Loss Reinsurance Contract.

    6. There are no guarantees or undertakings, written or otherwise, for the benefit of an affiliate or related party that could

      result in a material contingent exposure of the reporting entity's or any related party's assets or liabilities.

    7. All outstanding shares of the Company are owned by CTIC, a title insurance underwriter domiciled in Florida.

    8. The Company owns no shares of stock of its ultimate parent company.

    9. The Company owns no shares of affiliated common stocks.

    10. Impairment write downs - None.

    11. Foreign insurance company subsidiaries - Not applicable.

    12. Downstream non-insurance holding companies - Not applicable.

    13. All Subsidiary, Controlled or Affiliated (SCA) investments - Not applicable.

    14. Investments in Insurance SCAs - Not applicable.

    15. SCA and SSAP No. 48 Entity Loss Tracking- Not applicable.

  11. Debt:

    1. Debt - None.

    2. FHLB Agreements - None.

  12. Retirement Plans, Deferred Compensation, Postemployment Benefits and Compensated Absences and Other Postretirement Benefit Plans:

    1. Defined Benefit Plan - None.

    2. Investment Policies and Strategies - Not applicable.

    3. Fair Value of Plan Assets - Not applicable.

    4. Expected Long-term Rate of Return - Not applicable.

    5. Defined Contribution Plan - None.

    6. Multi-employer Plan - None.

      NOTES TO FINANCIAL STATEMENTS
    7. Consolidated Holding Company Plans - The Company's employees are covered under a qualified voluntary contributory savings plan ("401(k) Plan") sponsored by FNF. Under the plan, participating employees make contributions of up to 40% from pre-tax annual compensation, up to the amount allowed pursuant to the Internal Revenue Code, into individual accounts that are generally not available until the employee reaches age 59 ½. The Company, at its discretion, matches participants' contributions. Matching contributions of $34,564 and $28,066 were made in 2025 and 2024, respectively.

      The Company's employees are covered to participate in an Employee Stock Purchase Plan ("ESPP"). Under this plan, eligible employees may voluntarily purchase, at current market prices, shares of FNF's common stock through payroll deduction. Pursuant to the ESPP Plans, employees may contribute an amount between 3% and 15% of their base salary and certain commissions. The Company contributes varying amounts as specified in the ESPP Plan. The Company's cost of its employer matching contributions for the years 2025 and 2024 were $30,743 and $26,313, respectively.

    8. Postemployment Benefits and Compensated Absences - Not applicable.

    9. Impact of Medicare Modernization Act on Postretirement Benefits - Not applicable.

  13. Capital and Surplus, Dividend Restrictions and Quasi-Reorganizations:

    1. The Company has 200,000 shares of common stock authorized, 127,949 shares issued and 127,949 outstanding,

      $15 par value.

    2. The Company has no preferred stock outstanding.

    3. The maximum amount of dividends which can be paid by State of New York Insurance companies to shareholders without prior approval of the Insurance Commissioner, is subject to the following restrictions:

      1. No title insurance corporation shall declare or pay any cash or property dividend on its capital shares, or declare or distribute a stock dividend except out of earned surplus, meaning, for the purpose of this section, surplus not attributable to contributions made to surplus within five years next preceding or to appreciation in value of investments not sold or otherwise disposed of.

      2. No such corporation shall declare or pay any cash or property dividend to shareholders which, together with all such dividends declared or paid by it during the next preceding twelve months, exceeds ten percent of its then outstanding capital shares unless, after deducting such dividends, it has a surplus to policyholders at least equal to fifty percent of its reinsurance reserve or a surplus at least equal to fifty percent of the minimum capital required of such insurer to transact the business of title insurance, whichever shall be greater. For the purpose of this section, "surplus" means the amount of the insurers' admitted assets in excess of (i) all of its liabilities, including its reinsurance reserve, and (ii) its outstanding capital shares.

      3. No such corporation shall declare or distribute any stock dividend which shall reduce surplus to an amount less than fifty percent of its then outstanding capital shares.

      Based upon the above guidance, the Company could issue dividends of up to $11,504,033 to its parent in 2026. See Note 13(E).

    4. See Note 10(B) Information on Parent, Subsidiaries and Affiliates for dividends paid.

    5. The Company agreed to restrict its dividend issuance to the allowable dividend in Note 13(C) less an amount equal to 1% of the gross premium amount for years 2023, 2024, and 2025 combined to its parent in 2026. Based on this calculation, the Company could pay dividends of up to $10,033,315 to its parent in 2026.

    6. Restrictions placed on unassigned funds (surplus) - Not applicable.

    7. For mutual reciprocals, and similarly organized entities, the total amount of advances to surplus not repaid - Not applicable.

    8. The amount of stock held by the reporting entity, for special purposes - Not applicable.

    9. Changes in balances of special surplus funds - Not applicable.

    10. The portion of unassigned funds (surplus) represented or reduced by cumulative unrealized gains and losses is $0.

    11. Surplus Notes - None.

    12. Impact of the restatement in quasi-reorganization - Not applicable.

    13. The effective date of quasi-reorganization - Not applicable.

  14. Liabilities, Contingencies and Assessments:

    1. Contingent Commitments - None.

    2. Assessments - Not applicable.

    3. Gain Contingencies - None.

      NOTES TO FINANCIAL STATEMENTS
    4. Claims Related Extra Contractual Obligation and Bad Faith Losses Stemming From Lawsuits:

      The Company paid the following amounts in the reporting period to settle claims related extra contractual obligations or bad faith claims stemming from lawsuits:

      Claims related ECO and bad faith losses paid during 2025:

      Direct

      $0

Number of claims where amounts were paid to settle claims related to extra contractual obligations or bad faith claims resulting from lawsuits during 2025:

A

B

C

D

E

0-25 Claims

26-50 Claims

51-100 Claims

101-500 Claims

More than 500 Claims

X

Claim count information is disclosed on a per claim basis.

  1. Joint and Several Liabilities - Not applicable.

  2. All Other Contingencies:

In the ordinary course of business, we are involved in various pending and threatened litigation matters related to our operations, some of which include claims for punitive or exemplary damages. This customary litigation includes but is not limited to a wide variety of cases arising out of or related to title and escrow claims, for which we make provisions through our loss reserves. Additionally, like other insurance companies, our ordinary course litigation includes a number of class action and purported class action lawsuits, which make allegations related to aspects of our insurance operations. We believe that no actions depart from customary litigation incidental to our business.

We review lawsuits and other legal and regulatory matters (collectively "legal proceedings") on an ongoing basis when making accrual and disclosure decisions. When assessing reasonably possible and probable outcomes, management bases its decision on its assessment of the ultimate outcome assuming all appeals have been exhausted. For legal proceedings in which it has been determined that a loss is both probable and reasonably estimable, a liability based on known facts and which represents our best estimate has been recorded. None of the amounts we have currently recorded are considered to be material to our financial condition individually or in the aggregate. Actual losses may materially differ from the amounts recorded and the ultimate outcome of our pending legal proceedings is generally not yet determinable. While some of these matters could be material to our operating results or cash flows for any particular period if an unfavorable outcome results, at present we do not believe that the ultimate resolution of currently pending legal proceedings, either individually or in the aggregate, will have a material adverse effect on our financial condition.

From time to time we receive inquiries and requests for information from state insurance departments, attorneys general and other regulatory agencies about various matters relating to our business. Sometimes these take the form of civil investigative demands or subpoenas. We cooperate with all such inquiries and we have responded to or are currently responding to inquiries from multiple governmental agencies. Also, regulators and courts have been dealing with issues arising from foreclosures and related processes and documentation. Various governmental entities are studying the title insurance product, market, pricing, and business practices, and potential regulatory and legislative changes, which may materially affect our business and operations. From time to time, we are assessed fines for violations of regulations or other matters or enter into settlements with such authorities which may require us to pay fines or claims or take other actions. We do not anticipate such fines and settlements, either individually or in the aggregate, will have a material adverse effect on our financial condition.

  1. Leases:

    1. The Company is not directly a party to any leasing arrangements, however, rental expenses allocated from affiliated companies for the years ended 2025 and 2024 were $56,441 and $54,985, respectively. The Company is not involved in sale - leaseback transactions.

    2. Not applicable.

  2. Information About Financial Instruments With Off Balance Sheet Risk and Financial Instruments With Concentrations of Credit Risk:

    None.

  3. Sale, Transfer, and Servicing of Financial Assets and Extinguishments of Liabilities:

    1. Transfer of Receivables Reported as Sales - Not applicable.

    2. Transfer and Servicing of Financial Assets - Not applicable.

    3. Wash Sales - Not applicable.

  4. Gains or Loss to the Reporting Entity from Uninsured Plans and the Uninsured Portion of Partially Insured Plans:

    Not applicable.

  5. Direct Premium Written/Produced by Managing General Agents/Third Party Administrators:

    Not applicable.

    NOTES TO FINANCIAL STATEMENTS
  6. Fair Value Measurements:

    1. Valuation Techniques for Fair Value Measurements

      The Company's Level 2 fair value measures for bonds are provided by third-party pricing services. The Company utilizes one firm for the taxable bond portfolio and another for the tax-exempt bond portfolio. These pricing services are leading global providers of financial market data, analytics and related services to financial institutions. The Company relies on one price for each instrument to determine the fair value. The inputs utilized in these pricing methodologies include observable measures such as benchmark yields, reported trades, broker dealer quotes, issuer spreads, two sided markets, benchmark securities, bids, offers and reference data including market research publications. The Company reviews the pricing methodologies for all Level 2 securities by obtaining an understanding of the valuation models and assumptions used by the third-party as well as independently comparing the resulting prices to other publicly available measures of fair value and internally developed models. The pricing methodologies used by the relevant third party pricing services are:

      U.S. government and government agencies: These securities are valued based on data obtained for similar securities in active markets and from inter-dealer brokers.

      States, territories, possessions, political subdivisions, special revenue and special assessment obligations: These securities are valued based on data obtained for similar securities in active markets and from inter-dealer brokers. Factors considered include relevant trade information, dealer quotes and other relevant market data.

      Industrial and miscellaneous securities: These securities are valued based on dealer quotes and related market trading activity. Factors considered include the bond's yield, its terms and conditions, or any other feature which may influence its risk and thus marketability, as well as relative credit information and relevant sector news.

      Mortgage-backed/asset-backed securities: These securities are comprised of commercial mortgage-backed securities, agency mortgage-backed securities, collateralized mortgage obligations, and asset-backed securities. They are valued based on available trade information, dealer quotes, cash flows, relevant indices and market data for similar assets in active markets.

      Preferred stocks: These securities are valued by calculating the appropriate spread over a comparable U.S. Treasury security. Inputs include benchmark quotes and other relevant market data.

      1. Assets Measured and Reported at Fair Value - Not applicable.

      2. Reconciliation of Level 3 Asset Balances - Not applicable.

    2. Not applicable.

    3. Fair Value Measurements

      Type of Financial Instrument

      Aggregate Fair Value

      Admitted Assets

      Level 1

      Level 2

      Level 3

      Net Asset Value (NAV)

      Not Practicable (Carrying

      Value)

      Issuer credit obligations

      $ 80,064,444

      $ 79,723,877

      $ 28,657,281

      $ 51,407,163

      $ - $ - $ -

      Asset-backed securities

      17,120,354

      18,127,118

      -

      17,120,354

      - - -

      Total

      $ 97,184,798

      $ 97,850,995

      $ 28,657,281

      $ 68,527,517

      $ - $ - $ -

    4. Not Practicable to Determine Fair Value - Not applicable.

    5. Investments measured using Net Asset Value (NAV) - Not applicable.

  7. Other Items:

    1. Unusual or Infrequent Items - None.

    2. Troubled Debt Restructuring: Debtors - None.

    3. Other Disclosures:

      1. In conducting its operations, the Company routinely holds customers' assets in trust, pending completion of real estate transactions. Such amounts are maintained in segregated bank accounts and have not been included in the accompanying statutory financial statements. At December 31, 2025 and December 31, 2024, the Company held approximately $3,032,374 and $2,745,417 respectively, of such assets in trust and has a contingent liability relating to the proper disposition of these assets for its customers.

    4. Business Interruption Insurance Recoveries - Not applicable.

    5. State and Federal Tax Credits - None.

      NOTES TO FINANCIAL STATEMENTS
    6. Subprime-Mortgage-Related Risk Exposure:

      1. The subprime lending sector, also referred to as B-paper, near-prime, or second chance lending, is the sector of the mortgage lending industry which lends to borrowers who do not qualify for prime market interest rates because of poor or insufficient credit history. The term also refers to paper taken on property that cannot be sold on the primary market, including loans on certain types of investment properties and certain types of self-employed individuals. Instability in the domestic and international credit markets due to problems in the subprime sector dictates the need for additional information related to exposure to subprime mortgage related risk.

        For purposes of this disclosure, subprime exposure is defined as the potential for financial loss through direct investment, indirect investment, or underwriting risk associated with risk from the subprime lending sector. For purposes of this note, subprime exposure is not limited solely to the risk associated with holding direct mortgage loans, but also includes any indirect risk through investments in debt securities, asset backed or structured securities, hedge funds, common stock, subsidiaries and affiliates, and insurance product issuance. Although it can be difficult to determine the indirect risk exposures, it should be noted that not only does it include expected losses; it also includes the potential for losses that could occur due to significantly depressed fair value of the related assets in an illiquid market.

        As it relates to the exposure described above, the following information is disclosed:

      2. Direct exposure through investments in subprime mortgage loans - None.

      3. Direct exposure through other investments- None.

      4. Underwriting exposure to subprime mortgage risk - None.

    7. Insurance-Linked Securities (ILS) Contracts - No exposure.

    8. The Amount That Could Be Realized on Life Insurance Where the Company is Owner and Beneficiary or Has Otherwise Obtained Rights to Control the Policy - Not applicable.

  8. Events Subsequent:

    Subsequent events have been considered through February 20, 2026, for the statutory statement issued on February 26, 2026.

    1. Type I Recognized Subsequent Events - None.

    2. Type II Non-Recognized Subsequent Events - None.

  9. Reinsurance:

    1. Unsecured Reinsurance Recoverable - None.

    2. Reinsurance Recoverable in Dispute - None.

    3. Reinsurance Assumed and Ceded - Not applicable.

    4. Uncollectible Reinsurance - None.

    5. Commutation of Ceded Reinsurance - None.

    6. Retroactive Reinsurance - None.

    7. Reinsurance Accounted for as Deposit - None.

    8. Certified Reinsurer Rating Downgraded or Status Subject to Revocation - None.

  10. Retrospectively Rated Contracts & Contract Subject to Redetermination:

    Not applicable.

  11. Change in Incurred Losses and Loss Adjustment Expenses:

    1. Known claims reserves as of December 31, 2024 were $1.35 million. As of December 31, 2025, $1.03 million has been paid for incurred losses and loss adjustment expenses attributable to insured events of prior years. Reserves remaining for prior years are now $0.73 million as a result of re-estimation of unpaid claims and claim adjustment expenses. Therefore, there has been a $0.41 million unfavorable (favorable) prior-year development since December 31, 2024. The increase (decrease) is generally the result of ongoing analysis of recent loss development trends. Original estimates are increased or decreased as additional information becomes known regarding individual claims.

    2. There were no significant changes in methodologies and assumptions used in calculating the liability for unpaid claims and claim adjustment expense.

  12. Inter-company Pooling Arrangements:

    None.

  13. Structured Settlements:

    None.

    NOTES TO FINANCIAL STATEMENTS
  14. Supplemental Reserves:

    None.

    GENERAL INTERROGATORIES

    PART 1 - COMMON INTERROGATORIES GENERAL

    1. Is the reporting entity a member of an Insurance Holding Company System consisting of two or more affiliated

      persons, one or more of which is an insurer? Yes [ X ] No [ ]

      If yes, complete Schedule Y, Parts 1, 1A, 2 and 3

    2. If yes, did the reporting entity register and file with its domiciliary State Insurance Commissioner, Director or Superintendent or with such regulatory official of the state of domicile of the principal insurer in the Holding Company System, a registration statement providing disclosure substantially similar to the standards adopted by the National Association of Insurance Commissioners (NAIC) in its Model Insurance Holding Company System Regulatory Act and model regulations pertaining thereto, or is the reporting entity subject to standards and disclosure requirements

      substantially similar to those required by such Act and regulations? Yes [ X ] No [ ] N/A [ ]

    3. State Regulating? New York

    4. Is the reporting entity publicly traded or a member of a publicly traded group? Yes [ X ] No [ ]

    5. If the response to 1.4 is yes, provide the CIK (Central Index Key) code issued by the SEC for the entity/group. 0001331875

    1. Has any change been made during the year of this statement in the charter, by-laws, articles of incorporation, or deed of

      settlement of the reporting entity? Yes [ ] No [ X ]

    2. If yes, date of change:

    1. State as of what date the latest financial examination of the reporting entity was made or is being made. 12/31/2023

    2. State the as of date that the latest financial examination report became available from either the state of domicile or the reporting entity. This date should be the date of the examined balance sheet and not the date the report was

      completed or released. 12/31/2023

    3. State as of what date the latest financial examination report became available to other states or the public from either the state of domicile or the reporting entity. This is the release date or completion date of the examination report and

      not the date of the examination (balance sheet date). 06/03/2025

    4. By what department or departments?

      1. e. w. .Y. o.rk. .D.e.p.a.rt.m.e.n.t .o.f F. i.n.a.nc. i.a.l S. e. r. v.ic. e.s. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

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    5. Have all financial statement adjustments within the latest financial examination report been accounted for in a

      subsequent financial statement filed with departments? Yes [ X ] No [ ] N/A [ ]

    6. Have all of the recommendations within the latest financial examination report been complied with? Yes [ X ] No [ ] N/A [ ]

    1. During the period covered by this statement, did any agent, broker, sales representative, non-affiliated sales/service organization or any combination thereof under common control (other than salaried employees of the

      reporting entity) receive credit or commissions for or control a substantial part (more than 20 percent of any major line of business measured on direct premiums) of:

      4.11 sales of new business? Yes [ X ] No [ ]

      4.12 renewals? Yes [ ] No [ X ]

    2. During the period covered by this statement, did any sales/service organization owned in whole or in part by the reporting entity or an affiliate, receive credit or commissions for or control a substantial part (more than 20 percent of any major line of business measured on direct premiums) of:

    4.21 sales of new business? Yes [ X ] No [ ]

    4.22 renewals? Yes [ ] No [ X ]

    1. Has the reporting entity been a party to a merger or consolidation during the period covered by this statement? Yes [ ] No [ X ] If yes, complete and file the merger history data file with the NAIC.

      GENERAL INTERROGATORIES
    2. If yes, provide the name of the entity, NAIC Company Code, and state of domicile (use two letter state abbreviation) for any entity that has ceased to exist as a result of the merger or consolidation.

    1

    Name of Entity

    2

    NAIC Company Code

    3

    State of Domicile

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    1. Has the reporting entity had any Certificates of Authority, licenses or registrations (including corporate registration,

      if applicable) suspended or revoked by any governmental entity during the reporting period? Yes [ ] No [ X ]

    2. If yes, give full information:

    . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

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    1. Does any foreign (non-United States) person or entity directly or indirectly control 10% or more of the reporting entity? Yes [ ] No [ X ]

    2. If yes,

    1. State the percentage of foreign control. 0.00 %

    2. State the nationality(s) of the foreign person(s) or entity(s); or if the entity is a mutual or reciprocal, the nationality of its manager or attorney-in-fact and identify the type of entity(s) (e.g., individual, corporation, government, manager or attorney-in-fact).

    1

    Nationality

    2

    Type of Entity

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    1. Is the company a subsidiary of a depository institution holding company (DIHC) or a DIHC itself, regulated by Yes [ ] No [ X ] the Federal Reserve Board?

    2. If response to 8.1 is yes, please identify the name of the DIHC.

      . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

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    3. Is the company affiliated with one or more banks, thrifts or securities firms? Yes [ ] No [ X ]

    4. If response to 8.3 is yes, please provide the names and locations (city and state of the main office) of any

      affiliates regulated by a federal financial regulatory services agency [i.e. the Federal Reserve Board (FRB), the Office of the Comptroller of the Currency (OCC), the Federal Deposit Insurance Corporation (FDIC) and the Securities Exchange Commission (SEC)] and identify the affiliate's primary federal regulator.

      1

      Affiliate Name

      2

      Location (City, State)

      3

      FRB

      4

      OCC

      5

      FDIC

      6

      SEC

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    5. Is the reporting entity a depository institution holding company with significant insurance operations as defined by Yes [ ] No [ X ] the Board of Governors of Federal Reserve System or a subsidiary of the depository institution holding company?

    6. If response to 8.5 is no, is the reporting entity a company or subsidiary of a company that has otherwise been Yes [ ] No [ X ] N/A [ ] made subject to the Federal Reserve Board's capital rule?

    9. What is the name and address of the independent certified public accountant or accounting firm retained to conduct the annual audit?

    E. r.n.st. &. . Y. o. u.n.g. L. L. P. ,.1.1.1.0. M. a. r.k.et. S. t. re. e. t., .S.u.ite. .2.1.6., C. .ha. t.ta. n. o. o. g.a., .T.N. 3. 7. 4. 5.0. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

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    GENERAL INTERROGATORIES
    1. Has the insurer been granted any exemptions to the prohibited non-audit services provided by the certified independent public accountant requirements as allowed in Section 7H of the Annual Financial Reporting Model Regulation (Model

      Audit Rule), or substantially similar state law or regulation? Yes [ ] No [ X ]

    2. If response to 10.1 is yes, provide information related to this exemption:

      . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

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    3. Has the insurer been granted any exemptions related to the other requirements of the Annual Financial Reporting

      Model Regulation as allowed for in Section 18A of the Model Regulation, or substantially similar state law or regulation? Yes [ ] No [ X ]

    4. If response to 10.3 is yes, provide information related to this exemption:

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    5. Has the reporting entity established an Audit Committee in compliance with the domiciliary state insurance laws? Yes [ X ] No [ ] N/A [ ]

    6. If the response to 10.5 is no or n/a, please explain.

    . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

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    11. What is the name, address and affiliation (officer/employee of the reporting entity or actuary/consultant associated with an actuarial consulting firm) of the individual providing the statement of actuarial opinion/certification?

    D. e. r.e.k. J.o.n.es. ,. C. o. n. s. u.lt.in. g. A. c. t.u.ar. y., .4.6.3. S. e. v.e.n.th. A. v. e. n. u. e., .1.9.th. F. l.o.o.r,. N. e. w. .Y.o.rk. ,. N. Y. .1.00. 1. 8. . . . . . . . . . . . . . . . . . . . . . . . . . . . .

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    1. Does the reporting entity own any securities of a real estate holding company or otherwise hold real estate indirectly? Yes [ ] No [ X ]

      1. Name of real estate holding company

      2. Number of parcels involved 0

      3. Total book/adjusted carrying value $ 0

    2. If yes, provide explanation:

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    1. FOR UNITED STATES BRANCHES OF ALIEN REPORTING ENTITIES ONLY:

      1. What changes have been made during the year in the United States manager or the United States trustees of the reporting entity?

        . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

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      2. Does this statement contain all business transacted for the reporting entity through its United States Branch on

        risks wherever located? Yes [ ] No [ X ]

      3. Have there been any changes made to any of the trust indentures during the year? Yes [ ] No [ X ]

      4. If answer to (13.3) is yes, has the domiciliary or entry state approved the changes? Yes [ ] No [ ] N/A [ X ]

    GENERAL INTERROGATORIES
    1. Are the senior officers (principal executive officer, principal financial officer, principal accounting officer or controller, or persons performing similar functions) of the reporting entity subject to a code of ethics, which includes the following standards?

      1. Honest and ethical conduct, including the ethical handling of actual or apparent conflicts of interest between personal and professional relationships;

      2. Full, fair, accurate, timely and understandable disclosure in the periodic reports required to be filed by the reporting entity;

      3. Compliance with applicable governmental laws, rules, and regulations;

      4. The prompt internal reporting of violations to an appropriate person or persons identified in the code; and

      5. Accountability for adherence to the code. Yes [ X ] No [ ]

        14.11 If the response to 14.1 is no, please explain:

        . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

        . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

        . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

        . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

    2. Has the code of ethics for senior managers been amended? Yes [ ] No [ X ]

      14.21 If the response to 14.2 is yes, provide information related to amendment(s).

      . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

      . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

      . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

      . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

    3. Have any provisions of the code of ethics been waived for any of the specified officers? Yes [ ] No [ X ]

    14.31 If the response to 14.3 is yes, provide the nature of any waiver(s).

    . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

    . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

    . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

    . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

    1. Is the reporting entity the beneficiary of a Letter of Credit that is unrelated to reinsurance where the issuing or

      confirming bank is not on the SVO Bank List? Yes [ ] No [ X ]

    2. If the response to 15.1 is yes, indicate the American Bankers Association (ABA) Routing Number and the name of the issuing or confirming bank of the Letter of Credit and describe the circumstances in which the Letter of Credit

      is triggered.

      1

      American Bankers Association

      (ABA) Routing Number

      2

      Issuing or Confirming Bank Name

      3

      Circumstances That Can Trigger the Letter of Credit

      4

      Amount

      0. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

      0. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

      0

      . . . . . . . . . . . . . . . . . . . .

      . . . . . . . . . . . . . . . . . . . .

      . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

      . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

      . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

      . . . . . . . . . . . . . . . . . . . . .0.

      . . . . . . . . . . . . . . . . . . . . .0.

      . . . . . . . . . . . . . . . . . . . . .0.

      .

      .

      .

      BOARD OF DIRECTORS
      1. Is the purchase or sale of all investments of the reporting entity passed upon either by the board of directors or

        a subordinate committee thereof? Yes [ X ] No [ ]

      2. Does the reporting entity keep a complete permanent record of the proceedings of its board of directors and all

        subordinate committees thereof? Yes [ X ] No [ ]

      3. Has the reporting entity an established procedure for disclosure to its board of directors or trustees of any material interest or affiliation on the part of any of its officers, directors, trustees or responsible employees that is in conflict or

        is likely to conflict with the official duties of such person? Yes [ X ] No [ ]

        FINANCIAL
      4. Has this statement been prepared using a basis of accounting other than Statutory Accounting Principles (e.g.,

    Generally Accepted Accounting Principles)? Yes [ ] No [ X ]

    GENERAL INTERROGATORIES
    1. Total amount loaned during the year (inclusive of Separate Accounts, exclusive of policy loans):

      20.11 To directors or other officers

      $ 0

      20.12 To stockholders not officers

      $ 0

      20.13 Trustees, supreme or grand (Fraternal only)

      $ 0

    2. Total amount of loans outstanding at the end of year (inclusive of Separate Accounts, exclusive of policy loans):

    20.21 To directors or other officers

    $ 0

    20.22 To stockholders not officers

    $ 0

    20.23 Trustees, supreme or grand (Fraternal only)

    $ 0

    1. Were any assets reported in this statement subject to a contractual obligation to transfer to another party without the

      liability for such obligation being reported in the statement? Yes [ ] No [ X ]

    2. If yes, state the amount thereof at December 31 of the current year:

    21.21 Rented from others

    $ 0

    21.22 Borrowed from others

    $ 0

    21.23 Leased from others

    $ 0

    21.24 Other

    $ 0

    1. Does this statement include payments for assessments as described in the Annual Statement Instructions other than

      guaranty fund or guaranty association assessments? Yes [ ] No [ X ]

    2. If answer is yes:

    22.21 Amount paid as losses or risk adjustment

    $ 0

    22.22 Amount paid as expenses

    $ 0

    22.23 Other amounts paid

    $ 0

    1. Does the reporting entity report any amounts due from parent, subsidiaries or affiliates on Page 2 of this

      statement? Yes [ X ] No [ ]

    2. If yes, indicate any amounts receivable from parent included in the Page 2 amount: $ 3,426,027

    1. Does the insurer utilize third parties to pay agent commissions in which the amounts advanced by the third parties Yes [ ] No [ X ] are not settled in full within 90 days?

    2. If the response to 24.1 is yes, identify the third-party that pays the agents and whether they are a related party.

    1

    Name of Third Party

    2

    Is the Third-Party Agent a Related Party (Yes/No)

    . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

    . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

    . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

    . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

    INVESTMENT
    1. Were all the stocks, bonds and other securities owned December 31 of current year, over which the reporting entity has exclusive control, in the actual possession of the reporting entity on said date? (other than securities lending programs

      addressed in 25.03) Yes [ X ] No [ ]

    2. If no, give full and complete information, relating thereto:

      . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

      . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

      . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

      . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

    3. For security lending programs, provide a description of the program including value for collateral and amount of loaned securities, and whether collateral is carried on or off-balance sheet. (an alternative is to reference Note 17 where this information is also provided)

      . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

      . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

      . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

      . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

    4. For the reporting entity's securities lending program, report amount of collateral for conforming programs as outlined

      in the Risk Based Capital Instructions. $ 0

    5. For the reporting entity's securities lending program report amount of collateral for other programs. $ 0

      GENERAL INTERROGATORIES
    6. Does your securities lending program require 102% (domestic securities) and 105% (foreign securities) from the

    counterparty at the outset of the contract?

    Yes [

    ] No [

    ] N/A [ X ]

    25.07 Does the reporting entity non-admit when the collateral received from the counterparty falls below 100%?

    Yes [

    ] No [

    ] N/A [ X ]

    25.08 Does the reporting entity or the reporting entity's securities lending agent utilize the Master Securities Lending Agreement (MSLA) to conduct securities lending?

    Yes [

    ] No [

    ] N/A [ X ]

    25.09 For the reporting entity's security lending program, state the amount of the following as of December 31 of the current year:

    25.091 Total fair value of reinvested collateral assets reported on Schedule DL, Parts 1 and 2

    $ 0

    25.092 Total book adjusted/carrying value of reinvested collateral assets reported on Schedule DL, Parts 1 and 2

    $ 0

    25.093 Total payable for securities lending reported on the liability page

    $ 0

    26.1 Were any of the stocks, bonds or other assets of the reporting entity owned at December 31 of the current year not exclusively under the control of the reporting entity or has the reporting entity sold or transferred any assets subject to

    a put option contract that is currently in force? (Exclude securities subject to Interrogatory 21.1 and 25.03). Yes [ X ] No [ ]

    26.2 If yes, state the amount thereof at December 31 of the current year:

    26.21

    Subject to repurchase agreements

    $ 0

    26.22

    Subject to reverse repurchase agreements

    $ 0

    26.23

    Subject to dollar repurchase agreements

    $ 0

    26.24

    Subject to reverse dollar repurchase agreements

    $ 0

    26.25

    Placed under option agreements

    $ 0

    26.26

    Letter stock or securities restricted as to sale -

    excluding FHLB Capital Stock

    $ 0

    26.27

    FHLB Capital Stock

    $ 0

    26.28

    On deposit with states

    $ 3,520,993

    26.29

    On deposit with other regulatory bodies

    $ 0

    26.30

    Pledged as collateral - excluding collateral

    pledged to an FHLB

    $ 0

    26.31

    Pledged as collateral to FHLB - including

    assets backing funding agreements

    $ 0

    26.32

    Other

    $ 0

    26.3 For category (26.26) provide the following:

    1

    Nature of Restriction

    2

    Description

    3

    Amount

    . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

    . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

    . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

    . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

    . 0. .

    . . . . . . . . . . . . . . . . . . 0. .

    0

    1. Does the reporting entity have any hedging transactions reported on Schedule DB? Yes [ ] No [ X ]

      GENERAL INTERROGATORIES
    2. If yes, has a comprehensive description of the hedging program been made available to the domiciliary state? Yes [ ] No [ ] N/A [ X ] If no, attach a description with this statement.

      LINES 27.3 through 27.5 : FOR LIFE/FRATERNAL REPORTING ENTITIES ONLY:

    3. Does the reporting entity utilize derivatives to hedge variable annuity guarantees subject to fluctuations as a result

      of interest rate sensitivity? Yes [ ] No [ ]

    4. If the response to 27.3 is YES, does the reporting entity utilize:

      1. Special accounting provision of SSAP No. 108 Yes [ ] No [ ]

      2. Permitted accounting practice Yes [ ] No [ ]

      3. Other accounting guidance Yes [ ] No [ ]

    5. By responding YES to 27.41 regarding utilizing the special accounting provisions of SSAP No. 108, the reporting

      entity attests to the following: Yes [ ] No [ ]

      • The reporting entity has obtained explicit approval from the domiciliary state.

      • Hedging strategy subject to the special accounting provisions is consistent with the requirements of VM-21.

      • Actuarial certification has been obtained which indicates that the hedging strategy is incorporated within the establishment of VM-21 reserves and provides the impact of the hedging strategy within the Actuarial Guideline Conditional Tail Expectation Amount.

      • Financial Officer Certification has been obtained which indicates that the hedging strategy meets the definition of a Clearly Defined Hedging Strategy within VM-21 and that the Clearly Defined Hedging Strategy is the hedging strategy being used by the company in its actual day-to-day risk mitigation efforts.

    1. Were any preferred stocks or bonds owned as of December 31 of the current year mandatorily convertible into

      equity, or, at the option of the issuer, convertible into equity? Yes [ ] No [ X ]

    2. If yes, state the amount thereof at December 31 of the current year. $ 0

  1. Excluding items in Schedule E - Part 3 - Special Deposits, real estate, mortgage loans and investments held physically in the reporting entity's offices, vaults or safety deposit boxes, were all stocks, bonds and other securities, owned throughout the current year held pursuant to a custodial agreement with a qualified bank or trust company in accordance with Section 1, III - General Examination Considerations, F. Outsourcing of Critical Functions, Custodial

    or Safekeeping Agreements of the NAIC Financial Condition Examiners Handbook? Yes [ X ] No [ ]

    1. For agreements that comply with the requirements of the NAIC Financial Condition Examiners Handbook, complete the following:

      1

      Name of Custodian(s)

      2

      Custodian's Address

      B. a. n. k. o. f. N. e. w. .Y.o.rk. M. .e.llo. n. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

      . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

      1. 1. 1. S. a. n. d. e. rs. .C.re. e. k. P. .ar. k.w. a.y., .E.as. y. .S.yr. a.c.u.se. ,. N. Y. .1.3.05. 7. . . . . . . . . . . . . . . . . . . . . . . . . . . .

      . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

    2. For all agreements that do not comply with the requirements of the NAIC Financial Condition Examiners Handbook, provide the name, location and a complete explanation:

      1

      Name(s)

      2

      Location(s)

      3

      Complete Explanation(s)

      . . . . . . . . . . . . . . . . . . . . . . . . . . . .

      . . . . . . . . . . . . . . . . . . . . . . . . . . . .

      . . . . . . . . . . . . . . . . . . . . . . . . . . . .

      . . . . . . . . . . . . . . . . . . . . . . . . . . . .

      . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

      . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

    3. Have there been any changes, including name changes, in the custodian(s) identified in 29.01 during the current year? Yes [ ] No [ X ]

    4. If yes, give full and complete information relating thereto:

      1

      Old Custodian

      2

      New Custodian

      3

      Date of Change

      4

      Reason

      . . . . . . . . . . . . . . . . . . . . . . .

      . . . . . . . . . . . . . . . . . . . . . . .

      . . . . . . . . . . . . . . . . . . . . . . .

      . . . . . . . . . . . . . . . . . . . . . . .

      . . . . . . . . . . . . . . . . . . . . . . .

      . . . . . . . . . . . . . . . . . . . . . . .

      . . . . . . . . . . . . .

      . . . . . . . . . . . . .

      . . . . . . . . . . . . .

      . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

      . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

      . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

      GENERAL INTERROGATORIES
    5. Investment management - Identify all investment advisors, investment managers, broker/dealers, including individuals that have the authority to make investment decisions on behalf of the reporting entity. This includes both primary and sub-advisors. For assets that are managed internally by employees of the reporting entity, note as such.

      1

      Name Firm or Individual

      2

      Affiliation

      M. a. t.th. e. w. .H.a.rt.m. a. n. n. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

      . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

      . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

      A. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

      . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

      ["… that have access to the investment accounts"; "…handle securities"]

      .

      29.0597 For those firms/individuals listed in the table for Question 29.05, do any firms/individuals unaffiliated with the

      reporting entity (i.e., designated with a "U") manage more than 10% of the reporting entity's invested assets? Yes [ ] No [ ] N/A [ X ]

      29.0598 For firms/individuals unaffiliated with the reporting entity (i.e., designated with a "U") listed in the table for Question 29.05, does the total assets under management aggregate to more than 50% of the reporting

      entity's invested assets? Yes [ ] No [ ] N/A [ X ]

    6. For those firms or individuals listed in the table 29.05 with an affiliation code of "A" (affiliated) or "U" (unaffiliated), provide the information for the table below.

1

Central Registration Depository Number

2

Name Firm or Individual

3

Registered With

4

Investment Management Agreement (IMA) Filed

0. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

0. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

0

M. a. t.th. e. w. .H.a.rt.m. a.n.n. . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

N. o. t. R. e. g. is. te. r. e.d. I.nv. e. s.tm. .en. t. A. d. v. is. o. r. . . .

. . . . . . . . . . . . . . . . . . . . . . . . . . . . .

N. O. . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . .

. . .

  1. Does the reporting entity have any diversified mutual funds reported in Schedule D - Part 2 (diversified according

    to the Securities and Exchange Commission (SEC) in the Investment Company Act of 1940 [Section 5 (b) (1)])? Yes [ ] No [ X ]

    1

    CUSIP #

    2

    Name of Mutual Fund

    3

    Book/Adjusted Carrying Value

    . . . . . . . . . . . . . . . . . . . . . . . . . .

    . . . . . . . . . . . . . . . . . . . . . . . . . .

    . . . . . . . . . . . . . . . . . . . . . . . . . .

    . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

    . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

    . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

    . . . . . . . . . . . . . . . . . . . . . . . .0.

    . . . . . . . . . . . . . . . . . . . . . . . .0.

    0

    30.2999 TOTAL

    0

  2. If yes, complete the following schedule:

    .

    .

    1

    Name of Mutual Fund (from above table)

    2

    Name of Significant Holding of the Mutual Fund

    3

    Amount of Mutual Fund's Book/Adjusted Carrying Value Attributable to the Holding

    4

    Date of Valuation

    . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

    . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

    . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

    . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

    . . . . . . . . . . . . . . . . . . . . 0.

    . . . . . . . . . . . . . . . . . . . . 0.

    0

    . . . . . . . . . . . . . .

    . . . . . . . . . . . . . .

  3. For each mutual fund listed in the table above, complete the following schedule:

.

.

31. Provide the following information for all short-term and long-term bonds and all preferred stocks. Do not substitute amortized value or statement value for fair value.

1

Statement (Admitted) Value

2

Fair Value

3

Excess of Statement over Fair Value (-), or Fair Value over Statement (+)

3. 1..1. . . . I.ss. u. e. r.C. r.ed. i.t .O.b.lig. a. ti.o.n.s. .

3. 1..2. . . . A. s. s.e.t-.B.a.ck. e. d. S. e. c. u. ri.ti.es. . .

3. 1..3. . . . P. r.e.fe. rr. e.d. s. to. c. k.s. . . . . . . .

31.4 Totals

. . . . . . . . . . . . . . .7.9.,7. 2.3.,8. 7.7.

. . . . . . . . . . . . . . .1.8.,1. 2.7.,1. 1.8.

. . . . . . . . . . . . . . . . . . . . . .0.

97,850,995

. . . . . . . . . . 8.0.,0. 6. 4.,4. 4. 4.

. . . . . . . . . . 1.7.,1. 2. 0.,3. 5. 4.

. . . . . . . . . . . . . . . . . 0.

97,184,798

. . . . . . . . . . . . . 3. 4.0.,5. 6.7.

. (.1.,0. 0.6.,7. 6.4.)

. . . . . . . . . . . . . . . . . . 0.

(666,197)

. . .

. . .

. . .

GENERAL INTERROGATORIES

31.5 Describe the sources or methods utilized in determining the fair values:

I.nt. e.rc. o. n. ti.n.e.n.ta. l .E.x.ch. a. n. g. e. (. ".IC. E. .D.a.ta. .S.e.rv. ic. e. s."). p. r.o.v.id.e.s. p.ri.c.in.g. f.o.r .ta. x.-e. x. e. m. p. t. s. e.c.u.rit.ie. s. ,.In. t.e.ra. c.ti.ve. .D. a. ta. .C.o.rp. .. p. r.ov. i.d.es. . . . .

p. r.ic.in. g. f.o.r .a.ll .o.th. e. r. s.e.cu. r. it.ie. s.. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  1. Was the rate used to calculate fair value determined by a broker or custodian for any of the securities in Schedule D? Yes [ ] No [ X ]

  2. If the answer to 32.1 is yes, does the reporting entity have a copy of the broker's or custodian's

    pricing policy (hard copy or electronic copy) for all brokers or custodians used as a pricing source? Yes [ ] No [ ]

  3. If the answer to 32.2 is no, describe the reporting entity's process for determining a reliable pricing source for purposes of disclosure of fair value for Schedule D:

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  1. Have all the filing requirements of the Purposes and Procedures Manual of the NAIC Investment Analysis Office been

    followed? Yes [ X ] No [ ]

  2. If no, list exceptions:

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  1. By self-designating 5GI securities, the reporting entity is certifying the following elements of each self-designated 5GI security:

    1. Documentation necessary to permit a full credit analysis of the security does not exist or an NAIC CRP credit rating for an FE or PL security is not available.

    2. Issuer or obligor is current on all contracted interest and principal payments.

    3. The insurer has an actual expectation of ultimate payment of all contracted interest and principal.

      Has the reporting entity self-designated 5GI securities? Yes [ ] No [ X ]

  2. By self-designating PLGI securities, the reporting entity is certifying the following elements of each self-designated PLGI security:

    1. The security was either:

      1. issued prior to January 1, 2018 (which is exempt from PLR filing requirements pursuant to the P&P Manual), or

      2. issued from January 1, 2018 to December 31, 2021 and subject to a confidentiality agreement executed prior to January 1, 2022 which confidentiality agreement remains in force, for which an insurance company cannot provide a copy of a private letter rating rationale report to the SVO due to confidentiality or other contractual reasons ("waived submission PLR securities").

    2. The reporting entity is holding capital commensurate with the NAIC Designation and NAIC Designation Category reported for the security.

    3. The NAIC Designation and NAIC Designation Category were derived from the credit rating assigned by an NAIC CRP in its legal capacity as an NRSRO which is shown on a current private letter rating, dated during the financial statement year, held by the insurer and available for examination by state insurance regulators.

    4. Other than for waived submission PLR securities, defined above, on or after January 1, 2024 for any PLR securities issued on or after January 1, 2022,

if the reporting entity is not permitted to share this private credit rating or the private rating letter rationale report of the PL security with the SVO, it certifies that it is reporting it as an NAIC 5.B GI and may not assign any other self-designation.

Has the reporting entity self-designated PLGI to securities, all of which meet the above requirement and as specified Yes [ ] No [ X ] in the P&P Manual?

36. By assigning FE to a Schedule BA non-registered private fund, the reporting entity is certifying the following elements of each self-designated FE fund:

  1. The shares were purchased prior to January 1, 2019.

  2. The reporting entity is holding capital commensurate with the NAIC Designation reported for the security.

  3. The security had a public credit rating(s) with annual surveillance assigned by an NAIC CRP in its legal capacity as an NRSRO prior to January 1, 2019.

  4. The fund only or predominantly holds bonds in its portfolio.

  5. The current reported NAIC Designation was derived from the public credit rating(s) with annual surveillance assigned by an NAIC CRP in its legal capacity as an NRSRO.

  6. The public credit rating(s) with annual surveillance assigned by an NAIC CRP has not lapsed.

Has the reporting entity assigned FE to Schedule BA non-registered private funds that complied with the above criteria? Yes [ ] No [ X ]

GENERAL INTERROGATORIES

37. By rolling/renewing short-term or cash-equivalent investments with continued reporting on Schedule DA, part 1 or Schedule E Part 2 (identified through a code (%) in those investment schedules), the reporting entity is certifying to the following:

  1. The investment is a liquid asset that can be terminated by the reporting entity on the current maturity date.

  2. If the investment is with a nonrelated party or nonaffiliate, then it reflects an arms-length transaction with renewal completed at the discretion of all involved parties.

  3. If the investment is with a related party or affiliate, then the reporting entity has completed robust re-underwriting of the transaction for which documentation is available for regulator review.

  4. Short-term and cash equivalent investments that have been renewed/rolled from the prior period that do not meet the criteria in

37.a - 37.c are reported as long-term investments.

Has the reporting entity rolled/renewed short-term or cash equivalent investments in accordance with these criteria? Yes [ X ] No [ ] N/A [ ]

  1. Does the reporting entity directly hold cryptocurrencies?

  2. If the response to 38.1 is yes, on what schedule are they reported?

Yes [

] No [ X ]

  1. Does the reporting entity directly or indirectly accept cryptocurrencies as payments for premiums on policies?

Yes [

] No [ X ]

39.2 If the response to 39.1 is yes, are the cryptocurrencies held directly or are they immediately converted to U.S. dollars?

39.21 Held directly

Yes [

] No [ X ]

39.22 Immediately converted to U.S. dollars

Yes [

] No [ X ]

39.3 If the response to 38.1 or 39.1 is yes, list all cryptocurrencies accepted for payments of premiums or that are held directly.

1

Name of Cryptocurrency

2

Immediately Converted to USD, Directly Held, or Both

3

Accepted for Payment of Premiums

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . . . . . .

OTHER
  1. Amount of payments to trade associations, service organizations and statistical or Rating Bureaus, if any? $ 17,758

    1

    Name

    2

    Amount Paid

    T. E. X. A. S. . L.A.N. D. .T.IT. L. E. .A.S.S.O. C. I.A.T.IO. .N. . . . . . . . . . . . . . . . . . . . . . . . . . .

    . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

    $ 4.,7. 5.0. .

    $ . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .0. .

    $ 0

  2. List the name of the organization and the amount paid if any such payment represented 25% or more of the total payments to trade associations, service organizations and statistical or rating bureaus during the period covered by this statement.

  1. Amount of payments for legal expenses, if any? $ 25,259

    1

    Name

    2

    Amount Paid

    N. O. .N.E. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

    . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

    $ 0. .

    $ . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .0. .

    $ 0

  2. List the name of the firm and the amount paid if any such payment represented 25% or more of the total payments for legal expenses during the period covered by this statement.

  1. Amount of payments for expenditures in connection with matters before legislative bodies, officers or departments

    of government, if any? $ 1

  2. List the name of the firm and the amount paid if any such payment represented 25% or more of the total

1

Name

2

Amount Paid

N. O. .N.E. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

$ 0. .

$ . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .0. .

$ 0

payment expenditures in connection with matters before legislative bodies, officers or departments of government during the period covered by this statement.

GENERAL INTERROGATORIES PART 2 - TITLE INTERROGATORIES
  1. Did any persons while an officer, director, trustee, or employee receive directly or indirectly, during the period covered by this statement, any compensation in addition to his/her regular compensation on account of the reinsurance transactions

    of the reporting entity? Yes [ ] No [ X ]

  2. Largest net aggregate amount insured in any one risk. $ 25,000,000

  1. Has this reporting entity reinsured any risk with any other entity and agreed to release such entity from liability, in whole or in part,

    from any loss that may occur on the risk or portion thereof, reinsured? Yes [ ] No [ X ]

  2. If yes, give full information

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

4. If the reporting entity has assumed risk from another entity, there should be charged on account of such reinsurances a reserve

equal to that which the original entity would have been required to charge had it retained the risks. Has this been done? Yes [ ] No [ X ]

  1. Has this reporting entity guaranteed policies issued by any other entity and now in force? Yes [ ] No [ X ]

  2. If yes, give full information

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

6. Uncompleted building construction loans:

6.1 Amount already loaned

$ 0

6.2 Balance to be advanced

$ 0

6.3 Total amount to be loaned

$ 0

7.1 Does the reporting entity issue bonds secured by certificates of participation in building construction loans prior to the completion of the buildings?

Yes [ ] No [ X ]

7.2 If yes, give total amount of such bonds or certificates of participation issued and outstanding.

$ 0

8. What is the aggregate amount of mortgage loans owned by the reporting entity that consist of co-ordinate interest in first liens?

$ 0

9.1 Reporting entity assets listed on Page 2 include the following segregated assets of the Statutory Premium Reserve or other similar statutory reserves:

9.11 Bonds

$ 64,306,000

9.12 Short-term investments

$ 0

9.13 Mortgages

$ 0

9.14 Cash

$ 0

9.15 Other admissible invested assets

$ 0

9.16 Total

$ 64,306,000

9.2 List below segregate funds held for others by the reporting entity, set apart in special accounts and excluded from entity assets and liabilities. (These funds are also included in Schedule E - Part 1D Summary, and the "From Separate Accounts, Segregated Accounts and Protected Cell Accounts" line on Page 2 except for escrow funds held by Title insurers).

9.21 Custodial funds not included in this statement were

held pursuant to the governing agreements of custody

in the amount of:

$ 3,032,374

These funds consist of:

9.22 In cash on deposit

$ 3,032,374

9.23 Other forms of security

$ 0

FIVE - YEAR HISTORICAL DATA

Show amounts in whole dollars only, no cents; show percentages to one decimal place, i.e. 17.6.

1

2025

2

2024

3

2023

4

2022

5

2021

Source of Direct Title Premiums Written (Part 1A)

  1. Direct operations (Part 1A, Line 1, Col. 1) . . . . . . . . . . . . . . . . . . . . . . . .

  2. Non-affiliated agency operations (Part 1A, Line 1, Col. 2) . . . . . . . . . . . . .

  3. Affiliated agency operations (Part 1A, Line 1, Col. 3) . . . . . . . . . . . . . . . .

  4. Total . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

    Operating Income Summary (Page 4 & Part 1)

  5. Premiums earned (Part 1B, Line 3) . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  6. Escrow and settlement service charges (Part 1A, Line 2) . . . . . . . . . . . . .

  7. Title examinations (Part 1A, Line 3) . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  8. Searches and abstracts (Part 1A, Line 4) . . . . . . . . . . . . . . . . . . . . . . . . .

  9. Surveys (Part 1A, Line 5) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  10. Aggregate write-ins for service charges (Part 1A, Line 6) . . . . . . . . . . . . .

  11. Aggregate write-ins for other operating income (Page 4, Line 2) . . . . . . . .

  12. Total operating income (Page 4, Line 3) . . . . . . . . . . . . . . . . . . . . . . . . .

    Statement of Income (Page 4)

  13. Net operating gain or (loss) (Line 8) . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  14. Net investment gain or (loss) (Line 11) . . . . . . . . . . . . . . . . . . . . . . . . . .

  15. Total other income (Line 12) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  16. Federal and foreign income taxes incurred (Line 14) . . . . . . . . . . . . . . . . .

  17. Net income (Line 15) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

    Balance Sheet (Pages 2 and 3)

  18. Title insurance premiums and fees receivable (Page 2, Line 15, Col. 3) . .

  19. Total admitted assets excluding segregated accounts

    (Page 2, Line 26, Col. 3) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  20. Known claims reserve (Page 3, Line 1) . . . . . . . . . . . . . . . . . . . . . . . . . .

  21. Statutory premium reserve (Page 3, Line 2) . . . . . . . . . . . . . . . . . . . . . . .

  22. Total liabilities (Page 3, Line 23) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  23. Capital paid up (Page 3, Lines 25 + 26) . . . . . . . . . . . . . . . . . . . . . . . . . .

  24. Surplus as regards policyholders (Page 3, Line 32) . . . . . . . . . . . . . . . . .

    Cash Flow (Page 5)

  25. Net cash from operations (Line 11) . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

    Percentage Distribution of Cash, Cash-Equivalents and Invested Assets (Page 2, Col. 3)

    (Item divided by Page 2, Line 12, Col. 3) x 100.0

  26. Bonds (Line 1) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  27. Stocks (Lines 2.1 & 2.2) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  28. Mortgage loans on real estate (Line 3.1 and 3.2) . . . . . . . . . . . . . . . . . . .

  29. Real estate (Lines 4.1, 4.2 & 4.3) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  30. Cash, cash equivalents and short-term investments (Line 5) . . . . . . . . . . .

  31. Contract loans (Line 6) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  32. Derivatives (Line 7) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  33. Other invested assets (Line 8) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  34. Receivable for securities (Line 9) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  35. Securities lending reinvested collateral assets (Line 10) . . . . . . . . . . . . . .

  36. Aggregate write-ins for invested assets (Line 11) . . . . . . . . . . . . . . . . . . .

  37. Subtotals cash, cash equivalents and invested assets (Line 12) . . . . . . . .

    Investments in Parent, Subsidiaries and Affiliates

  38. Affiliated bonds (Sch. D Summary, Line 9 +15, Col. 1) . . . . . . . . . . . . . . .

  39. Affiliated preferred stocks (Sch. D, Summary, Line 22, Col. 1) . . . . . . . . . .

  40. Affiliated common stocks (Sch. D, Summary, Line 28, Col. 1) . . . . . . . . . .

  41. Affiliated mortgage loans on real estate . . . . . . . . . . . . . . . . . . . . . . . . . .

  42. All other affiliated . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  43. Total of above Lines 38 to 42 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  44. Total investment in parent included in Lines 38 to 42 above . . . . . . . . . . .

  45. Percentage of investments in parent, subsidiaries and affiliates to

surplus as regards policyholders (Line 43 above divided by Page 3, Line 32, Col. 1 x 100.0)

. . . . . .3.,9. 3. 8.,8. 6. 4.

. . . . . .5.,2. 0. 4.,7. 1. 4.

. . . . . 5.3.,6. 7. 8.,7. 4. 2.

. . . . . 6.2.,8. 2. 2.,3. 2. 0.

. . . . . 6.5.,4. 5. 8.,3. 6. 1.

. . . . . . . 7. 3. 3.,4. 8. 6.

. . . . . . . . . . . . . .

. . . . . . . 3. 6. 4.,2. 4. 5.

. . . . . . . . . . . . . .

. . . . . . . 6. 8. 3.,8. 2. 0.

. . . . . . . . . . . . . .

. . . . . 6.7.,2. 3. 9.,9. 1. 2.

. . . . . .6.,9. 6. 3.,9. 5. 6.

. . . . . .3.,4. 9. 0.,8. 1. 3.

. . . . . . . . . . . . . .

. . . . . .1.,8. 8. 3.,4. 3. 9.

. . . . . .8.,5. 7. 1.,3. 3. 0.

. . . . . . . . 2. 4.,6. 1. 1.

. . . . 1. 1.5.,3. 0. 0.,2. 9. 4.

. . . . . .1.,6. 9. 3.,8. 5. 1.

. . . . . 6.4.,3. 0. 5.,2. 4. 1.

. . . . . 6.9.,7. 2. 4.,4. 0. 5.

. . . . . .1.,9. 1. 9.,2. 3. 6.

. . . . . 4.5.,5. 7. 5.,8. 8. 9.

. . . . . .9.,6. 8. 2.,1. 5. 6.

. . . . . . . . . .9.1.. 0.

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . .9.. 0.

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . 1. 0. 0. .0.

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . .2.,4. 1. 4.,7. 5. 1.

. . . . . .3.,6. 4. 9.,9. 9. 2.

. . . . . 3.6.,8. 8. 3.,3. 5. 9.

. . . . . 4.2.,9. 4. 8.,1. 0. 2.

. . . . . 4.6.,8. 7. 7.,5. 4. 0.

. . . . . . . 3. 4. 6.,5. 8. 5.

. . . . . . . . . . . . . .

. . . . . . . 3. 5. 9.,4. 8. 7.

. . . . . . . . . . . . . .

. . . . . . . 4. 8. 9.,8. 7. 2.

. . . . . . . . . . . . . .

. . . . . 4.8.,0. 7. 3.,4. 8. 4.

. . . . . .5.,7. 5. 1.,9. 1. 1.

. . . . . .2.,9. 9. 2.,0. 4. 3.

. . . . . . . . . . . . . .

. . . . . .1.,4. 5. 4.,8. 2. 4.

. . . . . .7.,2. 8. 9.,1. 3. 0.

. . . . . . . . 1. 3.,8. 7. 8.

. . . . 1. 1.6.,8. 9. 7.,4. 2. 3.

. . . . . .1.,3. 5. 0.,3. 4. 2.

. . . . . 6.6.,9. 7. 1.,1. 7. 4.

. . . . . 6.8.,9. 7. 8.,3. 9. 1.

. . . . . .1.,9. 1. 9.,2. 3. 6.

. . . . . 4.7.,9. 1. 9.,0. 3. 2.

. . . . . .4.,9. 7. 1.,7. 3. 6.

. . . . . . . . . .9.8.. 2.

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . .1.. 8.

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . 1. 0. 0. .0.

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . .1.,8. 1. 1.,1. 7. 3.

. . . . . .4.,4. 4. 5.,2. 8. 4.

. . . . . 3.5.,0. 4. 4.,8. 3. 8.

. . . . . 4.1.,3. 0. 1.,2. 9. 5.

. . . . . 4.5.,5. 3. 2.,8. 6. 1.

. . . . . . . 4. 1. 2.,7. 3. 4.

. . . . . . . . . . . . . .

. . . . . . . 3. 8. 5.,2. 4. 1.

. . . . . . . . . . . . . .

. . . . . . . 6. 1. 1.,1. 6. 9.

. . . . . . . . . . . . . .

. . . . . 4.6.,9. 4. 2.,0. 0. 5.

. . . . . .6.,1. 3. 2.,5. 2. 8.

. . . . . .2.,5. 8. 6.,6. 7. 7.

. . . . . . . . . . . . . .

. . . . . .1.,4. 9. 1.,1. 6. 0.

. . . . . .7.,2. 2. 8.,0. 4. 5.

. . . . . . . . 2. 1.,4. 7. 3.

. . . . 1. 2.3.,2. 0. 0.,1. 7. 1.

. . . . . .1.,0. 1. 3.,4. 2. 8.

. . . . . 7.0.,9. 1. 5.,1. 8. 5.

. . . . . 7.2.,4. 0. 5.,4. 8. 3.

. . . . . .1.,9. 1. 9.,2. 3. 6.

. . . . . 5.0.,7. 9. 4.,6. 8. 8.

. . . . . .4.,1. 0. 1.,6. 2. 1.

. . . . . . . . . .9.8.. 7.

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . .0.. 9.

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . .0.. 4.

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . 1. 0. 0. .0.

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . .5.,1. 7. 5.,5. 9. 6.

. . . . . .8.,5. 8. 1.,7. 1. 8.

. . . . . 6.0.,2. 2. 7.,6. 8. 4.

. . . . . 7.3.,9. 8. 4.,9. 9. 8.

. . . . . 7.5.,3. 2. 0.,6. 0. 7.

. . . . . .1.,0. 9. 8.,8. 7. 0.

. . . . . . . . . . . . . .

. . . . . . . 6. 7. 4.,9. 0. 9.

. . . . . . . . . . . . . .

. . . . . .1.,0. 4. 0.,0. 7. 6.

. . . . . . . . . . . . . .

. . . . . 7.8.,1. 3. 4.,4. 6. 2.

. . . . . .7.,0. 1. 3.,2. 5. 8.

. . . . . .1.,9. 0. 5.,4. 1. 7.

. . . . . . . . . . . . . .

. . . . . .1.,7. 2. 1.,0. 6. 7.

. . . . . .7.,1. 9. 7.,6. 0. 8.

. . . . . . . . 4. 1.,5. 4. 5.

. . . . 1. 2.8.,6. 4. 3.,6. 8. 7.

. . . . . .1.,2. 0. 4.,7. 1. 8.

. . . . . 7.5.,1. 6. 0.,4. 9. 9.

. . . . . 7.6.,8. 7. 2.,5. 7. 6.

. . . . . .1.,9. 1. 9.,2. 3. 6.

. . . . . 5.1.,7. 7. 1.,1. 1. 1.

. . . . . .4.,0. 3. 2.,3. 9. 4.

. . . . . . . . . .9.3.. 6.

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . .3.. 2.

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . .3.. 2.

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . 1. 0. 0. .0.

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . 1.5.,5. 1. 6.,1. 4. 8.

. . . . . 1.9.,9. 1. 6.,1. 4. 1.

. . . . 1. 4.9.,7. 1. 8.,2. 2. 6.

. . . . 1. 8.5.,1. 5. 0.,5. 1. 5.

. . . . 1. 7.6.,2. 0. 7.,4. 2. 5.

. . . . . .3.,4. 4. 2.,0. 9. 8.

. . . . . . . . . . . . . .

. . . . . .1.,3. 8. 3.,8. 7. 6.

. . . . . . . . . . . . . .

. . . . . .3.,3. 7. 4.,1. 4. 0.

. . . . . . . . . . . . . .

. . . . 1. 8.4.,4. 0. 7.,5. 3. 9.

. . . . . 1.4.,0. 1. 6.,6. 5. 5.

. . . . . .2.,1. 2. 3.,1. 0. 0.

. . . . . . . . . . . . . .

. . . . . .3.,7. 4. 7.,4. 8. 7.

. . . . . 1.2.,3. 9. 2.,2. 6. 8.

. . . . . . . . 8. 9.,9. 7. 1.

. . . . 1. 3.2.,8. 7. 6.,7. 1. 2.

. . . . . .1.,5. 9. 2.,8. 1. 6.

. . . . . 7.6.,5. 4. 4.,7. 4. 6.

. . . . . 8.1.,4. 9. 4.,8. 6. 7.

. . . . . .1.,9. 1. 9.,2. 3. 6.

. . . . . 5.1.,3. 8. 1.,8. 4. 5.

. . . . . 2.3.,1. 4. 7.,5. 3. 3.

. . . . . . . . . .9.0.. 0.

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . .1.0.. 0.

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . 1. 0. 0. .0.

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . .

. . . . .

. . . . .

. . . . .

. . . . .

. . . . .

. . . . .

. . . . .

. . . . .

. . . . .

. . . . .

. . . . .

. . . . .

. . . . . .

. . . . .

. . . . .

. . . . .

. . . . .

. . . . .

. . . . .

. . . . .

. . . . .

. . . . .

. .

. . . . .

FIVE - YEAR HISTORICAL DATA

(Continued)

1

2025

2

2024

3

2023

4

2022

5

2021

Capital and Surplus Accounts (Page 4)

  1. Net unrealized capital gains or (losses) (Line 18) . . . . . . . . . . . . . . . . . . .

  2. Change in nonadmitted assets (Line 21) . . . . . . . . . . . . . . . . . . . . . . . . .

  3. Dividends to stockholders (Line 28) . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  4. Change in surplus as regards policyholders for the year (Line 31) . . . . . . .

    Losses Paid and Incurred (Part 2A)

  5. Net payments (Line 5, Col. 4) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  6. Losses and allocated LAE incurred (Line 8, Col. 4) . . . . . . . . . . . . . . . . . .

  7. Unallocated LAE incurred (Line 9, Col. 4) . . . . . . . . . . . . . . . . . . . . . . . . .

  8. Losses and loss adjustment expenses incurred (Line 10, Col. 4) . . . . . . . .

    Operating Expenses to Total Operating Income (Part 3)(%)

    (Line item divided by Page 4, Line 3 x 100.0)

  9. Personnel costs (Part 3, Line 1.5, Col. 4) . . . . . . . . . . . . . . . . . . . . . . . . .

  10. Amounts paid to or retained by title agents (Part 3, Line 2, Col. 4) . . . . . . .

  11. All other operating expenses (Part 3, Lines 24 minus 1.5 minus 2, Col. 4) .

  12. Total (Lines 54 to 56) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

    Operating Percentages (Page 4)

    (Line item divided by Page 4, Line 3 x 100.0)

  13. Losses and loss adjustment expenses incurred (Line 4) . . . . . . . . . . . . . .

  14. Operating expenses incurred (Line 5) . . . . . . . . . . . . . . . . . . . . . . . . . . .

  15. Aggregate write-ins for other operating deductions (Line 6) . . . . . . . . . . . .

  16. Total operating deductions (Line 7) . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  17. Net operating gain or (loss) (Line 8) . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

    Other Percentages

    (Line item divided by Part 1B, Line 1.4 x 100.0)

  18. Losses and loss expenses incurred to net premiums written

    (Page 4, Line 4) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  19. Operating expenses incurred to net premiums written (Page 4, Line 5) . . . .

    One-Year Schedule P Part 2 Development ($000 omitted)

  20. Development in estimated losses and ALAE on policies effective before

    c. u.rr. e.n.t .ye. a. r. (.S.c.he. d. u. le. .P. , .P.a.rt. 2. ,. L.in. e. 2. 2. ,. C. o. l.. 1. 1. ). . . . . . . . . . . . . . . . . . . .

  21. Percent of such development to policyholders' surplus of prior year-end

    (.L.in.e. 6. 7. a. b. o. v.e. d. iv. i.d.ed. .b.y. P. a.g.e. 4. ,. L.in. e. 1. 6. ,. C. o. l.. 1. .x. 1.0.0..0. ). . . . . . . . . . . . . .

    One-Year Schedule P Part 3 Development ($000 omitted)

  22. Development in estimated losses and ALAE for claims reported before curr

    y. e.a.r .(S. c. h. e. d.u.le. P. ,. P. a. r.t .3., .Li.n.e. 1. 2., .C.o.l.. 1. 1.). . . . . . . . . . . . . . . . . . . . . . . . .

  23. Percent of such development to policyholders' surplus of prior year-end

    (.L.in.e. 6. 7. a. b. o. v.e. d. iv. i.d.ed. .b.y. P. a.g.e. 4. ,. L.in. e. 1. 6. ,. C. o. l.. 1. .x. 1.0.0..0. ). . . . . . . . . . . . . .

    Two-Year Schedule P Part 2 Development ($000 omitted)

  24. Development in estimated losses and ALAE on policies effective before

    p. r.io.r .y.ea. r. -e. n. d. .(S. c. h.e.d.u.le. P. ,. P. a. r.t .2., L. i.n.e. 2.2., .C.o.l.. 1.2.) . . . . . . . . . . . . . . . . . .

  25. Percent of development of losses and loss expenses incurred to reported

    policyholders' surplus of second prior year-end (Line 69 above divided by

    P. a. g. e. 4. ,. L. in. e. .1.6,. C. o. l.. .2. x. 1. 0. 0..0. ). . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

    Two-Year Schedule P Part 3 Development ($000 omitted)

  26. Development in estimated losses and ALAE for claims reported before prior

    y. e.a.r-.e.n.d. (.S.ch. e. d. u. le. .P., .P.a.rt. 3., .L.in. e. 1. 2. ,. C. o. l.. 1. 2. ). . . . . . . . . . . . . . . . . . . . . .

  27. Percent of such development to policyholders' surplus of second prior

year-end (Line 71 above divided by Page 4, Line 16, Col. 2 x 100.0)

. . . . . . . . . . . . . .

. . . . . . . 3. 2.0.,7. 6. 5.

. . . . (. 1.0.,9. 3.1.,8. 6. 5.)

. (.2.,3. 4.3.,1. 4. 3.)

. . . . . .1.,4. 8 2.,9. 3. 1.

. . . . . .1.,8. 2 6.,4. 4. 0.

. . . . . . . 4. 7 5.,9. 0. 1.

. . . . . .2.,3. 0 2.,3. 4. 1.

. . . . . . . . . . .3 8.

. . . . . . . . . .7.5 7.

. . . . . . . . . . .6 7.

. . . . . . . . . .8.6 2.

. . . . . . . . . . .3 4.

. . . . . . . . . .8.6 2.

. . . . . . . . . . . . . .

. . . . . . . . . .8.9 6.

. . . . . . . . . .1.0 4.

. . . . . . . . . . .3 7.

. . . . . . . . . .9.2 3.

. . . . . . . . (.1.,7. 5. 1.)

. . . . . . . . . . (.3 7.)

. . . . . . . . . . 4. 0. 8.

. . . . . . . . . . .0 9.

. . . . . . . . (.3.,7. 6. 8.)

. . . . . . . . . . (.7 4.)

. . . . . . . . 1.,0. 6. 7.

2.1

. . . . . . . . . . . . . .

. . . . . . . 6. 2.3.,5. 2. 1.

. . . . (. 1.0.,4. 1.3.,4. 9. 2.)

. (.2.,8. 7.5.,6. 5. 6.)

. . . . . .1.,2. 1 8.,2. 9. 4.

. . . . . .1.,5. 5 5.,2. 0. 8.

. . . . . . . 5. 5 2.,4. 4. 8.

. . . . . .2.,1. 0 7.,6. 5. 6.

. . . . . . . . . . .3 7.

. . . . . . . . . .7.3 0.

. . . . . . . . . . .7 0.

. . . . . . . . . .8.3 7.

. . . . . . . . . . .4 4.

. . . . . . . . . .8.3 7.

. . . . . . . . . . . . . .

. . . . . . . . . .8.8 0.

. . . . . . . . . .1.2 0.

. . . . . . . . . . .4 9.

. . . . . . . . . .9.3 7.

. . . . . . . . (.2.,1. 4. 6.)

. . . . . . . . . . (.4 2.)

. . . . . . . . . . 6. 2. 7.

. . . . . . . . . . .1 2.

. . . . . . . . (.4.,9. 0. 0.)

. . . . . . . . . . (.9 5.)

. . . . . . . . . . 3. 3. 1.

0.6

. . . . . . . . . . . . . .

. . . . . . . 3. 4.2.,3. 8. 6.

. (.8.,2. 1.4.,1. 8. 4.)

. . . . . . .(9. 7.6.,4. 2. 3.)

. . . . . .1.,1. 3 1.,6. 0. 5.

. . . . . . . 9. 4 0.,3. 1. 5.

. . . . . . . 5. 3 9.,1. 0. 3.

. . . . . .1.,4. 7 9.,4. 1. 8.

. . . . . . . . . . .4 4.

. . . . . . . . . .7.2 2.

. . . . . . . . . . .7 2.

. . . . . . . . . .8.3 8.

. . . . . . . . . . .3 2.

. . . . . . . . . .8.3 8.

. . . . . . . . . . . . . .

. . . . . . . . . .8.6 9.

. . . . . . . . . .1.3 1.

. . . . . . . . . . .3 6.

. . . . . . . . . .9.5 3.

. . . . . . . . (.2.,9. 3. 6.)

. . . . . . . . . . (.5 7.)

. . . . . . . . . . 1. 5. 8.

. . . . . . . . . . .0 3.

. . . . . . . . (.4.,4. 3. 5.)

. . . . . . . . . . (.8 6.)

. . . . . . . . . .(2. 8. 6.)

(0.6)

. . . . . . . . . . 5. 0. 9.

. . . . . . . 3. 8.7.,1. 7. 7.

. (.6.,9. 7.0.,7. 0. 5.)

. . . . . . . 3. 8 9.,2. 6. 6.

. . . . . .1.,3. 5 9.,7. 3. 8.

. . . . . . . 9. 7 1.,6. 4. 1.

. . . . . . . 5. 1 7.,4. 9. 1.

. . . . . .1.,4. 8 9.,1. 3. 2.

. . . . . . . . . . .5 1.

. . . . . . . . . .7.5 8.

. . . . . . . . . . .8 2.

. . . . . . . . . .8.9 1.

. . . . . . . . . . .1 9.

. . . . . . . . . .8.9 1.

. . . . . . . . . . . . . .

. . . . . . . . . .9.1 0.

. . . . . . . . . . .9 0.

. . . . . . . . . . .2 0.

. . . . . . . . . .9.4 2.

. . . . . . . . (.2.,1. 8. 8.)

. . . . . . . . . . (.4 3.)

. . . . . . . . . . . . 2.

. . . . . . . . . . .0 0.

. . . . . . . . (.2.,6. 4. 0.)

. . . . . . . . . . (.5 8.)

. . . . . . . . . . 8. 0. 0.

1.7

. . . . . . . . 3.1.,0. 9. 1.

. . . . . . .(2. 1.5.,5. 9. 9.)

. (.6.,9. 9.5.,3. 7. 1.)

. . . . . .5.,5. 9 6.,5. 8. 3.

. . . . . .1.,1. 1 9.,7. 4. 7.

. . . . . .1.,7. 7 5.,8. 0. 9.

. . . . . . . 4. 1 4.,8. 9. 4.

. . . . . .2.,1. 9 0.,7. 0. 3.

. . . . . . . . . . .4 2.

. . . . . . . . . .7.9 3.

. . . . . . . . . . .7 8.

. . . . . . . . . .9.1 2.

. . . . . . . . . . .1 2.

. . . . . . . . . .9.1 2.

. . . . . . . . . . . . . .

. . . . . . . . . .9.2 4.

. . . . . . . . . . .7 6.

. . . . . . . . . . .1 2.

. . . . . . . . . .9.0 9.

. . . . . . . . (.1.,7. 0. 6.)

. . . . . . . . . . (.3 7.)

. . . . . . . . . . 8. 6. 8.

. . . . . . . . . . .1 9.

. . . . . . . . (.3.,7. 7. 9.)

. . . . . . . . . . (.8 8.)

. . . . . . . . . . 3. 4. 6.

0.8

. .

. . . . .

. . . . .

. . . . .

. . . . .

. . . . .

. . . . .

. . . . .

. . . . .

. . . . .

. . . . . .

. . . . .

. . . . .

. . . . .

. . . . .

. . . . .

. . . . .

. . . . .

. . . . .

. . . . .

. . . . .

. . . . .

. . . . .

. . . . .

. . . . .

NOTE: If a party to a merger, have the two most recent years of this exhibit been restated due to a merger in compliance with the disclosure Yes [ ] No [ X ] requirements of SSAP No. 3, Accounting Changes and Correction of Errors?

If no, please explain:

N. o. t. .A.p.pl.ic. a. b.le. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

NAIC Group Code

. . . . . 0.67. 0

Annual Statement for the year 2025 of the N. .at. io. n. a. l. T. i.tl.e. I.ns. u. r. a.n.c.e. o. f. N. e. w. .Y. o. r.k. In. c. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

EXHIBIT OF PREMIUMS AND LOSSES

DIRECT BUSINESS IN THE STATE OF TOTAL DURING THE YEAR 2025

51020202545059100

NAIC Company Code

. . . . .51.02. 0

. . . .

. . . . .

. . . . .

. . . .

. . . . .

18.GT

. . . . .

. . . .

. . . .

. . . .

. . . . .

. . . . .

.

Type of Business

1

Number of Policies Issued During The Year

2

Direct Amount of

Insurance Written in Millions ($000,000 Omitted)

3

Net Premiums Written

4

Other Income on Policies Issued for the Type of Business

5

Amounts Paid to or Retained by Title Agents

6

Taxes Licenses and Fees Incurred

7

Net Premiums Earned

8

Direct Losses Paid

9

Direct Allocated Loss Adjustment Expenses Paid

10

Direct Losses and Allocated Loss Adjustment Expenses Incurred

11

Direct Known Claim Reserve

  1. E. x.pe. ri.en. c.e .fo.r .Po. li.ci.es. H. a.vi.ng. T. y.p.e .of. R.a.te. C.o.de. : .R.SX. . . . . . . . . . . . . . .

    1. R. e.si.de. n.tia. l .P.oli.ci.es. I.ss. u.ed. D. i.re.ct.ly. . . . . . . . . . . . . . . . . . . . . . . . . .

    2. N. o.n-.re. s.id.en. ti.al. P.ol.ic.ie.s .Is.su.e.d .Di.re.c.tly. . . . . . . . . . . . . . . . . . . . . . . .

    3. S. u.bt.ot.al. P. o.lic.ie.s .Is.su. e.d.D.ire. c.tly. . . . . . . . . . . . . . . . . . . . . . . . . . . .

    4. R. e.si.de. n.tia. l .P.oli.ci.es. I.ss. u.ed. b. y. N. o.n-.A.ffi.lia.te.d.A.ge. n.ts. . . . . . . . . . . . . . . . .

    5. N. o.n-.re. s.id.en. ti.al. P.ol.ic.ie.s .Is.su.e.d .By. N. o. n.-A. ff.ilia. t.ed. A. g.en. t.s . . . . . . . . . . . . . .

    6. S. u.bt.ot.al. P. o.lic.ie.s .Is.su. e.d.B.y .No. n.-A. ff.ili.at.ed. A. g. e.nt.s . . . . . . . . . . . . . . . . . .

    7. R. e.si.de. n.tia. l .P.oli.ci.es. I.ss. u.ed. B. y. A. ff.ili.at.ed. A. g.e.nt.s . . . . . . . . . . . . . . . . . . .

    8. N. o.n-.re. s.id.en. ti.al. P.ol.ic.ie.s .Is.su.e.d .By. A. f.fili.at.ed. .Ag. e.nt.s. . . . . . . . . . . . . . . . .

    9. S. u.bt.ot.al. P. o.lic.ie.s .Is.su. e.d.B.y .Af.fil.ia.te.d .A.ge. n.ts. . . . . . . . . . . . . . . . . . . . .

  1. A. ll.O.th.e.r . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  2. Subtotal for Type of Rate Code

. . . . . . . . . . . . . . . . . . .3,.2.98.

. . . . . . . . . . . . . . . . . . .1,.9.65.

. . . . . . . 2. ,2. 7.9.,8.71.

. . . . . . . . 2. 8.4.,3.41.

. . . . . X. X. X. . . . . . .

X X X

. . . . . X. X. X. . . . . . .

X X X

. . . . . X. X. X. . . . . . .

X X X

. . . . . X. X. X. . . . . . .

X X X

. . . . . X. X. X. . . . . . .

X X X

. . . . . X. X. X. . . . . . .

X X X

. . . . . X. X. X. . . . . . .

X X X

3,298

1,965

2,279,871

284,341

X X X

X X X

X X X

X X X

X X X

X X X

X X X

. . . . . . . . . . . . . . . . . . .5,.3.92.

. . . . . . . . . . . . . . . . . . .2,.0.80.

. . . . . . . 2. ,4. 9.4.,3.19.

. . . . . . . . . 3.1.,6.44.

. . . . . . . 2. ,1. 7.1.,7.44.

. . . . . X. X. X. . . . . . .

X X X

. . . . . X. X. X. . . . . . .

X X X

. . . . . X. X. X. . . . . . .

X X X

. . . . . X. X. X. . . . . . .

X X X

. . . . . X. X. X. . . . . . .

X X X

. . . . . X. X. X. . . . . . .

X X X

5,392

2,080

2,494,319

31,644

2,171,744

X X X

X X X

X X X

X X X

X X X

X X X

. . . . . . . . . . . . . . . . . . 5.0,.8.99.

. . . . . . . . . . . . . . . . . . 2.0,.1.71.

. . . . . . .36. ,2. 4.9.,4.35.

. . . . . . . . . 6.7.,2.12.

. . . . . . .32. ,0. 6.7.,4.77.

. . . . . X. X. X. . . . . . .

X X X

. . . . . X. X. X. . . . . . .

X X X

. . . . . X. X. X. . . . . . .

X X X

. . . . . X. X. X. . . . . . .

X X X

. . . . . X. X. X. . . . . . .

X X X

. . . . . X. X. X. . . . . . .

X X X

50,899

20,171

36,249,435

67,212

32,067,477

X X X

X X X

X X X

X X X

X X X

X X X

X X X

X X X

X X X

X X X

X X X

X X X

X X X

X X X

X X X

X X X

59,589

24,216

41,023,625

383,197

34,239,221

X X X

X X X

X X X

X X X

X X X

X X X

  1. E. x.pe. ri.en. c.e .fo.r .Po. li.ci.es. H. a.vi.ng. T. y.p.e .of. R.a.te. C.o.de. : .R. . . . . . . . . . . . . . . .

    1. R. e.si.de. n.tia. l .P.oli.ci.es. I.ss. u.ed. D. i.re.ct.ly. . . . . . . . . . . . . . . . . . . . . . . . . .

    2. N. o.n-.re. s.id.en. ti.al. P.ol.ic.ie.s .Is.su.e.d .Di.re.c.tly. . . . . . . . . . . . . . . . . . . . . . . .

    3. S. u.bt.ot.al. P. o.lic.ie.s .Is.su. e.d.D.ire. c.tly. . . . . . . . . . . . . . . . . . . . . . . . . . . .

    4. R. e.si.de. n.tia. l .P.oli.ci.es. I.ss. u.ed. b. y. N. o.n-.A.ffi.lia.te.d.A.ge. n.ts. . . . . . . . . . . . . . . . .

    5. N. o.n-.re. s.id.en. ti.al. P.ol.ic.ie.s .Is.su.e.d .By. N. o. n.-A. ff.ilia. t.ed. A. g.en. t.s . . . . . . . . . . . . . .

    6. S. u.bt.ot.al. P. o.lic.ie.s .Is.su. e.d.B.y .No. n.-A. ff.ili.at.ed. A. g. e.nt.s . . . . . . . . . . . . . . . . . .

    7. R. e.si.de. n.tia. l .P.oli.ci.es. I.ss. u.ed. B. y. A. ff.ili.at.ed. A. g.e.nt.s . . . . . . . . . . . . . . . . . . .

    8. N. o.n-.re. s.id.en. ti.al. P.ol.ic.ie.s .Is.su.e.d .By. A. f.fili.at.ed. .Ag. e.nt.s. . . . . . . . . . . . . . . . .

    9. S. u.bt.ot.al. P. o.lic.ie.s .Is.su. e.d.B.y .Af.fil.ia.te.d .A.ge. n.ts. . . . . . . . . . . . . . . . . . . . .

  1. A. ll.O.th.e.r . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  2. Subtotal for Type of Rate Code

. . . . . . . . . . . . . . . . . . .3,.1.40.

. . . . . . . . . . . . . . . . . . . .8.96.

. . . . . . . 1. ,6. 5.7.,8.94.

. . . . . . . 1. ,0. 6.2.,1.29.

. . . . . X. X. X. . . . . . .

X X X

. . . . . X. X. X. . . . . . .

X X X

. . . . . X. X. X. . . . . . .

X X X

. . . . . X. X. X. . . . . . .

X X X

. . . . . X. X. X. . . . . . .

X X X

. . . . . X. X. X. . . . . . .

X X X

. . . . . X. X. X. . . . . . .

X X X

3,140

896

1,657,894

1,062,129

X X X

X X X

X X X

X X X

X X X

X X X

X X X

. . . . . . . . . . . . . . . . . . .6,.4.13.

3

. . . . . . . . . . . . . . . . . . .1,.4.95.

7

. . . . . . . 2. ,5. 2.2.,3.45.

26,455

. . . . . . . . 1. 3.0.,6.61.

. . . . . . . 2. ,1. 2.4.,3.38.

18,933

. . . . . X. X. X. . . . . . .

X X X

. . . . . X. X. X. . . . . . .

X X X

. . . . . X. X. X. . . . . . .

X X X

. . . . . X. X. X. . . . . . .

X X X

. . . . . X. X. X. . . . . . .

X X X

. . . . . X. X. X. . . . . . .

X X X

6,416

1,502

2,548,800

130,661

2,143,271

X X X

X X X

X X X

X X X

X X X

X X X

. . . . . . . . . . . . . . . . . . 1.8,.6.95.

. . . . . . . . . . . . . . . . . . .4,.8.98.

. . . . . . .10. ,1. 2.8.,1.19.

. . . . . . . . 1. 3.5.,6.63.

. . . . . . . 8. ,8. 3.5.,8.30.

. . . . . X. X. X. . . . . . .

X X X

. . . . . X. X. X. . . . . . .

X X X

. . . . . X. X. X. . . . . . .

X X X

. . . . . X. X. X. . . . . . .

X X X

. . . . . X. X. X. . . . . . .

X X X

. . . . . X. X. X. . . . . . .

X X X

18,695

4,898

10,128,119

135,663

8,835,830

X X X

X X X

X X X

X X X

X X X

X X X

X X X

X X X

X X X

X X X

X X X

X X X

X X X

X X X

X X X

X X X

28,251

7,296

14,334,813

1,328,453

10,979,101

X X X

X X X

X X X

X X X

X X X

X X X

  1. E. x.pe. ri.en. c.e .fo.r .Po. li.ci.es. H. a.vi.ng. T. y.p.e .of. R.a.te. C.o.de. : .R.X. . . . . . . . . . . . . . .

    1. R. e.si.de. n.tia. l .P.oli.ci.es. I.ss. u.ed. D. i.re.ct.ly. . . . . . . . . . . . . . . . . . . . . . . . . .

    2. N. o.n-.re. s.id.en. ti.al. P.ol.ic.ie.s .Is.su.e.d .Di.re.c.tly. . . . . . . . . . . . . . . . . . . . . . . .

    3. S. u.bt.ot.al. P. o.lic.ie.s .Is.su. e.d.D.ire. c.tly. . . . . . . . . . . . . . . . . . . . . . . . . . . .

    4. R. e.si.de. n.tia. l .P.oli.ci.es. I.ss. u.ed. b. y. N. o.n-.A.ffi.lia.te.d.A.ge. n.ts. . . . . . . . . . . . . . . . .

    5. N. o.n-.re. s.id.en. ti.al. P.ol.ic.ie.s .Is.su.e.d .By. N. o. n.-A. ff.ilia. t.ed. A. g.en. t.s . . . . . . . . . . . . . .

    6. S. u.bt.ot.al. P. o.lic.ie.s .Is.su. e.d.B.y .No. n.-A. ff.ili.at.ed. A. g. e.nt.s . . . . . . . . . . . . . . . . . .

    7. R. e.si.de. n.tia. l .P.oli.ci.es. I.ss. u.ed. B. y. A. ff.ili.at.ed. A. g.e.nt.s . . . . . . . . . . . . . . . . . . .

    8. N. o.n-.re. s.id.en. ti.al. P.ol.ic.ie.s .Is.su.e.d .By. A. f.fili.at.ed. .Ag. e.nt.s. . . . . . . . . . . . . . . . .

    9. S. u.bt.ot.al. P. o.lic.ie.s .Is.su. e.d.B.y .Af.fil.ia.te.d .A.ge. n.ts. . . . . . . . . . . . . . . . . . . . .

  1. A. ll.O.th.e.r . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  2. Subtotal for Type of Rate Code

. . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . . . . . . . . . .

. . . . . X. X. X. . . . . . .

X X X

. . . . . X. X. X. . . . . . .

X X X

. . . . . X. X. X. . . . . . .

X X X

. . . . . X. X. X. . . . . . .

X X X

. . . . . X. X. X. . . . . . .

X X X

. . . . . X. X. X. . . . . . .

X X X

. . . . . X. X. X. . . . . . .

X X X

X X X

X X X

X X X

X X X

X X X

X X X

X X X

. . . . . . . . . . . . . . . . . . . . .27.

1

. 9.

. . . . . . . . . 3.4.,9.59.

1,148

. . . . . . . . . . . . . .

. . . . . . . . . 2.4.,4.71.

804

. . . . . X. X. X. . . . . . .

X X X

. . . . . X. X. X. . . . . . .

X X X

. . . . . X. X. X. . . . . . .

X X X

. . . . . X. X. X. . . . . . .

X X X

. . . . . X. X. X. . . . . . .

X X X

. . . . . X. X. X. . . . . . .

X X X

28

9

36,107

25,275

X X X

X X X

X X X

X X X

X X X

X X X

. . . . . . . . . . . . . . . . . . .3,.8.47.

. . . . . . . . . . . . . . . . . . . .9.50.

. . . . . . . 5. ,0. 8.0.,8.64.

. . . . . . . . . . . . . .

. . . . . . . 3. ,4. 7.6.,0.64.

. . . . . X. X. X. . . . . . .

X X X

. . . . . X. X. X. . . . . . .

X X X

. . . . . X. X. X. . . . . . .

X X X

. . . . . X. X. X. . . . . . .

X X X

. . . . . X. X. X. . . . . . .

X X X

. . . . . X. X. X. . . . . . .

X X X

3,847

950

5,080,864

3,476,064

X X X

X X X

X X X

X X X

X X X

X X X

X X X

X X X

X X X

X X X

X X X

X X X

X X X

X X X

X X X

X X X

3,875

959

5,116,971

3,501,339

X X X

X X X

X X X

X X X

X X X

X X X

  1. E. x.pe. ri.en. c.e .fo.r .Al.l T. y.pe. s. o.f R. a. te. C. o. d.es. C. o. m. b.in.ed. . . . . . . . . . . . . . . . . .

    1. R. e.si.de. n.tia. l .P.oli.ci.es. I.ss. u.ed. D. i.re.ct.ly. . . . . . . . . . . . . . . . . . . . . . . . . .

    2. N. o.n-.re. s.id.en. ti.al. P.ol.ic.ie.s .Is.su.e.d .Di.re.c.tly. . . . . . . . . . . . . . . . . . . . . . . .

    3. S. u.bt.ot.al. P. o.lic.ie.s .Is.su. e.d.D.ire. c.tly. . . . . . . . . . . . . . . . . . . . . . . . . . . .

    4. R. e.si.de. n.tia. l .P.oli.ci.es. I.ss. u.ed. b. y. N. o.n-.A.ffi.lia.te.d.A.ge. n.ts. . . . . . . . . . . . . . . . .

    5. N. o.n-.re. s.id.en. ti.al. P.ol.ic.ie.s .Is.su.e.d .By. N. o. n.-A. ff.ilia. t.ed. A. g.en. t.s . . . . . . . . . . . . . .

    6. S. u.bt.ot.al. P. o.lic.ie.s .Is.su. e.d.B.y .No. n.-A. ff.ili.at.ed. A. g. e.nt.s . . . . . . . . . . . . . . . . . .

    7. R. e.si.de. n.tia. l .P.oli.ci.es. I.ss. u.ed. B. y. A. ff.ili.at.ed. A. g.e.nt.s . . . . . . . . . . . . . . . . . . .

    8. N. o.n-.re. s.id.en. ti.al. P.ol.ic.ie.s .Is.su.e.d .By. A. f.fili.at.ed. .Ag. e.nt.s. . . . . . . . . . . . . . . . .

    9. S. u.bt.ot.al. P. o.lic.ie.s .Is.su. e.d.B.y .Af.fil.ia.te.d .A.ge. n.ts. . . . . . . . . . . . . . . . . . . . .

  1. A. ll.O.th.e.r . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  2. S. u.bt.ot.al. fo. r.T.yp. e. o.f R. a. te. C. o. d.es. C. o. m. b.in.ed. . . . . . . . . . . . . . . . . . . . . .

  1. A. g.gr.eg. a.te. W. r.ite. -.in. fo. r .Li.ne. 0. 5. . . . . . . . . . . . . . . . . . . . . . . . . . . . .

  2. Total

. . . . . . . . . . . . . . . . . . .6,.4.39.

. . . . . . . . . . . . . . . . . . .2,.8.61.

. . . . . . . 3. ,9. 3.8.,8.64.

. . . . . . . 1. ,3. 4.6.,4.70.

. . . . . X. X. X. . . . . . .

X X X

. . . . . X. X. X. . . . . . .

X X X

. . . . . X. X. X. . . . . . .

X X X

. . . . . X. X. X. . . . . . .

X X X

. . . . . X. X. X. . . . . . .

X X X

. . . . . X. X. X. . . . . . .

X X X

. . . . . X. X. X. . . . . . .

X X X

6,439

2,861

3,938,864

1,346,470

X X X

X X X

4,108,036

143,885

44,140

443,155

289,715

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5

. . . . . . . . . . . . . . . . . . .3,.6.25.

7

. . . . . . . 5. ,1. 7.6.,8.89.

27,825

. . . . . . . . 1. 6.5.,4.80.

. . . . . . . 4. ,4. 2.5.,1.35.

19,915

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X X X

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X X X

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X X X

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X X X

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X X X

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X X X

12,050

3,632

5,204,714

165,480

4,445,050

X X X

5,472,424

271,669

60,580

(53,969)

63,299

. . . . . . . . . . . . . . . . . . 7.5,.1.72.

. . . . . . . . . . . . . . . . . . 2.6,.4.45.

. . . . . . .53. ,6. 7.8.,7.42.

. . . . . . . . 2. 6.9.,6.00.

. . . . . . .46. ,4. 2.5.,5.41.

. . . . . X. X. X. . . . . . .

X X X

. . . . . X. X. X. . . . . . .

X X X

. . . . . X. X. X. . . . . . .

X X X

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X X X

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X X X

. . . . . X. X. X. . . . . . .

X X X

75,172

26,445

53,678,742

269,600

46,425,541

X X X

55,877,895

519,630

443,030

1,437,253

1,340,835

X X X

X X X

X X X

X X X

X X X

X X X

X X X

X X X

X X X

X X X

93,661

32,938

62,822,320

1,781,550

50,870,591

X X X

65,458,355

935,184

547,750

1,826,439

1,693,849

1,103,145

93,661

32,938

62,822,320

1,781,550

50,870,591

1,103,145

65,458,355

935,184

547,750

1,826,439

1,693,849

DETAILS OF WRITE-INS

0501. T. a.xe. s., L. ic.e.ns.e.s .& .Fe. e.s. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

0502. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

0503. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

0598. Summary of remaining write-ins for Line 05 from overflow page . . . . . . . . .

0599. Totals (Lines 0501 through 0503 plus 0598) (Line 05 above)

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1,103,145