Equitable Holdings, Inc.NYSE: EQH

Financial Life Insurance Company - Annual Statement 2025

· Issued by Equitable Holdings, Inc.
Watch Equitable explain itEquitable Holdings, Inc. (EQH) Q2 2026 Earnings Call · Replay · Aug 5

LIFE AND ACCIDENT AND HEALTH COMPANIES-ASSOC/A TION EDITION



ANNUAL STATEMENT

For the Year Ended December 31, 2025 of the Condition and Affairs of the

EQUITABLE FINANCIAL LIFE INSURANCE COMPANY

NAIC Group Code 4965 4965 NAIC Company Code 62944 Employees ID Number f3-JJ7d657





Organized under the Laws of New YorkSfafe of Domicile or Pot of Entry New York Country of Domicile United Sfares of America Incorporated/organized. Juty 26. 1859 Commenced Business. July 28 1859

Statutory Home Office. 1345 Avenue of the Americas New York, New Yorh 10105

Main Administrative Office. 1345 Avenue of the Americas New York, New York 10105 - Telephone Number. {2 f2J 554-1234 Mail Address.- f345 Avenue a/ the Americas New York. New York 10105, Telephone Number: {2f2J 5S4-7 234

Primary Location of Books and Records. 1345 Avenue of Ihe Americas, New York, New York 10105, (272} 554-t234

/nfemef Website Address. https://www.equitable.com

SfafuforyStatement Confacf Neil Guemero, S/goaIo/y Officer f2Pf} 743-5J 22 E-Mail Address: controllers@equitable.com

OFFiccRs

MARK PEARSON

Chief E-xecut/ve O//ice'r

NICHOLAS BURRITT LANE

President

JEFFREY JOY HURD

Chief Operating Officer

DOUGLA S ADAM DAC/-//LLE #

DANIEL GEORGE KAYE MARK PEA RSON

CHARLES GERALD THOROTON S TONEHILL



Sfefoof Newdersey..

WILLIAM JAMES ECKERT IV

Chief Accounting Officer

ROBIN MATTHEW RAJU

Chief Financial Officer

DIRECTORS

FRANCIS ARIAS HONDAL JOAN MAR/E LAMM-TENNANT BERTRAM LEE SCOTT

KURT WILLIAM MEYERS #

Chief Legal Officer and Secretary

XU "VINCENT" XUAN #

Appointed Actuary

ARLENE ELIZABETH ISAACS-LOWE CRAIG CHARLES fAC/€4 Y GEORGE HOOGSO/'/ STANSFIELD

Couniy of.....Bergen. . .. . .. . .. . .

The o//icors o7 tnis repaying entity helng duly swam, each depose and say thai they are he descnbed o//icers of the said reporting enf/fy, and thai on iho rogorfing penod s/afeo a0ove, a// o7 the herein descnbed assets were ihe absolute propeny of the said reporting enlity, fms and c/ear from any lions or claims thereon, excepi as herein stated, and that ihis sfarement. together w///t relatod exhibits, schodu/os ond oxplanaiions thoroin coniainod, onnoxod or roforred to, is a lull and irue s/aremenr ol all ihe asseis and liabilities arid of iho condition and a/foirs of tho said roporzing ontity as of ihe reportingporiod stofoo' above, and ol fis incoma and deductions therefrom for /ho ponod onded. end ifiavo been completed in accordance will the NAIC Annual Statement Instructions and Accountlng Practices and Procedures manual except io iho exfonf liar: ffJ sfa/e law may ditfer or, (2) that stale rules or r0gutalions rogui're differences in roporling not related lo accounting practices and procedures, according to the best of their intorrnaiion, knowledge and bolief, rosqoct/ve/y. Furlhermoro, tho scope of this a/tesfarion fry the descnbed officers also includes ihe related corrosgonding eloctronic filing wltfi the NAIC, when required. /hat is an exac/ copy (oxcopt for formatting differences due to electronic filing) of the enclosed siaiemeni. The electronic filing may be requested by vanous regs/odors in lieu ol or in addition to the enctosea stalenieni.





Oocu5lgned by:

Chief e O/Ulcer

KUR S #

Chief Legal Officer and Secretary

WILL tAIvI J RT IV

Chief Accounting 0//ices

Appointed Actuary



Su6scri6ed and sworn la 6e/ore me this

13th day of February, 2026

LAURRIH£ VENUURA NOTARY PUBt.IC

Slate of Nev Jersey ID # 50213150

My Commission Expires 8/15/2020

Y8s (x) No ( ) State the amendment number Date filed Number of pages anached

ASSETS

Current Year

Prior Year

1

Assets

2

Nonadmitted Assets

3

Net Admitted Assets (Cols. 1 - 2)

4

Net Admitted Assets

  1. Bonds (Schedule D) .......................................................................................

  2. Stocks (Schedule D):

    1. Preferred stocks .......................................................................................

    2. Common stocks .......................................................................................

  3. Mortgage loans on real estate (Schedule B):

    1. First liens ..................................................................................................

    2. Other than first liens..................................................................................

  4. Real estate (Schedule A):

    1. Properties occupied by the company (less $ 0

      encumbrances) .......................................................................................

    2. Properties held for the production of income (less

      $ .................................0 encumbrances) .......................................

    3. Properties held for sale (less $ 0

      encumbrances) .......................................................................................

  5. Cash ($ ............ 1,413,602,828 , Schedule E - Part 1), cash equivalents

    ($ ................556,072,500 , Schedule E - Part 2) and short-term investments ($ .................................0 , Schedule DA) ..........................

  6. Contract loans (including $ .................................0 premium notes) ......

  7. Derivatives (Schedule DB) .............................................................................

  8. Other invested assets (Schedule BA) ............................................................

  9. Receivables for securities ..............................................................................

  10. Securities lending reinvested collateral assets (Schedule DL) ......................

  11. Aggregate write-ins for invested assets .........................................................

  12. Subtotals, cash and invested assets (Lines 1 to 11) .....................................

  13. Title plants less $ .................................0 charged off (for Title insurers only) ..............................................................................................................

  14. Investment income due and accrued .............................................................

  15. Premiums and considerations:

    1. Uncollected premiums and agents' balances in the course of collection

    2. Deferred premiums, agents' balances and installments booked but deferred and not yet due (including $ 0

      earned but unbilled premiums) ............................................................

    3. Accrued retrospective premiums ($ .................................0 ) and

      contracts subject to redetermination ($ .................................0 ) .......

  16. Reinsurance:

    1. Amounts recoverable from reinsurers ....................................................

    2. Funds held by or deposited with reinsured companies ..........................

    3. Other amounts receivable under reinsurance contracts ........................

  17. Amounts receivable relating to uninsured plans ............................................

  1. Current federal and foreign income tax recoverable and interest thereon ....

  2. Net deferred tax asset ...................................................................................

  1. Guaranty funds receivable or on deposit ......................................................

  2. Electronic data processing equipment and software .....................................

  3. Furniture and equipment, including health care delivery assets

    ($ .................................0 ) ................................................................

  4. Net adjustment in assets and liabilities due to foreign exchange rates .........

  5. Receivables from parent, subsidiaries and affiliates .....................................

  6. Health care ($ .................................0 ) and other amounts receivable ......

  7. Aggregate write-ins for other-than-invested assets .......................................

  8. Total assets excluding Separate Accounts, Segregated Accounts and Protected Cell Accounts (Lines 12 to 25) .....................................................

  9. From Separate Accounts, Segregated Accounts and Protected Cell Accounts ......................................................................................................

  10. Total (Lines 26 and 27)

. 22,169,564,172

. 0

. 22,169,564,172

. 36,244,459,926

. 137,667,787

. 0

. 137,667,787

. 254,803,139

. 324,542,301

. 0

. 324,542,301

. 335,990,100

. 12,158,747,200

. 0

. 12,158,747,200

. 12,265,549,764

. 243,405,717

. 0

. 243,405,717

. 223,491,951

. 0

. 0

. 0

. 0

. 63,668,624

. 0

. 63,668,624

. 55,570,677

. 0

. 0

. 0

. 0

. 1,969,675,328

. 0

. 1,969,675,328

. 348,175,479

. 1,339,088,154

. 6,849,889

. 1,332,238,265

. 3,761,424,627

. 418,807,787

. 0

. 418,807,787

. 334,330,480

. 3,484,335,412

. 11,147,757

. 3,473,187,655

. 3,093,487,518

. 32,725,875

. 0

. 32,725,875

. 645,994,695

. 129,267,818

. 0

. 129,267,818

. 57,236,345

. 145,502,819

. 0

. 145,502,819

. 134,982,808

. 42,616,998,994

. 17,997,646

. 42,599,001,348

. 57,755,497,509

. 0

. 0

. 0

. 0

. 366,704,891

. 0

. 366,704,891

. 507,610,602

. 24,262,120

. 2,569,442

. 21,692,678

. 104,641,225

. 26,226,392

. 0

. 26,226,392

. 98,345,903

. 0

. 0

. 0

. 0

. 444,248,748

. 0

. 444,248,748

. 153,427,398

. 2,528,680

. 0

. 2,528,680

. 2,528,490

. 509,994,485

. 0

. 509,994,485

. 12,032,424

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 1,422,517,874

. 1,146,733,010

. 275,784,864

. 115,410,774

. 29,027,974

. 0

. 29,027,974

. 32,794,935

. 86,348,626

. 72,909,454

. 13,439,172

. 13,678,407

. 10,555,035

. 10,555,035

. 0

. 0

. 0

. 0

. 0

. 0

. 34,988,285

. 0

. 34,988,285

. 188,292,547

. 0

. 0

. 0

. 0

. 1,641,811,467

. 67,014,342

. 1,574,797,125

. 1,623,268,576

. 47,216,213,571

. 1,317,778,929

. 45,898,434,642

. 60,607,528,790

. 131,150,582,030

. 0

. 131,150,582,030

. 173,762,764,604

178,366,795,601

1,317,778,929

177,049,016,672

234,370,293,394

DETAILS OF WRITE-INS

1101. Collateral on derivative instruments .......................................................

. 143,899,000

. 0

. 143,899,000

. 132,268,000

1102. Miscellaneous invested assets ..................................................................

. 1,603,819

. 0

. 1,603,819

. 2,714,808

1103. ......................................................................................................................

....................................

....................................

....................................

....................................

1198. Summary of remaining write-ins for Line 11 from overflow page ...................

. 0

. 0

. 0

. 0

1199. Totals (Lines 1101 through 1103 plus 1198)(Line 11 above)

145,502,819

0

145,502,819

134,982,808

2501. Accrued charges for administrative, separate accounts, claim service and other fees .............................................................................................

. 28,511

. 0

. 28,511

. 29,428

2502. Miscellaneous assets ...................................................................................

. 164,023,049

. 0

. 164,023,049

. 7,274,588

2503. Other assets non-admitted ..........................................................................

. 67,014,342

. 67,014,342

. 0

. 0

2598. Summary of remaining write-ins for Line 25 from overflow page ...................

. 1,410,745,565

. 0

. 1,410,745,565

. 1,615,964,560

2599. Totals (Lines 2501 through 2503 plus 2598)(Line 25 above)

1,641,811,467

67,014,342

1,574,797,125

1,623,268,576

2

LIABILITIES, SURPLUS AND OTHER FUNDS

1

Current Year

2

Prior Year

  1. Aggregate reserve for life contracts $ .......... 14,210,731,316 (Exh. 5, Line 9999999) less $ 0

    included in Line 6.3 (including $ ............ 3,415,022,279 Modco Reserve) ..........................................................................

  2. Aggregate reserve for accident and health contracts (including $ .................................0 Modco Reserve) .......................

  3. Liability for deposit-type contracts (Exhibit 7, Line 14, Col. 1) (including $ .................................0 Modco Reserve) ......

  4. Contract claims:

    1. Life (Exhibit 8, Part 1, Line 4.4, Col. 1 less Col. 6) ..............................................................................................................

    2. Accident and health (Exhibit 8, Part 1, Line 4.4, Col. 6) ......................................................................................................

  5. Policyholders' dividends/refunds to members $ .................................0 and coupons $ .................................0 due

    and unpaid (Exhibit 4, Line 10) .................................................................................................................................................

  6. Provision for policyholders' dividends, refunds to members and coupons payable in following calendar year - estimated amounts:

    1. Policyholders' dividends and refunds to members apportioned for payment (including $ 0

      Modco) ...............................................................................................................................................................................

    2. Policyholders' dividends and refunds to members not yet apportioned (including $ ............................... 0 Modco) ....

    3. Coupons and similar benefits (including $ .................................0 Modco) .................................................................

  7. Amount provisionally held for deferred dividend policies not included in Line 6 .......................................................................

  8. Premiums and annuity considerations for life and accident and health contracts received in advance less

    $ ............................. 105 discount; including $ ...................... 132,004 accident and health premiums (Exhibit 1,

    Part 1, Col. 1, sum of lines 4 and 14) ......................................................................................................................................

  9. Contract liabilities not included elsewhere:

    1. Surrender values on canceled contracts ............................................................................................................................

    2. Provision for experience rating refunds, including the liability of $ .................................0 accident and health experience rating refunds of which $ .................................0 is for medical loss ratio rebate per the Public Health Service Act .......................................................................................................................................................................

    3. Other amounts payable on reinsurance, including $ .................................0 assumed and $ 100,395,754

      ceded ...............................................................................................................................................................................

    4. Interest maintenance reserve (IMR, Line 6) ........................................................................................................................

  10. Commissions to agents due or accrued-life and annuity contracts $ .................................0 accident and health

    $ .................................0 and deposit-type contract funds $ .................................0 ...................................................

  11. Commissions and expense allowances payable on reinsurance assumed ..............................................................................

  12. General expenses due or accrued (Exhibit 2, Line 12, Col. 7) ..................................................................................................

  13. Transfers to Separate Accounts due or accrued (net) (including $ (1,016,216,618) accrued for expense

    allowances recognized in reserves, net of reinsured allowances) ...........................................................................................

  14. Taxes, licenses and fees due or accrued, excluding federal income taxes (Exhibit 3, Line 9, Col. 6) ......................................

  1. Current federal and foreign income taxes, including $ .................................0 on realized capital gains (losses) .................

  2. Net deferred tax liability .............................................................................................................................................................

  1. Unearned investment income ...................................................................................................................................................

  2. Amounts withheld or retained by reporting entity as agent or trustee ........................................................................................

  3. Amounts held for agents' account, including $ .................................0 agents' credit balances .........................................

  4. Remittances and items not allocated ........................................................................................................................................

  5. Net adjustment in assets and liabilities due to foreign exchange rates .....................................................................................

  6. Liability for benefits for employees and agents if not included above .......................................................................................

  7. Borrowed money $ ................750,000,000 and interest thereon $ .................................0 ............................................

  8. Dividends to stockholders declared and unpaid ........................................................................................................................

  9. Miscellaneous liabilities:

    1. Asset valuation reserve (AVR, Line 16, Col. 7) ...............................................................................................................

    2. Reinsurance in unauthorized and certified ($ .................................0 ) companies .......................................................

    3. Funds held under reinsurance treaties with unauthorized and certified ($ .................................0 ) reinsurers .........

    4. Payable to parent, subsidiaries and affiliates ..................................................................................................................

    5. Drafts outstanding ...........................................................................................................................................................

    6. Liability for amounts held under uninsured plans ............................................................................................................

    7. Funds held under coinsurance ........................................................................................................................................

    8. Derivatives .......................................................................................................................................................................

    9. Payable for securities ......................................................................................................................................................

24.10 Payable for securities lending ..........................................................................................................................................

24.11 Capital notes $ .................................0 and interest thereon $ .................................0 ........................................

  1. Aggregate write-ins for liabilities ................................................................................................................................................

  2. Total liabilities excluding Separate Accounts business (Lines 1 to 25) .....................................................................................

  3. From Separate Accounts Statement .........................................................................................................................................

  4. Total liabilities (Lines 26 and 27) ...............................................................................................................................................

  5. Common capital stock ...............................................................................................................................................................

  6. Preferred capital stock ...............................................................................................................................................................

  7. Aggregate write-ins for other-than-special surplus funds ..........................................................................................................

  8. Surplus notes .............................................................................................................................................................................

  9. Gross paid in and contributed surplus (Page 3, Line 33, Col. 2 plus Page 4, Line 51.1, Col. 1) ...............................................

  10. Aggregate write-ins for special surplus funds ............................................................................................................................

  11. Unassigned funds (surplus) .......................................................................................................................................................

  12. Less treasury stock, at cost:

    1. .................................0 shares common (value included in Line 29 $ .................................0 ) .............................

    2. .................................0 shares preferred (value included in Line 30 $ .................................0 ) .............................

  13. Surplus (Total Lines 31+32+33+34+35-36) (including $ ............... 199,289,855 in Separate Accounts Statement) ........

  14. Totals of Lines 29, 30 and 37 (Page 4, Line 55) ......................................................................................................................

  15. Totals of Lines 28 and 38 (Page 2, Line 28, Col. 3)

. 14,210,731,316

. 498,372,945

. 14,165,233,382

. 23,068,203,843

. 531,472,683

. 13,292,092,313

. 304,349,646

. 20,589,670

. 439,625,050

. 40,457,609

. 3,239,453

. 4,539,488

. 85,715,702

. 0

. 0

. 0

. 96,564,764

. 0

. 0

. 0

. 2,725,351

. 2,771,518

. 0

. 0

. 1,583,988

. 3,968,102

. 100,395,754

. 196,251,858

. 22,967,473

. 110,748,077

. 4,065,837

. 2,207,533

. 192,537,238

. 2,494,983

. 4,042,706

. 374,463,386

. (1,166,100,209)

. 93,919,238

. 95,098,201

. 0

. 1,984,772

. 6,459,663,030

. 0

. 174,227,762

. 0

. 54,481,704

. 750,000,000

. 0

. (1,011,895,639)

. 62,412,588

. 68,420,543

. 0

. 2,116,374

. 8,408,934,868

. 0

. 79,171,935

. 0

. 57,246,431

. 400,000,000

. 0

. 997,442,832

. 1,553,842

. 0

. 280,192,525

. 0

. 0

. 6,014,079,281

. 0

. 26,235,509

. 129,267,818

. 0

240,747,520

. 1,161,728,450

. 1,514,331

. 0

. 64,579,255

. 0

. 0

. 12,391,068,711

. 0

. 192,734,327

. 57,236,345

. 0

85,385,497

43,940,793,498

60,015,066,011

. 130,951,292,175

174,892,085,673

. 173,456,733,040

233,471,799,051

. 2,500,000

. 0

. 0

. 0

. 1,625,376,660

. 326,426,229

. 202,628,110

. 2,500,000

. 0

. 0

. 0

. 1,627,170,553

. 697,233,677

. (1,428,409,887)

. 0

. 0

2,154,430,999

. 0

. 0

895,994,343

2,156,930,999

898,494,343

177,049,016,672

234,370,293,394

DETAILS OF WRITE-INS

2501. Aviation reinsurance losses ....................................................................................................................................................

. 13,762,733

. 12,376,227

2502. Accrued interest on policy claims and other contract funds ...............................................................................................

. 9,276,270

. 2,657,153

2503. Miscellaneous liabilities .......................................................................................................................................................

. 79,128,935

. 70,352,117

2598. Summary of remaining write-ins for Line 25 from overflow page ..............................................................................................

. 138,579,582

. 0

2599. Totals (Lines 2501 through 2503 plus 2598)(Line 25 above)

240,747,520

85,385,497

3101. ....................................................................................................................................................................................................

....................................

....................................

3102. ....................................................................................................................................................................................................

....................................

....................................

3103. ....................................................................................................................................................................................................

....................................

....................................

3198. Summary of remaining write-ins for Line 31 from overflow page ..............................................................................................

. 0

. 0

3199. Totals (Lines 3101 through 3103 plus 3198)(Line 31 above)

0

0

3401. Reserve for aviation reinsurance ...........................................................................................................................................

. 30,000,000

. 30,000,000

3402. Special contingent reserve fund for separate accounts .......................................................................................................

. 2,500,000

. 2,500,000

3403. VA Derivatives (SSAP 108) .......................................................................................................................................................

. 293,926,229

. 646,643,969

3498. Summary of remaining write-ins for Line 34 from overflow page ..............................................................................................

. 0

. 18,089,708

3499. Totals (Lines 3401 through 3403 plus 3498)(Line 34 above)

326,426,229

697,233,677

3

SUMMARY OF OPERATIONS

1

Current Year

2

Prior Year

  1. Premiums and annuity considerations for life and accident and health contracts .....................................................................

  2. Considerations for supplementary contracts with life contingencies .........................................................................................

  3. Net investment income (Exhibit of Net Investment Income, Line 17) ........................................................................................

  4. Amortization of Interest Maintenance Reserve (IMR, Line 5) ....................................................................................................

  5. Separate Accounts net gain from operations excluding unrealized gains or losses .................................................................

  6. Commissions and expense allowances on reinsurance ceded (Exhibit 1, Part 2, Line 26.1, Col. 1) ........................................

  7. Reserve adjustments on reinsurance ceded .............................................................................................................................

  8. Miscellaneous Income:

    1. Income from fees associated with investment management, administration and contract guarantees from Separate Accounts .............................................................................................................................................................................

    2. Charges and fees for deposit-type contracts .......................................................................................................................

    3. Aggregate write-ins for miscellaneous income ....................................................................................................................

  9. Total (Lines 1 to 8.3) .................................................................................................................................................................

  10. Death benefits ...........................................................................................................................................................................

  11. Matured endowments (excluding guaranteed annual pure endowments) .................................................................................

  12. Annuity benefits (Exhibit 8, Part 2, Line 6.4, Cols. 4 + 5 minus Analysis of Operations Summary, Line 18, Col. 1) .................

  13. Disability benefits and benefits under accident and health contracts ........................................................................................

  14. Coupons, guaranteed annual pure endowments and similar benefits ......................................................................................

  15. Surrender benefits and withdrawals for life contracts ................................................................................................................

  16. Group conversions ....................................................................................................................................................................

  17. Interest and adjustments on contract or deposit-type contract funds ........................................................................................

  18. Payments on supplementary contracts with life contingencies .................................................................................................

  19. Increase in aggregate reserves for life and accident and health contracts ...............................................................................

  20. Totals (Lines 10 to 19) ...............................................................................................................................................................

  21. Commissions on premiums, annuity considerations, and deposit-type contract funds (direct business only) (Exhibit 1, Part 2, Line 31, Col. 1) ....................................................................................................................................................................

  22. Commissions and expense allowances on reinsurance assumed (Exhibit 1, Part 2, Line 26.2, Col. 1) ...................................

  23. General insurance expenses and fraternal expenses (Exhibit 2, Line 10, Columns 1, 2, 3, 4 and 6) .......................................

  24. Insurance taxes, licenses and fees, excluding federal income taxes (Exhibit 3, Line 7, Cols. 1 + 2 + 3 + 5) ...........................

  25. Increase in loading on deferred and uncollected premiums ......................................................................................................

  26. Net transfers to or (from) Separate Accounts net of reinsurance...............................................................................................

  27. Aggregate write-ins for deductions ............................................................................................................................................

  28. Totals (Lines 20 to 27) ...............................................................................................................................................................

  29. Net gain from operations before dividends to policyholders, refunds to members and federal income taxes (Line 9 minus Line 28) ....................................................................................................................................................................................

  30. Dividends to policyholders and refunds to members .................................................................................................................

  31. Net gain from operations after dividends to policyholders, refunds to members and before federal income taxes (Line 29 minus Line 30) .........................................................................................................................................................................

  32. Federal and foreign income taxes incurred (excluding tax on capital gains) .............................................................................

  33. Net gain from operations after dividends to policyholders, refunds to members and federal income taxes and before realized capital gains or (losses) (Line 31 minus Line 32) .......................................................................................................

  34. Net realized capital gains (losses) (excluding gains (losses) transferred to the IMR) less capital gains tax of

    $ ................237,761,656 (excluding taxes of $ .............. (346,740,326) transferred to the IMR) ......................................

  35. Net income (Line 33 plus Line 34) .............................................................................................................................................

    CAPITAL AND SURPLUS ACCOUNT

  36. Capital and surplus, December 31, prior year (Page 3, Line 38, Col. 2) ...................................................................................

  37. Net income (Line 35) .................................................................................................................................................................

  38. Change in net unrealized capital gains (losses) less capital gains tax of $ .............. 52,937,716 .....................................

  39. Change in net unrealized foreign exchange capital gain (loss) .................................................................................................

  40. Change in net deferred income tax ...........................................................................................................................................

  41. Change in nonadmitted assets ..................................................................................................................................................

  42. Change in liability for reinsurance in unauthorized and certified companies .............................................................................

  43. Change in reserve on account of change in valuation basis (increase) or decrease ................................................................

  44. Change in asset valuation reserve ............................................................................................................................................

  45. Change in treasury stock (Page 3, Lines 36.1 and 36.2, Col. 2 minus Col. 1) ..........................................................................

  46. Surplus (contributed to) withdrawn from Separate Accounts during period ..............................................................................

  47. Other changes in surplus in Separate Accounts Statement ......................................................................................................

  48. Change in surplus notes ............................................................................................................................................................

  49. Cumulative effect of changes in accounting principles .............................................................................................................

  50. Capital changes:

    1. Paid in ...............................................................................................................................................................................

    2. Transferred from surplus (stock dividend) .........................................................................................................................

    3. Transferred to surplus .......................................................................................................................................................

  51. Surplus adjustment:

    1. Paid in ...............................................................................................................................................................................

    2. Transferred to capital (stock dividend) ..............................................................................................................................

    3. Transferred from capital ....................................................................................................................................................

    4. Change in surplus as a result of reinsurance ....................................................................................................................

  52. Dividends to stockholders .........................................................................................................................................................

  53. Aggregate write-ins for gains and losses in surplus ..................................................................................................................

  54. Net change in capital and surplus for the year (Lines 37 through 53) .......................................................................................

  55. Capital and surplus, December 31, current year (Lines 36 + 54) (Page 3, Line 38)

. (1,791,581,833)

. 12,997,286

. 669,060,860

. (19,125,363)

. 385,965,642

. 2,078,306,727

. (3,086,377)

. 8,044,816,199

. 899,047

. 448,082,308

. (25,540,098)

. 457,564,992

. 859,789,894

. (3,242,701)

. 1,242,388,540

. 0

401,528,865

. 1,512,076,499

. 0

62,011,915

2,976,454,347

11,356,458,055

. 1,098,342,824

. 9,918,337

. 823,823,422

. 61,165,139

. 0

. 5,383,366,138

. 0

. 472,033,622

. 41,945,257

(8,921,917,091)

. 1,481,019,093

. 12,746,239

. 734,206,344

. 88,497,004

. 0

. 5,647,407,307

. 0

. 602,554,811

. 44,411,487

(885,755,056)

. (1,031,322,352)

. 7,725,087,229

. 845,666,339

. 1,555,500

. 622,294,543

. 69,239,652

. 119,906

. (10,907,140,568)

13,211,278,814

. 1,021,957,955

. 4,795,774

. 667,707,456

. 56,862,410

. 574,983

. (12,979,379,384)

14,697,281,605

2,811,691,834

11,194,888,028

. 164,762,513

80,210,578

. 161,570,027

98,245,576

. 84,551,935

129,396,199

. 63,324,451

108,775,906

. (44,844,264)

. (45,451,455)

(777,519,302)

(481,017,459)

. (822,363,566)

. (526,468,914)

898,494,343

1,699,336,131

. (822,363,566)

. 192,060,695

. 25,506,369

. (138,232,308)

. 392,746,357

. (39,511)

. 0

. 164,285,618

. 0

. 495,009,432

. (492,707,352)

. 0

. 0

. (526,468,914)

. 126,778,622

. (2,131,285)

. 373,052,115

. (372,598,096)

. (162,579)

. 0

. (39,470,554)

. 0

. 465,445,789

. (464,278,907)

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. (1,793,893)

. 0

. 0

. 1,327,886,895

. 0

116,077,920

. (22,996,038)

. 0

. 0

. (238,613,048)

. 0

(99,398,893)

1,258,436,656

(800,841,788)

2,156,930,999

898,494,343

DETAILS OF WRITE-INS

08.301. Sundry receipts and adjustments net of reinsurance ceded ..................................................................................................

. 401,528,865

. 62,011,915

08.302. ....................................................................................................................................................................................................

....................................

....................................

08.303. ....................................................................................................................................................................................................

....................................

....................................

08.398. Summary of remaining write-ins for Line 8.3 from overflow page .............................................................................................

. 0

. 0

08.399. Totals (Lines 08.301 through 08.303 plus 08.398)(Line 8.3 above)

401,528,865

62,011,915

2701. Aviation reinsurance losses ....................................................................................................................................................

2702. Sundry disbursements and adjustments ....................................................................................................................................

2703. Separate account MODCO reinsurance ceded .............................................................................................................................

2798. Summary of remaining write-ins for Line 27 from overflow page .............................................................................................. 2799. Totals (Lines 2701 through 2703 plus 2798)(Line 27 above)

. 1,822,136

. 131,264,857

. 12,814,469,940

. 263,721,881

13,211,278,814

. 301,533

. 285,487,946

. 15,347,352,509

. (935,860,383)

14,697,281,605

5301. Change in Pension Plans ..........................................................................................................................................................

5302. Prior Year Adjustments ............................................................................................................................................................

5303. ....................................................................................................................................................................................................

5398. Summary of remaining write-ins for Line 53 from overflow page .............................................................................................. 5399. Totals (Lines 5301 through 5303 plus 5398)(Line 53 above)

. (557,329)

. 116,635,249

....................................

. 0

116,077,920

. 4,315,084

. (103,713,977)

....................................

. 0

(99,398,893)

.

.

.

.

4

CASH FLOW

1

2

Current Year

Prior Year

Cash from Operations

1. Premiums collected net of reinsurance .....................................................................................................................................

. 7,219,122,784

. 7,989,069,763

2. Net investment income ..............................................................................................................................................................

. 746,775,032

. 410,620,594

3. Miscellaneous income ...............................................................................................................................................................

1,418,377,332

2,195,265,260

4. Total (Lines 1 through 3) ...........................................................................................................................................................

9,384,275,148

10,594,955,617

5. Benefit and loss related payments ............................................................................................................................................

. 8,163,115,284

. 7,777,771,162

6. Net transfers to Separate Accounts, Segregated Accounts and Protected Cell Accounts .......................................................

. (11,247,945,430)

. (13,184,985,478)

7. Commissions, expenses paid and aggregate write-ins for deductions .....................................................................................

. 14,136,407,215

. 16,490,511,380

8. Dividends paid to policyholders .................................................................................................................................................

. 21,872,114

. 22,846,080

9. Federal and foreign income taxes paid (recovered) net of $ .................................0 tax on capital gains (losses) ...............

(75,437,400)

(18,983,215)

10. Total (Lines 5 through 9) ...........................................................................................................................................................

10,998,011,783

11,087,159,929

11. Net cash from operations (Line 4 minus Line 10) ......................................................................................................................

(1,613,736,635)

(492,204,312)

Cash from Investments

. 5,091,726,343

. 157,651,520

. 557,878,823

. 0

. 749,880,366

. (263)

0

12. Proceeds from investments sold, matured or repaid:

12.1 Bonds ................................................................................................................................................................................

. 7,260,316,552

12.2 Stocks ................................................................................................................................................................................

. 130,413,064

12.3 Mortgage loans ..................................................................................................................................................................

. 877,253,799

12.4 Real estate ........................................................................................................................................................................

. 0

12.5 Other invested assets ........................................................................................................................................................

. 413,516,296

12.6 Net gains or (losses) on cash, cash equivalents and short-term investments ..................................................................

. 83

12.7 Miscellaneous proceeds ....................................................................................................................................................

0

12.8 Total investment proceeds (Lines 12.1 to 12.7) ................................................................................................................

. 8,681,499,794

. 6,557,136,788

13. Cost of investments acquired (long-term only exclude cash equivalents and short-term investments):

13.1 Bonds ................................................................................................................................................................................

. 3,163,832,648

. 4,829,132,878

13.2 Stocks ................................................................................................................................................................................

. 5,135,782

. 0

13.3 Mortgage loans ..................................................................................................................................................................

. 875,713,823

. 995,732,013

13.4 Real estate ........................................................................................................................................................................

. 8,333,285

. 291,518

13.5 Other invested assets ........................................................................................................................................................

. 707,544,327

. 524,524,165

13.6 Miscellaneous applications ................................................................................................................................................

133,247,956

1,641,023,607

13.7 Total investments acquired (Lines 13.1 to 13.6) ...............................................................................................................

4,893,807,822

7,990,704,181

14. Net increase/(decrease) in contract loans and premium notes .................................................................................................

(204,273,995)

156,198,958

15. Net cash from investments (Line 12.8 minus Line 13.7 minus Line 14) ....................................................................................

3,991,965,968

(1,589,766,350)

Cash from Financing and Miscellaneous Sources

16. Cash provided (applied):

16.1 Surplus notes, capital notes ..............................................................................................................................................

. 0

. 0

16.2 Capital and paid in surplus, less treasury stock ................................................................................................................

. 0

. 0

16.3 Borrowed funds .................................................................................................................................................................

. 350,000,000

. 400,000,000

16.4 Net deposits on deposit-type contracts and other insurance liabilities ..............................................................................

. 774,038,824

. (2,442,409,951)

16.5 Dividends to stockholders .................................................................................................................................................

. 0

. 0

16.6 Other cash provided (applied) ...........................................................................................................................................

(1,880,768,308)

2,494,237,943

17. Net cash from financing and miscellaneous sources (Lines 16.1 to 16.4 minus Line 16.5 plus Line 16.6) ..............................

(756,729,484)

451,827,992

RECONCILIATION OF CASH, CASH EQUIVALENTS AND SHORT-TERM INVESTMENTS

18. Net change in cash, cash equivalents and short-term investments (Line 11, plus Lines 15 and 17) ........................................

1,621,499,849

(1,630,142,670)

19. Cash, cash equivalents and short-term investments:

19.1 Beginning of year ...............................................................................................................................................................

. 348,175,479

. 1,978,318,149

19.2 End of year (Line 18 plus Line 19.1)

1,969,675,328

348,175,479

Note: Supplemental disclosures of cash flow information for non-cash transactions:

20.0001. See Note1A(2) in the Notes to Financial Statements for non-cash transactions ............................................................

. 0

. 0

5

6

ANALYSIS OF OPERATIONS BY LINES OF BUSINESS - SUMMARY

1

Total

2

Individual Life

3

Group Life

4

Individual Annuities

5

Group Annuities

6

Accident and Health

7

Fraternal

8

Other Lines of Business

9

YRT Mortality Risk Only

  1. Premiums and annuity considerations for life and accident and health contracts .........

  2. Considerations for supplementary contracts with life contingencies ............................

  3. Net investment income ............................................................................................

  4. Amortization of Interest Maintenance Reserve (IMR) .................................................

  5. Separate Accounts net gain from operations excluding unrealized gains or losses ......

  6. Commissions and expense allowances on reinsurance ceded ...................................

  7. Reserve adjustments on reinsurance ceded ..............................................................

  8. Miscellaneous Income:

    1. Income from fees associated with investment management, administration and contract guarantees from Separate Accounts .....................................................

    2. Charges and fees for deposit-type contracts .......................................................

    3. Aggregate write-ins for miscellaneous income .....................................................

  9. Totals (Lines 1 to 8.3) ..............................................................................................

  10. Death benefits .........................................................................................................

  11. Matured endowments (excluding guaranteed annual pure endowments) ....................

  12. Annuity benefits .......................................................................................................

  13. Disability benefits and benefits under accident and health contracts ...........................

  14. Coupons, guaranteed annual pure endowments and similar benefits ..........................

  15. Surrender benefits and withdrawals for life contracts .................................................

  16. Group conversions ..................................................................................................

  17. Interest and adjustments on contract or deposit-type contract funds ...........................

  18. Payments on supplementary contracts with life contingencies ...................................

  19. Increase in aggregate reserves for life and accident and health contracts ...................

  20. Totals (Lines 10 to 19) .............................................................................................

  21. Commissions on premiums, annuity considerations and deposit-type contract funds (direct business only) .............................................................................................

  22. Commissions and expense allowances on reinsurance assumed ...............................

  23. General insurance expenses and fraternal expenses..................................................

  24. Insurance taxes, licenses and fees, excluding federal income taxes ..........................

  25. Increase in loading on deferred and uncollected premiums ........................................

  26. Net transfers to or (from) Separate Accounts net of reinsurance.................................

  27. Aggregate write-ins for deductions ...........................................................................

  28. Totals (Lines 20 to 27) .............................................................................................

  29. Net gain from operations before dividends to policyholders, refunds to members and federal income taxes (Line 9 minus Line 28) ..........................................................

  30. Dividends to policyholders and refunds to members ..................................................

  31. Net gain from operations after dividends to policyholders, refunds to members and before federal income taxes (Line 29 minus Line 30) ...............................................

  32. Federal income taxes incurred (excluding tax on capital gains) ..................................

  33. Net gain from operations after dividends to policyholders, refunds to members and federal income taxes and before realized capital gains or (losses) (Line 31 minus Line 32)

. (1,791,581,833)

. 12,997,286

. 669,060,860

. (19,125,363)

. 385,965,642

. 2,078,306,727

. (3,086,377)

. (8,392,987,768)

............... XXX..............

. 936,065,511

. (6,779,555)

. 13,461,105

. 1,512,768,760

. 0

. 22,267,670

............... XXX..............

. 3,535,355

. (37,667)

. 0

. 0

. 0

. 3,878,571,304

. 12,997,286

. (379,326,912)

. (2,498,832)

. 352,406,565

. 305,208,685

. (815,930)

. 2,674,706,798

. 0

. 69,957,172

. (8,642,601)

. 20,097,972

. 260,370,530

. (2,270,447)

. 25,860,163

............... XXX..............

. 38,821,403

. (1,166,708)

. 0

. (41,248)

. 0

. 0

............... XXX..............

. 0

. 0

............... XXX..............

............... XXX..............

............... XXX..............

. 0

. 0

. 8,331

. 0

. 0

. 0

. 0

. 0

............... XXX..............

. 0

. 0

. 0

. 0

. 0

. 1,242,388,540

. 0

401,528,865

. 91,838,976

. 0

401,312,101

. 0

. 0

0

. 545,340,442

. 0

(35,281,695)

. 605,209,122

. 0

35,167,045

. 0

............... XXX..............

295,313

............... XXX..............

............... XXX..............

0

. 0

. 0

36,101

. 0

. 0

0

2,976,454,347

(5,444,320,870)

25,765,358

4,676,600,913

3,654,595,591

63,768,923

0

44,432

0

. 1,098,342,824

. 9,918,337

. 823,823,422

. 61,165,139

. 0

. 5,383,366,138

. 0

. 472,033,622

. 41,945,257

(8,921,917,091)

. 1,085,631,157

. 9,918,337

............... XXX..............

. 9,005,228

. 0

. 563,225,713

. 0

. 232,195,629

. 0

(8,830,039,155)

. 12,711,667

. 0

............... XXX..............

. 36,327

. 0

. 0

. 0

. 1,155,762

. 0

(5,731,760)

. 0

. 0

. 390,643,742

. 0

. 0

. 1,648,138,379

. 0

. 71,991,424

. 41,919,662

64,796,872

. 0

. 0

. 433,179,680

. 0

. 0

. 3,172,002,046

. 0

. 156,965,031

. 25,595

(117,843,310)

............... XXX..............

............... XXX..............

............... XXX..............

. 52,123,584

. 0

............... XXX..............

. 0

. 9,725,776

............... XXX..............

(33,099,738)

............... XXX..............

............... XXX..............

............... XXX..............

............... XXX..............

............... XXX..............

............... XXX..............

............... XXX..............

............... XXX..............

............... XXX..............

XXX

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

0

. 0

. 0

............... XXX..............

. 0

. 0

. 0

. 0

. 0

. 0

0

. (1,031,322,352)

. (6,930,063,091)

. 8,171,996

. 2,217,490,079

. 3,644,329,042

. 28,749,622

............... XXX..............

. 0

. 0

. 845,666,339

. 1,555,500

. 622,294,543

. 69,239,652

. 119,906

. (10,907,140,568)

13,211,278,814

. 169,412,951

. 1,224,030

. 215,121,993

. 42,068,567

. 119,906

. (377,659,001)

1,381,063,159

. 2,609,993

. 0

. 15,874,659

. 8,705,867

. 0

. 0

(15,479)

. 442,869,498

. 0

. 207,755,727

. 10,394,093

. 0

. (6,050,720,514)

7,775,744,293

. 225,086,349

. 0

. 160,261,142

. 7,344,005

. 0

. (4,478,761,053)

4,052,479,183

. 5,684,397

. 331,470

. 23,281,022

. 727,120

. 0

. 0

185,522

. 0

............... XXX..............

. 0

. 0

............... XXX..............

............... XXX..............

0

. 3,151

. 0

. 0

. 0

. 0

. 0

1,822,136

............... XXX..............

. 0

. 0

. 0

. 0

. 0

0

2,811,691,834

(5,498,711,486)

35,347,036

4,603,533,176

3,610,738,668

58,959,153

0

1,825,287

0

. 164,762,513

80,210,578

. 54,390,616

79,809,319

. (9,581,678)

0

. 73,067,737

11,585

. 43,856,923

387,174

. 4,809,770

2,500

. 0

XXX

. (1,780,855)

0

. 0

0

. 84,551,935

129,396,199

. (25,418,703)

(27,107,867)

. (9,581,678)

(10,218,415)

. 73,056,152

101,529,128

. 43,469,749

60,411,692

. 4,807,270

6,680,860

. 0

0

. (1,780,855)

(1,899,199)

. 0

0

(44,844,264)

1,689,164

636,737

(28,472,976)

(16,941,943)

(1,873,590)

0

118,344

0

34. Policies/certificates in force end of year

2,379,647

737,294

110,581

576,002

817,832

137,938

XXX

0

0

DETAILS OF WRITE-INS

  1. Sundry receipts and adjustments ............................................................................

  2. ................................................................................................................................

  3. ................................................................................................................................

  1. Summary of remaining write-ins for Line 8.3 from overflow page ..............................

  2. Totals (Lines 08.301 through 08.303 plus 08.398) (Line 8.3 above)

. 401,528,865

....................................

....................................

. 0

401,528,865

. 401,312,101

....................................

....................................

. 0

401,312,101

. 0

....................................

....................................

. 0

0

. (35,281,695)

....................................

....................................

. 0

(35,281,695)

. 35,167,045

....................................

....................................

. 0

35,167,045

. 295,313

....................................

....................................

. 0

295,313

. 0

....................................

....................................

. 0

0

. 36,101

....................................

....................................

. 0

36,101

. 0

....................................

....................................

. 0

0

2701. Aviation reinsurance losses ..................................................................................

. 1,822,136

. 0

. 0

. 0

. 0

. 77,677,502

. 4,201,122,837

. (226,321,156)

4,052,479,183

. 0

. 0

. 1,822,136

. 0

2702. Sundry disbursements and adjustments ....................................................................

. 131,264,857

. 21,627,483

. (15,479)

. 31,789,829

. 185,522

. 0

. 0

. 0

2703. Separate account MODCO reinsurance ceded .............................................................

. 12,814,469,940

. 238,078,406

. 0

. 8,375,268,697

. 0

. 0

. 0

. 0

2798. Summary of remaining write-ins for Line 27 from overflow page ...............................

. 263,721,881

. 1,121,357,270

. 0

. (631,314,233)

. 0

. 0

. 0

. 0

2799. Totals (Lines 2701 through 2703 plus 2798) (Line 27 above)

13,211,278,814

1,381,063,159

(15,479)

7,775,744,293

185,522

0

1,822,136

0

ANALYSIS OF OPERATIONS BY LINES OF BUSINESS - INDIVIDUAL LIFE INSURANCE (b)

1

Total

2

Industrial Life

3

Whole Life

4

Term Life

5

Indexed Life

6

Universal Life

7

Universal Life With Secondary Guarantees

8

Variable Life

9

Variable Universal Life

10

Credit Life (c)

11

Other Individual Life

12

YRT Mortality Risk Only

  1. Premiums for life contracts (a) ...............................................................

  2. Considerations for supplementary contracts with life contingencies ............

  3. Net investment income ........................................................................

  4. Amortization of Interest Maintenance Reserve (IMR) ................................

  5. Separate Accounts net gain from operations excluding unrealized gains or losses .............................................................................................

  6. Commissions and expense allowances on reinsurance ceded ...................

  7. Reserve adjustments on reinsurance ceded ............................................

  8. Miscellaneous Income:

    1. Income from fees associated with investment management, administration and contract guarantees from Separate Accounts ........

    2. Charges and fees for deposit-type contracts ......................................

    3. Aggregate write-ins for miscellaneous income ....................................

  9. Totals (Lines 1 to 8.3) ..........................................................................

  10. Death benefits ....................................................................................

  11. Matured endowments (excluding guaranteed annual pure endowments) .....

  12. Annuity benefits ..................................................................................

  13. Disability benefits and benefits under accident and health contracts ...........

  14. Coupons, guaranteed annual pure endowments and similar benefits ..........

  15. Surrender benefits and withdrawals for life contracts ................................

  16. Group conversions ..............................................................................

  17. Interest and adjustments on contract or deposit-type contract funds ...........

  18. Payments on supplementary contracts with life contingencies ...................

  19. Increase in aggregate reserves for life and accident and health contracts ...

  20. Totals (Lines 10 to 19) .........................................................................

  21. Commissions on premiums, annuity considerations and deposit-type contract funds (direct business only) ....................................................

  22. Commissions and expense allowances on reinsurance assumed ...............

  23. General insurance expenses ................................................................

  24. Insurance taxes, licenses and fees, excluding federal income taxes ..........

  25. Increase in loading on deferred and uncollected premiums .......................

  26. Net transfers to or (from) Separate Accounts net of reinsurance.................

  27. Aggregate write-ins for deductions ........................................................

  28. Totals (Lines 20 to 27) .........................................................................

  29. Net gain from operations before dividends to policyholders, refunds to members and federal income taxes (Line 9 minus Line 28) ......................

  30. Dividends to policyholders and refunds to members .................................

  31. Net gain from operations after dividends to policyholders, refunds to members and before federal income taxes (Line 29 minus Line 30) ..........

  32. Federal income taxes incurred (excluding tax on capital gains) ..................

  33. Net gain from operations after dividends to policyholders, refunds to members and federal income taxes and before realized capital gains or (losses) (Line 31 minus Line 32)

. (8,392,987,768)

...........XXX............

. 936,065,511

. (6,779,555)

. 0

...........XXX............

. 0

. 0

. (81,726,806)

...........XXX............

. 380,813,285

. (1,177,609)

. (934,691,154)

...........XXX............

. 30,092,532

. (2,243,829)

. (342,471,864)

...........XXX............

. 27,809,118

. (302,718)

. (69,661,944)

...........XXX............

. 4,712,829

. (18,086)

. (2,642,141,641)

...........XXX............

. 128,713,529

. (1,193,593)

. (123,384,975)

...........XXX............

. 9,014,884

. (15,568)

. (2,489,821,719)

...........XXX............

. 219,142,587

. (1,031,383)

. 0

...........XXX............

. 0

. 0

. (1,709,087,665)

...........XXX............

. 135,766,747

. (796,769)

. 0

...........XXX............

. 0

. 0

. 13,461,105

. 1,512,768,760

. 0

. 0

. 0

. 0

. 0

. (16,990,854)

. 0

. 0

. 332,394,277

. 0

. 0

. 39,215,098

. 0

. 0

. 10,487,876

. 0

. 0

. 1,226,717,942

. 0

. 1,493,865

. (9,211,159)

. 0

. 11,967,240

. (41,572,896)

. 0

. 0

. 0

. 0

. 0

. (28,271,524)

. 0

. 0

. 0

. 0

. 91,838,976

. 0

401,312,101

. 0

. 0

0

. 0

. 0

159,673

. 0

. 0

535,252,899

. 0

. 0

(100,453)

. 0

. 0

717

. 0

. 0

(1,393,687)

. 4,415,942

. 0

5,599,664

. 87,423,034

. 0

(138,223,454)

. 0

. 0

0

. 0

. 0

16,742

. 0

. 0

0

(5,444,320,870)

0

281,077,689

(39,195,275)

(275,850,819)

(54,478,608)

(1,289,297,450)

(112,087,347)

(2,352,116,591)

0

(1,602,372,469)

0

. 1,085,631,157

. 9,918,337

...........XXX............

. 9,005,228

. 0

. 563,225,713

. 0

. 232,195,629

. 0

(8,830,039,155)

. 0

. 0

...........XXX............

. 0

. 0

. 0

. 0

. 0

. 0

0

. 210,359,014

. 6,493,992

...........XXX............

. 1,475,784

. 0

. 80,926,865

. 0

. 20,055,744

. 0

(546,247,686)

. 5,172,244

. 0

...........XXX............

. 249,320

. 0

. 314,806

. 0

. 11,555,887

. 0

(338,497,276)

. 9,170,629

. 0

...........XXX............

. 0

. 0

. 9,888,052

. 0

. 14,962,038

. 0

(412,473,591)

. 11,711,914

. 0

...........XXX............

. 0

. 0

. 1,863,897

. 0

. 1,730,870

. 0

(75,951,811)

. 161,847,986

. 0

...........XXX............

. 32,416

. 0

. 9,884,919

. 0

. 90,016,073

. 0

(1,942,374,418)

. 26,928,302

. 791,884

...........XXX............

. 34,717

. 0

. 11,553,185

. 0

. 1,861,152

. 0

(140,436,726)

. 457,765,122

. 0

...........XXX............

. 335,061

. 0

. 418,272,016

. 0

. 58,207,392

. 0

(3,338,333,732)

. 0

. 0

...........XXX............

. 0

. 0

. 0

. 0

. 0

. 0

0

. 202,675,946

. 2,632,461

...........XXX............

. 6,877,930

. 0

. 30,521,973

. 0

. 33,806,473

. 0

(2,035,723,915)

. 0

. 0

...........XXX............

. 0

. 0

. 0

. 0

. 0

. 0

0

. (6,930,063,091)

. 0

. (226,936,287)

. (321,205,019)

. (378,452,872)

. (60,645,130)

. (1,680,593,024)

. (99,267,486)

. (2,403,754,141)

. 0

. (1,759,209,132)

. 0

. 169,412,951

. 1,224,030

. 215,121,993

. 42,068,567

. 119,906

. (377,659,001)

1,381,063,160

. 0

. 0

. 0

. 0

. 0

. 0

0

. 29,396,968

. 0

. 55,248,346

. 10,804,189

. (94,481)

. 0

263,983,757

. 16,289,677

. 0

. 6,915,718

. 1,352,416

. 405,510

. 0

58,753,892

. 3,232,031

. 0

. 6,390,955

. 1,249,795

. 0

. 0

21,267,467

. 243,669

. 0

. 1,083,079

. 211,804

. 0

. 0

5,590,378

. 7,816,137

. 0

. 29,580,313

. 5,784,631

. 0

. 0

460,208,849

. 0

. 0

. 2,071,757

. 405,146

. (29,422)

. (62,232,993)

29,782,940

. 108,554,242

. 0

. 82,630,576

. 16,158,970

. 0

. (315,426,008)

398,017,616

. 0

. 0

. 0

. 0

. 0

. 0

0

. 3,880,227

. 1,224,030

. 31,201,249

. 6,101,616

. (161,701)

. 0

143,458,261

...........XXX............

. 0

. 0

. 0

. 0

. 0

0

(5,498,711,485)

0

132,402,492

(237,487,806)

(346,312,624)

(53,516,200)

(1,177,203,094)

(129,270,058)

(2,113,818,745)

0

(1,573,505,450)

0

. 54,390,615

79,809,319

. 0

0

. 148,675,197

79,776,877

. 198,292,531

31,250

. 70,461,805

0

. (962,408)

0

. (112,094,356)

0

. 17,182,711

0

. (238,297,846)

0

. 0

0

. (28,867,019)

1,192

. 0

0

. (25,418,704)

(27,107,867)

. 0

0

. 68,898,320

73,476,860

. 198,261,281

211,436,454

. 70,461,805

75,144,245

. (962,408)

(1,026,363)

. (112,094,356)

(119,543,428)

. 17,182,711

18,324,564

. (238,297,846)

(254,133,592)

. 0

0

. (28,868,211)

(30,786,607)

. 0

0

1,689,163

0

(4,578,540)

(13,175,173)

(4,682,440)

63,955

7,449,072

(1,141,853)

15,835,746

0

1,918,396

0

34. Policies/certificates in force end of year

737,294

0

195,289

213,590

16,901

7,469

37,621

13,411

191,928

0

61,085

0

DETAILS OF WRITE-INS

08.301. Sundry receipts and adjustments.........................................................

. 401,312,101

. 0

. 159,673

. 535,252,899

. (100,453)

. 717

. (1,393,687)

. 5,599,664

. (138,223,454)

. 0

. 16,742

. 0

08.302. .........................................................................................................

.............................

.............................

.............................

.............................

.............................

.............................

.............................

.............................

.............................

.............................

.............................

.............................

08.303. .........................................................................................................

.............................

.............................

.............................

.............................

.............................

.............................

.............................

.............................

.............................

.............................

.............................

.............................

08.398. Summary of remaining write-ins for Line 8.3 from overflow page ...............

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

08.399. Totals (Lines 08.301 through 08.303 plus 08.398) (Line 8.3 above)

401,312,101

0

159,673

535,252,899

(100,453)

717

(1,393,687)

5,599,664

(138,223,454)

0

16,742

0

2701. Sundry disbursements and adjustments..................................................

. 21,627,484

. 0

. 1,074,801

. 17,376,483

. 2,341,530

. 19,610

. (3,134,353)

. (1,513,329)

. 5,030,457

. 0

. 432,285

. 0

2702. Separate account MODCO reinsurance ceded............................................

. 238,078,406

. 0

. 84,729,328

. 0

. 0

. 0

. 0

. 20,273,836

. 133,075,242

. 0

. 0

. 0

2703. Other income and fees - reinsurance ceded..........................................

. 15,078,797

. 0

. 0

. 0

. 0

. 0

. 0

. 779,980

. 14,298,817

. 0

. 0

. 0

2798. Summary of remaining write-ins for Line 27 from overflow page ................

. 1,106,278,473

. 0

. 178,179,628

. 41,377,409

. 18,925,937

. 5,570,768

. 463,343,202

. 10,242,453

. 245,613,100

. 0

. 143,025,976

. 0

2799. Totals (Lines 2701 through 2703 plus 2798) (Line 27 above)

1,381,063,160

0

263,983,757

58,753,892

21,267,467

5,590,378

460,208,849

29,782,940

398,017,616

0

143,458,261

0

6.1

  1. Include premium amounts for preneed plans included in Line 1 0

  2. Indicate if blocks of business in run-off that comprise less than 5% of premiums and less than 5% of reserve and loans liability are aggregated with material blocks of business and which columns are affected. ......................................................................................................................................................................................

  3. Individual and Group Credit Life are combined and included on .......................................................................................... page. (Indicate whether included with Individual or Group.)

ANALYSIS OF OPERATIONS BY LINES OF BUSINESS - GROUP LIFE INSURANCE (c)

1

Total

2

Whole Life

3

Term Life

4

Universal Life

5

Variable Life

6

Variable Universal Life

7

Credit Life (d)

8

Other Group Life (a)

9

YRT Mortality Risk Only

  1. Premiums for life contracts (b) .............................................................................................

  2. Considerations for supplementary contracts with life contingencies ......................................

  3. Net investment income .......................................................................................................

  4. Amortization of Interest Maintenance Reserve (IMR) ...........................................................

  5. Separate Accounts net gain from operations excluding unrealized gains or losses ................

  6. Commissions and expense allowances on reinsurance ceded ..............................................

  7. Reserve adjustments on reinsurance ceded ........................................................................

  8. Miscellaneous Income:

    1. Income from fees associated with investment management, administration and contract guarantees from Separate Accounts ............................................................................

    2. Charges and fees for deposit-type contracts ..................................................................

    3. Aggregate write-ins for miscellaneous income ...............................................................

  9. Totals (Lines 1 to 8.3) ........................................................................................................

  10. Death benefits ...................................................................................................................

  11. Matured endowments (excluding guaranteed annual pure endowments) ...............................

  12. Annuity benefits .................................................................................................................

  13. Disability benefits and benefits under accident and health contracts .....................................

  14. Coupons, guaranteed annual pure endowments and similar benefits ....................................

  15. Surrender benefits and withdrawals for life contracts ...........................................................

  16. Group conversions .............................................................................................................

  17. Interest and adjustments on contract or deposit-type contract funds .....................................

  18. Payments on supplementary contracts with life contingencies ..............................................

  19. Increase in aggregate reserves for life and accident and health contracts .............................

  20. Totals (Lines 10 to 19) .......................................................................................................

  21. Commissions on premiums, annuity considerations and deposit-type contract funds (direct business only) ..................................................................................................................

  22. Commissions and expense allowances on reinsurance assumed .........................................

  23. General insurance expenses ..............................................................................................

  24. Insurance taxes, licenses and fees, excluding federal income taxes ....................................

  25. Increase in loading on deferred and uncollected premiums ..................................................

  26. Net transfers to or (from) Separate Accounts net of reinsurance............................................

  27. Aggregate write-ins for deductions ......................................................................................

  28. Totals (Lines 20 to 27) .......................................................................................................

  29. Net gain from operations before dividends to policyholders, refunds to members and federal income taxes (Line 9 minus Line 28) ................................................................................

  30. Dividends to policyholders and refunds to members ............................................................

  31. Net gain from operations after dividends to policyholders, refunds to members and before federal income taxes (Line 29 minus Line 30) ....................................................................

  32. Federal income taxes incurred (excluding tax on capital gains) ............................................

  33. Net gain from operations after dividends to policyholders, refunds to members and federal income taxes and before realized capital gains or (losses) (Line 31 minus Line 32)

. 22,267,670

............... XXX.............

. 3,535,355

. (37,667)

. 0

. 0

. 0

. 0

............... XXX.............

. 0

. 0

. 0

. 0

. 0

. 22,267,670

............... XXX.............

. 188,557

. 8,562

. 0

. 0

. 0

. 0

............... XXX.............

. 0

. 0

. 0

. 0

. 0

. 0

............... XXX.............

. 0

. 0

. 0

. 0

. 0

. 0

............... XXX.............

. 0

. 0

. 0

. 0

. 0

. 0

............... XXX.............

. 0

. 0

. 0

. 0

. 0

. 0

............... XXX.............

. 3,346,798

. (46,229)

. 0

. 0

. 0

. 0

............... XXX.............

. 0

. 0

. 0

. 0

. 0

. 0

. 0

0

. 0

. 0

0

. 0

. 0

0

. 0

. 0

0

. 0

. 0

0

. 0

. 0

0

. 0

. 0

0

. 0

. 0

0

. 0

. 0

0

25,765,358

0

22,464,789

0

0

0

0

3,300,569

0

. 12,711,667

. 0

............... XXX.............

. 36,327

. 0

. 0

. 0

. 1,155,762

. 0

. (5,731,760)

. 0

. 0

............... XXX.............

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 12,711,524

. 0

............... XXX.............

. 36,327

. 0

. 0

. 0

. 310,216

. 0

. (320,445)

. 0

. 0

............... XXX.............

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

............... XXX.............

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

............... XXX.............

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

............... XXX.............

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 143

. 0

............... XXX.............

. 0

. 0

. 0

. 0

. 845,546

. 0

. (5,411,315)

. 0

. 0

............... XXX.............

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 8,171,996

. 0

. 12,737,622

. 0

. 0

. 0

. 0

. (4,565,626)

. 0

. 2,609,993

. 0

. 15,874,659

. 8,705,867

. 0

. 0

(15,479)

. 0

. 0

. 0

. 0

. 0

. 0

0

. 2,609,993

. 0

. 15,874,659

. 8,705,867

. 0

. 0

(15,479)

. 0

. 0

. 0

. 0

. 0

. 0

0

. 0

. 0

. 0

. 0

. 0

. 0

0

. 0

. 0

. 0

. 0

. 0

. 0

0

. 0

. 0

. 0

. 0

. 0

. 0

0

. 0

. 0

. 0

. 0

. 0

. 0

0

............... XXX.............

. 0

. 0

. 0

. 0

. 0

0

35,347,036

0

39,912,662

0

0

0

0

(4,565,626)

0

. (9,581,678)

0

. 0

0

. (17,447,873)

0

. 0

0

. 0

0

. 0

0

. 0

0

. 7,866,195

0

. 0

0

. (9,581,678)

(10,218,415)

. 0

0

. (17,447,873)

(18,607,347)

. 0

0

. 0

0

. 0

0

. 0

0

. 7,866,195

8,388,932

. 0

0

636,737

0

1,159,474

0

0

0

0

(522,737)

0

34. Policies/certificates in force end of year

110,581

0

99,842

0

0

0

0

10,739

0

DETAILS OF WRITE-INS

  1. ..........................................................................................................................................

  2. ..........................................................................................................................................

  3. ..........................................................................................................................................

  1. Summary of remaining write-ins for Line 8.3 from overflow page .........................................

  2. Totals (Lines 08.301 through 08.303 plus 08.398) (Line 8.3 above)

...................................

...................................

...................................

. 0

0

...................................

...................................

...................................

. 0

0

...................................

...................................

...................................

. 0

0

...................................

...................................

...................................

. 0

0

...................................

...................................

...................................

. 0

0

...................................

...................................

...................................

. 0

0

...................................

...................................

...................................

. 0

0

...................................

...................................

...................................

. 0

0

...................................

...................................

...................................

. 0

0

2701. Sundry disbursements and adjustments ..............................................................................

2702. ..........................................................................................................................................

2703. ..........................................................................................................................................

2798. Summary of remaining write-ins for Line 27 from overflow page ..........................................

2799. Totals (Lines 2701 through 2703 plus 2798) (Line 27 above)

. (15,479)

...................................

...................................

. 0

(15,479)

. 0

...................................

...................................

. 0

0

. (15,479)

...................................

...................................

. 0

(15,479)

. 0

...................................

...................................

. 0

0

. 0

...................................

...................................

. 0

0

. 0

...................................

...................................

. 0

0

. 0

...................................

...................................

. 0

0

. 0

...................................

...................................

. 0

0

. 0

...................................

...................................

. 0

0

6.2

  1. Includes the following amounts for FEGLI/SGLI: Line 1 ................................0 , Line 10 ............... ..........................0 , Line 16 ............... ..........................0 , Line 23 ............... ..........................0 , Line 24 0

  2. Include premium amounts for preneed plans included in Line 1 0

  3. Indicate if blocks of business in run-off that comprise less than 5% of premiums and less than 5% of reserve and loans liability are aggregated with material blocks of business and which columns are affected. ......................................................................................................................................................................................

  4. Individual and Group Credit Life are combined and included on .......................................................................................... page. (Indicate whether included with Individual or Group.)

ANALYSIS OF OPERATIONS BY LINES OF BUSINESS - INDIVIDUAL ANNUITIES (a)

1

Total

Deferred

6

Life Contingent Payout (Immediate and Annuitizations)

7

Other Annuities

2

Fixed Annuities

3

Indexed Annuities

4

Variable Annuities with Guarantees

5

Variable Annuities Without Guarantees

  1. Premiums for individual annuity contracts .............................................................................................................................................

  2. Considerations for supplementary contracts with life contingencies ........................................................................................................

  3. Net investment income ........................................................................................................................................................................

  4. Amortization of Interest Maintenance Reserve (IMR) .............................................................................................................................

  5. Separate Accounts net gain from operations excluding unrealized gains or losses ..................................................................................

  6. Commissions and expense allowances on reinsurance ceded ...............................................................................................................

  7. Reserve adjustments on reinsurance ceded ..........................................................................................................................................

  8. Miscellaneous Income:

    1. Income from fees associated with investment management, administration and contract guarantees from Separate Accounts ............

    2. Charges and fees for deposit-type contracts ...................................................................................................................................

    3. Aggregate write-ins for miscellaneous income .................................................................................................................................

  9. Totals (Lines 1 to 8.3) ..........................................................................................................................................................................

  10. Death benefits .....................................................................................................................................................................................

  11. Matured endowments (excluding guaranteed annual pure endowments) ................................................................................................

  12. Annuity benefits ..................................................................................................................................................................................

  13. Disability benefits and benefits under accident and health contracts .......................................................................................................

  14. Coupons, guaranteed annual pure endowments and similar benefits ......................................................................................................

  15. Surrender benefits and withdrawals for life contracts .............................................................................................................................

  16. Group conversions ..............................................................................................................................................................................

  17. Interest and adjustments on contract or deposit-type contract funds .......................................................................................................

  18. Payments on supplementary contracts with life contingencies ...............................................................................................................

  19. Increase in aggregate reserves for life and accident and health contracts ...............................................................................................

  20. Totals (Lines 10 to 19) .........................................................................................................................................................................

  21. Commissions on premiums, annuity considerations and deposit-type contract funds (direct business only) ..............................................

  22. Commissions and expense allowances on reinsurance assumed ...........................................................................................................

  23. General insurance expenses ................................................................................................................................................................

  24. Insurance taxes, licenses and fees, excluding federal income taxes ......................................................................................................

  25. Increase in loading on deferred and uncollected premiums ....................................................................................................................

  26. Net transfers to or (from) Separate Accounts net of reinsurance.............................................................................................................

  27. Aggregate write-ins for deductions .......................................................................................................................................................

  28. Totals (Lines 20 to 27) .........................................................................................................................................................................

  29. Net gain from operations before dividends to policyholders, refunds to members and federal income taxes (Line 9 minus Line 28) ...........

  30. Dividends to policyholders and refunds to members ..............................................................................................................................

  31. Net gain from operations after dividends to policyholders, refunds to members and before federal income taxes (Line 29 minus Line 30) .

  32. Federal income taxes incurred (excluding tax on capital gains) ..............................................................................................................

  33. Net gain from operations after dividends to policyholders, refunds to members and federal income taxes and before realized capital gains or (losses) (Line 31 minus Line 32)

. 3,878,571,304

. 12,997,286

. (379,326,912)

. (2,498,832)

. 352,406,565

. 305,208,685

. (815,930)

. 545,340,442

. 0

(35,281,695)

. 1,534,240

............... XXX..............

. 53,376,944

. (1,454,298)

. 0

. 510,024

. 0

. 96

. 0

250

. 0

............... XXX..............

. 0

. 0

. 0

. 0

. 0

. 0

. 0

0

. 3,644,284,782

............... XXX..............

. (591,987,807)

. (842,254)

. 392,828,590

. 287,090,031

. (815,930)

. 522,258,071

. 0

(38,041,854)

. 232,752,282

............... XXX..............

. 60,381,807

. 84

. (41,219,783)

. 15,952,559

. 0

. 22,867,902

. 0

2,759,909

. 0

. 12,997,286

. 98,902,144

. (202,364)

. 797,758

. 1,656,071

. 0

. 214,373

. 0

0

. 0

............... XXX..............

. 0

. 0

. 0

. 0

. 0

. 0

. 0

0

4,676,600,913

53,967,256

0

4,214,773,629

293,494,760

114,365,268

0

. 0

. 0

. 390,643,742

. 0

. 0

. 1,648,138,379

. 0

. 71,991,424

. 41,919,662

64,796,872

. 0

. 0

. 42,616,783

. 0

. 0

. 12,616,426

. 0

. 21,389,573

. 0

(48,718,675)

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

0

. 0

. 0

. 130,369,998

. 0

. 0

. 1,463,075,508

. 0

. 33,450,824

. 3,190

128,235,421

. 0

. 0

. 23,355,030

. 0

. 0

. 172,847,071

. 0

. 244

. 0

497,373

. 0

. 0

. 194,301,931

. 0

. 0

. (400,626)

. 0

. 17,150,783

. 41,916,472

(15,217,247)

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

0

. 2,217,490,079

. 442,869,498

. 0

. 207,755,727

. 10,394,093

. 0

. (6,050,720,514)

7,775,744,294

. 27,904,107

. (1,035)

. 0

. 3,035,358

. 229,073

. 0

. 0

7,237,723

. 0

. 0

. 0

. 0

. 0

. 0

. 0

0

. 1,755,134,941

. 411,531,832

. 0

. 191,445,918

. 9,467,219

. 0

. (5,849,763,828)

7,298,988,332

. 196,699,718

. 31,338,701

. 0

. 10,467,818

. 510,547

. 0

. (197,815,653)

442,624,980

. 237,751,313

. 0

. 0

. 2,806,633

. 187,254

. 0

. (3,141,033)

26,893,259

. 0

. 0

. 0

. 0

. 0

. 0

. 0

0

4,603,533,177

38,405,226

0

3,816,804,414

483,826,111

264,497,426

0

. 73,067,736

11,585

. 15,562,030

11,015

. 0

0

. 397,969,215

0

. (190,331,351)

0

. (150,132,158)

570

. 0

0

. 73,056,151

101,529,128

. 15,551,015

21,611,883

. 0

0

. 397,969,215

553,074,138

. (190,331,351)

(264,511,284)

. (150,132,728)

(208,645,609)

. 0

0

(28,472,977)

(6,060,868)

0

(155,104,923)

74,179,933

58,512,881

0

34. Policies/certificates in force end of year

576,002

10,286

0

426,007

128,790

10,919

0

DETAILS OF WRITE-INS

  1. Sundry receipts and adjustments ......................................................................................................................................................

  2. ..........................................................................................................................................................................................................

  3. ..........................................................................................................................................................................................................

  1. Summary of remaining write-ins for Line 8.3 from overflow page ..........................................................................................................

  2. Totals (Lines 08.301 through 08.303 plus 08.398) (Line 8.3 above)

. (35,281,695)

....................................

....................................

. 0

(35,281,695)

. 250

....................................

....................................

. 0

250

. 0

....................................

....................................

. 0

0

. (38,041,854)

....................................

....................................

. 0

(38,041,854)

. 2,759,909

....................................

....................................

. 0

2,759,909

. 0

....................................

....................................

. 0

0

. 0

....................................

....................................

. 0

0

2701. Sundry disbursements and adjustments ...............................................................................................................................................

2702. Separate account MODCO reinsurance ceded ........................................................................................................................................

2703. Other income and fees - reinsurance ceded .......................................................................................................................................

2798. Summary of remaining write-ins for Line 27 from overflow page ..........................................................................................................

2799. Totals (Lines 2701 through 2703 plus 2798) (Line 27 above)

. 31,789,829

. 8,375,268,697

. 106,741,504

. (738,055,736)

7,775,744,294

. 166,024

. 490,724

. 0

. 6,580,975

7,237,723

. 0

. 0

. 0

. 0

0

. 31,407,233

. 7,960,984,008

. 99,890,143

. (793,293,052)

7,298,988,332

. 159,091

. 413,793,965

. 6,851,361

. 21,820,563

442,624,980

. 57,481

. 0

. 0

. 26,835,778

26,893,259

. 0

. 0

. 0

. 0

0

6.3

(a) Indicate if blocks of business in run-off that comprise less than 5% of premiums and less than 5% of reserve and loans liability are aggregated with material blocks of business and which which columns are affected. ............................................................................................................................................................................

ANALYSIS OF OPERATIONS BY LINES OF BUSINESS - GROUP ANNUITIES (a)

1

Total

Deferred

6

Life Contingent Payout (Immediate and Annuitizations)

7

Other Annuities

2

Fixed Annuities

3

Indexed Annuities

4

Variable Annuities with Guarantees

5

Variable Annuities Without Guarantees

  1. Premiums for group annuity contracts ...................................................................................................................................................

  2. Considerations for supplementary contracts with life contingencies ........................................................................................................

  3. Net investment income ........................................................................................................................................................................

  4. Amortization of Interest Maintenance Reserve (IMR) .............................................................................................................................

  5. Separate Accounts net gain from operations excluding unrealized gains or losses ..................................................................................

  6. Commissions and expense allowances on reinsurance ceded ...............................................................................................................

  7. Reserve adjustments on reinsurance ceded ..........................................................................................................................................

  8. Miscellaneous Income:

    1. Income from fees associated with investment management, administration and contract guarantees from Separate Accounts ............

    2. Charges and fees for deposit-type contracts ...................................................................................................................................

    3. Aggregate write-ins for miscellaneous income .................................................................................................................................

  9. Totals (Lines 1 to 8.3) ..........................................................................................................................................................................

  10. Death benefits .....................................................................................................................................................................................

  11. Matured endowments (excluding guaranteed annual pure endowments) ................................................................................................

  12. Annuity benefits ..................................................................................................................................................................................

  13. Disability benefits and benefits under accident and health contracts .......................................................................................................

  14. Coupons, guaranteed annual pure endowments and similar benefits ......................................................................................................

  15. Surrender benefits and withdrawals for life contracts .............................................................................................................................

  16. Group conversions ..............................................................................................................................................................................

  17. Interest and adjustments on contract or deposit-type contract funds .......................................................................................................

  18. Payments on supplementary contracts with life contingencies ...............................................................................................................

  19. Increase in aggregate reserves for life and accident and health contracts ...............................................................................................

  20. Totals (Lines 10 to 19) .........................................................................................................................................................................

  21. Commissions on premiums, annuity considerations and deposit-type contract funds (direct business only) ..............................................

  22. Commissions and expense allowances on reinsurance assumed ...........................................................................................................

  23. General insurance expenses ................................................................................................................................................................

  24. Insurance taxes, licenses and fees, excluding federal income taxes ......................................................................................................

  25. Increase in loading on deferred and uncollected premiums ....................................................................................................................

  26. Net transfers to or (from) Separate Accounts net of reinsurance.............................................................................................................

  27. Aggregate write-ins for deductions .......................................................................................................................................................

  28. Totals (Lines 20 to 27) .........................................................................................................................................................................

  29. Net gain from operations before dividends to policyholders, refunds to members and federal income taxes (Line 9 minus Line 28) ...........

  30. Dividends to policyholders and refunds to members ..............................................................................................................................

  31. Net gain from operations after dividends to policyholders, refunds to members and before federal income taxes (Line 29 minus Line 30) .

  32. Federal income taxes incurred (excluding tax on capital gains) ..............................................................................................................

  33. Net gain from operations after dividends to policyholders, refunds to members and federal income taxes and before realized capital gains or (losses) (Line 31 minus Line 32)

. 2,674,706,798

. 0

. 69,957,172

. (8,642,601)

. 20,097,972

. 260,370,530

. (2,270,447)

. 605,209,122

. 0

35,167,045

. 161,780,859

............... XXX..............

. 164,325,051

. (3,329,845)

. 0

. 1,316,359

. 0

. 33,908

. 0

(316,264)

. 0

............... XXX..............

. 0

. 0

. 0

. 0

. 0

. 0

. 0

0

. 1,001,861,707

............... XXX..............

. (126,732,262)

. (4,818,292)

. 18,707,061

. 259,054,171

. (2,270,447)

. 550,507,198

. 0

(21,297,967)

. 1,511,064,232

............... XXX..............

. 32,364,383

. (494,464)

. 1,390,911

. 0

. 0

. 54,668,016

. 0

56,781,276

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

0

. 0

............... XXX..............

. 0

. 0

. 0

. 0

. 0

. 0

. 0

0

3,654,595,591

323,810,068

0

1,675,011,169

1,655,774,354

0

0

. 0

. 0

. 433,179,680

. 0

. 0

. 3,172,002,046

. 0

. 156,965,031

. 25,595

(117,843,310)

. 0

. 0

. 130,655,714

. 0

. 0

. 195,879,549

. 0

. 57,308,044

. 0

(112,240,675)

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

0

. 0

. 0

. 186,964,407

. 0

. 0

. 1,201,106,307

. 0

. 89,939,729

. 25,595

22,006,874

. 0

. 0

. 115,559,559

. 0

. 0

. 1,775,016,190

. 0

. 9,717,258

. 0

(27,609,509)

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

0

. 3,644,329,042

. 225,086,349

. 0

. 160,261,142

. 7,344,005

. 0

. (4,478,761,053)

4,052,479,183

. 271,602,632

. 192,788

. 0

. 23,886,770

. 1,555,559

. 0

. 0

(7,306,358)

. 0

. 0

. 0

. 0

. 0

. 0

. 0

0

. 1,500,042,912

. 201,369,077

. 0

. 108,539,726

. 5,420,546

. 0

. (4,119,657,539)

3,960,311,772

. 1,872,683,498

. 23,524,484

. 0

. 27,834,646

. 367,900

. 0

. (359,103,514)

99,473,769

. 0

. 0

. 0

. 0

. 0

. 0

. 0

0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

0

3,610,738,668

289,931,391

0

1,656,026,494

1,664,780,783

0

0

. 43,856,923

387,174

. 33,878,677

387,174

. 0

0

. 18,984,675

0

. (9,006,429)

0

. 0

0

. 0

0

. 43,469,749

60,411,692

. 33,491,503

46,544,515

. 0

0

. 18,984,675

26,383,781

. (9,006,429)

(12,516,604)

. 0

0

. 0

0

(16,941,943)

(13,053,012)

0

(7,399,106)

3,510,175

0

0

34. Policies/certificates in force end of year

817,832

94,531

0

718,628

4,673

0

0

DETAILS OF WRITE-INS

  1. Sundry receipts and adjustments ......................................................................................................................................................

  2. ..........................................................................................................................................................................................................

  3. ..........................................................................................................................................................................................................

  1. Summary of remaining write-ins for Line 8.3 from overflow page ..........................................................................................................

  2. Totals (Lines 08.301 through 08.303 plus 08.398) (Line 8.3 above)

. 35,167,045

....................................

....................................

. 0

35,167,045

. (316,264)

....................................

....................................

. 0

(316,264)

. 0

....................................

....................................

. 0

0

. (21,297,967)

....................................

....................................

. 0

(21,297,967)

. 56,781,276

....................................

....................................

. 0

56,781,276

. 0

....................................

....................................

. 0

0

. 0

....................................

....................................

. 0

0

2701. Sundry disbursements and adjustments ...............................................................................................................................................

2702. Separate account MODCO reinsurance ceded ........................................................................................................................................

2703. Other income and fees - reinsurance ceded .......................................................................................................................................

2798. Summary of remaining write-ins for Line 27 from overflow page ..........................................................................................................

2799. Totals (Lines 2701 through 2703 plus 2798) (Line 27 above)

. 77,677,502

. 4,201,122,837

. 119,200,426

. (345,521,582)

4,052,479,183

. 1,277,164

. (27,069,085)

. 0

. 18,485,563

(7,306,358)

. 0

. 0

. 0

. 0

0

. 39,657,528

. 4,165,460,963

. 119,200,426

. (364,007,145)

3,960,311,772

. 36,742,810

. 62,730,959

. 0

. 0

99,473,769

. 0

. 0

. 0

. 0

0

. 0

. 0

. 0

. 0

0

6.4

(a) Indicate if blocks of business in run-off that comprise less than 5% of premiums and less than 5% of reserve and loans liability are aggregated with material blocks of business and which columns are affected. ......................................................................................................................................................................................

ANALYSIS OF OPERATIONS BY LINES OF BUSINESS - ACCIDENT AND HEALTH (a)

1

Total

Comprehensive (Hospital & Medical)

4

Medicare Supplement

5

Vision Only

6

Dental Only

7

Federal Employees Health Benefits Plan

8

Title XVIII Medicare

9

Title XIX Medicaid

10

Credit A&H

11

Disability Income

12

Long-Term Care

13

Other Health

2

Individual

3

Group

  1. Premiums for accident and health contracts .............................................

  2. Considerations for supplementary contracts with life contingencies .............

  3. Net investment income ..........................................................................

  4. Amortization of Interest Maintenance Reserve (IMR) .................................

  5. Separate Accounts net gain from operations excluding unrealized gains or losses ...............................................................................................

  6. Commissions and expense allowances on reinsurance ceded ....................

  7. Reserve adjustments on reinsurance ceded .............................................

  8. Miscellaneous Income:

    1. Income from fees associated with investment management, administration and contract guarantees from Separate Accounts ..........

    2. Charges and fees for deposit-type contracts .......................................

    3. Aggregate write-ins for miscellaneous income .....................................

  9. Totals (Lines 1 to 8.3) ...........................................................................

  10. Death benefits .....................................................................................

  11. Matured endowments (excluding guaranteed annual pure endowments) ......

  12. Annuity benefits ...................................................................................

  13. Disability benefits and benefits under accident and health contracts ............

  14. Coupons, guaranteed annual pure endowments and similar benefits ...........

  15. Surrender benefits and withdrawals for life contracts .................................

  16. Group conversions ...............................................................................

  17. Interest and adjustments on contract or deposit-type contract funds ............

  18. Payments on supplementary contracts with life contingencies .....................

  19. Increase in aggregate reserves for life and accident and health contracts .....

  20. Totals (Lines 10 to 19) ..........................................................................

  21. Commissions on premiums, annuity considerations and deposit-type contract funds (direct business only) .....................................................

  22. Commissions and expense allowances on reinsurance assumed ................

  23. General insurance expenses .................................................................

  24. Insurance taxes, licenses and fees, excluding federal income taxes ............

  25. Increase in loading on deferred and uncollected premiums ........................

  26. Net transfers to or (from) Separate Accounts net of reinsurance...................

  27. Aggregate write-ins for deductions ..........................................................

  28. Totals (Lines 20 to 27) ..........................................................................

  29. Net gain from operations before dividends to policyholders, and refunds to members and federal income taxes (Line 9 minus Line 28) .......................

  30. Dividends to policyholders and refunds to members...................................

  31. Net gain from operations after dividends to policyholders, refunds to members and before federal income taxes (Line 29 minus Line 30) ...........

  32. Federal income taxes incurred (excluding tax on capital gains) ...................

  33. Net gain from operations after dividends to policyholders, refunds to members and federal income taxes and before realized capital gains or (losses) (Line 31 minus Line 32)

. 25,860,163

..........XXX..........

. 38,821,403

. (1,166,708)

. 7,558,247

..........XXX..........

. 4,236,305

. (58,504)

. 0

..........XXX..........

. 0

. 0

. 0

..........XXX..........

. 0

. 0

. 202,368

..........XXX..........

. (47,683)

. 34

. 3,399,411

..........XXX..........

. (72,162)

. 314

. 0

..........XXX..........

. 0

. 0

. 0

..........XXX..........

. 0

. 0

. 0

..........XXX..........

. 0

. 0

. 0

..........XXX..........

. 0

. 0

. 19,274,804

..........XXX..........

. 11,525,834

. (173,453)

. (7,247,038)

..........XXX..........

. 22,954,453

. (932,242)

. 2,672,371

..........XXX..........

. 224,656

. (2,857)

. 0

. (41,248)

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. (41,248)

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

..........XXX..........

295,313

. 0

..........XXX..........

0

. 0

..........XXX..........

0

. 0

..........XXX..........

0

. 0

..........XXX..........

0

. 0

..........XXX..........

0

. 0

..........XXX..........

0

. 0

..........XXX..........

0

. 0

..........XXX..........

0

. 0

..........XXX..........

0

. 0

..........XXX..........

295,273

. 0

..........XXX..........

0

. 0

..........XXX..........

40

63,768,923

11,736,048

0

0

154,719

3,327,563

0

0

0

0

30,881,210

14,775,173

2,894,210

..........XXX..........

..........XXX..........

..........XXX..........

. 52,123,584

. 0

..........XXX..........

. 0

. 9,725,776

..........XXX..........

(33,099,738)

..........XXX..........

..........XXX..........

..........XXX..........

. 12,990,790

. 0

..........XXX..........

. 0

. 1,081,759

..........XXX..........

(12,362,093)

..........XXX..........

..........XXX..........

..........XXX..........

. 0

. 0

..........XXX..........

. 0

. 0

..........XXX..........

0

..........XXX..........

..........XXX..........

..........XXX..........

. 0

. 0

..........XXX..........

. 0

. 0

..........XXX..........

0

..........XXX..........

..........XXX..........

..........XXX..........

. 173,870

. 0

..........XXX..........

. 0

. 571

..........XXX..........

0

..........XXX..........

..........XXX..........

..........XXX..........

. 4,109,073

. 0

..........XXX..........

. 0

. 4,276

..........XXX..........

0

..........XXX..........

..........XXX..........

..........XXX..........

. 0

. 0

..........XXX..........

. 0

. 0

..........XXX..........

0

..........XXX..........

..........XXX..........

..........XXX..........

. 0

. 0

..........XXX..........

. 0

. 0

..........XXX..........

0

..........XXX..........

..........XXX..........

..........XXX..........

. 0

. 0

..........XXX..........

. 0

. 0

..........XXX..........

0

..........XXX..........

..........XXX..........

..........XXX..........

. 0

. 0

..........XXX..........

. 0

. 0

..........XXX..........

0

..........XXX..........

..........XXX..........

..........XXX..........

. 31,939,143

. 0

..........XXX..........

. 0

. 2,937,481

..........XXX..........

(11,563,450)

..........XXX..........

..........XXX..........

..........XXX..........

. 2,503,247

. 0

..........XXX..........

. 0

. 5,579,033

..........XXX..........

(8,999,052)

..........XXX..........

..........XXX..........

..........XXX..........

. 407,461

. 0

..........XXX..........

. 0

. 122,656

..........XXX..........

(175,143)

. 28,749,622

. 1,710,456

. 0

. 0

. 174,441

. 4,113,349

. 0

. 0

. 0

. 0

. 23,313,174

. (916,772)

. 354,974

. 5,684,397

. 331,470

. 23,281,022

. 727,120

. 0

. 0

185,522

. 757,353

. 0

. 1,363,075

. 20,561

. 0

. 0

126,743

. 0

. 0

. 0

. 0

. 0

. 0

0

. 0

. 0

. 0

. 0

. 0

. 0

0

. 92,487

. 0

. 1,215,732

. 59,433

. 0

. 0

21,332

. 663,878

. 0

. 3,342,900

. 78,522

. 0

. 0

28,217

. 0

. 0

. 0

. 0

. 0

. 0

0

. 0

. 0

. 0

. 0

. 0

. 0

0

. 0

. 0

. 0

. 0

. 0

. 0

0

. 0

. 0

. 0

. 0

. 0

. 0

0

. 3,965,678

. 180,961

. 12,104,069

. 400,640

. 0

. 0

(76,499)

. 0

. 150,509

. 0

. 0

. 0

. 0

0

. 205,001

. 0

. 5,255,246

. 167,964

. 0

. 0

85,729

58,959,153

3,978,188

0

0

1,563,425

8,226,866

0

0

0

0

39,888,023

(766,263)

6,068,914

. 4,809,770

2,500

. 7,757,860

0

. 0

0

. 0

0

. (1,408,706)

0

. (4,899,303)

0

. 0

0

. 0

0

. 0

0

. 0

0

. (9,006,813)

0

. 15,541,436

0

. (3,174,704)

2,500

. 4,807,270

6,680,860

. 7,757,860

10,781,416

. 0

0

. 0

0

. (1,408,706)

(1,957,736)

. (4,899,303)

(6,808,762)

. 0

0

. 0

0

. 0

0

. 0

0

. (9,006,813)

(12,517,137)

. 15,541,436

21,598,570

. (3,177,204)

(4,415,491)

(1,873,590)

(3,023,556)

0

0

549,030

1,909,459

0

0

0

0

3,510,324

(6,057,134)

1,238,287

34. Policies/certificates in force end of year

137,938

1,447

0

0

2,732

3,840

0

0

0

0

113,089

0

16,830

DETAILS OF WRITE-INS

08.301. Sundry receipts and adjustments...........................................................

. 295,313

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 295,273

. 0

. 40

08.302. ..........................................................................................................

...........................

...........................

...........................

...........................

...........................

...........................

...........................

...........................

...........................

...........................

...........................

...........................

...........................

08.303. ..........................................................................................................

...........................

...........................

...........................

...........................

...........................

...........................

...........................

...........................

...........................

...........................

...........................

...........................

...........................

08.398. Summary of remaining write-ins for Line 8.3 from overflow page ................

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

08.399. Totals (Lines 08.301 through 08.303 plus 08.398) (Line 8.3 above)

295,313

0

0

0

0

0

0

0

0

0

295,273

0

40

2701. Sundry disbursements and adjustments...................................................

. 185,522

. 126,743

. 0

. 0

. 21,332

. 28,217

. 0

. 0

. 0

. 0

. (76,499)

. 0

. 85,729

2702. ..........................................................................................................

...........................

...........................

...........................

...........................

...........................

...........................

...........................

...........................

...........................

...........................

...........................

...........................

...........................

2703. ..........................................................................................................

...........................

...........................

...........................

...........................

...........................

...........................

...........................

...........................

...........................

...........................

...........................

...........................

...........................

2798. Summary of remaining write-ins for Line 27 from overflow page .................

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

2799. Totals (Lines 2701 through 2703 plus 2798) (Line 27 above)

185,522

126,743

0

0

21,332

28,217

0

0

0

0

(76,499)

0

85,729

6.5

(a) Indicate if blocks of business in run-off that comprise less than 5% of premiums and less than 5% of reserve and loans liability are aggregated with material blocks of business and which columns are affected. ......................................................................................................................................................................................

ANALYSIS OF INCREASE IN RESERVES DURING THE YEAR - INDIVIDUAL LIFE INSURANCE (a)

1

Total

2

Industrial Life

3

Whole Life

4

Term Life

5

Indexed Life

6

Universal Life

7

Universal Life With Secondary Guarantees

8

Variable Life

9

Variable Universal Life

10

Credit Life (b)

(N/A Fratermal)

11

Other Individual Life

12

YRT

Mortality Risk Only

Involving Life or Disability Contingencies (Reserves)

(Net of Reinsurance Ceded)

  1. Reserve December 31 of prior year ................................................

  2. Tabular net premiums or considerations ........................................

  3. Present value of disability claims incurred .....................................

  4. Tabular interest ...............................................................................

  5. Tabular less actual reserve released ..............................................

  6. Increase in reserve on account of change in valuation basis .........

    1. Change in excess of VM-20 deterministic/stochastic reserve over net premium reserve .....................................................................

  1. Other increases (net) ......................................................................

  2. Totals (Lines 1 to 7) ........................................................................

  3. Tabular cost ...................................................................................

  4. Reserves released by death ..........................................................

  5. Reserves released by other terminations (net) ...............................

  6. Annuity, supplementary contract and disability payments involving life contingencies ..........................................................................

  7. Net transfers to or (from) Separate Accounts .................................

  8. Total Deductions (Lines 9 to 13) .....................................................

  9. Reserve December 31 of current year

...16,545,012,011

. 1,106,445,656

. 4,980,027

. 741,748,986

. (1,131,208)

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 5,205,025,651

. 120,000,000

. 241,644

. 186,700,000

. (1,046,453)

. 0

. 562,086,151

. 459,800,000

. 71,853

. 123,100,000

. (84,755)

. 0

. 567,285,944

. 36,392,101

. 0

. 49,371,116

. 0

. 0

. 181,468,032

. 8,885,890

. 0

. 5,474,070

. 0

. 0

. 2,556,516,962

. 514,634,690

. 0

. 76,906,701

. 0

. 0

. 187,321,087

. (3,468,528)

. 11,585

. 5,185,139

. 0

. 0

. 4,508,101,669

. (51,846,035)

. 0

. 160,389,207

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 2,777,206,515

. 22,047,538

. 4,654,945

. 134,622,753

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

(8,360,632,444)

.......... XXX...........

0

. 0

(321,198,861)

. 0

(163,534,283)

. 0

(430,083,555)

. 0

(69,225,869)

. 0

(1,899,419,100)

. 0

(137,931,280)

. 0

(3,394,279,340)

.......... XXX...........

0

. 0

(1,944,960,156)

. 0

0

... 10,036,423,028

. 1,682,143,638

. 607,770,177

. 180,478,741

. 0

. 0

. 0

. 0

. 5,189,721,981

. 179,260,961

. 220,507,271

. 129,700,000

. 981,438,966

. 605,874,443

. 151,726,327

. 0

. 222,965,606

. 23,899,364

. 13,900,000

. 30,353,889

. 126,602,123

. 10,752,275

. 7,291,908

. 3,041,719

. 1,248,639,253

. 557,471,912

. 43,609,092

. 33,383,289

. 51,118,003

. 24,529,213

. 1,744,009

. (28,825,913)

. 1,222,365,501

. 235,497,707

. 13,262,063

. (31,860,765)

. 0

. 0

. 0

. 0

. 993,571,595

. 44,857,763

. 155,729,507

. 44,686,522

. 0

. 0

. 0

. 0

. 8,942,501

(157,884,886)

. 0

0

. 1,475,784

0

. 249,320

0

. 0

0

. 0

0

. 32,416

0

. 34,717

6,751,616

. 335,061

(164,636,502)

. 0

0

. 6,815,203

0

. 0

0

2,321,450,171

0

530,944,016

757,850,090

68,153,253

21,085,902

634,496,709

4,233,642

52,597,564

0

252,088,995

0

7,714,972,857

0

4,658,777,965

223,588,876

154,812,353

105,516,221

614,142,544

46,884,361

1,169,767,937

0

741,482,600

0

Cash Surrender Value and Policy Loans

  1. CSV ending balance December 31, current year ...........................

  2. Amount available for policy loans based upon Line 16 CSV

. 6,914,511,806

6,859,445,022

. 0

0

. 4,560,032,410

4,560,032,410

. 7,782,604

7,782,604

. 154,812,353

154,812,353

. 41,590,590

41,590,590

. 540,459,769

540,459,769

. 12,120,259

5,618,195

. 980,980,161

979,666,244

. 0

0

. 616,733,660

569,482,857

. 0

0

7.1

  1. Indicate if blocks of business in run-off that comprise less than 5% of premiums and less than 5% of reserve and loans liability are aggregated with material blocks of business and which columns are affected. ..........................................................................................................................................

  2. Individual and Group Credit Life are combined and included on .......................................................................................... page. (Indicate whether included with Individual or Group.)

ANALYSIS OF INCREASE IN RESERVES DURING THE YEAR - GROUP LIFE INSURANCE (a)

(N/A Fraternal)

1

Total

2

Whole Life

3

Term Life

4

Universal Life

5

Variable Life

6

Variable Universal Life

7

Credit Life (b)

8

Other Group Life

9

YRT

Mortality Risk Only

Involving Life or Disability Contingencies (Reserves)

(Net of Reinsurance Ceded)

  1. Reserve December 31 of prior year .......................................................................

  2. Tabular net premiums or considerations ................................................................

  3. Present value of disability claims incurred ............................................................

  4. Tabular interest ......................................................................................................

  5. Tabular less actual reserve released .....................................................................

  6. Increase in reserve on account of change in valuation basis .................................

  7. Other increases (net) ..............................................................................................

  8. Totals (Lines 1 to 7) ................................................................................................

  9. Tabular cost ...........................................................................................................

  10. Reserves released by death ..................................................................................

  11. Reserves released by other terminations (net) ......................................................

  12. Annuity, supplementary contract and disability payments involving life contingencies .......................................................................................................

  13. Net transfers to or (from) Separate Accounts .........................................................

  14. Total Deductions (Lines 9 to 13) ............................................................................

  15. Reserve December 31 of current year

. 50,576,256

. 1,571,547

. 0

. 2,231,758

. (253,587)

. (1,801,257)

(400,830)

. 0

. 0

. 0

. 0

. 0

. 0

0

. 2,704,841

. 0

. 0

. 80,386

. 0

. 0

(400,830)

. 0

. 0

. 0

. 0

. 0

. 0

0

. 0

. 0

. 0

. 0

. 0

. 0

0

. 0

. 0

. 0

. 0

. 0

. 0

0

. 0

. 0

. 0

. 0

. 0

. 0

0

. 47,871,415

. 1,571,547

. 0

. 2,151,372

. (253,587)

. (1,801,257)

0

. 0

. 0

. 0

. 0

. 0

. 0

0

. 51,923,887

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 2,384,397

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 49,539,490

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 7,079,389

0

. 0

0

. 0

0

. 0

0

. 0

0

. 0

0

. 0

0

. 7,079,389

0

. 0

0

7,079,389

0

0

0

0

0

0

7,079,389

0

44,844,498

0

2,384,397

0

0

0

0

42,460,101

0

Cash Surrender Value and Policy Loans

  1. CSV ending balance December 31, current year ...................................................

  2. Amount available for policy loans based upon Line 16 CSV

. 0

0

. 0

0

. 0

0

. 0

0

. 0

0

. 0

0

. 0

0

. 0

0

. 0

0

7.2

  1. Indicate if blocks of business in run-off that comprise less than 5% of premiums and less than 5% of reserve and loans liability are aggregated with material blocks of business and which columns are affected. ..........................................................................................................................................

  2. Individual and Group Credit Life are combined and included on .......................................................................................... page. (Indicate whether included with Individual or Group.)

ANALYSIS OF INCREASE IN RESERVES DURING THE YEAR - INDIVIDUAL ANNUITIES (a)

1

Total

Deferred

6

Life Contingent Payout (Immediate and Annuitizations)

7

Other Annuities

2

Fixed Annuities

3

Indexed Annuities

4

Variable Annuities with Guarantees

5

Variable Annuities without Guarantees

Involving Life or Disability Contingencies (Reserves)

(Net of Reinsurance Ceded)

  1. Reserve December 31 of prior year ..................................................................................................................................................

  2. Tabular net premiums or considerations ..........................................................................................................................................

  3. Present value of disability claims incurred .......................................................................................................................................

  4. Tabular interest .................................................................................................................................................................................

  5. Tabular less actual reserve released ................................................................................................................................................

  6. Increase in reserve on account of change in valuation basis ...........................................................................................................

  7. Other increases (net) ........................................................................................................................................................................

  8. Totals (Lines 1 to 7) ..........................................................................................................................................................................

  9. Tabular cost .....................................................................................................................................................................................

  10. Reserves released by death ............................................................................................................................................................

  11. Reserves released by other terminations (net) .................................................................................................................................

  12. Annuity, supplementary contract and disability payments involving life contingencies .....................................................................

  13. Net transfers to or (from) Separate Accounts ...................................................................................................................................

  14. Total Deductions (Lines 9 to 13) .......................................................................................................................................................

  15. Reserve December 31 of current year

. 1,487,569,466

. 98,451,230

..............XXX................

. 79,821,144

. (170,028,189)

. 0

89,827,878

. 1,002,576,740

. 24,819,833

..............XXX................

. 63,479,833

. (169,925,715)

. 0

80,233,525

. 0

. 0

..............XXX................

. 0

. 0

. 0

0

. 216,035,414

. 60,634,113

..............XXX................

. 4,739,502

. 0

. 0

9,885,285

. 3,846,613

. 0

..............XXX................

. 6

. 0

. 0

497,367

. 265,110,699

. 12,997,285

..............XXX................

. 11,601,802

. (102,474)

. 0

(788,300)

. 0

. 0

..............XXX................

. 0

. 0

. 0

0

. 1,585,641,529

. 0

..............XXX................

. 17,952,001

. 94,709,169

(79,385,978)

. 1,001,184,215

. 0

..............XXX................

. 1,240,700

. 46,085,453

0

. 0

. 0

..............XXX................

. 0

. 0

0

. 291,294,314

. 0

..............XXX................

. 16,711,301

. 9,698,155

(79,385,978)

. 4,343,986

. 0

..............XXX................

. 0

. 0

0

. 288,819,013

. 0

..............XXX................

. 0

. 38,925,561

0

. 0

. 0

..............XXX................

. 0

. 0

0

33,275,192

47,326,153

0

(52,976,521)

0

38,925,561

0

1,552,366,336

953,858,063

0

344,270,835

4,343,986

249,893,453

0

Cash Surrender Value and Policy Loans

  1. CSV ending balance December 31, current year .............................................................................................................................

  2. Amount available for policy loans based upon Line 16 CSV

. 219,744,127

8,256,426

. 40,798,263

0

. 0

0

. 178,945,864

8,256,426

. 0

0

. 0

0

. 0

0

7.3

(a) Indicate if blocks of business in run-off that comprise less than 5% of premiums and less than 5% of reserve and loans liability are aggregated with material blocks of business and which columns are affected. ..........................................................................................................................................

ANALYSIS OF INCREASE IN RESERVES DURING THE YEAR - GROUP ANNUITIES (a)

(N/A Fraternal)

1

Total

Deferred

6

Life Contingent Payout (Immediate and Annuitizations)

7

Other Annuities

2

Fixed Annuities

3

Indexed Annuities

4

Variable Annuities with Guarantees

5

Variable Annuities without Guarantees

Involving Life or Disability Contingencies (Reserves)

(Net of Reinsurance Ceded)

  1. Reserve December 31 of prior year ..................................................................................................................................................

  2. Tabular net premiums or considerations ..........................................................................................................................................

  3. Present value of disability claims incurred .......................................................................................................................................

  4. Tabular interest .................................................................................................................................................................................

  5. Tabular less actual reserve released ................................................................................................................................................

  6. Increase in reserve on account of change in valuation basis ...........................................................................................................

  7. Other increases (net) ........................................................................................................................................................................

  8. Totals (Lines 1 to 7) ..........................................................................................................................................................................

  9. Tabular cost .....................................................................................................................................................................................

  10. Reserves released by death ............................................................................................................................................................

  11. Reserves released by other terminations (net) .................................................................................................................................

  12. Annuity, supplementary contract and disability payments involving life contingencies .....................................................................

  13. Net transfers to or (from) Separate Accounts ...................................................................................................................................

  14. Total Deductions (Lines 9 to 13) .......................................................................................................................................................

  15. Reserve December 31 of current year

. 4,985,046,111

. 441,890,087

..............XXX................

. 207,677,599

. (492,933,732)

. 0

306,531,565

. 2,672,359,384

. 198,683,028

..............XXX................

. 141,772,460

. (492,933,732)

. 0

299,891,665

. 0

. 0

..............XXX................

. 0

. 0

. 0

0

. 1,770,996,389

. 189,977,282

..............XXX................

. 53,726,943

. 0

. 0

(8,535,148)

. 541,690,338

. 53,229,777

..............XXX................

. 12,178,196

. 0

. 0

15,175,048

. 0

. 0

..............XXX................

. 0

. 0

. 0

0

. 0

. 0

..............XXX................

. 0

. 0

. 0

0

. 5,448,211,630

. 0

..............XXX................

. 505,870,565

. 154,160,173

(110,366,734)

. 2,819,772,805

. 0

..............XXX................

. 155,897,113

. 93,720,318

(21,338,511)

. 0

. 0

..............XXX................

. 0

. 0

0

. 2,006,165,466

. 0

..............XXX................

. 226,474,607

. 57,797,062

(71,109,466)

. 622,273,359

. 0

..............XXX................

. 123,498,845

. 2,642,793

(17,918,757)

. 0

. 0

..............XXX................

. 0

. 0

0

. 0

. 0

..............XXX................

. 0

. 0

0

549,664,004

228,278,920

0

213,162,203

108,222,881

0

0

4,898,547,626

2,591,493,885

0

1,793,003,263

514,050,478

0

0

Cash Surrender Value and Policy Loans

  1. CSV ending balance December 31, current year .............................................................................................................................

  2. Amount available for policy loans based upon Line 16 CSV

. 2,214,229,889

54,311,154

. 0

0

. 0

0

. 2,214,229,889

54,311,154

. 0

0

. 0

0

. 0

0

7.4

(a) Indicate if blocks of business in run-off that comprise less than 5% of premiums and less than 5% of reserve and loans liability are aggregated with material blocks of business and which columns are affected. ............................................................................................................................................

ANNUAL STATEMENT FOR THE YEAR 2025 OF THE EQUITABLE FINANCIAL LIFE INSURANCE COMPANY

EXHIBIT OF NET INVESTMENT INCOME

1

Collected During Year

2

Earned During Year

  1. U.S. Government bonds ...........................................................................................................................................................

    1. Bonds exempt from U.S. tax ......................................................................................................................................................

    2. Other bonds (unaffiliated) ..........................................................................................................................................................

    3. Bonds of affiliates ......................................................................................................................................................................

  1. Preferred stocks (unaffiliated) ....................................................................................................................................................

2.11 Preferred stocks of affiliates ......................................................................................................................................................

2.2 Common stocks (unaffiliated) ....................................................................................................................................................

2.21 Common stocks of affiliates ......................................................................................................................................................

  1. Mortgage loans ..........................................................................................................................................................................

  2. Real estate ................................................................................................................................................................................

  1. Contract loans ...........................................................................................................................................................................

  2. Cash, cash equivalents and short-term investments .................................................................................................................

  3. Derivative instruments ...............................................................................................................................................................

  1. Other invested assets ................................................................................................................................................................

  2. Aggregate write-ins for investment income ...............................................................................................................................

  3. Total gross investment income

(a) 103,613,178

(a) 0

(a) 1,165,235,265

(a) 89,445,085

(b) 12,317,716

  1. 0

    . 26,496,597

    . 0

  2. 612,362,969

  3. 8,004,251

    . 146,690,965

  4. 23,092,910

  5. (1,192,234,668)

. 425,314,223

. (52,133,049)

1,368,205,442

. 98,748,922

. 0

. 1,042,182,532

. 84,400,489

. 12,220,408

. 0

. 26,496,597

. 0

. 614,821,547

. 8,004,251

. 145,677,820

. 23,089,550

. (1,201,195,082)

. 425,117,348

. (52,133,049)

1,227,431,333

  1. Investment expenses ......................................................................................................................................................................................................

  2. Investment taxes, licenses and fees, excluding federal income taxes ............................................................................................................................

  3. Interest expense ..............................................................................................................................................................................................................

  4. Depreciation on real estate and other invested assets ...................................................................................................................................................

  5. Aggregate write-ins for deductions from investment income ..........................................................................................................................................

  6. Total deductions (Lines 11 through 15) ..........................................................................................................................................................................

  7. Net investment income (Line 10 minus Line 16)

(g) 234,542,226

  1. 2,599,076

  2. 320,993,833

  3. 235,338

. 0

. 558,370,473

669,060,860

DETAILS OF WRITE-INS

0901. Miscellaneous Investment Income ...........................................................................................................................................

0902. ..................................................................................................................................................................................................

0903. ..................................................................................................................................................................................................

0998. Summary of remaining write-ins for Line 9 from overflow page ............................................................................................... 0999. Totals (Lines 0901 through 0903 plus 0998) (Line 9, above)

. (52,133,049)

....................................

....................................

. 0

(52,133,049)

. (52,133,049)

....................................

....................................

. 0

(52,133,049)

1501. .......................................................................................................................................................................................................................................

1502. .......................................................................................................................................................................................................................................

1503. .......................................................................................................................................................................................................................................

1598. Summary of remaining write-ins for Line 15 from overflow page ....................................................................................................................................

1599. Totals (Lines 1501 through 1503 plus 1598) (Line 15, above)

....................................

....................................

....................................

. 0

0

  1. Includes $ ..........96,253,656 accrual of discount less $ ..........53,714,630 amortization of premium and less $ ..........12,551,463 paid for accrued interest on purchases.

  2. Includes $ ......................... 0 accrual of discount less $ .................40,959 amortization of premium and less $ ......................... 0 paid for accrued dividends on purchases.

  3. Includes $ ............3,873,774 accrual of discount less $ ......................... 0 amortization of premium and less $ ......................... 0 paid for accrued interest on purchases.

  4. Includes $ ......................... 0 for company's occupancy of its own buildings; and excludes $ ......................... 0 interest on encumbrances.

  5. Includes $ ......................... 0 accrual of discount less $ ......................... 0 amortization of premium and less $ ......................... 0 paid for accrued interest on purchases.

  6. Includes $ ......................... 0 accrual of discount less $ ......................... 0 amortization of premium.

  7. Includes $ ......................... 0 investment expenses and $ ......................... 0 investment taxes, licenses and fees, excluding federal income taxes, attributable to segregated and Separate Accounts.

  8. Includes $ ......................... 0 interest on surplus notes and $ ......................... 0 interest on capital notes.

  9. Includes $ ............. 235,338 depreciation on real estate and $ ........................0 depreciation on other invested assets.

EXHIBIT OF CAPITAL GAINS (LOSSES)

1

Realized Gain (Loss) On Sales or Maturity

2

Other Realized Adjustments

3

Total Realized Capital Gain (Loss) (Columns 1 + 2)

4

Change in Unrealized

Capital Gain (Loss)

5

Change in Unrealized Foreign Exchange Capital Gain (Loss)

  1. U.S. Government bonds .........................................

    1. Bonds exempt from U.S. tax ....................................

    2. Other bonds (unaffiliated) ........................................

    3. Bonds of affiliates .....................................................

  1. Preferred stocks (unaffiliated) ..................................

2.11 Preferred stocks of affiliates ....................................

2.2 Common stocks (unaffiliated) ..................................

2.21 Common stocks of affiliates .....................................

  1. Mortgage loans ........................................................

  2. Real estate ...............................................................

  3. Contract loans ..........................................................

  4. Cash, cash equivalents and short-term investments

  5. Derivative instruments .............................................

  6. Other invested assets ..............................................

  7. Aggregate write-ins for capital gains (losses) ..........

  8. Total capital gains (losses)

. (233,846,259)

. 0

. (1,413,528,362)

. 0

. (27,358,968)

. 0

. 0

. 0

. (68,745,200)

. 0

. 0

. 83

. (518,946,046)

. 171,517

. 1,964,032

(2,260,289,204)

. 0

. 0

. (7,797,008)

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. (39,710,607)

. 0

(47,507,615)

. (233,846,259)

. 0

. (1,421,325,370)

. 0

. (27,358,968)

. 0

. 0

. 0

. (68,745,200)

. 0

. 0

. 83

. (518,946,046)

. (39,539,091)

. 1,964,032

(2,307,796,819)

. 127,714,905

. 0

. 1,314,251

. 0

. 25,304,347

. 0

. (1,210,289)

. 0

. (37,557,947)

. 0

. 0

. 0

. 19,735,051

. 109,698,091

. 0

244,998,409

. 0

. 0

. 107,787,371

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. (98,403,834)

. 16,124,938

. (2,106)

25,506,369

DETAILS OF WRITE-INS

0901. Other Investment gains and loss ........................... 0902. ..................................................................................

0903. ..................................................................................

0998. Summary of remaining write-ins for Line 9 from overflow page .........................................................

0999. Totals (Lines 0901 through 0903 plus 0998) (Line 9, above)

. 1,964,032

....................................

....................................

. 0

1,964,032

. 0

....................................

....................................

. 0

0

. 1,964,032

....................................

....................................

. 0

1,964,032

. 0

....................................

....................................

. 0

0

. (2,106)

....................................

....................................

. 0

(2,106)

8

9

EXHIBIT - 1 PART 1 - PREMIUMS AND ANNUITY CONSIDERATIONS FOR LIFE AND ACCIDENT AND HEALTH CONTRACTS

1

Total

2

Individual Life

3

Group Life

4

Individual Annuities

5

Group Annuities

6

Accident & Health

7

Fraternal

8

Other Lines of Business

FIRST YEAR (other than single)

  1. Uncollected ..................................................................................................................................................

  2. Deferred and accrued ..................................................................................................................................

  3. Deferred , accrued and uncollected:

    1. Direct .....................................................................................................................................................

    2. Reinsurance assumed ...........................................................................................................................

    3. Reinsurance ceded ................................................................................................................................

    4. Net (Line 1 + Line 2) ..............................................................................................................................

  4. Advance .......................................................................................................................................................

  5. Line 3.4 - Line 4 ...........................................................................................................................................

  6. Collected during year:

    1. Direct .....................................................................................................................................................

    2. Reinsurance assumed ...........................................................................................................................

    3. Reinsurance ceded ................................................................................................................................

    4. Net .........................................................................................................................................................

  7. Line 5 + Line 6.4 ..........................................................................................................................................

  8. Prior year (uncollected + deferred and accrued - advance) .........................................................................

  9. First year premiums and considerations:

    1. Direct .....................................................................................................................................................

    2. Reinsurance assumed ...........................................................................................................................

    3. Reinsurance ceded ................................................................................................................................

    4. Net (Line 7 - Line 8) ...............................................................................................................................

      SINGLE

  10. Single premiums and considerations:

    1. Direct ...................................................................................................................................................

    2. Reinsurance assumed .........................................................................................................................

    3. Reinsurance ceded .............................................................................................................................

    4. Net .......................................................................................................................................................

      RENEWAL

  11. Uncollected .................................................................................................................................................

  12. Deferred and accrued .................................................................................................................................

  13. Deferred, accrued and uncollected:

    1. Direct ...................................................................................................................................................

    2. Reinsurance assumed ........................................................................................................................

    3. Reinsurance ceded .............................................................................................................................

    4. Net (Line 11 + Line 12) .......................................................................................................................

  14. Advance ......................................................................................................................................................

  15. Line 13.4 - Line 14 ......................................................................................................................................

  16. Collected during year:

    1. Direct ...................................................................................................................................................

    2. Reinsurance assumed ........................................................................................................................

    3. Reinsurance ceded .............................................................................................................................

    4. Net .......................................................................................................................................................

  17. Line 15 + Line 16.4 .....................................................................................................................................

  18. Prior year (uncollected + deferred and accrued - advance) ........................................................................

  19. Renewal premiums and considerations:

    1. Direct ...................................................................................................................................................

    2. Reinsurance assumed ........................................................................................................................

    3. Reinsurance ceded .............................................................................................................................

    4. Net (Line 17 - Line 18) ........................................................................................................................

      TOTAL

  20. Total premiums and annuity considerations:

    1. Direct ...................................................................................................................................................

    2. Reinsurance assumed .........................................................................................................................

    3. Reinsurance ceded .............................................................................................................................

    4. Net (Lines 9.4 + 10.4 + 19.4)

. 603,658

. 2,114,358

. 137,755

. 2,114,358

. 95,127

. 0

. 0

. 0

. 0

. 0

. 370,776

. 0

. 0

. 0

. 0

. 0

. 2,622,810

. 241,896

. 146,691

. 2,718,015

. 10,941

. 2,707,074

. 2,143,335

. 241,896

. 133,118

. 2,252,113

. 10,941

. 2,241,172

. 97,398

. 0

. 2,271

. 95,127

. 0

. 95,127

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 382,077

. 0

. 11,302

. 370,775

. 0

. 370,775

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 503,915,930

. 345,205

. 1,831,056

. 502,430,079

. 505,137,153

. 3,505,796

. 172,453,501

. 345,077

. 715,995

. 172,082,583

. 174,323,755

. 2,713,505

. 2,383,329

. 0

. 142,138

. 2,241,191

. 2,336,318

. 150,027

. 34,626,207

. 0

. 279,620

. 34,346,587

. 34,346,587

. 0

. 290,724,558

. 0

. 536,799

. 290,187,759

. 290,187,759

. 0

. 3,728,335

. 128

. 156,504

. 3,571,959

. 3,942,734

. 642,264

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 503,174,645

. 364,052

. 1,907,342

. 501,631,355

. 171,977,289

. 364,374

. 731,414

. 171,610,249

. 2,321,838

. 0

. 135,547

. 2,186,291

. 34,626,207

. 0

. 279,620

. 34,346,587

. 290,724,558

. 0

. 536,799

. 290,187,759

. 3,524,753

. (322)

. 223,962

. 3,300,469

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 4,957,587,911

. 0

. 361,820,235

. 4,595,767,676

. 69,707,874

. 0

. 10,255,484

. 59,452,390

. 0

. 0

. 0

. 0

. 3,560,700,227

. 0

. 109,938,568

. 3,450,761,659

. 1,327,179,810

. 0

. 241,626,183

. 1,085,553,627

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 21,691,328

. 18,333,716

. 32,397,655

. 17,942,405

. (33,365)

. 0

. (456,311,826)

. 0

. 444,420,676

. 0

. 1,218,188

. 391,311

. 0

. 0

. 0

. 0

. 128,721,312

. 42,966,950

. 131,663,219

. 40,025,043

. 2,714,515

. 37,310,528

. 127,086,909

. 42,045,456

. 118,792,306

. 50,340,059

. 2,582,511

. 47,757,548

. 0

. 0

. 33,365

. (33,365)

. 0

. (33,365)

. 0

. 260,000

. 456,571,826

. (456,311,826)

. 0

. (456,311,826)

. 0

. 0

. (444,420,676)

. 444,420,676

. 0

. 444,420,676

. 1,634,403

. 661,494

. 686,398

. 1,609,499

. 132,004

. 1,477,495

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 4,958,891,123

. 91,245,996

. 11,787,161,531

. (6,737,024,412)

. (6,699,713,884)

. 189,266,980

. 1,851,362,301

. 82,086,389

. 10,406,741,960

. (8,473,293,270)

. (8,425,535,722)

. 198,514,685

. 20,469,421

. 0

. 396,498

. 20,072,923

. 20,039,558

. (41,821)

. 1,162,350,350

. 3,120,966

. 685,663,356

. 479,807,960

. 23,496,134

. (369,966,925)

. 1,884,506,585

. 0

. 683,462,707

. 1,201,043,878

. 1,645,464,554

. 346,499,142

. 40,202,466

. 6,038,641

. 10,897,010

. 35,344,097

. 36,821,592

. 14,261,899

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 4,952,081,783

. 87,802,093

. 11,928,864,740

(6,888,980,864)

. 1,844,642,910

. 91,250,225

. 10,559,943,542

(8,624,050,407)

. 20,469,421

. 0

. 388,042

20,081,379

. 1,162,350,350

. 3,102,966

. 771,990,258

393,463,058

. 1,884,506,585

. 0

. 585,541,173

1,298,965,412

. 40,112,517

. (6,551,098)

. 11,001,725

22,559,694

. 0

. 0

. 0

0

. 0

. 0

. 0

0

. 10,412,844,339

. 88,166,145

. 12,292,592,317

(1,791,581,833)

. 2,086,328,073

. 91,614,599

. 10,570,930,440

(8,392,987,768)

. 22,791,259

. 0

. 523,589

22,267,670

. 4,757,676,784

. 3,102,966

. 882,208,446

3,878,571,304

. 3,502,410,953

. 0

. 827,704,155

2,674,706,798

. 43,637,270

. (6,551,420)

. 11,225,687

25,860,163

. 0

. 0

. 0

0

. 0

. 0

. 0

0

1

Total

2

Individual Life

3

Group Life

4

Individual Annuities

5

Group Annuities

6

Accident & Health

7

Fraternal

8

Other Lines of Business

POLICYHOLDERS' DIVIDENDS, REFUNDS TO MEMBERS AND COUPONS APPLIED

(included in Part 1)

  1. To pay renewal premiums ...........................................................................................................................

  2. All other ........................................................................................................................................................

    REINSURANCE COMMISSIONS AND EXPENSE ALLOWANCES INCURRED

  3. First year (other than single):

    1. Reinsurance ceded .............................................................................................................................

    2. Reinsurance assumed ........................................................................................................................

    3. Net ceded less assumed .....................................................................................................................

  4. Single:

    1. Reinsurance ceded ..............................................................................................................................

    2. Reinsurance assumed .........................................................................................................................

    3. Net ceded less assumed ......................................................................................................................

  5. Renewal:

    1. Reinsurance ceded ..............................................................................................................................

    2. Reinsurance assumed .........................................................................................................................

    3. Net ceded less assumed ......................................................................................................................

  6. Totals:

    1. Reinsurance ceded (Page 6, Line 6) ...................................................................................................

    2. Reinsurance assumed (Page 6, Line 22) .............................................................................................

    3. Net ceded less assumed ......................................................................................................................

      COMMISSIONS INCURRED (direct business only)

  7. First year (other than single) .......................................................................................................................

  8. Single ..........................................................................................................................................................

  9. Renewal ......................................................................................................................................................

  10. Deposit-type contract funds ........................................................................................................................

  11. Totals (to agree with Page 6, Line 21)

. 36,554,178

. 33,933,383

. 36,554,178

. 33,924,745

. 0

. 0

. 0

. 8,638

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 220,425,872

. (5,753)

. 220,431,625

. 220,533,337

. (5,427)

. 220,538,764

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. (107,465)

. (326)

. (107,139)

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 1,857,880,855

. 1,561,253

1,856,319,602

. 1,292,235,423

. 1,229,457

1,291,005,966

. 0

. 0

0

. 305,208,685

. 0

305,208,685

. 260,370,530

. 0

260,370,530

. 66,217

. 331,796

(265,579)

. 0

. 0

0

. 0

. 0

0

. 2,078,306,727

1,555,500

. 1,512,768,760

1,224,030

. 0

0

. 305,208,685

0

. 260,370,530

0

. (41,248)

331,470

. 0

0

. 0

0

. 2,076,751,227

. 1,511,544,730

. 0

. 305,208,685

. 260,370,530

. (372,718)

. 0

. 0

. 101,274,553

. 265,448,461

. 478,943,325

0

. 74,823,516

. 737,615

. 93,851,819

0

. 1,288,443

. 0

. 1,321,550

0

. 3,290,365

. 206,457,744

. 233,121,389

0

. 20,681,656

. 58,253,102

. 146,151,592

0

. 1,187,568

. 0

. 4,496,829

0

. 0

. 0

. 0

0

. 3,005

. 0

. 146

0

845,666,339

169,412,950

2,609,993

442,869,498

225,086,350

5,684,397

0

3,151

EXHIBIT - 1 PART 2 - POLICYHOLDERS' DIVIDENDS, REFUNDS TO MEMBERS AND COUPONS APPLIED, REINSURANCE COMMISSIONS AND EXPENSE ALLOWANCES AND COMMISSIONS INCURRED (Direct Business Only)

10

.

EXHIBIT 2 - GENERAL EXPENSES

Insurance

5

Investment

6

Fraternal

7

Total

1

Life

Accident and Health

4

All Other Lines of Business

2

Cost Containment

3

All Other

  1. Rent ..............................................................

  2. Salaries and wages ..........................................

  3. 11 Contributions for benefit plans for employees ......

3.12 Contributions for benefit plans for agents ............

3.21 Payments to employees under non-funded benefit plans ............................................................

3.22 Payments to agents under non-funded benefit plans ............................................................

3.31 Other employee welfare ....................................

3.32 Other agent welfare .........................................

  1. Legal fees and expenses ..................................

  2. Medical examination fees ..................................

  3. Inspection report fees .......................................

  4. Fees of public accountants and consulting actuaries ......................................................

  5. Expense of investigation and settlement of policy claims ..........................................................

  1. Traveling expenses ..........................................

  2. Advertising .....................................................

  3. Postage, express, telegraph and telephone .........

  4. Printing and stationery ......................................

  5. Cost or depreciation of furniture and equipment ...

  6. Rental of equipment .........................................

  7. Cost or depreciation of EDP equipment and software .......................................................

  1. Books and periodicals ......................................

  2. Bureau and association fees .............................

  3. Insurance, except on real estate ........................

  4. Miscellaneous losses .......................................

  5. Collection and bank service charges ..................

  6. Sundry general expenses .................................

  7. Group service and administration fees ................

  8. Reimbursements by uninsured plans ..................

  1. Agency expense allowance ...............................

  2. Agents' balances charged off (less $

    $ ......................... 0 recovered) ....................

  3. Agency conferences other than local meetings ....

  1. Official publication (Fraternal Benefit Societies Only) ...........................................................

  2. Expense of supreme lodge meetings (Fraternal Benefit Societies Only) ...................................

  1. Real estate expenses .......................................

  2. Investment expenses not included elsewhere ......

  3. Aggregate write-ins for expenses .......................

  1. General expenses incurred ...............................

  2. General expenses unpaid Dec. 31, prior year ......

  3. General expenses unpaid Dec. 31, current year ...

  4. Amounts receivable relating to uninsured plans, prior year ......................................................

  5. Amounts receivable relating to uninsured plans, current year ..................................................

  6. General expenses paid during year (Lines 10+11-12-13+14)

. 10,914,059

. 334,283,180

. 16,690,673

. 0

. 0

. 0

. 0

. 0

. 458,276

. 13,041,803

. 755,121

. 0

. 0

. 0

. 0

. 0

. 4,290,523

. 131,037,809

. 6,581,901

. 0

. 0

. 0

. 0

. 0

. 15,662,858

. 478,362,792

. 24,027,695

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 4,469,447

. 989,335

. 19,644,337

. 1,742,294

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 257,056

. 31,939

. 788,155

. 5,362

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 1,783,202

. 385,303

. 7,708,714

. 659,351

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 6,509,705

. 1,406,577

. 28,141,206

. 2,407,007

. 0

. 41,582,935

. 0

. 2,552,314

. 0

. 16,651,224

. 0

. 60,786,473

. 0

. 4,445,594

. 7,957,108

. 12,478,394

. 13,541,545

. 29,707,246

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 224,486

. 163,950

. 226,922

. 289,936

. 1,406,520

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 1,761,915

. 3,063,890

. 4,793,429

. 5,218,303

. 11,738,515

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 6,431,995

. 11,184,948

. 17,498,745

. 19,049,784

. 42,852,281

. 0

. 57,047,558

. 0

. 2,820,159

. 0

. 0

. 5,419,693

. 3,657,948

. 17,998,585

. 0

. 38,640,941

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 2,509,500

. 0

. 103,695

. 0

. 0

. 236,239

. 190,523

. 1,293,289

. 0

. 182,844

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 22,469,522

. 0

. 1,103,103

. 0

. 0

. 2,133,854

. 1,451,940

. 7,043,048

. 0

. 14,647,330

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 82,026,580

. 0

. 4,026,957

. 0

. 0

. 7,789,786

. 5,300,411

. 26,334,922

. 0

. 53,471,115

. (36,637)

. 0

. 0

. 0

. (158)

. 0

. 0

. 0

. (13,882)

. 0

. 0

. 0

. (50,677)

. 0

.......... XXX...........

.......... XXX...........

.......... XXX...........

.......... XXX...........

.......... XXX...........

. 0

. 0

.......... XXX...........

. 0

. 0

(24,980,874)

.......... XXX...........

. 0

. 0

0

.......... XXX...........

. 0

. 0

(1,436,750)

.......... XXX...........

. 0

. 0

0

.......... XXX...........

. 0

. 0

(9,966,768)

. 0

. 0

. 0

0

. 0

. 0

. 0

(36,384,392)

. 599,013,520

. 265,748,756

. 134,565,584

. 0

. 0

. 0

. 23,281,022

. 10,610,424

. 5,229,973

. 0

. 0

. 0

. 234,542,226

. 98,104,206

. 52,741,681

(b) 0

. 0

. 0

(a) .. 856,836,768

. 374,463,386

. 192,537,238

. 0

. 0

. 0

. 0

. 0

. 0

. 0

0

0

0

0

0

0

0

730,196,692

0

28,661,473

0

279,904,751

0

1,038,762,916

DETAILS OF WRITE-INS

  1. COLI.............................................................

  2. .....................................................................

  3. .....................................................................

  1. Summary of remaining write-ins for Line 9.3 from overflow page................................................

  2. Totals (Lines 09.301 through 09.303 plus 09.398)

(Line 9.3 above)

. (24,980,874)

............................

............................

. 0

(24,980,874)

. 0

............................

............................

. 0

0

. (1,436,750)

............................

............................

. 0

(1,436,750)

. 0

............................

............................

. 0

0

. (9,966,768)

............................

............................

. 0

(9,966,768)

. 0

............................

............................

. 0

0

. (36,384,392)

............................

............................

. 0

(36,384,392)

  1. Includes management fees of $ .................. 179,449,544 to affiliates and $ .................... 11,478,823 to non-affiliates.

  2. Show the distribution of this amount in the following categories (Fraternal Benefit Societies Only):

1. Charitable $

. 0

; 2. Institutional . $ .........................0 ; 3. Recreational and Health $ .........................0 ; 4. Educational $

. 0

5. Religious $

. 0

; 6. Membership $ .........................0 ; 7. Other .......................... $ .........................0 ; 8. Total $

. 0

EXHIBIT 3 - TAXES, LICENSES AND FEES (EXCLUDING FEDERAL INCOME TAXES)

Insurance

4

Investment

5

Fraternal

6

Total

1

Life

2

Accident and Health

3

All Other Lines of Business

  1. Real estate taxes ..........................................................

  2. State insurance department licenses and fees ..................

  3. State taxes on premiums ................................................

  4. Other state taxes, including $ 0

    for employee benefits ....................................................

  5. U.S. Social Security taxes ..............................................

  6. All other taxes ..............................................................

  7. Taxes, licenses and fees incurred ...................................

  8. Taxes, licenses and fees unpaid Dec. 31, prior year ..........

  9. Taxes, licenses and fees unpaid Dec. 31, current year........

  10. Taxes, licenses and fees paid during year (Lines 7 + 8 - 9)

. 0

. 5,843,076

. 35,237,096

. 5,979,735

. 21,452,626

0

. 0

. 134,021

. 20,735

. 40,528

. 531,836

0

. 0

. 0

. 0

. 0

. 0

0

. 2,599,076

. 0

. 0

. 0

. 0

0

. 0

. 0

. 0

. 0

. 0

0

. 2,599,076

. 5,977,097

. 35,257,831

. 6,020,263

. 21,984,462

0

. 68,512,533

. 61,623,414

89,570,694

. 727,120

. 789,174

950,609

. 0

. 0

0

. 2,599,076

. 0

3,397,935

. 0

. 0

0

. 71,838,729

. 62,412,588

93,919,238

40,565,253

565,685

0

(798,859)

0

40,332,079

EXHIBIT 4 - DIVIDENDS OR REFUNDS

1

Life

2

Accident and Health

1. Applied to pay renewal premiums ....................................................................................................................................................

. 36,554,178

. 0

2. Applied to shorten the endowment or premium-paying period ..............................................................................................................

. 0

. 0

3. Applied to provide paid-up additions ................................................................................................................................................

. 33,933,383

. 0

4. Applied to provide paid-up annuities ................................................................................................................................................

0

0

5. Total Lines 1 through 4 ..................................................................................................................................................................

. 70,487,561

. 0

6. Paid in cash ..................................................................................................................................................................................

. 16,580,473

. 2,500

7. Left on deposit ..............................................................................................................................................................................

. 5,289,141

. 0

8. Aggregate write-ins for dividend or refund options ..............................................................................................................................

0

0

9. Total Lines 5 through 8 ..................................................................................................................................................................

. 92,357,175

. 2,500

10. Amount due and unpaid .................................................................................................................................................................

. 3,239,453

. 0

11. Provision for dividends or refunds payable in the following calendar year ..............................................................................................

. 78,015,702

. 0

12. Terminal dividends ........................................................................................................................................................................

. 7,700,000

. 0

13. Provision for deferred dividend contracts ..........................................................................................................................................

. 0

. 0

14. Amount provisionally held for deferred dividend contracts not included in Line 13 ...................................................................................

0

0

15. Total Lines 10 through 14 ...............................................................................................................................................................

. 88,955,155

. 0

16. Total from prior year ......................................................................................................................................................................

101,104,252

0

17. Total dividends or refunds (Lines 9 + 15 - 16)

80,208,078

2,500

DETAILS OF WRITE-INS

0801. ....................................................................................................................................................................................................

0802. ....................................................................................................................................................................................................

0803. ....................................................................................................................................................................................................

0898. Summary of remaining write-ins for Line 8 from overflow page .............................................................................................................

....................................

....................................

....................................

. 0

....................................

....................................

....................................

. 0

0899. Totals (Lines 0801 through 0803 plus 0898) (Line 8 above)

0

0

11

1

Valuation Standard

2

Total (a)

3

Industrial

4

Ordinary

5

Credit (Group and Individual)

6

Group

0100001. AM 2 1/2% (NLP,CRF,ALB) 1944-47 .............

. 0

. 0

. 0

. 0

. 0

0100002. AE 2 1/2% (NLP,CRF,ALB) 1944-47 .............

. 3,174

. 0

. 3,174

. 0

. 0

0100003. AE 3% (NLP,CRF,ALB) 1902-49 ..........

. 18,684,408

. 0

. 18,684,408

. 0

. 0

0100004. SESQUI AE 3% (NLP,CRF,ALB) 1915-48 ..........

. 11,353

. 0

. 11,353

. 0

. 0

0100005. Double AE 3% (NLP,CRF,ALB) 1921-47 .........

. 0

. 0

. 0

. 0

. 0

0100006. AE 3 1/2% (NLP,CRF,ALB) 1915-36 ...

. 0

. 0

. 0

. 0

. 0

0100007. 41 CSO 2 1/4% (NLP,CRF,ANB) 1947-54 ..........

. 0

. 0

. 0

. 0

. 0

0100008. 41 CSO 2 1/2% (NLP,CRF,ANB) 1947-65 ..........

. 189,945,542

. 0

. 189,916,023

. 0

. 29,519

0100009. 150% 41CSO 2 1/2% (NLP,CRF,ANB) 1947-57 ...

. 141,079

. 0

. 141,079

. 0

. 0

0100010. 225% 41CSO 2 1/2% (NLP,CRF,ANB) 1947-57 ...

. 6,291

. 0

. 6,291

. 0

. 0

0100011. 350% 41CSO 2 1/2% (NLP,CRF,ANB) 1951-57 ...

. 29,620

. 0

. 29,620

. 0

. 0

0100012. 58 CSO 2 1/2% (NLP-CNF-ANB) 1962-71 .....

. 298,931,849

. 0

. 298,931,849

. 0

. 0

0100013. 58 CSO 2 3/4% (NLP-CNF-ANB) 1962-71 .....

. 1,158,930

. 0

. 1,158,930

. 0

. 0

0100014. 58 CET 2 1/2% (NLP-CNF-ANB) 1962-71 ...

. 10,645,184

. 0

. 10,645,184

. 0

. 0

0100015. 58 CSO 3%1963-68 Grp (NLP-CNF-ANB) 1971-78 ...

. 524,870,628

. 0

. 524,822,532

. 0

. 48,096

0100016. 58 CET 3% (NLP-CNF-ANB) 1971-79 .............

. 23,738,668

. 0

. 23,738,668

. 0

. 0

0100017. 58 CSO 3 1/2% (CRVM-CNF-ANB) 1975-80 ......

. 2,315,095

. 0

. 1,985,224

. 0

. 329,871

0100018. 58 CSO 4/20/3% (NLP-CNF-ANB) 1979-87 .....

. 542,016,257

. 0

. 542,016,257

. 0

. 0

0100019. 58 CET 4/20/3% (NLP-CNF-ANB) 1979-87 ...

. 20,355,288

. 0

. 20,355,288

. 0

. 0

0100020. 58 CSO 4% (NLP-CNF-ANB) 1979-87

. 134,404,504

. 0

. 134,404,504

. 0

. 0

0100021. 58 CET 4% (NLP-CNF-ANB) 1979-87

..............................................................................

. 14,422,642

. 0

. 14,422,642

. 0

. 0

0100022. 58 CSO 4/20/3% (MOD-CNF-ANB) 1979-87 ......

. 0

. 0

. 0

. 0

. 0

0100023. 58 CSO 4 1/2% (NLP-CNF-ANB) 1982-84 ...

. 604,676

. 0

. 604,676

. 0

. 0

0100024. 58 CSO 4 1/2% (MOD-CNF-ANB) 1982-84 ....

. 1,543,271

. 0

. 1,543,271

. 0

. 0

0100025. 58 CSO 4% (CRVM-CNF-ANB) 1979-87 ...

. 395,381,548

. 0

. 395,381,548

. 0

. 0

0100026. 80 CSO 6% (NLP-CNF-ANB) 1984-86

..............................................................................

. 3,086,489

. 0

. 3,086,489

. 0

. 0

0100027. 80 CSO 5/10/4% (CRVM-CNF-ANB) 1985-92 ........

. 1,339,552,773

. 0

. 1,339,552,773

. 0

. 0

0100028. 80 CSO 4% (NLP-CNF-ANB) 1984-92

..............................................................................

. 19,962,267

. 0

. 19,962,267

. 0

. 0

0100029. 80 CET 5/10/4% (NLP-CNF-ANB) 1985-92 .

. 44,948,191

. 0

. 44,948,191

. 0

. 0

0100030. 80 CSO 5/10/4% (NLP-CNF-ANB) 1985-92 ...

. 35,301,173

. 0

. 35,301,173

. 0

. 0

0100031. 80 CET 5 1/2% (NLP-CNF-ANB) 1987-92

. 2,206,961

. 0

. 2,206,961

. 0

. 0

0100032. 80 CSO 5 1/2% (CRVM-CNF-ANB) 1987-92 .....

. 314,536,646

. 0

. 314,536,646

. 0

. 0

0100033. 80 CSO 5 1/2%1986-89Grp (NLP-CNF-ANB) 1987-92

..............................................................................

. 638,880,881

. 0

. 638,745,805

. 0

. 135,076

0100034. 80 CSO Sel & Ult 5 1/2% (NLP-CNF-ANB) 1989-92

..............................................................................

. 10,222,536

. 0

. 10,222,536

. 0

. 0

0100035. 80 CET 5% (NLP-CNF-ANB) 1992-94 ..........

. 8,978,016

. 0

. 8,978,016

. 0

. 0

0100036. 80 CSO 5% (CRVM-CNF-ANB) 1992-94 ...............

. 223,720,144

. 0

. 223,720,144

. 0

. 0

0100037. 80 CSO 5% (NLP-CNF-ANB) 1992-94 ...........

. 64,914,209

. 0

. 64,914,209

. 0

. 0

0100038. 80 CSO Sel & Ult 5% (NLP-CNF-ANB) 1993-94

..............................................................................

. 3,032,084

. 0

. 3,032,084

. 0

. 0

0100039. 80 CET 4 1/2% (NLP-CNF-ANB) 1995-05 ...

. 4,452,221

. 0

. 4,452,221

. 0

. 0

0100040. 80 CSO 4 1/2% (CRVM-CNF-ANB) 1995-05 ........

. 161,757,025

. 0

. 161,757,025

. 0

. 0

0100041. 80 CSO 4 1/2% (NLP-CNF-ANB) 1995-05 .....

. 23,258,988

. 0

. 23,258,988

. 0

. 0

0100042. 80 CSO Sel & Ult 4 1/2% (CRVM-CNF-ANB) 1995-

05 ........................................................................

. 114,865,002

. 0

. 114,865,002

. 0

. 0

0100043. 01 CSO Sel & Ult 4 1/2% (CRVM-CNF-ANB) 2005

..............................................................................

. 12,950,681

. 0

. 12,950,681

. 0

. 0

0100044. 01 CSO Sel & Ult 4% (CRVM-CNF-ANB)

2006-12 ................................................................

. 1,551,922,673

. 0

. 1,551,922,673

. 0

. 0

0100045. 01 CSO Sel & Ult 3 1/2% (CRVM-CNF-ANB)

2013-NB ................................................................

. 1,000,289,303

. 0

. 1,000,289,303

. 0

. 0

0100046. 01 CSO Sel & Ult 3.5% (CRVM-CNF-ANB) NY Basis

2015-NB ................................................................

. 52,504,568

. 0

. 52,504,568

. 0

. 0

0100047. 58 CSO 3% (NLP-CNF-ANB) ISL 1971-78 ......

. 449,606

. 0

. 449,606

. 0

. 0

0100048. 58 CET 3% (NLP-CNF-ANB) ISL 1971-79 .....

. 1,673,134

. 0

. 1,673,134

. 0

. 0

0100049. 58 CSO 3% (MOD-CNF-ANB) ISL 1976-79 ........

. 4,298,623

. 0

. 4,298,623

. 0

. 0

0100050. 58 CSO 3 1/2% (MOD-CNF-ANB) ISL 1976-79

..............................................................................

. 506,748

. 0

. 506,748

. 0

. 0

0100051. 58 CSO 3 1/2% (NLP-CNF-ANB) ISL 1975-

90 ........................................................................

. 29,988

. 0

. 29,988

. 0

. 0

0100052. 58 CET 3 1/2% (NLP-CNF-ANB) ISL 1979-

90 ........................................................................

. 299,156

. 0

. 299,156

. 0

. 0

0100053. 58 CSO 4% (NLP-CNF-ANB) ISL

1979-98 ................................................................

. 31,442,477

. 0

. 31,442,477

. 0

. 0

0100054. 58 CET 4% (NLP-CNF-ANB) ISL

1979-90 ................................................................

. 58,797,897

. 0

. 58,797,897

. 0

. 0

0100055. 58 CSO 4% (MOD-CNF-ANB) ISL 1979-

90 ........................................................................

. 888,811,694

. 0

. 888,811,694

. 0

. 0

0100056. 80 CSO 6% (MOD-CNF-ANB) ISL 1984-

86 ........................................................................

. 615,876,903

. 0

. 615,876,903

. 0

. 0

0100057. 80 CSO 4% (NLP-CNF-ANB) ISL 1984-

92 ........................................................................

. 5,397,821

. 0

. 5,397,821

. 0

. 0

0100058. 80 CSO 5 1/2% (NLP-CNF-ANB) ISL 1987-

92 ........................................................................

. 2,298,954

. 0

. 2,298,954

. 0

. 0

0100059. 80 CSO 5 1/2% (MOD-CNF-ANB) ISL 1987-92

..............................................................................

. 1,115,870,350

. 0

. 1,115,870,350

. 0

. 0

0100060. 80 CSO 5% (MOD-CNF-ANB) ISL 1993-

94 ........................................................................

. 335,699,191

. 0

. 335,699,191

. 0

. 0

0100061. 80 CET 4 1/2% (NLP-CNF-ANB) ISL 1984-

98 ........................................................................

. 13,579,471

. 0

. 13,579,471

. 0

. 0

0100062. 80 CSO 4 1/2% (NLP-CNF-ANB) ISL 1984-90

..............................................................................

. 4,156,697

. 0

. 4,156,697

. 0

. 0

0100063. 80 CSO 4 1/2% (MOD-CNF-ANB) ISL 1987-05 .

. 2,116,947,318

. 0

. 2,116,947,318

. 0

. 0

0100064. 80 CET 4 % (NLP-CNF-ANB) ISL

1992-96 ................................................................

. 1,313,917

. 0

. 1,313,917

. 0

. 0

0100065. 100% 1980 CSO 5 1/2% (NLP-CNF-ANB) ISL

1987-88 ................................................................

. 363,441,322

. 0

. 363,441,322

. 0

. 0

12

1

Valuation Standard

2

Total (a)

3

Industrial

4

Ordinary

5

Credit (Group and Individual)

6

Group

0100066. 100% 1980 CSO 6% (NLP-CNF-ANB) ISL

1984-86 ................................................................

. 1,023,170,949

. 0

. 1,023,170,949

. 0

. 0

0100067. 100% 1980 CSO 5 1/2% (NLP-CNF-ANB) ISL

1987-88 ................................................................

. 16,813,426

. 0

. 16,813,426

. 0

. 0

0100068. 1980 CSO 4% (DEF) (MOD-CNF-ANB) ISL 2006-08 .

. 1,005,214,319

. 0

. 1,005,214,319

. 0

. 0

0100069. 2001 CSO 4% (DEF) (MOD-CNF-ANB) ISL 2006-12 .

. 1,402,632,222

. 0

. 1,402,632,222

. 0

. 0

0100070. 2001 CSO 3.5% (DEF) (MOD-CNF-ANB) ISL 2013-NB

..............................................................................

. 626,220,422

. 0

. 626,220,422

. 0

. 0

0100071. 2005 Group Term Life Waiver Reserve Table

1983-86 ................................................................

. 0

. 0

. 0

. 0

. 0

0100072. Employee Benefits Group Life ...........................

. 0

. 0

. 0

. 0

. 0

0100073. 2017 CSO 3.5% (DEF) (MOD-CNF-ANB) ISL 2017-NB

..............................................................................

. 93,317,297

. 0

. 93,317,297

. 0

. 0

0100074. 2017 CSO ANB 3.5% Reg 213 ................................

. 145,703,362

. 0

. 145,703,362

. 0

. 0

0100075. 2017 CSO ANB 3.75% Reg 213 ..............................

. 4,441,460

. 0

. 4,441,460

. 0

. 0

0100076. Reg 213 3.25% CRVM Excess (2021-2023)-NB ......

. 0

. 0

. 0

. 0

. 0

0100077. 2017 CSO 3% Mod. VM20 CNF****(UL) 2021-2024

..............................................................................

. 105,643,922

. 0

. 105,643,922

. 0

. 0

0100078. 2017 CSO 3.5 %(DEF) (MOD-CNF)2025-NB .............

. 8,487,165

. 0

. 8,487,165

. 0

. 0

0100079. VM-20 DET/STO 2021-NB - ISL .............................

. 0

. 0

. 0

. 0

. 0

0100080. Reg 213 CRVM Excess 2021-NB - ISL ...................

. 0

. 0

. 0

. 0

. 0

0199997. Totals (gross)

17,803,088,651

0

17,802,546,089

0

542,562

0199998. Reinsurance ceded

11,032,577,866

0

11,032,035,304

0

542,562

0199999. Life Insurance: Totals (net)

6,770,510,785

0

6,770,510,785

0

0

0200001. 37 SA (1st mod.) 3 1/2% (DEF FI) 1923-34

. 17,370

.............XXX..............

. 17,370

.............XXX..............

. 0

0200002. 37 SA (2nd mod.) 3 1/2% (DEF FI) 1921-34 ..

. 7,519

.............XXX..............

. 7,519

.............XXX..............

. 0

0200003. EQ 1954 Life Inc. 2 1/2% (DEF FI) 1954-62

..............................................................................

. 0

.............XXX..............

. 0

.............XXX..............

. 0

0200004. EQ 1963 Life Inc. 2 3/4% (DEF FI) 1963-70

..............................................................................

. 1,309

.............XXX..............

. 1,309

.............XXX..............

. 0

0200005. EQ 1963 Life Inc. 3% (DEF FI) 1963-89

. 2,125,298

.............XXX..............

. 2,125,298

.............XXX..............

. 0

0200006. EQ 1971 Life Inc. 3% (DEF FI) 1970-87

. 87,933

.............XXX..............

. 87,933

.............XXX..............

. 0

0200007. 2012 IAM 1 YR FORWARD NY Reg 213 1980-2023 ...

. 15,690,596,768

.............XXX..............

. 4,647,481,251

.............XXX..............

. 11,043,115,516

0200008. 1983 Table A 5 1/2%(CARVM)(DEF

NFI)1996-2001 .....................................................

. 619,726,205

.............XXX..............

. 50,924,862

.............XXX..............

. 568,801,342

0200009. 1983 Table A proj 5 1/2% (DEF FI) 1995-98

. 5,458,850

.............XXX..............

. 864,309

.............XXX..............

. 4,594,542

0200010. 1983 Table A proj 5 1/2% (IMM) 1995-98

..............................................................................

. 0

.............XXX..............

. 0

.............XXX..............

. 0

0200011. 1983 Table A 11 3/4% (SS) 1982 ..................

. 1,567,752

.............XXX..............

. 1,567,752

.............XXX..............

. 0

0200012. 1983 Table A 11 1/4% (SS) 1984 ..................

. 1,028,462

.............XXX..............

. 1,028,462

.............XXX..............

. 0

0200013. 1983 Table A 11% (SS) 1983, 1985 ...............

. 68,376,029

.............XXX..............

. 68,376,029

.............XXX..............

. 0

0200014. 1983 Table A 9 1/4% (SS) 1986 ....................

. 94,662,837

.............XXX..............

. 94,662,837

.............XXX..............

. 0

0200015. 1983 Table A 8% (SS) 1987 ...........................

. 168,045,926

.............XXX..............

. 168,045,926

.............XXX..............

. 0

0200016. 1983 Table A 7 3/4% (SS) 1975 ....................

. 0

.............XXX..............

. 0

.............XXX..............

. 0

0200017. 1983 Table A proj. 6% (Imm) 1911 - 68, 93

- 98 .....................................................................

. 1,722,456

.............XXX..............

. 1,722,456

.............XXX..............

. 0

0200018. 1983 Table A proj. 6 1/4% (Imm) 1969 ........

. 28,943

.............XXX..............

. 28,943

.............XXX..............

. 0

0200019. 1983 Table A proj. 6 1/2% (Imm) 1970 ........

. 7,392

.............XXX..............

. 7,392

.............XXX..............

. 0

0200020. 1983 Table A proj. 6 3/4% (Imm) 1971 - 72

. 93,921

.............XXX..............

. 93,921

.............XXX..............

. 0

0200021. 1983 Table A proj. 7% (Imm) 1973 ...............

. 143,106

.............XXX..............

. 143,106

.............XXX..............

. 0

0200022. 1983 Table A proj. 7 1/4% (Imm) 1974 ........

. 79,155

.............XXX..............

. 79,155

.............XXX..............

. 0

0200023. 1983 Table A proj. 7 1/2% (Imm) 1978 ........

. 27,204

.............XXX..............

. 27,204

.............XXX..............

. 0

0200024. 1983 Table A proj. 7 3/4% (Imm) 1975 - 77,

92 ........................................................................

. 297,690

.............XXX..............

. 297,690

.............XXX..............

. 0

0200025. 1983 Table A proj. 8% (Imm) 1987 ...............

. 692,345

.............XXX..............

. 692,345

.............XXX..............

. 0

0200026. 1983 Table A proj. 8 1/4% (Imm) 1979, 90 -

91 ........................................................................

. 462,253

.............XXX..............

. 462,253

.............XXX..............

. 0

0200027. 1983 Table A proj. 8 3/4% (Imm) 1988 - 89

. 2,171,933

.............XXX..............

. 2,171,933

.............XXX..............

. 0

0200028. 1983 Table A proj. 9 1/4% (Imm) 1986 ........

. 599,974

.............XXX..............

. 599,974

.............XXX..............

. 0

0200029. 1983 Table A proj. 9 3/4% (Imm) 1980 ........

. 19,656

.............XXX..............

. 19,656

.............XXX..............

. 0

0200030. 1983 Table A proj. 11% (Imm) 1981 - 85 .....

. 2,953,326

.............XXX..............

. 2,953,326

.............XXX..............

. 0

0200031. AM 2000 6% (Imm) 1999, 2003, 2009 .............

. 29,696,267

.............XXX..............

. 8,967,196

.............XXX..............

. 20,729,071

0200032. AM 2000 6% (DEF. FI) 2009 ...........................

. 0

.............XXX..............

. 0

.............XXX..............

. 0

0200033. AM 2000 6 1/2% (Imm) 2002 ...........................

. 443,499

.............XXX..............

. 443,499

.............XXX..............

. 0

0200034. AM 2000 6 3/4% (Imm) 2001 ...........................

. 1,060,168

.............XXX..............

. 1,060,168

.............XXX..............

. 0

0200035. AM 2000 7% (Imm) 2000 ..................................

. 1,998,554

.............XXX..............

. 1,998,554

.............XXX..............

. 0

0200036. AM 2000 5 1/2% (IMM) 1999-2004, 2007-08 ...

. 21,020,344

.............XXX..............

. 11,496,248

.............XXX..............

. 9,524,096

0200037. AM 2000 5 1/2% (DEF. FI) 1999-2004, 2007-

08 ........................................................................

. 0

.............XXX..............

. 0

.............XXX..............

. 0

0200038. AM 2000 5 1/4% (IMM) 2005 - 2006, 2010 ....

. 46,856,995

.............XXX..............

. 24,195,440

.............XXX..............

. 22,661,555

0200039. AM 2000 5 1/4% (DEF. FI) 2005 - 2006, 2010

..............................................................................

. 40,953

.............XXX..............

. 0

.............XXX..............

. 40,953

0200040. AM 2000 5 % (IMM) 2011 ................................

. 32,868,426

.............XXX..............

. 12,600,582

.............XXX..............

. 20,267,845

0200041. AM 2000 5 % (DEF. FI) 2011 .........................

. 0

.............XXX..............

. 0

.............XXX..............

. 0

0200042. AM 2000 4 1/4% (IMM) 2012 ...........................

. 44,435,236

.............XXX..............

. 11,799,857

.............XXX..............

. 32,635,379

0200043. AM 2000 4 1/4% (DEF. FI) 2012 ....................

. 0

.............XXX..............

. 0

.............XXX..............

. 0

0200044. AM 2000 4% (IMM) 2013 ................................

. 43,282,215

.............XXX..............

. 12,663,729

.............XXX..............

. 30,618,485

0200045. AM 2000 4 % (DEF. FI) 2013 .........................

. 0

.............XXX..............

. 0

.............XXX..............

. 0

0200046. AM 2000 4 1/2% (IMM) 2014 .........................

. 44,828,363

.............XXX..............

. 10,454,602

.............XXX..............

. 34,373,761

0200047. AM 2000 4 1/2% (DEF. FI) 2014 ....................

. 58,773

.............XXX..............

. 58,773

.............XXX..............

. 0

0200048. 2012 IAR 4% (IMM) 2015 -2016 2019 ..........

. 381,014,009

.............XXX..............

. 91,973,756

.............XXX..............

. 289,040,252

0200049. 2012 IAR 4% (DEF. FI) 2015 -2016 2019 .....

. 106,454,087

.............XXX..............

. 29,615,113

.............XXX..............

. 76,838,974

0200050. 2012 IAR 3 3/4% (IMM) 2017 2018 .............

. 309,930,182

.............XXX..............

. 71,419,227

.............XXX..............

. 238,510,955

0200051. 2012 IAR 3 3/4% (DEF. FI) 2017 2018 ........

. 83,596,591

.............XXX..............

. 21,838,970

.............XXX..............

. 61,757,622

0200052. 2012 IAR 3 1/2% (DEF) 2017 NB ......................

. 17,483,366

.............XXX..............

. 0

.............XXX..............

. 17,483,366

0200053. 2012 IAR NY 213 Non-Jumbo 0.5%-0.99% (IMM)

2020 .....................................................................

. 0

.............XXX..............

. 0

.............XXX..............

. 0

0200054. 2012 IAR NY 213 Non-Jumbo 0.5%-0.99% (DEF.

FI) 2020 ...........................................................

. 0

.............XXX..............

. 0

.............XXX..............

. 0

0200055. 2012 IAR NY 213 Non-Jumbo 1.00%-1.49%

(IMM) 2020 - 2022 ...........................................

. 29,303,364

.............XXX..............

. 5,070,850

.............XXX..............

. 24,232,514

12.1

1

Valuation Standard

2

Total (a)

3

Industrial

4

Ordinary

5

Credit (Group and Individual)

6

Group

0200056. 2012 IAR NY 213 Non-Jumbo 1.00%-1.49%

(DEF. FI) 2020 - 2022 ....................................

. 5,591,528

.............XXX..............

. 2,041,994

.............XXX..............

. 3,549,534

0200057. 2012 IAR NY 213 Non-Jumbo 1.50%-1.99%

(IMM) 2020 - 2022 ...........................................

. 222,331,870

.............XXX..............

. 60,644,044

.............XXX..............

. 161,687,826

0200058. 2012 IAR NY 213 Non-Jumbo 1.50%-1.99%

(DEF. FI) 2020 - 2022 ....................................

. 23,424,462

.............XXX..............

. 5,841,334

.............XXX..............

. 17,583,128

0200059. 2012 IAR NY 213 Non-Jumbo 2.00%-2.49%

(IMM) 2020 - 2022 ...........................................

. 387,849,629

.............XXX..............

. 90,082,634

.............XXX..............

. 297,766,995

0200060. 2012 IAR NY 213 Non-Jumbo 2.00%-2.49%

(DEF. FI) 2020 - 2022 ....................................

. 45,213,327

.............XXX..............

. 12,461,653

.............XXX..............

. 32,751,674

0200061. 2012 IAR NY 213 Non-Jumbo 2.50%-2.99%

(IMM) 2020 - 2022 ...........................................

. 255,143,968

.............XXX..............

. 60,976,953

.............XXX..............

. 194,167,015

0200062. 2012 IAR NY 213 Non-Jumbo 2.50%-2.99%

(DEF. FI) 2020 - 2022 ....................................

. 31,489,406

.............XXX..............

. 11,941,590

.............XXX..............

. 19,547,816

0200063. 2012 IAR NY 213 Non-Jumbo 3.00%-3.49%

(IMM) 2020 - 2022 ...........................................

. 53,152,309

.............XXX..............

. 8,666,484

.............XXX..............

. 44,485,825

0200064. 2012 IAR NY 213 Non-Jumbo 3.00%-3.49%

(DEF. FI) 2020 - 2022 ....................................

. 8,200,992

.............XXX..............

. 1,225,053

.............XXX..............

. 6,975,939

0200065. 2012 IAR NY 213 Non-Jumbo 3.50%-3.99% (IMM)

2022 .....................................................................

. 42,822,579

.............XXX..............

. 14,109,576

.............XXX..............

. 28,713,003

0200066. 2012 IAR NY 213 Non-Jumbo 3.50%-3.99%

(DEF. FI) 2022 .................................................

. 3,279,962

.............XXX..............

. 483,264

.............XXX..............

. 2,796,698

0200067. 2012 IAR NY 213 Non-Jumbo 4.00%-4.49%

(IMM) 2022 2024-2025 ....................................

. 256,140,487

.............XXX..............

. 64,786,967

.............XXX..............

. 191,353,520

0200068. 2012 IAR NY 213 Non-Jumbo 4.00%-4.49%

(DEF. FI) 2022 2024-2025 .............................

. 20,157,136

.............XXX..............

. 6,828,150

.............XXX..............

. 13,328,986

0200069. 2012 IAR NY 213 Non-Jumbo 4.50%-4.99%

(IMM) 2022- 2025 ...........................................

. 1,284,221,826

.............XXX..............

. 327,208,278

.............XXX..............

. 957,013,548

0200070. 2012 IAR NY 213 Non-Jumbo 4.50%-4.99%

(DEF. FI) 2022- 2025 ....................................

. 66,400,959

.............XXX..............

. 14,409,735

.............XXX..............

. 51,991,224

0200071. 2012 IAR NY 213 Non-Jumbo 5.00%-5.49%

(IMM) 2022- 2025 ...........................................

. 966,074,487

.............XXX..............

. 249,774,295

.............XXX..............

. 716,300,192

0200072. 2012 IAR NY 213 Non-Jumbo 5.00%-5.49%

(DEF. FI) 2022- 2025 ....................................

. 50,723,306

.............XXX..............

. 12,073,422

.............XXX..............

. 38,649,883

0200073. AM 2000 5 1/2% (Carvm) (DEF. NFI) 2001 .....

. 139,807,546

.............XXX..............

. 0

.............XXX..............

. 139,807,546

0200074. Additional Lump Sum Reserves on SS (SS)

1982-89 ................................................................

. 1,289,872

.............XXX..............

. 1,289,872

.............XXX..............

. 0

0200075. EQ 3% Min.Death/IncomeBen.(CARVM)(DEF NFI) ...

. 11,492,020

.............XXX..............

. 11,492,020

.............XXX..............

. 0

0200076. 71 IAM 4% (CARVM)(DEF NFI) 1978 - 80 ...

. 2,379,911

.............XXX..............

. 2,379,911

.............XXX..............

. 0

0200077. 71 IAM 5 1/2% (CARVM)(DEF NFI) 1981 -

82 ........................................................................

. 37,732,832

.............XXX..............

. 37,732,832

.............XXX..............

. 0

0200078. 71 IAM 6% (CARVM)(DEF NFI) 1993 ............

. 320,223

.............XXX..............

. 320,223

.............XXX..............

. 0

0200079. 71 IAM 6 1/2% (CARVM)(DEF NFI) 1992 .....

. 2,642,859

.............XXX..............

. 2,642,859

.............XXX..............

. 0

0200080. 71 IAM 6 3/4% (CARVM)(DEF NFI) 1987 .....

. 6,460,011

.............XXX..............

. 6,460,011

.............XXX..............

. 0

0200081. 71 IAM 7% (CARVM)(DEF NFI) 1990 - 91 ...

. 10,204,297

.............XXX..............

. 10,204,297

.............XXX..............

. 0

0200082. 71 IAM 7 1/4% (CARVM)(DEF NFI) 1989 .....

. 10,647,193

.............XXX..............

. 10,647,193

.............XXX..............

. 0

0200083. 71 IAM 7 1/2% (CARVM)(DEF NFI) 1988 .....

. 8,691,715

.............XXX..............

. 8,691,715

.............XXX..............

. 0

0200084. 71 IAM 7 3/4% (CARVM)(DEF NFI) 1986 .....

. 6,520,148

.............XXX..............

. 6,520,148

.............XXX..............

. 0

0200085. 71 IAM 9% (CARVM)(DEF NFI) 1985 ............

. 9,700,123

.............XXX..............

. 9,700,123

.............XXX..............

. 0

0200086. 71 IAM 9 1/4% (CARVM)(DEF NFI) 1983-84

. 24,245,260

.............XXX..............

. 24,245,260

.............XXX..............

. 0

0200087. 71 GAM 5% (IMM) 1929-1974 ..........

. 8,375,157

.............XXX..............

. 0

.............XXX..............

. 8,375,157

0200088. 71 GAM 5% (DEF FI) 1929-1974 ............

. 196,585

.............XXX..............

. 0

.............XXX..............

. 196,585

0200089. 71 GAM 6% (IMM) 1975-1976 ..........

. 1,376,182

.............XXX..............

. 0

.............XXX..............

. 1,376,182

0200090. 71 GAM 6% (DEF FI) 1975-1976 ............

. 33,628

.............XXX..............

. 0

.............XXX..............

. 33,628

0200091. 71 GAM 6% (DEF NFI)1971- NB ...............

. 0

.............XXX..............

. 0

.............XXX..............

. 0

0200092. 71 GAM 7 1/2% (IMM) 1977-1984 ..........

. 61,272,918

.............XXX..............

. 0

.............XXX..............

. 61,272,918

0200093. 71 GAM 7 1/2% (DEF FI) 1977-1984 .....

. 15,513,729

.............XXX..............

. 0

.............XXX..............

. 15,513,729

0200094. 71 GAM 7 3/4% (IMM) 1983 ...................

. 765,892

.............XXX..............

. 0

.............XXX..............

. 765,892

0200095. 71 GAM 7 3/4% (DEF FI) 1983 ..............

. 36,175

.............XXX..............

. 0

.............XXX..............

. 36,175

0200096. 71 GAM 9 3/4% (IMM) 1983-1984 ..........

. 26,408,340

.............XXX..............

. 0

.............XXX..............

. 26,408,340

0200097. 71 GAM 10 3/4% (IMM) 1983-1984 ........

. 5,022,230

.............XXX..............

. 0

.............XXX..............

. 5,022,230

0200098. 71 GAM 11 1/4% (IMM) 1982-1984 ........

. 6,420,403

.............XXX..............

. 0

.............XXX..............

. 6,420,403

0200099. 71 GAM 12 1/2% (IMM) 1982 .................

. 38,766

.............XXX..............

. 0

.............XXX..............

. 38,766

0200100. 71 GAM 13 1/4% (IMM) 1982 .................

. 601,192

.............XXX..............

. 0

.............XXX..............

. 601,192

0200101. 83 GAM 5 1/2% (DEF FI) 1995-2009 .....

. 2,176

.............XXX..............

. 0

.............XXX..............

. 2,176

0200102. 83 GAM 5 3/4% (IMM) 1992-2009 ..........

. 5,068

.............XXX..............

. 0

.............XXX..............

. 5,068

0200103. 83 GAM 6% (IMM) 1987-2009 .......

. 2,133,019

.............XXX..............

. 0

.............XXX..............

. 2,133,019

0200104. 83 GAM 6% (DEF FI) 1987-2009 ..

. 433,180

.............XXX..............

. 0

.............XXX..............

. 433,180

0200105. 83 GAM 6 1/4% (IMM) 1988-2002

. 3,169,506

.............XXX..............

. 0

.............XXX..............

. 3,169,506

0200106. 83 GAM 6 1/4% (DEF FI) 1988-

2002 .....................................................................

. 114,257

.............XXX..............

. 0

.............XXX..............

. 114,257

0200107. 83 GAM 6 1/2% (IMM) 1986-2002 ..........

. 20,428,329

.............XXX..............

. 0

.............XXX..............

. 20,428,329

0200108. 83 GAM 6 1/2% (DEF FI) 1986-2002 ............

. 2,055,873

.............XXX..............

. 0

.............XXX..............

. 2,055,873

0200109. 83 GAM 6 3/4% (IMM) 1992-2001 ..........

. 1,083,573

.............XXX..............

. 0

.............XXX..............

. 1,083,573

0200110. 83 GAM 7% (IMM) 1993,1995,2000 .

. 889,044

.............XXX..............

. 0

.............XXX..............

. 889,044

0200111. 83 GAM 7 1/4% (IMM) 1987,1990-

1991,1995 ............................................................

. 9,135,529

.............XXX..............

. 0

.............XXX..............

. 9,135,529

0200112. 83 GAM 7 1/2% (IMM) 1985,1989,1992 .

. 55,853,231

.............XXX..............

. 0

.............XXX..............

. 55,853,231

0200113. 83 GAM 7 1/2% (DEF FI) 1985,1989,1992 ...

. 10,793,385

.............XXX..............

. 0

.............XXX..............

. 10,793,385

0200114. 83 GAM 7 3/4% (IMM) 1987-88,92 ........

. 1,830,680

.............XXX..............

. 0

.............XXX..............

. 1,830,680

0200115. 83 GAM 8% (IMM) 1986-1987,1990-

1991 .....................................................................

. 33,881,889

.............XXX..............

. 0

.............XXX..............

. 33,881,889

0200116. 83 GAM 8 1/4% (IMM) 1989-91 .............

. 9,379,115

.............XXX..............

. 0

.............XXX..............

. 9,379,115

0200117. 83 GAM 8 1/2% (IMM) 1988 ...................

. 24,091

.............XXX..............

. 0

.............XXX..............

. 24,091

0200118. 83 GAM 8 3/4% (IMM) 1986-89 .............

. 13,051,610

.............XXX..............

. 0

.............XXX..............

. 13,051,610

0200119. 83 GAM 9 1/4% (IMM) 1986 ...................

. 7,464,454

.............XXX..............

. 0

.............XXX..............

. 7,464,454

0200120. 83 GAM 9 1/2% (IMM) 1985 ...................

. 23,753,724

.............XXX..............

. 0

.............XXX..............

. 23,753,724

0200121. 83 GAM 10 1/2%(IMM) 1985 ...................

. 8,783,684

.............XXX..............

. 0

.............XXX..............

. 8,783,684

0200122. 83 GAM 11% (IMM) 1985 ...................

. 8,548,956

.............XXX..............

. 0

.............XXX..............

. 8,548,956

0200123. 94 GAM 3% (IMM) 2021 .........................

. 65,333

.............XXX..............

. 0

.............XXX..............

. 65,333

0200124. 94 GAM 3 1/4% (IMM) 2020 ...................

. 88,138

.............XXX..............

. 0

.............XXX..............

. 88,138

0200125. 94 GAM 3 1/2% (IMM) 2013-2022 ..........

. 985,470

.............XXX..............

. 0

.............XXX..............

. 985,470

12.2

1

Valuation Standard

2

Total (a)

3

Industrial

4

Ordinary

5

Credit (Group and Individual)

6

Group

0200126. 94 GAM 3 3/4% (IMM) 2012-2019 ..........

. 176,511

.............XXX..............

. 0

.............XXX..............

. 176,511

0200127. 94 GAM 4% (IMM) 2011-2016,2019 .

. 466,230

.............XXX..............

. 0

.............XXX..............

. 466,230

0200128. 94 GAM 4 1/4% (IMM) 2005-2014 ...

. 190,494

.............XXX..............

. 0

.............XXX..............

. 190,494

0200129. 94 GAM 4 1/2% (IMM)

2004,2008,2011,2014 ...........................................

. 917,818

.............XXX..............

. 0

.............XXX..............

. 917,818

0200130. 94 GAM 4 3/4% (IMM) 2023 ..............

. 146,167

.............XXX..............

. 0

.............XXX..............

. 146,167

0200131. 94 GAM 5% (DEF FI) 2025 ..............

. 22,163

.............XXX..............

. 0

.............XXX..............

. 22,163

0200132. 94 GAM 5% (IMM) 2001-2011, 2024,

2025 .....................................................................

. 15,016,310

.............XXX..............

. 0

.............XXX..............

. 15,016,310

0200133. 94 GAM 5 1/4% (IMM) 2000-2010 ..........

. 356,418

.............XXX..............

. 0

.............XXX..............

. 356,418

0200134. 94 GAM 5 1/2% (IMM) 2003-2004,2007-

2009 .....................................................................

. 804,353

.............XXX..............

. 0

.............XXX..............

. 804,353

0200135. 94 GAM 6% (IMM) 2001-2003,2009 ........

. 1,577,283

.............XXX..............

. 0

.............XXX..............

. 1,577,283

0200136. 94 GAM 6 1/4% (IMM) 2000,2002 ..........

. 12,430

.............XXX..............

. 0

.............XXX..............

. 12,430

0200137. 94 GAM 6 1/2% (IMM) 2001-2002 ..........

. 196,470

.............XXX..............

. 0

.............XXX..............

. 196,470

0200138. 94 GAM 6 3/4% (IMM) 2000-2001 ..........

. 176,461

.............XXX..............

. 0

.............XXX..............

. 176,461

0200139. 94 GAM 7% (IMM) 2000 ...................

. 5,889,266

.............XXX..............

. 0

.............XXX..............

. 5,889,266

0200140. Group Pension Non Deficit ................................

. 58,737,803

.............XXX..............

. 0

.............XXX..............

. 58,737,803

0200141. GA Associations .................................................

. 142,201,753

.............XXX..............

. 0

.............XXX..............

. 142,201,753

0299997. Totals (gross)

22,416,627,690

XXX

6,436,028,665

XXX

15,980,599,025

0299998. Reinsurance ceded

16,255,607,179

XXX

5,133,555,779

XXX

11,122,051,400

0299999. Annuities: Totals (net)

6,161,020,511

XXX

1,302,472,886

XXX

4,858,547,625

0300001. 1983 Table A Proj. 6% 1993-98 ..

. 13,203,634

. 0

. 13,203,634

. 0

. 0

0300002. 1983 Table A Proj. 7 1/2% 1982 ..

. 3,309

. 0

. 3,309

. 0

. 0

0300003. 1983 Table A Proj. 7 3/4% 1992 ..

. 2,082,841

. 0

. 2,082,841

. 0

. 0

0300004. 1983 Table A Proj. 8% 1907-82,

87 ........................................................................

. 997,805

. 0

. 997,805

. 0

. 0

0300005. 1983 Table A Proj. 8 1/4% 1990-91

..............................................................................

. 2,833,261

. 0

. 2,833,261

. 0

. 0

0300006. 1983 Table A Proj. 8 3/4% 1988-89

..............................................................................

. 831,777

. 0

. 831,777

. 0

. 0

0300007. 1983 Table A Proj. 9 1/4% 1986 ..

. 143,833

. 0

. 143,833

. 0

. 0

0300008. 1983 Table A Proj. 11% 1982-85 ..

. 473,466

. 0

. 473,466

. 0

. 0

0300009. 1983 Table A Proj. 11 1/4% 1984 ..

. 951

. 0

. 951

. 0

. 0

0300010. AM 2000 4 % 2013 ...............

. 5,764,083

. 0

. 5,764,083

. 0

. 0

0300011. AM 2000 4 1/4 % 2012 ........

. 6,886,286

. 0

. 6,886,286

. 0

. 0

0300012. AM 2000 4 1/2 % 2014 ........

. 6,957,680

. 0

. 6,957,680

. 0

. 0

0300013. AM 2000 5 % 2011 ...............

. 10,375,712

. 0

. 10,375,712

. 0

. 0

0300014. AM 2000 5 1/4% 2005-06, 2010 .

. 27,140,486

. 0

. 27,140,486

. 0

. 0

0300015. AM 2000 5 1/2% 2004, 2007,

2008 .....................................................................

. 25,440,323

. 0

. 25,440,323

. 0

. 0

0300016. AM 2000 6% 1999, 2003,

2009 .....................................................................

. 12,395,100

. 0

. 12,395,100

. 0

. 0

0300017. AM 2000 6 1/2% 2002 ..........

. 2,928,706

. 0

. 2,928,706

. 0

. 0

0300018. AM 2000 6 3/4% 2001 ..........

. 4,126,380

. 0

. 4,126,380

. 0

. 0

0300019. AM 2000 7% 2000 .......

. 3,405,290

. 0

. 3,405,290

. 0

. 0

0300020. 2012 IAR 4% 2015-16 .............................

. 26,557,924

. 0

. 26,557,924

. 0

. 0

0300021. 2012 IAR 3 3/4% 2017, 2018 ...........................

. 28,598,598

. 0

. 28,598,598

. 0

. 0

0300022. 2012 IAR NY 213 Non-Jumbo 0.5%-0.99%

2020, 2022 ..........................................................

. 200,884

. 0

. 70,694

. 0

. 130,190

0300023. 2012 IAR NY 213 Non-Jumbo 1.00%-1.49%

2020, 2022 ..........................................................

. 4,295,259

. 0

. 4,035,266

. 0

. 259,993

0300024. 2012 IAR NY 213 Non-Jumbo 1.50%-1.99%

2020, 2022 ..........................................................

. 6,571,818

. 0

. 4,976,056

. 0

. 1,595,762

0300025. 2012 IAR NY 213 Non-Jumbo 2.00%-2.49%

2020, 2022 ..........................................................

. 13,643,088

. 0

. 10,669,145

. 0

. 2,973,943

0300026. 2012 IAR NY 213 Non-Jumbo 2.50%-2.99%

2020, 2022 ..........................................................

. 8,689,929

. 0

. 7,591,783

. 0

. 1,098,146

0300027. 2012 IAR NY 213 Non-Jumbo 3.50%-3.49%

2020, 2022 ..........................................................

. 5,218,186

. 0

. 5,218,186

. 0

. 0

0300028. 2012 IAR NY 213 Non-Jumbo 3.50%-3.99%

2022 .....................................................................

. 1,142,177

. 0

. 863,147

. 0

. 279,030

0300029. 2012 IAR NY 213 Non-Jumbo 4.00%-4.49%

2022, 2024 ..........................................................

. 14,488,575

. 0

. 12,766,508

. 0

. 1,722,067

0300030. 2012 IAR NY 213 Non-Jumbo 4.50%-4.99%

2023 - 2024 .........................................................

. 82,632,765

. 0

. 79,882,374

. 0

. 2,750,391

0300031. 2012 IAR NY 213 Non-Jumbo 5.00%-5.49%

2023 - 2024 .........................................................

. 46,508,725

. 0

. 45,456,251

. 0

. 1,052,474

0300032. Equitable exp 3% MDB(Def) 1971 .......

. 0

. 0

. 0

. 0

. 0

0300033. 1971 GAM 3 1/2% 1969-74

..............................................................................

. 0

. 0

. 0

. 0

. 0

0300034. 1971 GAM 6% 1975-

79 ........................................................................

. 76,176

. 0

. 0

. 0

. 76,176

0300035. 1971 GAM 7 1/2% 1980-82

..............................................................................

. 204,700

. 0

. 0

. 0

. 204,700

0300036. 1971 GAM 11 1/4% 1983-84

..............................................................................

. 156,000

. 0

. 0

. 0

. 156,000

0300037. 1983 GAM 11% 1985

. 719,792

. 0

. 0

. 0

. 719,792

0300038. 1983 GAM 9 1/4% 1986 ..

. 65,036

. 0

. 0

. 0

. 65,036

0300039. 1983 GAM 8% 1987

..............................................................................

. 21,079

. 0

. 0

. 0

. 21,079

0300040. 1983 GAM 8 3/4% 1988-89

..............................................................................

. 286,570

. 0

. 0

. 0

. 286,570

0300041. 1983 GAM 8 1/4% 1990-91

..............................................................................

. 1,420,647

. 0

. 0

. 0

. 1,420,647

0300042. 1983 GAM 7 3/4% 1992 ..

. 302,576

. 0

. 0

. 0

. 302,576

0300043. 1983 GAM 7% 1993, 2000

..............................................................................

. 507,251

. 0

. 0

. 0

. 507,251

0300044. 1983 GAM 6 3/4% 2001 ..

. 900,509

. 0

. 0

. 0

. 900,509

0300045. 1983 GAM 6 1/2% 2002 ..

. 546,992

. 0

. 0

. 0

. 546,992

0300046. 1983 GAM 6% 1994-99, 2003, 2009 .....

. 5,385,151

. 0

. 0

. 0

. 5,385,151

12.3

1

Valuation Standard

2

Total (a)

3

Industrial

4

Ordinary

5

Credit (Group and Individual)

6

Group

0300047. 1983 GAM 5 1/2% 2004, 2007,

2008 .....................................................................

0300048. 1983 GAM 5 1/4% 2005-06,

2010 .....................................................................

0300049. 1983 GAM 5 % 2011 ..........

0300050. 1983 GAM 4 1/4 % 2012 ............

0300051. 1983 GAM 4 % 2013, 2015,

2016 .....................................................................

0300052. 1983 GAM 4 1/2% 2014 .....

0300053. 1983 GAM 3 3/4% 2017, 2018

..............................................................................

0300054. 51 GAM,Equitable 1955 proj, 2 1/2% 1957-66

..............................................................................

0300055. 83 GAM w/adj 1979 NCCI rem 3 1/2% 1900-1974

..............................................................................

0300056. 83 GAM w/adj 1979 NCCI rem 6% 1975-

1979 .....................................................................

0300057. 83 GAM w/adj 1979 NCCI rem 6 1/2% 1994 ......

0300058. 83 GAM w/adj 1979 NCCI rem 7% 1993 .....

0300059. 83 GAM w/adj 1979 NCCI rem 7 1/2% 1980-1982

..............................................................................

0300060. 83 GAM w/adj 1979 NCCI rem 7 3/4% 1992 ........

0300061. 83 GAM w/adj 1979 NCCI rem 8% 1987 .....

0300062. 83 GAM w/adj 1979 NCCI rem 8 1/4% 1990-1991

..............................................................................

0300063. 83 GAM w/adj 1979 NCCI rem 8 3/4% 1988-1989

..............................................................................

0300064. 83 GAM w/adj 1979 NCCI rem 9 1/4% 1986 ........

0300065. 83 GAM w/adj 1979 NCCI rem 11% 1985 ......

0300066. 83 GAM w/adj 1979 NCCI rem 11 1/4 1983-1984

..............................................................................

. 3,029,688

. 3,456,818

. 1,987,544

. 1,438,384

. 4,761,260

. 2,167,848

. 3,164,085

. 0

. 159,834

. 404,329

. 0

. 1,214,493

. 1,236,456

. 3,153,500

. 1,461,201

. 4,455,496

. 3,333,112

. 664,510

. 773,207

. 1,049,683

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 3,029,688

. 3,456,818

. 1,987,544

. 1,438,384

. 4,761,260

. 2,167,848

. 3,164,085

. 0

. 159,834

. 404,329

. 0

. 1,214,493

. 1,236,456

. 3,153,500

. 1,461,201

. 4,455,496

. 3,333,112

. 664,510

. 773,207

. 1,049,683

0399997. Totals (gross)

413,042,778

0

352,676,855

0

60,365,923

0399998. Reinsurance ceded

120,689,224

0

102,783,403

0

17,905,821

0399999. SCWLC: Totals (net)

292,353,554

0

249,893,452

0

42,460,102

0400001. 1926-33 INT w/ AE 3

1/2%...(NLP)..1902-49 ........................................

0400002. 1926-33 INT w/ 41CSO..3%...(NLP) 1947-

65 ........................................................................

0400003. 59 ADB w/ 58 CSO........3%...(NLP-CNF).1962-

71,76 ...................................................................

0400004. 59 ADB w/ 58 CSO...3 1/2%..(NLP-CNF) 1971-75

..............................................................................

0400005. 59 ADB w/ 58 CSO...4% (CRVM-CNF) 1975-NB

..............................................................................

. 0

. 2,531

. 125,458

. 196,002

. 3,616,691

. 0

. 0

. 0

. 0

. 0

. 0

. 2,531

. 125,458

. 196,002

. 3,616,691

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

0499997. Totals (gross)

3,940,683

0

3,940,683

0

0

0499998. Reinsurance ceded

1,718,499

0

1,718,499

0

0

0499999. Accidental Death Benefits: Totals (net)

2,222,184

0

2,222,184

0

0

0500001. 120% 52 INT PER 2 BEN 5 41CSO 2 1/2%...1956-

65 ........................................................................

0500002. 120% 52 INT PER 2 BEN 5 58CSO 2 1/2%...1962-

71 ........................................................................

0500003. 120% 52 INT PER 2 BEN 5 58CSO

3%.........1971-NB .............................................

0500004. LTC DB Accel 94 GAM 4% (NLP) 06 - 12 .............

0500005. LTC DB Accel 94 GAM 3.5% (NLP) 13 - NB ..........

0500006. LTC DB Accel 94 GAM (Exh 5 section E) 3.0% ...

. 0

. 1,092

. 1,644,843

. 20,326,443

. 23,949,201

. 5,212,109

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 1,092

. 1,644,843

. 20,326,443

. 23,949,201

. 5,212,109

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

0599997. Totals (gross)

51,133,688

0

51,133,688

0

0

0599998. Reinsurance ceded

37,855,878

0

37,855,878

0

0

0599999. Disability-Active Lives: Totals (net)

13,277,810

0

13,277,810

0

0

0600001. Class III 2 1/2%..1947-

59 ........................................................................

0600002. 120% 1952 INTERCO BEN 5 4 1/2%.1956-71,76NB .

0600003. 1952 INTERCO BEN 5 4½% .....................................

0600004. 1970 INTERCO DIS (ext. ben.) 3 1/2% 1945-47,

1966-74 ................................................................

0600005. 1970 INTERCO DIS (ext. ben.) 4% 1975-78 ........

0600006. 1970 INTERCO DIS (ext. ben.) 4 1/2% 1979-81 .

0600007. 1970 INTERCO DIS (ext. ben.) 5% 1982, 87-NB .

0600008. 1970 INTERCO DIS (ext. ben.) 5 1/2% 1983-86 .

0600009. LTC DB Accel 4% (NLP) 06 - 12 .........................

0600010. LTC DB Accel 3.5% (NLP ) 2013-NB ....................

0600011. LTC DB Accel 3.0% (NLP ) ..................................

0600012. Employee Benefits Group Life Waiver of Premium

..............................................................................

. 0

. 63,292,543

. 88,983,746

. 0

. 0

. 102,729

. 382,328

. 536,929

. 2,765,398

. 5,818,426

. 278,817

. 2,407,361

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 63,292,543

. 88,983,746

. 0

. 0

. 0

. 0

. 0

. 2,590,568

. 2,662,044

. 278,817

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 102,729

. 382,328

. 536,929

. 174,830

. 3,156,382

. 0

. 2,407,361

0699997. Totals (gross)

164,568,277

0

157,807,718

0

6,760,559

0699998. Reinsurance ceded

115,368,858

0

110,992,695

0

4,376,163

0699999. Disability-Disabled Lives: Totals (net)

49,199,419

0

46,815,023

0

2,384,396

0700001. Reserve for Term Conversion, OPAI, Substandard Extra ...................................................................

0700002. GMDBSecondary Guarantee Reserve .................... 0700003. For excess of valuation net premiums over

gross premiums, as required by state standards. ...........................................................

0700004. Additional Actuarial Reserves -asset/liability analysis ...................................

0700005. Additional Actuarial Reserves -asset/liability analysis (RBC) ........................

0700006. Additional Annuity Guarantee Benefit Reserve

. 209,000

. 5,251,719,672

. 506,427,867

. 890,000,000

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 209,000

. 5,251,719,672

. 506,427,867

. 850,000,000

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 40,000,000

. 0

. 0

0799997. Totals (gross)

6,648,356,539

0

6,608,356,539

0

40,000,000

0799998. Reinsurance ceded

5,726,209,485

0

5,726,209,485

0

0

12.4

1

Valuation Standard

2

Total (a)

3

Industrial

4

Ordinary

5

Credit (Group and Individual)

6

Group

0799999. Miscellaneous Reserves: Totals (net)

922,147,054

0

882,147,054

0

40,000,000

9999999. Totals (net) - Page 3, Line 1

14,210,731,318

0

9,267,339,195

0

4,943,392,123

(a) Included in the above table are amounts of deposit-type contracts that originally contained a mortality risk. Amounts of deposit-type contracts in Column 2 that no longer contain a mortality risk are Life Insurance $ ............................... 0 ; Annuities $ ............................... 0 ; Supplementary Contracts with Life Contingencies $ ...............................0 ;

Accidental Death Benefits $ .................................0 ; Disability - Active Lives $ .................................0 ; Disability - Disabled Lives $ .................................0 ; Miscellaneous Reserves $ .................................0 .

12.5

EXHIBIT 5 - INTERROGATORIES

  1. Has the reporting entity ever issued both participating and non-participating contracts?........................................................................................ Yes [ X ] No [ ]

  2. If not, state which kind is issued.

............................................................................................................................................................................................................................

  1. Does the reporting entity at present issue both participating and non-participating contracts?............................................................................... Yes [ ] No [ X ]

  2. If not, state which kind is issued.

Non-Participating ..............................................................................................................................................................................................

  1. Does the reporting entity at present issue or have in force contracts that contain non-guaranteed elements?....................................................... Yes [ X ] No [ ]

    If so, attach a statement that contains the determination procedures, answers to the interrogatories and an actuarial opinion as described in the instructions.

  2. Has the reporting entity any assessment or stipulated premium contracts in force? Yes [ ] No [ X ]

    If so, state:

    1. Amount of insurance? ......................................................................................................................................................................................$ 0

    2. Amount of reserve? ......................................................................................................................................................................................... $ 0

    3. Basis of reserve:

      ............................................................................................................................................................................................................................

    4. Basis of regular assessments:

      ............................................................................................................................................................................................................................

    5. Basis of special assessments:

      ............................................................................................................................................................................................................................

    6. Assessments collected during the year ........................................................................................................................................................... $ 0

  3. If the contract loan interest rate guaranteed in any one or more of its currently issued contracts is less than 5%, not in advance, state the contract loan rate guarantees on any such contracts.

    ............................................................................................................................................................................................................................

  4. Does the reporting entity hold reserves for any annuity contracts that are less than the reserves that would be held on a standard basis? ......... Yes [ ] No [ X ]

    1. If so, state the amount of reserve on such contracts on the basis actually held:............................................................................................. $ 0

    2. That would have been held (on an exact or approximate basis) using the actual ages of the annuitants; the interest rate(s) used in 6.1; and the same mortality basis used by the reporting entity for the valuation of comparable annuity benefits issued to standard lives. If the reporting entity has no comparable annuity benefits for standard lives to be valued, the mortality basis shall be the table most recently

      approved by the state of domicile for valuing individual annuity benefits: ...................................................................................................... $ 0

      Attach statement of methods employed in their valuation.

  5. Does the reporting entity have any Synthetic GIC contracts or agreements in effect as of December 31 of the current year? .............................. Yes [ ] No [ X ]

    1. If yes, state the total dollar amount of assets covered by these contracts or agreements .............................................................................. $ 0

    2. Specify the basis (fair value, amortized cost, etc.) for determining the amount:

      ............................................................................................................................................................................................................................

    3. State the amount of reserves established for this business: ........................................................................................................................... $ 0

    4. Identify where the reserves are reported in the blank:

      ............................................................................................................................................................................................................................

  6. Does the reporting entity have any Contingent Deferred Annuity contracts or agreements in effect as of December 31 of the current year? ....... Yes [ ] No [ X ]

    1. If yes, state the total dollar amount of account value covered by these contracts or agreements: ................................................................. $ 0

    2. State the amount of reserves established for this business: ........................................................................................................................... $ 0

    3. Identify where the reserves are reported in the blank:

      ............................................................................................................................................................................................................................

  7. Does the reporting entity have any Guaranteed Lifetime Income Benefit contracts, agreements or riders in effect as of December 31 of the

    current year? .......................................................................................................................................................................................................... Yes [ ] No [ X ]

    1. If yes, state the total dollar amount of any account value associated with these contracts, agreements or riders: ........................................ $ 0

    2. State the amount of reserves established for this business: ........................................................................................................................... $ 0

    3. Identify where the reserves are reported in the blank:

............................................................................................................................................................................................................................

EXHIBIT 5A - CHANGES IN BASES OF VALUATION DURING THE YEAR

1

Description of Valuation Class

Valuation Basis

4

Increase in Actuarial Reserve Due to Change

2

Changed From

3

Changed To

.......................................................................................N...........................O..................

...........N...........................E.................

.......................................................

....................................

....................................................................................................................................

......................................................

......................................................

....................................

....................................................................................................................................

......................................................

......................................................

....................................

....................................................................................................................................

......................................................

......................................................

....................................

....................................................................................................................................

......................................................

......................................................

....................................

....................................................................................................................................

......................................................

......................................................

....................................

9999999 - Total (Column 4, only)

13

EXHIBIT 6 - AGGREGATE RESERVES FOR ACCIDENT AND HEALTH CONTRACTS (a)

1

Total

Comprehensive

4

Medicare Supplement

5

Vision Only

6

Dental Only

7

Federal Employees Health Benefits Plan

8

Title XVIII Medicare

9

Title XIX Medicaid

10

Credit A&H

11

Disability Income

12

Long-Term Care

13

Other Health

2

Individual

3

Group

ACTIVE LIFE RESERVE

  1. Unearned premium reserves ..........................................................

  2. Additional contract reserves (b) ......................................................

  3. Additional actuarial reserves-asset/liability analysis .......................

  4. Reserve for future contingent benefits ............................................

  5. Reserve for rate credits ...................................................................

  6. Aggregate write-ins for reserves .....................................................

  7. Totals (gross) ..................................................................................

  8. Reinsurance ceded .........................................................................

  9. Totals (net)

. 4,574,881

. 295,516,522

. 0

. 0

. 0

0

. 2,454,584

. 41,297,309

. 0

. 0

. 0

0

. 0

. 0

. 0

. 0

. 0

0

. 0

. 0

. 0

. 0

. 0

0

. 0

. 0

. 0

. 0

. 0

0

. 0

. 0

. 0

. 0

. 0

0

. 0

. 0

. 0

. 0

. 0

0

. 0

. 0

. 0

. 0

. 0

0

. 0

. 0

. 0

. 0

. 0

0

. 0

. 0

. 0

. 0

. 0

0

. 891,710

. 21,770,666

. 0

. 0

. 0

0

. 1,228,587

. 226,521,480

. 0

. 0

. 0

0

. 0

. 5,927,067

. 0

. 0

. 0

0

. 300,091,403

7,762,721

. 43,751,893

0

. 0

0

. 0

0

. 0

0

. 0

0

. 0

0

. 0

0

. 0

0

. 0

0

. 22,662,376

7,762,721

. 227,750,067

0

. 5,927,067

0

292,328,682

43,751,893

0

0

0

0

0

0

0

0

14,899,655

227,750,067

5,927,067

CLAIM RESERVE

  1. Present value of amounts not yet due on claims ............................

  2. Additional actuarial reserves-asset/liability analysis .......................

  3. Reserve for future contingent benefits ............................................

  4. Aggregate write-ins for reserves .....................................................

  5. Totals (gross) ..................................................................................

  6. Reinsurance ceded .........................................................................

  7. Totals (net)

...1,310,994,851

. 0

. 0

0

. 3,156,160

. 0

. 0

0

. 0

. 0

. 0

0

. 0

. 0

. 0

0

. 0

. 0

. 0

0

. 0

. 0

. 0

0

. 0

. 0

. 0

0

. 0

. 0

. 0

0

. 0

. 0

. 0

0

. 0

. 0

. 0

0

... 1,237,063,438

. 0

. 0

0

. 66,792,225

. 0

. 0

0

. 3,983,028

. 0

. 0

0

...1,310,994,851

...1,104,950,587

206,044,264

. 3,156,160

. 0

3,156,160

. 0

. 0

0

. 0

. 0

0

. 0

. 0

0

. 0

. 0

0

. 0

. 0

0

. 0

. 0

0

. 0

. 0

0

. 0

. 0

0

... 1,237,063,438

...1,100,967,559

136,095,879

. 66,792,225

. 0

66,792,225

. 3,983,028

. 3,983,028

0

17. TOTAL (net)

498,372,946

46,908,053

0

0

0

0

0

0

0

0

150,995,534

294,542,292

5,927,067

18. TABULAR FUND INTEREST

21,236,509

1,828,169

0

0

0

0

0

0

0

0

6,465,397

12,732,431

210,512

DETAILS OF WRITE-INS

0601. .........................................................................................................

0602. .........................................................................................................

0603. .........................................................................................................

0698. Summary of remaining write-ins for Line 6 from overflow page ...... 0699. TOTALS (Lines 0601 through 0603 plus 0698) (Line 6 above)

...........................

...........................

...........................

. 0

0

...........................

...........................

...........................

. 0

0

...........................

...........................

...........................

. 0

0

...........................

...........................

...........................

. 0

0

...........................

...........................

...........................

. 0

0

...........................

...........................

...........................

. 0

0

...........................

...........................

...........................

. 0

0

...........................

...........................

...........................

. 0

0

...........................

...........................

...........................

. 0

0

...........................

...........................

...........................

. 0

0

...........................

...........................

...........................

. 0

0

...........................

...........................

...........................

. 0

0

...........................

...........................

...........................

. 0

0

1301. .........................................................................................................

1302. .........................................................................................................

1303. .........................................................................................................

1398. Summary of remaining write-ins for Line 13 from overflow page .... 1399. TOTALS (Lines 1301 through 1303 plus 1398) (Line 13 above)

...........................

...........................

...........................

. 0

0

...........................

...........................

...........................

. 0

0

...........................

...........................

...........................

. 0

0

...........................

...........................

...........................

. 0

0

...........................

...........................

...........................

. 0

0

...........................

...........................

...........................

. 0

0

...........................

...........................

...........................

. 0

0

...........................

...........................

...........................

. 0

0

...........................

...........................

...........................

. 0

0

...........................

...........................

...........................

. 0

0

...........................

...........................

...........................

. 0

0

...........................

...........................

...........................

. 0

0

...........................

...........................

...........................

. 0

0

14

  1. Indicate if blocks of business in run-off that comprise less than 5% of premiums and less than 5% of reserve and loans liability are aggregated with material blocks of business and which columns are affected. .............................................................................................................................................

  2. Attach statement as to valuation standard used in calculating this reserve, specifying reserve bases, interest rates and methods.

EXHIBIT 7 - DEPOSIT TYPE CONTRACTS

1

Total

2

Guaranteed Interest Contracts

3

Annuities Certain

4

Supplemental Contracts

5

Dividend Accumulations or Refunds

6

Premium and Other

Deposit Funds

  1. Balance at the beginning of the year before reinsurance ......................................................................................................................................................

  2. Deposits received during the year .........................................................................................................................................................................................

  3. Investment earnings credited to the account .........................................................................................................................................................................

  4. Other net change in reserves ................................................................................................................................................................................................

  5. Fees and other charges assessed ........................................................................................................................................................................................

  6. Surrender charges .................................................................................................................................................................................................................

  7. Net surrender or withdrawal payments ..................................................................................................................................................................................

  8. Other net transfers to or (from) Separate Accounts ..............................................................................................................................................................

  9. Balance at the end of current year before reinsurance (Lines 1+2+3+4-5-6-7-8) (a) ............................................................................................................

  10. Reinsurance balance at the beginning of the year ................................................................................................................................................................

  11. Net change in reinsurance assumed .....................................................................................................................................................................................

  12. Net change in reinsurance ceded ..........................................................................................................................................................................................

  13. Reinsurance balance at the end of the year (Lines 10+11-12) ..............................................................................................................................................

  14. Net balance at the end of current year after reinsurance (Lines 9 + 13)

. 13,295,748,589

. 63,875,900,816

. 138,736,505

. (6,792,376)

. 0

. 0

. 63,130,242,429

. 0

. 14,173,351,105

. (3,656,276)

. 0

. 4,461,448

. (8,117,724)

14,165,233,381

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

0

. 172,206,146

. 67,157,234

. 4,835,158

. 4,707,624

. 0

. 0

. 77,632,111

. 0

. 171,274,050

. (3,656,276)

. 0

. 3,887,159

. (7,543,435)

163,730,615

. 252,071,289

. 5,305,582

. 5,905,842

. 0

. 0

. 0

. 24,172,318

. 0

. 239,110,395

. 0

. 0

. 574,289

. (574,289)

238,536,106

. 12,871,471,154

. 63,803,438,000

. 127,995,505

. (11,500,000)

. 0

. 0

. 63,028,438,000

. 0

. 13,762,966,659

. 0

. 0

. 0

. 0

13,762,966,659

15

  1. FHLB Funding Agreements:

    1. Reported as GICs (captured in column 2) .....................................................................................$ 0

    2. Reported as annuities certain (captured in column 3) ...................................................................$ 0

    3. Reported as supplemental contracts (captured in column 4) ........................................................$ 0

    4. Reported as dividend accumulations or refunds (captured in column 5) ...................................... $ 0

    5. Reported as premium or other deposit funds (captured in column 6) ........................................... $ 0

    6. Total Reported as deposit-type contracts (captured in column 1): (Sum of Lines 1 through 5) .... $ 0

PART 1 - Liability End of Current Year

1

Total

2

Individual Life

3

Group Life

4

Individual Annuities

5

Group Annuities

6

Accident & Health

7

Fraternal

8

Other Lines of Business

  1. Due and unpaid:

    1. Direct .....................................................................................................

    2. Reinsurance assumed ...........................................................................

    3. Reinsurance ceded ................................................................................

    4. Net .........................................................................................................

  2. In course of settlement:

    1. Resisted ......................... 2.11 Direct ...................................................................................................

  1. Reinsurance assumed .........................................................................

  2. Reinsurance ceded ..............................................................................

  3. Net .......................................................................................................

. 1,346,025

. 56,588,873

. 14,382,337

. 43,552,561

. 29,393

. 0

. 0

. 29,393

. 1,284,954

. 53,010,387

. 14,382,337

. 39,913,004

. 29,393

. 0

. 0

(b) 29,393

. 61,071

. 0

. 0

. 61,071

. 0

. 0

. 0

(b) 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

(b) 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 3,578,486

. 0

. 3,578,486

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

2.2 Other .............................. 2.21 Direct ....................................................................................................

  1. Reinsurance assumed .........................................................................

  2. Reinsurance ceded ..............................................................................

  3. Net .......................................................................................................

  1. Incurred but unreported:

    1. Direct ......................................................................................................

    2. Reinsurance assumed ...........................................................................

    3. Reinsurance ceded ................................................................................

    4. Net .........................................................................................................

. 458,567,821

. 10,086,565

. 239,540,173

. 229,114,213

. 82,447,953

. 19,600,140

. 49,804,944

. 52,243,149

. 444,734,341

. 0

. 237,270,221

(b) 207,464,120

. 75,074,073

. 17,176,879

. 49,295,926

(b) 42,955,026

. 1,329,489

. 0

. 0

(b) 1,329,489

. 4,358,772

. 0

. 104,610

(b) 4,254,162

. 3,769,975

. 0

. 0

(b) 3,769,975

. 0

. 0

. 0

(b) 0

. 4,573,406

. 0

. 0

. 4,573,406

. 0

. 0

. 0

. 0

. 4,160,610

. 10,086,565

. 2,269,952

(b) 11,977,223

. 3,015,108

. 2,423,261

. 404,408

(b) 5,033,961

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

. 0

  1. TOTALS ............................... 4.1 Direct ......................................................................................................

    1. Reinsurance assumed ...........................................................................

    2. Reinsurance ceded ................................................................................

    3. Net

. 542,391,192

. 86,275,578

. 303,727,454

324,939,316

. 521,122,761

. 70,187,266

. 300,948,484

(a) 290,361,543

. 5,749,332

. 0

. 104,610

(a) 5,644,722

. 3,769,975

. 0

. 0

3,769,975

. 4,573,406

. 0

. 0

4,573,406

. 7,175,718

. 16,088,312

. 2,674,360

20,589,670

. 0

. 0

. 0

0

. 0

. 0

. 0

0

16

  1. Including matured endowments (but not guaranteed annual pure endowments) unpaid amounting to $ ............... 3,519,787 in Column 2 and $ ............................. 0 in Column 3.

  2. Include only portion of disability and accident and health claim liabilities applicable to assumed "accrued" benefits. Reserves (including reinsurance assumed and net of reinsurance ceded) for unaccrued benefits for Individual Life $ ..............46,815,023 Group Life $ ............... 2,384,396 , and Individual Annuities $ 0

    are included in Page 3, Line 1, (See Exhibit 5, Section on Disability Disabled Lives); and for Accident and Health $ ............498,372,946 are included in Page 3, Line 2 (See Exhibit 6, Claim Reserve).

    PART 2 - Incurred During the Year

    1

    Total

    2

    Individual Life (a)

    3

    Group Life (b)

    4

    Individual Annuities

    5

    Group Annuities

    6

    Accident & Health

    7

    Fraternal

    8

    Other Lines of Business

    . 5,854,486,073

    . 115,360,979

    . 3,488,687,380

    (c) 2,481,159,672

    . 542,391,192

    . 86,275,578

    . 303,727,454

    . 324,939,316

    . 444,248,748

    . 480,678,135

    . 106,298,190

    . 106,893,666

    . 480,082,659

    153,427,398

    . 2,807,225,332

    . 80,652,429

    . 1,353,081,870

    . 1,534,795,891

    . 521,122,761

    . 70,187,266

    . 300,948,484

    . 290,361,543

    . 377,141,239

    . 458,627,935

    . 72,857,862

    . 103,958,690

    . 427,527,107

    84,065,633

    . 13,927,281

    . 0

    . 653,111

    . 13,274,170

    . 5,749,332

    . 0

    . 104,610

    . 5,644,722

    . 0

    . 6,583,895

    . 0

    . 111,099

    . 6,472,796

    301,898

    . 1,457,995,030

    . 294,479

    . 958,340,892

    . 499,948,617

    . 3,769,975

    . 0

    . 0

    . 3,769,975

    . 111,240,341

    . 345,168

    . 0

    . 0

    . 345,168

    40,430,322

    . 1,414,954,489

    . 0

    . 1,053,975,921

    . 360,978,568

    . 4,573,406

    . 0

    . 0

    . 4,573,406

    . (45,407,786)

    . 5,279,979

    . 0

    . 0

    . 5,279,979

    27,525,494

    . 160,383,941

    . 34,414,071

    . 122,635,586

    . 72,162,426

    . 7,175,718

    . 16,088,312

    . 2,674,360

    . 20,589,670

    . 1,274,954

    . 9,841,158

    . 33,440,328

    . 2,823,877

    . 40,457,609

    1,104,051

    . 0

    . 0

    . 0

    . 0

    . 0

    . 0

    . 0

    . 0

    . 0

    . 0

    . 0

    . 0

    . 0

    0

    . 0

    . 0

    . 0

    . 0

    . 0

    . 0

    . 0

    . 0

    . 0

    . 0

    . 0

    . 0

    . 0

    0

    . 5,916,199,130

    . 95,338,367

    . 3,976,342,518

    2,035,194,979

    . 2,869,720,158

    . 77,981,833

    . 1,843,147,270

    1,104,554,721

    . 13,092,718

    . 0

    . 344,724

    12,747,994

    . 1,461,419,837

    . 294,479

    . 1,029,150,911

    432,563,405

    . 1,414,247,916

    . 0

    . 981,042,641

    433,205,275

    . 157,718,501

    . 17,062,055

    . 122,656,972

    52,123,584

    . 0

    . 0

    . 0

    0

    . 0

    . 0

    . 0

    0

    1. Settlements During the Year:

      1. Direct .....................................................................................................................................................

      2. Reinsurance assumed ...........................................................................................................................

      3. Reinsurance ceded ................................................................................................................................

      4. Net .........................................................................................................................................................

    2. Liability December 31, current year from Part 1:

      1. Direct .....................................................................................................................................................

      2. Reinsurance assumed ...........................................................................................................................

      3. Reinsurance ceded ................................................................................................................................

      4. Net .........................................................................................................................................................

    3. Amounts recoverable from reinsurers December 31, current year ..............................................................

    4. Liability December 31, prior year:

      1. Direct .....................................................................................................................................................

      2. Reinsurance assumed ...........................................................................................................................

      3. Reinsurance ceded ................................................................................................................................

      4. Net .........................................................................................................................................................

    5. Amounts recoverable from reinsurers December 31, prior year ..................................................................

    6. Incurred Benefits

      1. Direct .....................................................................................................................................................

      2. Reinsurance assumed ...........................................................................................................................

      3. Reinsurance ceded ................................................................................................................................

      4. Net

    17

    (a) Including matured endowments (but not guaranteed annual pure endowments) amounting to $

    . 10,547,499

    in Line 1.1, $

    . 8,053,515

    in Line 1.4.

    $ 12,412,321

    in Line 6.1, and $

    . 9,918,337

    in Line 6.4.

    (b) Including matured endowments (but not guaranteed annual pure endowments) amounting to $

    . 0

    in Line 1.1, $

    . 0

    in Line 1.4.

    $ 0

    in Line 6.1, and $

    . 0

    in Line 6.4.

  3. Includes $ ................. 10,079,488 premiums waived under total and permanent disability benefits.