Bank Audited Results for the Financial Year Ended 31 December 2025 - Full Audited Financial Statements

Registration No: 197201001799 (13491-P)

(Incorporated in Malaysia)

The Directors have pleasure in submitting their Report and the audited Financial Statements of the Group and CIMB Bank Berhad ("CIMB Bank" or "the Bank") for the financial year ended 31 December 2025.

The principal activities of the Bank during the financial year are commercial banking and the provision of related financial services, including Islamic banking. The principal activities of the significant subsidiaries as set out in Note 16 to the Financial Statements, consist of Islamic banking, offshore banking, debt factoring, trustees and nominee services, and property ownership and management. There was no significant change in the nature of these activities during the financial year.

The dividends on ordinary shares paid or declared by the Bank since 31 December 2024 are as follow:

Single tier 2nd interim dividend of 24.40 sen per ordinary share,

paid on 17 March 2025 1,641,481

Single tier 1st interim dividend of 33.49 sen per ordinary share,

paid on 9 September 2025 2,252,999

The Directors have proposed a single tier second interim dividend of approximately 28.90 sen per share on 6,727,379,733 ordinary shares, amounting to RM1,944 million in respect of the financial year ended 31 December 2025. The single tier second interim dividend was approved by the Board of Directors in a resolution dated 29 January 2026.

The Directors have proposed a single tier special dividend of RM1,000 million in respect of the financial year ended 31 December 2025. The proposed single tier special dividend was approved by the Board of Directors on 29 January 2026.

The Financial Statements for the current financial year do not reflect this proposed second interim dividend. The dividend will be accounted in equity as an appropriation of retained earnings in the next financial year.

The Directors do not recommend the payment of any final dividend on ordinary shares or Redeemable Preference Shares for the financial year ended 31 December 2025.

There were no material transfers to or from reserves or provisions or allowances during the financial year other than those disclosed in the Financial Statements and Notes to the Financial Statements.

The Bank did not issue share capital during the financial year.

Before the Financial Statements of the Group and of the Bank were prepared, the Directors took reasonable steps to ascertain that proper action had been taken in relation to the writing off of bad debts and financing and the making of allowance for doubtful debts and financing, and satisfied themselves that all known bad debts and financing had been written off and that adequate allowance had been made for doubtful debts and financing.

At the date of this Report, the Directors are not aware of any circumstances which would render the amounts written off for bad debts and financing, or the amount of the allowance for doubtful debts and financing in the Financial Statements of the Group and of the Bank, inadequate to any substantial extent.

Before the Financial Statements of the Group and of the Bank were prepared, the Directors took reasonable steps to ascertain that any current assets, other than debts and financing, which were unlikely to realise in the ordinary course of business, including the values of current assets as shown in the accounting records of the Group and of the Bank, had been written down to an amount which the current assets might be expected so to realise.

At the date of this Report, the Directors are not aware of any circumstances which would render the values attributed to current assets in the Financial Statements of the Group and of the Bank misleading.