AXIS Capital Reports Fourth Quarter Net Income Available to Common Shareholders of $282 Million, or $3.67 per Diluted Common Share and Operating Income of $250 Million, or $3.25 per Diluted Common Share

About this update from Axis Capital Holdings Limited

[{"type":"image","alt":"AXIS Specialty US Services Inc.","displaySize":"","headline":null,"caption":"AXIS Specialty US Services Inc.","className":"","disableSlideshowImg":false,"size":{"original":{"width":300,"height":200,"url":"https://media.zenfs.com/en/globenewswire.com/eb39b62fe54deb5e133eba97f1423dac"},"resized":{"url":"https://s.yimg.com/ny/api/res/1.2/Myf3rczKwkiFDXHZBEg_ww--/YXBwaWQ9aGlnaGxhbmRlcjt3PTQyMDtoPTI4MDtjZj13ZWJw/https://media.zenfs.com/en/globenewswire.com/eb39b62fe54deb5e133eba97f1423dac","width":300,"height":200}},"lazy":false},{"type":"text","content":" For the  fourth quarter of 2025 , the Company reports: ","length":57,"tagName":"p"},{"type":"list","items":[{"val":[{"type":"text","content":" Annualized return on average common equity ("ROACE") of 19.4% and annualized operating ROACE of 17.2% ","length":111,"tagName":"p"}]},{"val":[{"type":"text","content":" Combined ratio of 90.4% ","length":23,"tagName":"p"}]},{"val":[{"type":"text","content":" Underwriting income of $184 million , an increase of $55 million , or 42% , compared to the fourth quarter of 2024 ","length":111,"tagName":"p"}]},{"val":[{"type":"text","content":" Book value per diluted common share of $77.20 , an increase of $3.38 , or 4.6% , compared to September 30, 2025 ","length":108,"tagName":"p"}]}],"tagName":"ul","bulletedList":true,"length":353,"olType":false},{"type":"text","content":" For the year ended 2025 , the Company reports: ","length":45,"tagName":"p"},{"type":"list","items":[{"val":[{"type":"text","content":" Net income available to common shareholders of $979 million , or $12.35 per diluted common share, and operating income of $1.0 billion , or $12.92 per diluted common share ","length":169,"tagName":"p"}]},{"val":[{"type":"text","content":" Return on average common equity ("ROACE") of 17.3% and Operating ROACE of 18.1% ","length":89,"tagName":"p"}]},{"val":[{"type":"text","content":" Combined ratio of 89.8% ","length":23,"tagName":"p"}]},{"val":[{"type":"text","content":" Underwriting income of $725 million , an increase of $154 million , or 27% , compared to December 31, 2024 ","length":108,"tagName":"p"}]},{"val":[{"type":"text","content":" Book value per diluted common share of $77.20 , an increase of $11.93 , or 18.3% , compared to December 31, 2024 ","length":114,"tagName":"p"}]},{"val":[{"type":"text","content":" Total capital returned to common shareholders of $1.0 billion, including common share repurchases of $888 million pursuant to our Board-authorized share repurchase program, and common share dividends of $139 million ","length":220,"tagName":"p"}]}],"tagName":"ul","bulletedList":true,"length":723,"olType":false},{"type":"text","content":"PEMBROKE, Bermuda, Jan. 28, 2026 (GLOBE NEWSWIRE) -- AXIS Capital Holdings Limited ("AXIS Capital" or "AXIS" or "the Company") (NYSE: AXS) today announced financial results for the fourth quarter ended December 31, 2025.","length":255,"tagName":"p"},{"type":"text","content":"Commenting on the 2025 financial results, Vince Tizzio, President and CEO of AXIS Capital, said:","length":96,"tagName":"p"},{"type":"text","content":" " The fourth quarter capped an outstanding year for AXIS as we continued to drive sustained profitable growth while executing on our specialty strategy. In 2025, we delivered on our stated goals, producing an 18% year-over-year increase in diluted book value per common share, 18.1% operating ROE, 89.8% combined ratio, and record gross premiums written of $9.6 billion, up 7% over the prior year. ","length":401,"tagName":"p"},{"type":"text","content":" "Our insurance business generated excellent results, highlighted by a 9% year-over-year increase in gross premiums written at $7.2 billion and an 86.1% combined ratio. A key driver was our new and expanded business lines, which we believe have significant upside potential. We also saw steady bottom-line performance from our targeted reinsurance business, which produced a 92.6% combined ratio for the year. ","length":413,"tagName":"p"},{"type":"text","content":" "We are now operating consistently as One AXIS, capitalizing on the best opportunities across our chosen markets, generating efficiency gains through our How We Work program, and sharpening our market position as a differentiated specialty leader. " ","length":258,"tagName":"p"},{"type":"readMore"},{"type":"text","content":" Consolidated Highlights* ","length":24,"tagName":"p"},{"type":"list","items":[{"val":[{"type":"text","content":"Net income available to common shareholders for the year ended December 31, 2025 was $979 million, a decrease of $73 million, or 7%, compared to the year ended December 31, 2024","length":187,"tagName":"p"}]},{"val":[{"type":"text","content":"Operating income (1) for the year ended December 31, 2025 was $1.0 billion, an increase of $72 million, or 8%, compared to the year ended December 31, 2024","length":164,"tagName":"p"}]},{"val":[{"type":"text","content":"Underwriting income (2) for the year ended December 31, 2025 was $725 million, an increase of $154 million, or 27%, compared to the year ended December 31, 2024","length":169,"tagName":"p"}]},{"val":[{"type":"text","content":"Net investment income of $767 million for the year, compared to $759 million, an increase of $8 million, or 1%, principally due to income from cash and higher returns on alternative investments","length":193,"tagName":"p"}]},{"val":[{"type":"text","content":"Book yield of fixed maturities was 4.6% at December 31, 2025, compared to 4.5% at December 31, 2024. The market yield was 4.7% at December 31, 2025","length":147,"tagName":"p"}]},{"val":[{"type":"text","content":"The effective tax rates of 13.7% for the quarter and 17.7% for the year were due to pre-tax income in our Bermuda, U.K., U.S., and European operations. Corporate income tax of 15% applied to Bermuda pre-tax income effective January 1, 2025","length":239,"tagName":"p"}]},{"val":[{"type":"text","content":"Total capital returned to common shareholders of $1.0 billion for the year, including common share repurchases of $888 million pursuant to our Board-authorized share repurchase program, and common share dividends of $139 million","length":228,"tagName":"p"}]},{"val":[{"type":"text","content":"Book value per diluted common share was $77.20 at December 31, 2025, an increase of $3.38, or 4.6%, compared to September 30, 2025","length":130,"tagName":"p"}]},{"val":[{"type":"text","content":"Book value per diluted common share increased by $11.93, or 18.3%, for the year, driven by net income, and net unrealized investment gains, partially offset by common share repurchases, and common share dividends of $1.76 per share","length":231,"tagName":"p"}]}],"tagName":"ul","bulletedList":true,"length":1688,"olType":false},{"type":"text","content":"* Amounts may not reconcile due to rounding differences.","length":56,"tagName":"p"},{"type":"text","content":" Footnotes referred to above 1 Operating income (loss) and operating income (loss) per diluted common share are non-GAAP financial measures as defined in SEC Regulation G. The reconciliations to the most comparable GAAP financial measures, net income (loss) available (attributable) to common shareholders and earnings (loss) per diluted common share, respectively, and a discussion of the rationale for the presentation of these items are provided later in this press release. 2 Consolidated underwriting income (loss) is a non-GAAP financial measure as defined in SEC Regulation G. The reconciliation to net income (loss), the most comparable GAAP financial measure, is provided later in this press release.","length":709,"tagName":"p"},{"type":"text","content":" Footnotes to page 3 3 All comparisons are with the same period of the prior year, unless otherwise stated. 4 The current accident year loss ratio, excluding catastrophe and weather-related losses is calculated by dividing the current accident year losses less pre-tax catastrophe and weather-related losses, net of reinsurance, by net premiums earned less reinstatement premiums. 5 Current accident year loss ratio, catastrophe and weather-related losses ratio, current accident year loss ratio, excluding catastrophe and weather-related losses, current accident year combined ratio, and current accident year combined ratio, excluding catastrophe and weather-related losses are non-GAAP financial measures as defined in SEC Regulation G. The reconciliations to the most comparable GAAP financial measure, net losses and loss expenses ratio and combined ratio, together with a discussion of the rationale for the presentation of these items, are provided later in this press release. 6 Amounts presented on a constant currency basis are non-GAAP financial measures as defined in SEC Regulation G. The constant currency basis is calculated by applying the average foreign exchange rate from the current year to prior year amounts. The reconciliations to the most comparable GAAP financial measures, together with a discussion of the rationale for the presentation of these items, are provided later in this press release. Variances that are unchanged on a constant currency basis are omitted from the narrative.","length":1510,"tagName":"p"},{"type":"text","content":" ","length":0,"tagName":"p"},{"type":"table","headerItems":[],"items":[{"val":[{"colspan":"16","style":"text-align:center;vertical-align:middle;","val":[{"type":"text","content":" Consolidated Underwriting Highlights 3 ","length":37,"tagName":"p","attribs":{}}]}]},{"val":[{"colspan":"16","val":[{"type":"text","content":" ","length":6,"tagName":"p"}]}]},{"val":[{"style":"vertical-align:bottom;","val":[{"type":"text","content":" ","length":6,"tagName":"p","attribs":{}}]},{"colspan":"7","style":"text-align:center;vertical-align:middle;vertical-align:middle;","val":[{"type":"text","content":" Quarters ended December 31, 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