American Express® Expands Membership Rewards® Points Redemption Opportunities for U.S Card Members Checking Out with Apple Pay®

About this update from American Express Company

NEW YORK, July 01, 2026--(BUSINESS WIRE)--Today, American Express is expanding Membership Rewards® points redemption options for eligible Card Members with the launch of Use Pay with Points with Apple Pay. The new feature allows Card Members to redeem points directly within Apple Pay's easy, secure and private checkout experience online, giving them greater flexibility to use points on everyday purchases. "Card Members want rewards that fit naturally into how they shop and spend," said Lisa Kalhans, Executive Vice President of U.S. Consumer Cards at American Express. "With this launch, we're making it easier than ever for Card Members to use Membership Rewards points on the purchases they make every day." "Users want flexibility and choice when shopping online, and we're excited to work with American Express to bring Card Members a powerful new way to redeem rewards when checking out with Apple Pay," said Jennifer Bailey, Apple's vice president of Apple Pay and Apple Wallet. "The feature makes it incredibly simple and convenient to use points with the seamless, secure experience users know and love from Apple Pay." The launch follows the recent announcement that Fanatics will become an American Express Membership Rewards transfer partner within the next year, allowing members to transfer points into FanCash which can be redeemed for authentic apparel, trading cards, collectibles and exclusive experiences. This reflects American Express' ongoing commitment to bring Card Members redemption opportunities at more of the brands, businesses, and experiences that matter most to them. How it Works Eligible Card Members can apply Membership Rewards points directly within the existing online or in apps Apple Pay payment experience — without needing to leave checkout, open another app or complete additional redemption steps. Here's how: When a user redeems Membership Rewards points through Apple Pay, Apple does not retain any transaction information linked to the user. Get more information about using Membership Rewards points when checking out with Apple Pay. ABOUT AMERICAN EXPRESS American Express (NYSE: AXP) is a global payments and premium lifestyle brand powered by technology. Our colleagues around the world back our customers with differentiated products, services, and experiences that enrich lives and build business success.

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