Business
Alm. Brand A/S - Interim report for Q4 2025
Sustained positive development in underlying business in both Personal Lines and Commercial Lines secures strong finish to the strategy period The insurance service result for Q4 2025 was a profit of DKK 521 million (Q4 2024: DKK 440 million), equivalent to a combined ratio of 82.4 (84.5), driven by favourable developments in Personal LinesInsurance revenue grew by 4.6% to DKK 2,976 million (DKK 2,845 million), driven in particular by strong premium growth of 9.8% in Personal Lines The undiscoun
About this update from Alm. Brand A/s
Sustained positive development in underlying business in both Personal Lines and Commercial Lines secures strong finish to the strategy period Full-year performance Rasmus Werner Nielsen (CEO) on the Q4 financial results: “We recorded a satisfactory year in 2025, in which we welcomed many new customers and helped our customers with more than a thousand claims each day. It is imperative to us to be there for our customers in a time of substantial turmoil and uncertainty. Our Q4 performance marks a strong finish to 2025, supported by sustained strong growth in Personal Lines and a favourable trend in the underlying business. The performance reflects our dedicated work to become an even more efficient and competitive group for the benefit of our customers and shareholders. We thus have a robust platform for our new strategy period, in which we aim to unfold our still great potential and make it even more simple to be a customer of Alm. Brand Group. Due to Alm. Brand Foreningen 1792 being our principal shareholder, our strong financial results will enable the association to distribute funds for the benefit of customers and society at large. For 2026, the association has committed to reinvesting DKK 185 million in Alm. Brand Group. DKK 100 million of this amount will be spent on launching our new loyalty programme. This will create added value for our customers and contribute to further improving the group’s competitive strength.” This interim report and related materials are available at Alm. Brand Group’s investor website: Q4 2025 Webcast and conference call Alm. Brand will host a conference call for investors and analysts today, Thursday 29 January 2026 at 11:00 a.m. The conference call and presentation will be available on Alm. Brand Group’s investor website: Conference call dial-in numbers for investors and analysts (PIN: 465218): United Kingdom: +44 20 3936 2999 USA: +1 646 233 4753 Denmark: +45 89 87 50 45 Link to webcast: https://events.q4inc.com/attendee/214538468 Contact Please direct any questions regarding this announcement to: Investors and equity analysts: Head of Investor Relations & ESG Mads Thinggaard Mobile no. +45 2025 5469 Press: Head of Communications and Media Relations Mikkel Luplau Schmidt Mobile no. +45 2052 3883 Attachments