Dave Riches
Interim Director of Investor Relations
Replay available
Zions Bancorporation N.A. (NASDAQ: ZION) Q2 2026 earnings conference call, held 2026-07-20. Replay captured from the company's public earnings webcast.

Interim Director of Investor Relations
Chairman and Chief Executive Officer
Chief Financial Officer
Analyst at Evercore ISI
President and Chief Operating Officer
Analyst at Truist Securities
Analyst at Morgan Stanley
Analyst at Deutsche Bank
Analyst at Citi
Analyst at Jefferies
Analyst at Autonomous Research
Analyst at DA Davidson
Chief Credit Officer
Analyst at Cantor
Analyst at J.P. Morgan
Analyst at RBC Capital Markets
Analyst at TD Cowen
Analyst at Wells Fargo
Greetings and welcome to the Zions Bancorp second quarter earnings conference call. At this time, all participants are in a listen-only mode. The question and answer session will follow the formal presentation. If anyone should require operator assistance during the conference, please press star zero on your telephone keypad. And please note that this conference is being recorded. I'll now turn the call over to Dave Riches. Thank you, Dave. You may begin. Thank you, Julian, and good evening, everyone. Welcome to our conference call to discuss Zions Bancorporation's second quarter 2026 results. My name is Dave Riches, interim director of investor relations. Before we begin, I would like to remind you that during this call, we will be making forward-looking statements. Actual results may differ materially. We encourage you to review the forward-looking statements and non-GAAP disclosures in our press release and on slide two of today's presentation. which apply equally to statements made during this call. A copy of the earnings release and the presentation are available at zionsbancorporation.com. For our agenda today, Chairman and Chief Executive Officer Harris Simmons will provide opening remarks. Following Harris' comments, Chief Financial Officer Ryan Richards will review our financial results and outlook. Also with us today are Scott McLean, President and Chief Operating Officer, and Derek Stewart, Chief Credit Officer. After our prepared remarks, we will hold a question and answer session. This call is scheduled for one hour. I will now turn the time over to Harris Simmons. Thanks very much, Dave, and good evening, everyone. We were recently pleased with our financial results for the first quarter, which reflect meaningful year-over-year improvement and continued...