Carl Shepherd
Analyst, RBC Capital Markets
Replay available
WesBanco, Inc. (NASDAQ: WSBC) Q3 2025 earnings conference call, held 2025-10-23. Replay captured from the company's public earnings webcast.

Analyst, RBC Capital Markets
Senior Executive Vice President and Chief Financial Officer, WestBanco, Inc.
Analyst, Raymond James
Analyst, HubSy
Senior Vice President of Investor Relations, WestBanco, Inc.
Analyst, Stevens
President and Chief Executive Officer, WestBanco, Inc.
Analyst, KBW
Good day and welcome to WestBanco, Inc.' 's third quarter 2025 earnings conference call. All participants will be in listen-only mode. Should you need assistance, please signal a conference specialist by pressing the star key followed by zero. After today's presentation, there will be an opportunity to ask questions. To ask a question, you may press star then one on a touch-tone phone. To withdraw your question, please press star then two. Please note that this event is being recorded. I would now like to turn the conference over to John Iannone, Senior Vice President of Investor Relations. Please go ahead. Thank you. Good afternoon. Welcome to WestBanco, Inc.' 's third quarter 2025 earnings conference call. Leading the call today are Jeff Jackson, President and Chief Executive Officer, and Dan Weiss, Senior Executive Vice President and Chief Financial Officer. Today's call, an archive of which will be available on our website for one year, contains forward-looking information. Cautionary statements about this information and reconciliations of non-GAAP measures are included in our earnings-related materials issued yesterday afternoon, as well as our other SEC filings and investor materials. These materials are available on the investor relations section of our website, westbanko.com. All statements speak only as of October 23rd, 2025, and West Bank undertakes no obligation to update them. I would now like to turn the call over to Jeff. Jeff? Thanks, John, and good afternoon. On today's call, we will provide an overview on operational efforts and third quarter results, as well as provide an update on our outlook for 2025. Key takeaways from the call today are Earnings per share of 94 cents when excluding merger-related charges, which was highlighted by loan growth fu...