Wells Fargo & Company (WFC) Q3 2025 Earnings Call

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Replay transcript excerpt

WEBVTT 00:00:00.031 -- 00:00:05.256 Welcome, and thank you for joining the Wells Fargo third quarter 2025 earnings conference 00:00:05.256 -- 00:00:10.560 call. All lines have been placed on mute to prevent any background noise. 00:00:10.560 -- 00:00:15.024 After the speaker's remarks, there will be a question and answer session. 00:00:15.024 -- 00:00:18.947 If you would like to ask a question during this time, simply press star 1. 00:00:18.947 -- 00:00:22.611 If you would like to withdraw your question, press star 2. 00:00:22.611 -- 00:00:25.593 Please note that today's call is being recorded. 00:00:25.593 -- 00:00:30.355 I would now like to turn the call over to John Campbell, Director of Investor Relations. 00:00:30.355 -- 00:00:32.517 Sir, you may begin the conference. 00:00:32.517 -- 00:00:37.362 Morning, everyone. Thank you for joining our call today where our CEO, Charlie Scharf, 00:00:37.362 -- 00:00:43.769 and our CFO, Mike Santamassimo, will discuss third quarter results and answer your questions. 00:00:43.769 -- 00:00:46.512 This call is being recorded. 00:00:46.512 -- 00:00:51.117 Before we get started, I would like to remind you that our third quarter earnings materials, 00:00:51.117 -- 00:00:56.522 including the release, financial supplement, and presentation deck, are available 00:00:56.522 -- 00:00:59.604 on our website at wellsfargo.com. 00:01:00.005 -- 00:01:04.310 I'd also like to caution you that we may make forward-looking statements during today's 00:01:04.310 -- 00:01:08.695 call that are subject to risks and uncertainties. 00:01:08.695 -- 00:01:13.741 Factors that may cause actual results to differ materially from expectations are 00:01:13.741 -- 00:01:19.028 detailed in our SEC filings, including the Form 8-K filed today containing 00:01:19.0...