Walker & Dunlop, Inc (WD) Q3 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:03.135 Good day and welcome to the Q3 2025 00:00:03.135 -- 00:00:06.079 Walker & Dunlop Incorporated Earnings Call. 00:00:06.079 -- 00:00:09.904 Today's conference is being recorded. At this time, I'd like to turn the conference over 00:00:09.904 -- 00:00:13.308 to Ms. Kelsey Duffy. Please go ahead. 00:00:13.308 -- 00:00:17.594 Thank you. Good morning, everyone. Thank you for joining Walker & Dunlop's third quarter 00:00:17.594 -- 00:00:22.420 2025 earnings call. I have with me this morning our chairman and CEO, Willie Walker, 00:00:22.420 -- 00:00:27.166 and our CFO, Greg Florkowski. This call is being webcast live on our website, and a recording 00:00:27.166 -- 00:00:31.403 will be available later today. Both our earnings press release and website provide details 00:00:31.403 -- 00:00:36.209 on accessing the archived webcast. This morning, we posted our earnings release and presentation 00:00:36.209 -- 00:00:40.592 to the investor relations section of our website, www.walkerdunlop.com. 00:00:41.235 -- 00:00:44.619 These slides serve as a reference point for some of what Willie and Greg will touch on 00:00:44.619 -- 00:00:49.064 during the call. Please also note that we will reference the non-GAAP financial metrics, 00:00:49.064 -- 00:00:53.069 adjusted EBITDA, and adjusted core EPS during the course of this call. 00:00:53.069 -- 00:00:57.133 Please refer to the appendix of the earnings presentation for a reconciliation of these 00:00:57.133 -- 00:01:01.667 non-GAAP financial metrics. Investors are urged to carefully read the forward-looking 00:01:01.667 -- 00:01:03.810 statements language in our earnings release. 00:01:03.810 -- 00:01:07.095 Statements made on this call which are not historical facts may be deemed forward-looking 00:01:...