Kelly Motto
Analyst, KBW
Replay available
WaFd, Inc. (NASDAQ: WAFD) Q1 2026 earnings conference call, held 2026-01-16. Replay captured from the company's public earnings webcast.

Analyst, KBW
Chief Financial Officer
Chief Marketing and Investor Relations Manager
Chief Credit Officer
President and Chief Executive Officer
Analyst, Piper Sandler
Analyst, Stevens & Company
Good day and thank you for standing by. Welcome to WAFED Inc's fiscal first quarter 2026 results conference call. At this time, all participants are in a listen-only mode. Please be advised that today's conference is being recorded. After the speaker's presentation, there will be a question and answer session. To ask a question, please press star 1 1 on your telephone and wait for your name to be announced. To withdraw your question, please press star 1 1 again. I would now like to hand the conference over to your speaker today, Brad Good, Chief Marketing and Investor Relations Manager. Thank you, Josh. Good morning, everybody. Happy New Year. Let's dive into our 2026 first quarter earnings report. You can find our earnings press release along with our detailed fact sheet and investor scorecard on our website at wapabank.com. During today's call, we'll make some forward-looking statements, which are subject to risks and uncertainties, and are intended to be covered by the safe harbor provisions of federal securities law. Information on risk factors that could cause actual results to differ are available from the earnings press release that was released yesterday, and the recently filed Form 10-K for the fiscal year ended September 30 of 2025. Forward-looking statements are effective only as the date they are made, and LAWCAD assumes no obligation to update information concerning its expectations. We'll also reference non-GAAP financial measures, and I encourage you to review the non-GAAP reconciliations provided in our earnings materials. With us this morning, our President and CEO, Brent Beardall, Chief Financial Officer, Kelly Holtz, and Chief Credit Officer, Ryan Maurer. I'd now like to hand the call over to Mr. Beardall. Thank you, Mr. Good. Good morning, everyon...