Vienna Insurance Grp Ord (VNRGF) Q4 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

Thank you very much. Warm welcome and best regards from Ringturm from Vienna. We have been glad to present today the 2025 preliminary results of Vienna Insurance Group and I will do this together with our CFO Liane Hirner and also for the Q&A on our side is our Deputy CEO Peter Höfinger. So from my side I would start with maybe also the key proposition we have and our positioning, which is quite strong, as you know. And I think on the slide number two, give just a flavor about the main topics we have on our side. So market leader in Central Eastern Europe, still with growth prospects. As you know, we have high diversification in sales and all over the regions of Central Eastern Europe. we are quite strong also for the next years in targeting the growth. We have clear decentralized business models, so our understanding is being a group. The picture to that we need is the fleet with strong ships, with also responsible captains on the boats, and they are the backbone and the basis for our strong development in the current situation, but also, as we will see, in the strategic planning for the next years, also for the future. Financial strength, it will be touched deeply by Liane Hirner, so we have a stable and strong basis, not only in solvents ratios, but also on the current basis all over. And we are also focusing in a responsible way to the future, which means that we are also very active in the programming about sustainability. Let's go on with the highlights we can present for the year 2025, which really was an exceptional year in the results we will present today. So very strong top line and also earnings growth overall. which is, I would say, high above peers, and this also remarks that we are on the strong way in the focus of our business, especially in our core ...