VersaBank (VBNK) Q2 2025 Earnings Call

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Replay transcript excerpt

WEBVTT 00:00:00.824 -- 00:00:05.750 Good morning, ladies and gentlemen. Welcome to VersaBank's second quarter fiscal 2025 00:00:05.750 -- 00:00:10.757 financial results conference call. This morning, VersaBank issued a 00:00:10.757 -- 00:00:16.682 news release reporting its financial results for the second quarter ended April 30, 2025. 00:00:16.965 -- 00:00:21.350 That news release, along with the bank's financial statements, MD&A, and supplemental 00:00:21.350 -- 00:00:26.117 financial information are available on the bank's website in the investor relations section, 00:00:26.117 -- 00:00:31.592 as well on Cedar Plus and Edgore. Please note that in addition to the telephone dial-in, 00:00:31.592 -- 00:00:34.696 VersaBank is webcasting this morning's conference call. 00:00:34.696 -- 00:00:39.182 The webcast is listen-only. If you're listening to the webcast but wish to ask a question 00:00:39.182 -- 00:00:43.747 in the Q&A session following Mr. Taylor's presentation, please dial in to the conference 00:00:43.747 -- 00:00:47.973 line, the details of which are included in this morning's news release and on the bank's 00:00:47.973 -- 00:00:49.414 website. 00:00:49.414 -- 00:00:54.100 For those participating in today's call by telephone, the accompanying slide presentation 00:00:54.100 -- 00:00:59.121 is available on the bank's website. Also, today's call will be archived for replay both 00:00:59.121 -- 00:01:03.446 by telephone and by the internet beginning approximately one hour following completion 00:01:03.446 -- 00:01:08.052 of the call. Details on how to access the replays are available in this morning's news 00:01:08.052 -- 00:01:09.513 release. 00:01:09.513 -- 00:01:13.438 I would like to remind our listeners that the statements about future events made on 00:01:...