Verisk Analytics, Inc. (VRSK) Q4 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:05.077 Good day, everyone, and welcome to the various fourth quarter 2025 earnings results conference 00:00:05.077 -- 00:00:10.103 call. This call is being recorded. Currently, all participants are 00:00:10.103 -- 00:00:15.129 in a listen-only mode. After today's prepared remarks, we will conduct a question 00:00:15.129 -- 00:00:19.855 and answer session where we will limit participants to one question so that we can allow 00:00:19.855 -- 00:00:25.521 everyone to ask a question. We will have further instructions for you at that time. 00:00:25.521 -- 00:00:29.545 For opening remarks and introductions, I would like to turn the call over to various 00:00:29.545 -- 00:00:32.891 Head of Investor Relations, Ms. Stacey Broadbar. 00:00:32.891 -- 00:00:35.355 Ms. Broadbar, please go ahead. 00:00:35.355 -- 00:00:38.160 Thank you, Operator, and good day, everyone. 00:00:38.160 -- 00:00:43.008 We appreciate you joining us today for a discussion of our fourth quarter 2025 financial 00:00:43.008 -- 00:00:48.157 results. On the call today are Lee Schabel, Verisk's President and Chief Executive 00:00:48.157 -- 00:00:51.938 Officer, and Elizabeth Mann, Chief Financial Officer. 00:00:51.938 -- 00:00:56.104 The earnings release referenced on this call, as well as our traditional quarterly earnings 00:00:56.104 -- 00:01:01.511 presentation and the associated 10K, can be found in the investor section of our website, 00:01:01.511 -- 00:01:03.053 Verisk.com. 00:01:03.053 -- 00:01:08.120 The earnings release has also been attached to an 8K that we have furnished to the SEC. 00:01:08.120 -- 00:01:14.062 A replay of this call will be available for 30 days on our website and by dial-in. 00:01:14.062 -- 00:01:18.308 As set forth in more detail in today's earnings re...