Uniqa Inrnce Grp Unsp/Adr (UNIXY) Q1 2026 Earnings Call

Investor webinar replay

Replay transcript excerpt

Ladies and gentlemen, we warmly welcome you to the conference call of the first quarter results for 2026 of the Unica Insurance Group AG. I'm pleased to welcome CEO Andreas Brandstetter and CSRO Kurz Bogota, who will guide us through the presentation shortly. After the presentation, we will move on to a Q&A session where we allow questions in person via the audio line today. And having said that, Hello from Vienna and thank you very much for your time and interest in the Q1 figures of Unica Insurance Group which show resilient numbers and which show again a full match with our 2028 targets and which also are a very constant roof of our diversified business model. Just reminding you of our targets for the year 2028. 6% premium CAGR 2. 7% EPS CAGR a common ratio which is below 93% net and last but not least a min cost ratio which is constantly below 15% this is what we communicated to you and if we start on slide 4 on the left part of this slide we see that all our figures of our KPRs in this first 3 months of 2026 proved that we are everywhere on track Let me briefly start with the growth, which shows on slide 5 an increase of 14.4%. As you might have seen, the growth in our home market Austria, the direct insurer business, is north of 4%, 4.2%. The growth in our international market, which means in CE, is 6.2%, so basically we are Pretty much in line, even if, as we already felt a couple of months before, we see a little bit of headwind in the Eastern European market, as far as the market growth itself is concerned. But we are quite optimistic that within the next three quarters of this year, we'll also be able to catch up and to reach our 8% growth in CEE, which, as you know, is our target line for the next year. What is special to mention here is that we have a kin...