Maggie Carr
Investor Relations
Replay available
Two Harbors Investment Corp (NYSE: TWO) Q4 2025 earnings conference call, held 2026-02-03. Replay captured from the company's public earnings webcast.

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WEBVTT 00:00:00.284 -- 00:00:02.827 Please stand by. Good 00:00:02.827 -- 00:00:05.831 morning. My name is Ruth, and I will be your conference facilitator. 00:00:05.831 -- 00:00:10.897 At this time, I would like to welcome everyone to 2's fourth quarter 2025 financial 00:00:10.897 -- 00:00:15.042 results call. All participants are in a listen-only mode. 00:00:15.042 -- 00:00:18.647 After the speaker's remarks, there will be a question and answer period. 00:00:18.647 -- 00:00:22.729 I would now like to turn the call over to Maggie Carr. 00:00:24.054 -- 00:00:29.601 Good morning, everyone, and welcome to our call to discuss 2's fourth quarter 2025 financial 00:00:29.601 -- 00:00:33.897 results. With me on the call this morning are Bill Greenberg, our President and Chief 00:00:33.897 -- 00:00:38.962 Executive Officer, Nick Letica, our Chief Investment Officer, and William Dallal, 00:00:38.962 -- 00:00:44.008 our Chief Financial Officer. The earnings press release and presentation associated 00:00:44.008 -- 00:00:49.334 with today's call have been filed with the SEC and are available on the SEC's website, 00:00:49.334 -- 00:00:54.458 as well as the investor relations page of our website at 2inv.com. 00:00:55.297 -- 00:00:59.623 In our earnings release and presentation, we have provided reconciliations of GAAP to 00:00:59.623 -- 00:01:04.089 non-GAAP financial measures, and we urge you to review this information in conjunction 00:01:04.089 -- 00:01:06.152 with today's call. 00:01:06.152 -- 00:01:10.237 As a reminder, our comments today will include forward-looking statements, which are 00:01:10.237 -- 00:01:14.783 subject to risks and uncertainties that may cause our results to differ materially from 00:01:14.783 -- 00:01:16.325 expectations. 00:01:16.325 -- 00:01:20.932 ...