TRUFIN PLC (TRU) — Final results for the year ended 31 December 2025

Investor webinar replay

Replay transcript excerpt

Good morning, and welcome to the TRUFIN PLC investor presentation. Throughout this recorded presentation, investors will be in listen only mode. Questions are encouraged and could be submitted at any time via the q and a tab situated on the right hand corner of your screen. Simply type in your questions and press send. The company may not be in a position to answer every question it receives during the meeting itself. However, the company can review all questions submitted today and publish responses where appropriate to do so. Before we begin, I'd like to submit the following poll. I'd now like to hand you over to James Vanderberg, CEO. Good morning, sir. Hello, lady. Thank you very much, and thank you all for attending today. So I'm James Vandenberg. I'm the CEO of TRUFIN, and next to me is James Hussey, the CFO of TRUFIN. So thank you all for taking the time to to listen to us today. So so the plan we have is that I'm gonna go I'm gonna give you a short introduction to the group, and then I'm going to hand over to James. And James is going to go through the full year numbers in a bit more detail, and I'm going to then present on the key achievements for TRUFIN during 2025, where we're heading most importantly, and we're going to leave plenty of time for questions. So TRUFIN. So as you know, TRUFIN is a holding company. We are a majority shareholder in three businesses, Oxygen, Starga, and Playstack. I'm going to go into more detail on each company later. For those of you who don't know us, a very quick overview. Oxygen is an early payments business. It also offers data services to county councils and local authorities and their suppliers in The UK. It's based in Birmingham, and it's run by Vicky Sloan. Certargo offers credit control tools and lending software. It'...