The Federal Bank Limited (FEDS) Q3 2026 Earnings Call

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WEBVTT 00:00:00.858 -- 00:00:06.265 Ladies and gentlemen, good day and welcome to the Q3 FY26 Earnings Conference 00:00:06.265 -- 00:00:09.469 Call of the Federal Bank Limited. 00:00:09.469 -- 00:00:13.734 As a reminder, all participant lines will be in the listen-only mode and there will be 00:00:13.734 -- 00:00:18.099 an opportunity for you to ask questions after the presentation concludes. 00:00:18.099 -- 00:00:22.104 If you need assistance during the conference call, please signal an operator by pressing 00:00:22.104 -- 00:00:26.450 star and zero on your touchtone phone. I now hand the conference over to Mr. 00:00:26.450 -- 00:00:30.475 Solikar, Head Investor Relations, The Federal Bank Limited. 00:00:30.475 -- 00:00:33.038 Thank you and over to you, sir. 00:00:33.038 -- 00:00:36.963 Thank you so much. Good evening, everyone, and a very happy new year to all of you. 00:00:36.963 -- 00:00:40.708 Thank you for joining us today for our Q3 earnings call. 00:00:40.708 -- 00:00:43.231 Before we begin, a quick housekeeping note. 00:00:43.231 -- 00:00:48.598 In the last interaction, we had mentioned that we would try and avoid scheduling earnings 00:00:48.598 -- 00:00:53.525 calls on Saturdays, and we are glad we could keep this promise this quarter. 00:00:53.525 -- 00:00:57.791 As always, the entire senior team is here on the call with us today. 00:00:57.791 -- 00:01:00.775 We'll begin with the opening remarks from our MD. 00:01:00.775 -- 00:01:06.702 Then, Venkatesh sir, he would take you through the quarter, the main numbers actually. 00:01:06.702 -- 00:01:09.466 And after which, we'll open the floor for further questions. 00:01:09.466 -- 00:01:13.612 And given the number of participants on the call and the time available, we request everyone 00:01:13.612 -- 00:01:18....