Abhishek Solikar
Head – Investor Relations, The Federal Bank Limited
Replay available
The Federal Bank Limited (LSE: FEDS) Q3 2026 earnings conference call, held 2026-01-16. Replay captured from the company's public earnings webcast.

Head – Investor Relations, The Federal Bank Limited
Analyst, Nomura
Analyst, Autonomous Research
Analyst, IFL Capital
Analyst, Investec
Ladies and gentlemen, good day and welcome to the Q3 FY26 Earnings Conference Call of the Federal Bank Limited. As a reminder, all participant lines will be in the listen-only mode and there will be an opportunity for you to ask questions after the presentation concludes. If you need assistance during the conference call, please signal an operator by pressing star and zero on your touchtone phone. I now hand the conference over to Mr. Solikar, Head Investor Relations, The Federal Bank Limited. Thank you and over to you, sir. Thank you so much. Good evening, everyone, and a very happy new year to all of you. Thank you for joining us today for our Q3 earnings call. Before we begin, a quick housekeeping note. In the last interaction, we had mentioned that we would try and avoid scheduling earnings calls on Saturdays, and we are glad we could keep this promise this quarter. As always, the entire senior team is here on the call with us today. We'll begin with the opening remarks from our MD. Then, Venkatesh sir, he would take you through the quarter, the main numbers actually. And after which, we'll open the floor for further questions. And given the number of participants on the call and the time available, we request everyone to restrict themselves to one question so that we can accommodate as many participants as possible. So, with that, I'll hand it over to our MD. Manish sir, over to you. Thanks, Abhishek. Before Venkat walks you through the numbers in detail, I would like to make a few introductory remarks about some of the important events during this quarter. First, this was one of the 12 strategic themes that we had listed in February last. As you are aware, we took on board Vidya Balan as brand ambassador and launched a media campaign, Savings Key Vidya. We took...