The Bancorp, Inc. (TBBK) Q4 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

Good morning, ladies and gentlemen, and welcome to the Bancorp Inc. Q4 and Fiscal 2025 Earnings Conference Call. At this time, all lines are in listen-only mode. Following the presentation, we will conduct a question and answer session. If at any time during this call you require immediate assistance, please press star zero for the operator. This call is being recorded on Friday, January 30th, 2026. I would now like to turn the conference over to Andres Vigoslav. Please go ahead. Thank you, operator. Good morning, and thank you for joining us today for the Bancorp's fourth quarter and fiscal 2025 financial results conference call. On the call with me today are Damian Kozlowski, Chief Executive Officer, and Dominic Canuso, our Chief Financial Officer. This morning's call is being webcast on our website at www.thebancorp.com. There will be a replay of the call available via webcast on our website beginning at approximately 12 p.m. Eastern time today. The dial-in for the replay is 1-888-660-7000. Before I turn the call over to Damian, I would like to remind everyone that our comments and responses to questions reflects management's view as of today, January 30th, 2026. Yesterday, we issued our fourth quarter earnings release and updated investor presentation. Both are available on our investor relations website. We will make certain forward-looking statements on this call. These statements are subject to the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. and are subject to risks and uncertainty that could cause actual results to differ materially from the expectations and assumptions we mentioned today. These factors and uncertainties are discussed in our reports and filings with the Securities and Exchange Commission. In addition, we wi...