Jocelyn Kukulka
Head of Investor Relations
Replay available
Texas Capital Bancshares, Inc. (NASDAQ: TCBI) Q3 2025 earnings conference call, held 2025-10-22. Replay captured from the company's public earnings webcast.

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WEBVTT 00:00:00.267 -- 00:00:04.874 Good afternoon. Thank you for attending the Texas Capital Bank Shares Q3 2025 earnings 00:00:04.874 -- 00:00:08.058 call. My name is Matt, and I'll be the moderator for today's call. 00:00:08.058 -- 00:00:10.902 All lines will be muted during the presentation portion of the call for an opportunity 00:00:10.902 -- 00:00:15.028 for questions and answers at the end. If you would like to ask a question, please press 00:00:15.028 -- 00:00:19.394 star one on your telephone keypad. I'd like to pass the conference over to our host, 00:00:19.394 -- 00:00:22.118 Jocelyn Kukulka, head of investor relations. 00:00:22.118 -- 00:00:23.941 Jocelyn, please go ahead. 00:00:23.941 -- 00:00:28.968 Good morning, and thank you for joining us for TCBI's third quarter 2025 earnings conference 00:00:28.968 -- 00:00:32.704 call. I'm Jocelyn Kukulka, Head of Investor Relations. 00:00:32.704 -- 00:00:36.548 Before we begin, please be aware this call will include forward-looking statements that 00:00:36.548 -- 00:00:40.653 are based on our current expectations of future results or events. 00:00:40.653 -- 00:00:44.737 Forward-looking statements are subject to both known and unknown risks and uncertainties 00:00:44.737 -- 00:00:49.242 that could cause actual results to differ materially from these statements. 00:00:49.242 -- 00:00:52.485 Our forward-looking statements are as of the date of this call, and we do not assume 00:00:52.485 -- 00:00:57.381 any obligation to update or revise them. Today's presentation will include certain non-GAAP 00:00:57.381 -- 00:01:02.248 measures, including but not limited to adjusted operating metrics, adjusted earnings 00:01:02.248 -- 00:01:05.372 per share, and return on invested capital. 00:01:05.372 -- 00:01:10.679 For a reco...