Fred Boulan
Analyst at Bank of America
Replay available
Temenos AG (LSE: 0QOA) Q4 2025 earnings conference call, held 2026-02-24. Replay captured from the company's public earnings webcast.

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WEBVTT 00:00:00.031 -- 00:00:04.096 Thanks for joining us for our Q4 and full year 25 results call. 00:00:04.096 -- 00:00:08.080 Before I hand over to Takis, I'd just like to flag that we're hosting our Capital Markets 00:00:08.080 -- 00:00:13.226 Day tomorrow in London and virtually. You can still register on our website to attend 00:00:13.226 -- 00:00:17.451 if you've not done so already. We'll be taking questions, as usual, at the end of this 00:00:17.451 -- 00:00:22.477 call related to the fourth quarter and fiscal year 2025, as well as our outlook for 00:00:22.477 -- 00:00:28.165 2026. I'd ask if you could please kindly keep your questions related to strategy 00:00:28.165 -- 00:00:33.112 for the CMD tomorrow, where we'll also be talking much more extensively about our approach 00:00:33.112 -- 00:00:37.199 to AI. With that, I'll hand over to Takis. 00:00:37.199 -- 00:00:39.843 Thank you, Adam. Good afternoon, good evening. 00:00:39.843 -- 00:00:45.011 I will talk you through our key performance and operational highlights for the quarter 00:00:45.011 -- 00:00:49.424 before updating you on our operational and financial performance. 00:00:49.424 -- 00:00:54.750 As Adam mentioned, we will go into more depth on our strategic execution and roadmap 00:00:54.750 -- 00:01:00.115 tomorrow at our Capital Markets Day, also covering AI, where we feel 00:01:00.115 -- 00:01:05.721 very well positioned with a strong vote for Temenos, giving us a structural competitive 00:01:05.721 -- 00:01:07.721 advantage. 00:01:07.783 -- 00:01:12.889 Starting on slide six, we achieved all our 2025 guidance metrics and 00:01:12.889 -- 00:01:17.995 delivered product revenue constant currency growth of 11% in the first 00:01:17.995 -- 00:01:22.422 year of our strategic plan, which is above the ma...