Catherine Miller
Senior Vice President of Investor Relations
Replay available
Synchrony Financial (SYF) Q4 2025 Earnings Call
Synchrony Financial (NYSE: SYF) Q4 2025 earnings conference call, held 2026-01-27. Replay captured from the company's public earnings webcast.
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Investor webinar replay
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Replay transcript excerpt
WEBVTT 00:00:00.031 -- 00:00:02.031 If 00:00:02.213 -- 00:00:08.857 you wish to ask a question following the prepared remarks, please press star 1. 00:00:08.999 -- 00:00:14.304 I will now turn the call over to Catherine Miller, Senior Vice President of Investor 00:00:14.304 -- 00:00:16.986 Relations. Thank you. You may begin. 00:00:16.986 -- 00:00:18.986 Catherine 00:00:19.388 -- 00:00:21.030 Miller Thank you, and good morning, everyone. 00:00:21.030 -- 00:00:23.632 Welcome to our quarterly earnings conference call. 00:00:23.632 -- 00:00:27.255 In addition to today's press release, we have provided a presentation that covers the 00:00:27.255 -- 00:00:29.798 topics we plan to address during our call. 00:00:29.798 -- 00:00:34.002 The press release, detailed financial schedules, and presentation are available on our 00:00:34.002 -- 00:00:36.623 website, synchronyfinancial.com. 00:00:36.725 -- 00:00:41.270 This information can be accessed by going to the investor relations section of the website. 00:00:41.270 -- 00:00:45.274 Before we get started, I wanted to remind you that our comments today will include forward-looking 00:00:45.274 -- 00:00:49.759 statements. These statements are subject to risks and uncertainty, and actual results 00:00:49.759 -- 00:00:54.084 can differ materially. We list the factors that might cause actual results to differ 00:00:54.084 -- 00:00:58.638 materially in our SEC filings, which are available on our website. 00:00:58.638 -- 00:01:02.584 During the call, we will refer to non-GAAP financial measures in discussing the company's 00:01:02.584 -- 00:01:06.751 performance. You can find a reconciliation of these measures to GAAP financial measures 00:01:06.751 -- 00:01:11.839 in our materials for today's call. Finally, Synchrony Financial is not ...