Sparebank 1 Ostlandet (0RU6) Q2 2025 Earnings Call

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WEBVTT 00:00:00.000 -- 00:00:04.960 That was the last presentation of today's last bank. 00:00:04.960 -- 00:00:09.860 And it comes from the bank that most of you are on the home stretch of the Oslo Sparbank 00:00:09.860 -- 00:00:16.220 in the east. Welcome to the stage, Clara-Lise Ås, and now it has been Gregel Bolstaf. 00:00:18.340 -- 00:00:22.700 Thank you very much. And if you have a regimen to press on, I'm very happy. 00:00:22.700 -- 00:00:24.880 A part of the Kostneros project at SMN, you can join. 00:00:24.880 -- 00:00:25.720 There, 00:00:25.720 -- 00:00:29.540 yes. I'm so tall, I didn't see it. 00:00:30.360 -- 00:00:36.020 I'm very happy to be here today. I must say as Jan Frode that I feel proud 00:00:36.020 -- 00:00:41.520 to be part of this alliance. And it's really fun to hear both Inge, Anne-Karoline 00:00:41.520 -- 00:00:46.060 and Jan Frode, together with their finance directors, talk about the banking world, because 00:00:46.060 -- 00:00:48.920 it's going pretty well. 00:00:48.920 -- 00:00:53.500 I'm going to go through the numbers for the Sparbank in the east, and we are proud of 00:00:53.500 -- 00:00:59.500 the numbers we deliver. We have a single-use tax deduction of 14.9%, 00:00:59.500 -- 00:01:04.660 and there is no doubt that it is delivered across the entire peninsula, from our entire 00:01:04.660 -- 00:01:08.100 finance department. So we have up on all revenue lines. 00:01:08.100 -- 00:01:11.560 Remember one thing, we have a slightly lower contribution from these alliance companies, 00:01:11.560 -- 00:01:15.720 we have lower shares, but at the same time it is a good contribution for us. 00:01:15.720 -- 00:01:21.220 And we have a lower loss cost this quarter, which I will also get into more closely. 00:01:21.220 -- 00:01:26.760 I'm going to dra...