Sparebank 1 Ostlandet (0RU6) Q2 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

That was the last presentation of today's last bank. And it comes from the bank that most of you are on the home stretch of the Oslo Sparbank in the east. Welcome to the stage, Clara-Lise Ås, and now it has been Gregel Bolstaf. Thank you very much. And if you have a regimen to press on, I'm very happy. A part of the Kostneros project at SMN, you can join. There, yes. I'm so tall, I didn't see it. I'm very happy to be here today. I must say as Jan Frode that I feel proud to be part of this alliance. And it's really fun to hear both Inge, Anne-Karoline and Jan Frode, together with their finance directors, talk about the banking world, because it's going pretty well. I'm going to go through the numbers for the Sparbank in the east, and we are proud of the numbers we deliver. We have a single-use tax deduction of 14.9%, and there is no doubt that it is delivered across the entire peninsula, from our entire finance department. So we have up on all revenue lines. Remember one thing, we have a slightly lower contribution from these alliance companies, we have lower shares, but at the same time it is a good contribution for us. And we have a lower loss cost this quarter, which I will also get into more closely. I'm going to draw three things out. The tax net is up 3.2%, compared to last year, per form that would have been fused in if it had been totens. So we experience that as a good growth in the tax net, and at the same time it is the personal market that contributes the most. We are really good at broad income. We deliver on insurance, whether it is damage, life or pension, savings and at least the income tax. They have an all-time high on turnover, and it is really fun to see that the version of the three income tax companies to one, gives a strength and strength and a ...