SouthState Bank Corporation (SSB) Q1 2026 Earnings Call

Investor webinar replay

Replay transcript excerpt

Good morning, my name is Audra and I will be your conference operator today. At this time, I would like to welcome everyone to the South State Bank Corporation first quarter 2026 earnings conference call. Today's conference is being recorded. All lines have been placed on mute to prevent any background noise. After the speaker's remarks, there will be a question and answer session. If you would like to ask a question during this time, simply press the star key followed by the number one on your telephone keypad. If you would like to withdraw your question, press star one again. At this time, I'd like to turn the conference over to William Matthews, Chief Financial Officer. Please go ahead. Good morning. Welcome to South State's first quarter 2026 earnings call. This is Will Matthews, and I'm here with John Corbett, Steve Young, and Jeremy Lucas. We'll follow our pattern of brief remarks followed by a Q&A. I'll refer you to the earnings release and investor presentation under the investor relations tab of our website. Before we begin our remarks, I want to remind you that comments we make may include forward-looking statements within the meaning of the federal securities laws and regulations. Any such forward-looking statements we may make are subject to the safe harbor rules. Please review the forward-looking disclaimer and safe harbor language in the press release and presentation for more information about our forward-looking statements and risks and uncertainties which may affect us. Now I'll turn the call over to you, John. Thank you, Will. Good morning, everybody. Thanks for joining us. For the quarter, South State delivered a return on assets of 1.37% and a return on tangible common equity of 17.6%. As we progress through 2026, our four main priorities are, fir...